Hi friends! Our reader Balram shared interview experience that he had during IBPS PO V Interview. You can learn from his experience and find a way for yourself as well in the upcoming days.
- Name: Balram
- Venue: Andra Bank, Saifabad, Hyderabad
- Date: 20/01/2016
After verification is over entered in to panel room. So, Here goes my Interview.
Panel: So you are from?
Panel: What is your father’s occupation?
Me: Sir, He is a farmer.
P: How much land do you have and what major crops you grow?
P: Which type of loan you will take for this purpose?
Me: Agriculture loan
P: We know it is agri. loan but in that also there are so many types like motor loan. Irrigation loan etc. etc..
Me: Sir, We took crop loan…3months back also we took loan from RRB for this purpose..
P: Ok. How much?
P: So, suppose you are going to bank and applied for crop lone…what is the procedure for getting loan?
Me: Sir we will submit land docs.. after checking those they will give loan sir.
P: How they are calculating loan amount to some particular value…what is the logic behind it?
Me: sorry sir i don’t know…
P: Ok no problem. What is the use of internet in banking transactions?
Me: Sir because of this every branch is interconnected with each other and to a centralized server so that each and every transaction get updated to every branch.
P: So what happens next?
Me: If suppose i am transferring some amount to my friend who is in Delhi from hyd…Within seconds he will get that money…
P: Ok.. what is business in banking?
Me: sir taking deposits and lend.
P: that much only?
Me: No sir that is the main business in bank and other things like selling insurance products ..mutual fund products…
P: Ok. If centralised server fails what happens to the accounts n transactions?
Me: Sir we will be having back up option so that we can retrieve data back.
P: If suppose due to some fire or crash problem backup also gone…then?
Me: Normally we have back up option …if that is also gone means….sorry i don’t know sir
P: They gave some explanation. Suppose you are appointed in some rural area. How will you help farmers?
Me: Sir, I will tell them the govt. schemes and loans offered by banks and I will explain the new technologies so that they can improve their income.
P: What technologies we are using in agri.?
Me: Sir presently we are using GPS and soil test methods
P: Ok…what is the latest technology in this area?
Me : Sorry sir I don’t know.
P: It is siri siri (something he told)
Me: Sir i heard that but i don’t know exactly (here the mistake by me…bcoz when i told like that…the panel member told to others that ” sir he heard but he don’t know” ..means i thought it was a mistake )
P: What is state song of Telangana?
Me: Sorry mam i am not getting it exactly…
P: kk…no problem…no need to know everything…best of luck Mr Balram…you can go now…
Thanks maam thank you sirs…
So, my interview completed in 8mins…
THANK YOU Balram for sharing your Interview Experience with us.
All the Best :)