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Current Affairs 4 & 5 November 2021

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We are here for you to provide the important Recent and Latest Current Affairs 4 & 5 November 2021, which have unique updates of Latest Current Affairs 2021 events from all newspapers such as The Hindu, The Economic Times, PIB, Times of India, PTI, Indian Express, Business Standard and all Government official websites.

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Ministry of Rural Development signs MoU with Flipkart to aid DAY-NRLMMinistry of Rural Development signs MoU with Flipkarti.In order to empower local businesses and self-help groups (SHGs) through Central Government’s Deendayal Antyodaya Yojana – National Rural Livelihood Mission (DAY-NRLM) program, the e-marketplace Flipkart has signed a Memorandum of Understanding (MoU) with the Ministry of Rural Development (MoRD) on November 2, 2021.
ii.Under this MoU, these businesses, especially led by women, will utilize Flipkart’s e-commerce platform to sell their products to its 10 crore customers.
About Ministry of Rural Development (MoRD):
Union Minister Giriraj Singh Constituency– Begusarai (Bihar)
MoS Sadhvi Niranjan Jyoti Constituency– Fatehpur (Uttar Pradesh)
MoS Faggan Singh Kulaste Constituency– Mandla (Madhya Pradesh)
>>Read Full News

Home Minister Amit Shah Launched Pan-India Health Cards Scheme for CPPF –  ‘Ayushmaan CAPF’

Home Minister Union home minister Amit Shah ‘Ayushmaan CAPFOn November 02, 2021, the Union Home Minister and Minister of Cooperation, Amit Shah launched the health cards scheme for CAPF (Central Armed Police Forces) personnel and their dependents, named ‘Ayushmaan CAPF’ at the national level in New Delhi.
Key Points:
i.‘Ayushmaan CAPF’ scheme is a joint initiative of the Ministry of Home Affairs (MHA) and the Ministry of Health and Family Welfare (MoHFW) and National Health Authority (NHA).
ii.The scheme was launched by Amit Shah on Pilot basis in Assam on 23rd January, 2021 to provide healthcare services to all CAPFs.
iii.Beneficiaries: The scheme will cover all serving personnel and their dependents of the 7 CAPFs under MHA, namely, Assam Rifles (ARs), Border Security Force (BSF), Central Industrial Security Force (CISF), Central Reserve Police Force (CRPF), Indo-Tibetan Border Police (ITBP), National Security Guard (NSG) and Sashastra Seema Bal (SSB).
iv.As a part of Pan-India roll out of the Scheme, the health cards will be distributed to all CAPFs which include serving force personnel and their family members. About 35 Lakh cards were scheduled to be distributed by December, 2021.
About Ministry of Home affairs:
Union Minister – Amit Shah (Constituency – Gandhi Nagar, Gujarat)
Minister of State – Ajay Kumar Mishra (Kheri, Uttar Pradesh), Nityanand Rai (Constituency – Ujiarpur, Bihar), Nisith Pramanik (Constituency – Coochbehar, West Bengal)
>>Read Full News


118 Indian universities in 2022 QS World University Rankings: Asia; Singapore’s NUS Tops118 Indian universities in 2022 QS World University Rankingsi.On November 2, 2021, QS (Quacquarelli Symonds) released QS Asia University Rankings 2022 featuring 118 Indian Universities following China with 126 universities.
ii.The ranking has been topped by National University of Singapore (NUS) for the 4th year in a row. It is followed by China’s Peking University at 2nd position, and Nanyang Technological University in Singapore and the University of Hong Kong in Hong Kong at 3rd rank.
iii.Indian Institute of Technology Bombay (IITB) (42nd regionally) and IIT Delhi (45th regionally) are the only two Indian institutions among the Top-50. IIT Madras, which was in 50th place last year, has lost four places and now ranks 54th.
About Quacquarelli Symonds (QS):
It is the world’s leading provider of services, analytics, and insight to the global higher education sector. It has been providing university rankings since 2004.
Headquarters– London, UK
Senior Vice President– Ben Sowter
>>Read Full News

Desert Warrior – Air Forces of India and Egypt Conducts Joint ExerciseAir forces of India and Egypt conduct two-day joint exercise - Desert WarriorAir forces of India and Egypt conducted a two-day exercise ‘Desert Warrior’ at El Beringat airbase, Egypt to enhance mutual understanding and share operational experience.

  • The exercise between two countries was conducted on October 30 and October 31.
  • Background – The exercise was initiated after the Air Chief Marshal RKS Bhadauria had visited Egypt and met Air Marshal Mohamed Abbas Helmy, the Commander-in-Chief of Egypt Air Force, to boost cooperation between the two services.


RBI Issues Revised PCA framework for BanksRBI unveils revised PCA frameworkOn November 02, 2021, the Reserve Bank of India (RBI) reviewed and revised the existing PCA framework for all Scheduled Commercial Banks (SCBs) excluding Small Finance Banks, Payment Banks and Regional Rural Banks.

  • Under the revised framework, Capital, Asset Quality and Leverage will act as the key areas for monitoring. (Capital, Asset quality and Profitability were the key areas for monitoring in 2017’s framework).
  • The provisions of the revised PCA Framework will be effective from January 1, 2022.

About PCA Framework:
i.PCA is a framework under which banks with weak financial metrics are put under watch by the Reserve Bank of India (RBI). Under the Framework, the supervised Entity will be required to initiate and implement remedial measures in a timely manner to restore its financial health.
ii.The RBI introduced the PCA framework in December 2002 as a structured early-intervention mechanism to supervise and regulate the banks that become undercapitalised due to poor asset quality, or vulnerable due to loss of profitability.
iii.The regulations were later revised in April 2017.
>>Read Full News

ADB Approved $61 Million Loan for Urban Development in AgartalaADB Provides Loan for Urban Development in Agartala, IndiaThe Asian Development Bank (ADB) has approved a $61 million(~INR 453 Crore) loan under ‘Agartala City Urban Development Project’ to improve livability, harness technology, and promote new developments to accommodate the expanding population in the city of Agartala, Tripura.
Key Points:
i.The Agartala City Urban Development Project will build and upgrade 48 kilometers (km) of new or existing stormwater drainage and construct 23 km of climate-resilient urban roads.
ii.The ADB’s support is aligned with the Government of India’s national Smart Cities Mission program, which aims to drive economic growth through local area development.
iii.ADB will also provide a $1 million technical assistance (TA) grant from its Technical Assistance Special Fund to support the project’s capacity building and awareness-raising activities.
iv.The project has a built-in component to increase the capacity of the Agartala Municipal Corporation, and other relevant agencies, on project management and operation and maintenance of urban infrastructure.
About Agartala:
i.Agartala, the capital and largest city in Tripura was represented as one of the fastest-developing cities in India by ADB.
ii.Strategic Location: Agartala is located near the Bangladesh–Bhutan–India–Nepal economic corridor hence it has the potential to become an economic–commercial hub for northeast India.
iii.The city is also Tripura’s gateway for tourism.
About Asian Development Bank (ADB):
Establishment– 1966
President – Masatsugu Asakawa
Headquarters –Mandaluyong, Metro Manila, Philippines
Members – 68 (49 from the Region)

BSE Join Hands with HDFC to Promote Start-up’s and SMEsBSE signs MoU with HDFC Bank to promote listing of SMEsBombay stock exchange (BSE) collaborated with HDFC Bank and signed a Memorandum of Understanding (MoU) to promote and encourage the Small and Medium Enterprises (SME) and also listing of Start-ups.

  • The collaboration helps the SMEs and Startups to get-in touch with accountants, Lawyers and Bankers in the list of BSE.
  • The collaboration resolves financial constraints for the startups and SMEs and creates sustainability.
  • Through this MoU, HDFC and BSE shall evaluate banking and lending solutions for  startups and SMEs.

i.HDFC is committed to develop, focus and encourage startups as they are reshaping the future world at present.
ii.BSE is the first stock exchange to get approval from The Securities and Exchange board of India (SEBI) to launch the SME platform on 13th March 2012.
iii.So far, BSE has listed about 353 companies and raised 3731.81 crores from the market as capitalization.
About Bombay stock exchange (BSE):
Establishment – 1875
Managing Director (MD) & Chief Executive Director (CEO) – Ashishkumar Chauhan
Headquarter – Mumbai, Maharashtra
About HDFC Bank:
Establishment -1994
MD & CEO – Sashidhar Jagdishan
Headquarters – Mumbai, Maharashtra
Tagline– We understand your world
Chatbot – Eva


TIIC, SIDM, CII sign agreement to facilitate defence manufacturing in MSMEs

On November 2, 2021, a Memorandum of Understanding (MoU) was signed between the Tamil Nadu Industrial Investment Corporation (TIIC) Limited, the Society of Indian Defence Manufacturers (SIDM) and the Confederation of Indian Industries (CII) to catalyze and facilitate defence manufacturing in the MSME (Micro, Small & Medium Enterprises) sector.

  • The MoU was signed in the presence of Tamil Nadu’s (TN) Industries Minister Thangam Thennarasu.

Need behind this partnership:
To address the needs of the MSME sector in meeting the defence indigenization and manufacturing requirements, skillset development, infrastructure buildup and investment promotion in defence manufacturing in TN.

  • This partnership will also cater to the target of making TN a $1 trillion GDP (Gross Domestic Product) economy by 2030 which is set by its Chief Minister Muthuvel Karunanidhi Stalin.

Key Points:
i.Under the first phase of this partnership ‘Champion MSME Industries’ in each of the five nodes of the Tamil Nadu Defence Corridor in Chennai, Tiruchi, Coimbatore, Salem and Hosur will be identified.
ii.The identified industries will be supported to enhance their managerial and technical capabilities to meet the demands of the defence sector.
Participants during MoU Signing:
TIIC Chairman and Managing Director (CMD) Hans Raj Verma; CMD, Tamil Nadu Industrial Development Corporation Limited (TIDCO), Pankaj Kumar Bansal; Chairman  SIDM, Jayanta D Patil; Chairman, CII – Tamil Nadu State Council S. Chandrakumar; SIDM Director General Sunil K Mishra, among others.
About Confederation of Indian Industries (CII):
Director General– Chandrajit Banerjee
Headquarters– New Delhi, Delhi

Almost 80 % of the Economy is now Formal after COVID Digitisation DriveAbout 80% of economy now formal following digitisation driveThe digitisation drive and pandemic situation of the gig economy have led to a faster formalisation of the economy.

  • Compared to 2018 the share of the informal sector shrunk from 52.4 per cent to just 15-20 per cent in 2020-2021.
  • The real GDP in FY21 stood at Rs 135.13 lakh crore, but lost 7.3 per cent in FY22 after the worst economic contraction ever recorded due to the epidemic.

Key points
i.The formal financial sector was expanded by 10 per cent , and that of formalised utility services size expanded by 1 per cent during the pandemic.
ii.Agriculture sector has been formalised by 20-25 per cent since 2018 where KCC credit was played major part and now the informal agriculture sector is 70-75 per cent.
About State Bank of India (SBI)
Establishment – 1st July, 1955
Chairman – Dinesh Kumar Khara
Headquarters – Mumbai, Maharashtra
Tagline – The Banker to Every Indian
>>Read Full News

TCI cold chain form Joint Venture with Japan’s MitsuiTCI cold chain arm and Japan’s Mitsui form joint ventureTCI Cold Chain Solutions (TCI CCS), a unit of Transport Corporation of India (TCI) and Japan’s Mitsui & Co Limited are entered into a joint venture to meet the growing demand for temperature controlled logistics solutions.

  • TCI has sold a 20% stake in its cold chain business to Japanese company Mitsui & Co for INR 63.5 crore.
  • Mitsui and TCI are 51:49 partners in a joint venture called Transystem International Ltd., a logistics solution provider founded in 1999 for Japanese automotive companies in India.

To scale-up and  build a robust cold chain infrastructure in India.
Key points
i.TCI CCS will provide temperature-controlled storage and transportation, for major local and global companies across various industries that include fresh food supply, pharmaceuticals, chemicals, and quick service restaurants (QSR), etc.
ii.It  will also offer primary distribution of products from plant to warehouse, and secondary distribution from its warehouse and distribution centers to retailers.
About Transport Corporation of India (TCI)
Managing Director: Vineet Agarwal
Founded: 1958
Headquarters :  Gurugram, Haryana


Ministry of Youth Affairs & Sports Announced the National Sports Awards 2021National Sports Awards for 2021 (1)The Ministry of Youth Affairs & Sports announced the recipients of the National Sports Awards 2021. President of India, Ram Nath Kovind, will felicitate the awardees during the award ceremony which will be held at the Darbar Hall of Rashtrapati Bhavan on 13th November 2021. 
The recipients of the National Sports Awards 2021 were recommended by the Selection Committee of the National Sports Awards 2021.
National Sports Awards:
i.The National Sports Awards are annually presented to recognise and reward excellence in sports.
ii.The National Sports Awards 2021 includes

  • Major Dhyan Chand Khel Ratna Award (12 awards)
  • Arjuna Award (35 awards)
  • Dronacharya Award (10 awards)
  • Dhyan Chand Award for Lifetime achievement (5 awards)
  • Rashtriya Khel Protsahan Puruskar (2 awards)
  • Maulana Abul Kalam Azad (MAKA) Trophy (1 award)

Selection Committee of the National Sports Awards 2021:
The Selection Committee of the National Sports Awards 2021 was chaired by former Supreme Court Judge Justice Mukundakum Sharma. 
About Ministry of Youth Affairs & Sports:
Union Minister- Anurag Singh Thakur (Constituency- Hamirpur, Himachal Pradesh)
Minister of State– Nisith Pramanik (Constituency- Coochbehar, West Bengal)
>>Read Full News           


CCI Approves HDFC Life’s 100% Acquisition of Exide Life

The Competition Commission of India (CCI) gave the approval to HDFC Life Insurance Company for acquiring 100% shareholding of Exide Life Insurance Limited under Article 31 (1) of the Competition Law of 2002.

  • After the completion of the share acquisition, Exide Life (which will become a wholly owned subsidiary of HDFC Life) is proposed to merge with HDFC Life.

Note– India has  raised foreign direct investment (FDI) limit  in insurance to 74% from 49%
Key points:
i.The Deal was signed for INR 6,687 crore. In which, HDFC Life is to pay INR 725.98 crore in cash and left money will pay by issuing 87 million shares at INR 685 apiece to Exide Industries.
ii.With this acquisition, HDFC Life will focus on deepening its presence in south India. The main focus will be on smaller towns.
About HDFC Life
HDFC Life has two wholly owned subsidiaries, HDFC Pension Management Company Ltd and HDFC International Life and Re Company Ltd.
Managing Director & CEO: Vibha Padalkar
Headquarters: Mumbai, Maharashtra
Founded: 2000
About Exide Life Insurance Limited
Headquarters: Bangalore, Karnataka
Founded: 2001
Managing Director & CEO : Kshitij Jain     


IREDA launches ‘Whistle Blower’ portal to raise Complaint on CorruptionIREDA launches 'Whistle Blower' portalThe Indian Renewable Energy Development Agency Ltd (IREDA), a PSU (Public Sector Undertaking) under the Ministry of New & Renewable Energy (MNRE),  launched a ‘‘Whistle-blower Portal’’, as a part of ‘Vigilance Awareness Week 2021’ celebrated from 26th October to 1st November 2021.

  • Objective – It provides facilities to the employees of IREDA to file complaints related to fraud, corruption, abuse of power etc.

i.The portal was launched by  Pradip Kumar Das, Chairman & Managing Director (CMD) of  IREDA and Dr. Praveen Kumari Singh, Additional Secretary, Central Vigilance Commission (CVC).
ii.The portal is a part of IREDA’s “Zero tolerance” of corruption policy. It will also  enhance good and responsible governance

  • It is developed by the Information Technology (IT) team of IREDA.
  • The latest issue of Vigilance journal ‘Pahal’ was also released

Note – Theme of the ‘Vigilance Awareness  Week 2021- ‘‘Independent India @75: Self Reliance with Integrity’’.
About CVC (Central Vigilance Commission)
The CVC was set up by the Government in February, 1964 on the recommendations of the Committee on Prevention of Corruption, headed by Shri K. Santhanam.

  • CVC Commissioner: Suresh N Patel

About IREDA ( Indian Renewable Energy Development Agency)
Chairman and Managing Director: Pradip Kumar Das
Headquarters : New Delhi
Founded: 11 March 1987

Union Minister Dr Jitendra Singh Inaugurated 650 Teraflops Supercomputing Facility at NABI & i-RISE, TBI at MohaliMinister inaugurates National Agri-Food Biotechnology Institute at MohaliDr Jitendra Singh, Union Minister of State (Independent Charge) Science & Technology, inaugurated the advanced 650 teraflops supercomputing facility at National Agri-Food Biotechnology Institute (NABI) at Mohali, Punjab. He also stated that the government of India will identify and promote 75 innovative Start-Ups in the 75th year of India’s independence.

  • This supercomputing facility will act as a facilitator for the 75 innovative Start-Ups working in areas like Telemedicine, Digital Health, mHealth with BIG Data, AI, BlockChain and other technologies.

Union Minister Dr Jitendra Singh Inaugurated i-RISE, TBI at Mohali:
Union Minister Dr Jitendra Singh has also inaugurated i-RISE, Technology Business Incubator (TBI) at Mohali which will provide world-class research facilities for start-ups in India.
About Ministry of Science & Technology(MoS&T):
Union Minister of State(IC)– Dr Jitendra Singh (Constituency- Udhampur, Jammu and Kashmir)
>>Read Full News


Sudha Murty has Authored a New Book Titled “The Sage with Two Horns: Unusual Tales from Mythology”“The Sage with Two Horns” Sudha Murty's new book Diwali gift for kidsSudha Murty, the chairperson of the Infosys Foundation and a renowned author has published her new book titled “The Sage with Two Horns: Unusual Tales from Mythology”, the 5th and last book of the “Unusual Tales from Mythology” series.
The book is published by Penguin Random House India imprint India Puffin. 
About Unusual Tales series:
The series features the stories of kings and queens, gods and goddesses, sages and extraordinary men and women of wisdom.

  • The Serpent’s Revenge: Unusual Tales from the Mahabharata
  • The Upside-Down King: Unusual Tales about Rama and Krishna
  • The Man From The Egg: Unusual Tales About The Trinity
  • The Daughter from a Wishing Tree: Unusual Tales about Women in Mythology

About Sudha Murty:
i.Sudha Murty is a prolific writer in English and Kannada, she has written novels, technical books, travelogues, collections of short stories and non-fiction.
ii.She is well known for her Children books.

  • Padma Shri for social works in 2006.
  • R.K. Narayan Award for Literature (2006)
  • Attimabbe Award for excellence in Kannada literature (2011).

Other books:

  • Wise and Otherwise: A salute to Life
  • How I Taught My Grandmother to Read and Other Stories
  • Gently Falls the Bakula
  • Mahashweta
  • The Old Man and His God: Discovering the Spirit of India
  • Grandma’s Bag Of Stories

 A book titled ‘’Not Just Cricket: A Reporters Journey’’ authors by Pradeep Magazine

A book titled ‘’Not just cricket: A Reporters Journey’’  by Pradeep Magazine is going to be released in Dec 2021. It is published by HarperCollins Publishers  India.
Key points
i.It  consists of life experiences, social, political, ups and downs of Indian cricket by the journalist Pradeep Magazine. It also contains  memorable cricket encounters and anecdotes of cricket.
ii.The write describe the picture of the kashmir from the 1950s to terror-ravaged Punjab, from the MandirMasjid rift and the impact of Mandal politics to the tragic consequences of the kashmir situation.Magazine paints a fascinating portrait of modern India
About Pradeep Magazine
i.He started his journalism career in 1979 with the Chandigarh edition of The Indian Express.Pradeep Magazine is a cricket writer, columnist and former sports editor of the pioneer, the India today e-paper and Hindustan Times.

  • He is the author of the book ‘’Not quite cricket ‘’that exposed the match fixing scandal.


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Current Affairs Today (AffairsCloud Today)

S.noCurrent Affairs 4 & 5 November 2021
1Ministry of Rural Development signs MoU with Flipkart to aid DAY-NRLM
2Home Minister Amit Shah Launched Pan-India Health Cards Scheme for CPPF –  ‘Ayushmaan CAPF’
3118 Indian universities in 2022 QS World University Rankings: Asia; Singapore’s NUS Tops
4Air Forces of India and Egypt Conducts Joint Exercise
5RBI Issues Revised PCA framework for Banks
6ADB Approved $61 Million Loan for Urban Development in Agartala
7BSE Join Hands with HDFC to Promote Start-up’s and SMEs
8TIIC, SIDM, CII sign agreement to facilitate defence manufacturing in MSMEs
9Almost 80 % of the Economy is now Formal after COVID Digitisation Drive
10TCI cold chain form Joint Venture with Japan’s Mitsui
11Ministry of Youth Affairs & Sports Announced the National Sports Awards 2021
12CCI Approves HDFC Life’s 100% Acquisition of Exide Life
13IREDA launches ‘Whistle Blower’ portal to raise Complaint on Corruption
14Union Minister Dr Jitendra Singh Inaugurated 650 Teraflops Supercomputing Facility at NABI & i-RISE, TBI at Mohali
15Sudha Murty has Authored a New Book Titled “The Sage with Two Horns: Unusual Tales from Mythology”
16 A book titled ‘’Not Just Cricket: A Reporters Journey’’ authors by Pradeep Magazine