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Banking Awareness Quiz – Set 138

By
Aruna
-

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Hello Aspirants,
Welcome to Banking Awareness Quiz in AffairsCloud.com. Here we are creating quiz covering important questions which are common for all the bank exams and other competitive exams.

  1. _______ is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of the person. 
    A. Credit Score
    B. Credit Report
    C. Credit File
    D. Credit Bureaus
    E. None of these
    A. Credit Score
    Explanation:
    Credit Score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of the person. 

  2. Government securities are instruments issued by the government to borrow money from the market is also known as ______
    A. Gilt-edged securities
    B. G – Secs
    C. Bonds
    D. Both (A) and (B)
    E. Both (B) and (C)
    D. Both (A) and (B)
    Explanation:
    Government securities are instruments issued by the government to borrow money from the market is also known as Gilt-edged securities or G-Secs.

  3. Gilt-edged securities are used to maintain _______
    A. Repo Rate
    B. CRR
    C. Reverse Repo Rate
    D. SLR
    E. None of these
    D. SLR
    Explanation:
    Gilt-edged securities are used to maintain SLR.

  4. Which of the following covered under the Consumer Protection Act?
    A. Standard & Poor’s
    B. Fitch
    C. ICRA
    D. ONICRA
    E. Banking Services
    E. Banking Services
    Explanation:
    Banking Services are covered under the Consumer Protection Act

  5. The PLR has been replaced with ______
    A. Repo Rate
    B. CRR
    C. Reverse Repo Rate
    D. SLR
    E. Base Rate
    E. Base Rate
    Explanation:
    The PLR has been replaced with Base Rate

  6. The Headquarters of Moody’s Investors Service is ______
    A. Washington DC
    B. New York
    C. Rome
    D. Geneva
    E. None of these
    B. New York
    Explanation:
    The Headquarters of Moody’s Investors Service is New York.

  7. Credit Rating Agency, ONICRA is a ______
    A. Private sector
    B. Scheduled Bank
    C. Development Bank
    D. Financial Services Company
    E. Public limited Company
    A. Private sector
    Explanation:
    Credit Rating Agency, ONICRA is a private sector agency.

  8. The Headquarters of Standard & Poor’s is _______
    A. Washington DC
    B. New York
    C. Rome
    D. Geneva
    E. None of these
    B. New York
    Explanation:
    The Headquarters of Standard & Poor’s is New York. 

  9. The Headquarters of SME Rating Agency of India (SMERA) is ______
    A. Mumbai
    B. New Delhi
    C. Chennai
    D. Hyderabad
    E. None of these
    A. Mumbai
    Explanation:
    The Headquarters of SME Rating Agency of India (SMERA) is Mumbai.

  10. The Headquarters of Fitch is ______
    A. Washington DC
    B. New York
    C. Rome
    D. Geneva
    E. None of these
    B. New York
    Explanation:
    The Headquarters of Fitch is New York





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