Current Affairs PDF

Banking Awareness Quiz – Set 191

By
Aruna
-

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Hello Aspirants,
Welcome to Banking Awareness Quiz in AffairsCloud.com. Here we are creating quiz covering important questions which are common for all the bank exams and other competitive exams.

  1. _____ are investment vehicles which can be sponsored by commercial banks and NBFCs in India.
    A. IDF
    B. CRR
    C. MSF
    D. SLR
    E. None of these
    A. IDF
    Explanation:
    IDFs are investment vehicles which can be sponsored by commercial banks and NBFCs in India in which domestic/offshore institutional investors, specially insurance and pension funds can invest through units and bonds issued by the IDFs.

  2. Infrastructure Debt Funds (IDFs), can be set up ___________
    A. Trust
    B. Company
    C. Institution
    D. Either (A) or (B)
    E. Either (A) or (C)
    D. Either (A) or (B)
    Explanation:
    Infrastructure Debt Funds (IDFs), can be set up either as a Trust or as a Company.

  3. A trust based IDF would normally be a Mutual Fund (MF), regulated by _____
    A. SEBI
    B. NABARD
    C. RBI
    D. All of these
    E. None of these
    A. SEBI
    Explanation:
    A trust based IDF would normally be a Mutual Fund (MF), regulated by SEBI.

  4. A company based IDF would normally be an NBFC regulated by ______
    A. SEBI
    B. NABARD
    C. RBI
    D. All of these
    E. None of these
    C. RBI
    Explanation:
    A company based IDF would normally be an NBFC regulated by RBI.

  5. IDF-MFs can be sponsored by _____
    A. Banks
    B. IFCs
    C. NBFCs
    D. Both (A) and (B)
    E. Both (A) and (C)
    E. Both (A) and (C)
    Explanation:
    IDF-MFs can be sponsored by Banks and NBFCs.

  6. IDF-NBFCs can be sponsored by _____
    A. Banks
    B. IFCs
    C. NBFCs
    D. Both (A) and (B)
    E. Both (A) and (C)
    D. Both (A) and (B)
    Explanation:
    Only banks and Infrastructure Finance companies can sponsor IDF-NBFCs.

  7. “Sponsorship” means an equity participation by the NBFC between 30 to ____ of the IDF.
    A. 55%
    B. 49%
    C. 50%
    D. 45%
    E. None of these
    B. 49%
    Explanation:
    “Sponsorship” means an equity participation by the NBFC between 30 to 49% of the IDF.

  8. If NBFC is a sponsor of IDF-MF then the NBFC should have a minimum Net Owned Funds (NOF) of ______
    A. Rs. 100 crore
    B. Rs. 200 crore
    C. Rs. 300 crore
    D. Rs. 500 crore
    E. All of these
    C. Rs. 300 crore
    Explanation:
    The NBFC should have a minimum Net Owned Funds (NOF) of Rs.300 crore

  9. If NBFC is a sponsor of IDF-MF then the NBFC should have a Capital to Risk Weighted Assets (CRAR) of _____
    A. 5%
    B. 10%
    C. 15%
    D. 20%
    E. None of these
    C. 15%
    Explanation:
    If NBFC is a sponsor of IDF-MF then the NBFC should have a Capital to Risk Weighted Assets (CRAR) of 15%.

  10. If NBFC is a sponsor of IDF-MF then the net NPAs of NBFCs should be less than ____ of net advances.
    A. 5%
    B. 3%
    C. 2%
    D. 4%
    E. All of these
    B. 3%
    Explanation:
    If NBFC is a sponsor of IDF-MF then the net NPAs of NBFCs should be less than 3% of net advances.





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