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RRB PO Interview Experience shared by Navjot

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Hi friends, myself Navjot from Punjab. I should say thanks to my friend JASKIRAN(My bestie), I came to know about Affairs cloud from her. Since then I am a regular user of Affairs Cloud. Here I met a good friend AB(Joey Tribbiani) and discussed many concepts with him. He’s good in Quants. Affairs Cloud is a great site. It has helped many aspirants. They have provided us free Mock Tests which helped us to score good in exam. So a big big THANKS to AC.

My interview(IBPS RRB PO) held on 16/11/2015. It was scheduled at 1:00pm, reached venue by 11:30 am. Document verification process started and it was very stringent, please do carry all the required documents as specified by IBPS. After this process I was asked to wait for my turn.

Before the verification process, We have to write anything in those languages which we have mentioned in our application form. I have written in 3 languages i.e. English, Punjabi and Hindi.


RRB Interview Expirence

  • Name: Navjot Kaur
  • Location: PUNJAB
  • Venue of Interview: Kapurthala
  • Date: 16/11/2015

While entering in the room, (Panel I – 3 males and 1 female)


Me: Good Afternoon Sirs, Good afternoon Mam.

M1,M2,M3,L1: Good Afternoon, Navjot.

M1: What are your qualifications?

Replied: Sir, I did my post graduation in Information Technology from Panjab University, Chandigarh.

M2: Ok, then why do you want to join bank as you are from IT sector?

Replied: It was during my college days, I came to know about the opportunities in banking sector. So I chose to appear for banking exams. With the Indian Government promoting financial inclusion, agriculture and manufacturing banks play a very important role in reaching these goals. So I really want to be a part of banking sector.

M1: Why do you want to work in RRB, you will be posted in rural area.

Replied: Sir, I am also from a village so I can easily interact with rural people and can tell them about various schemes.

M1: When was RRB established and why?

Me: Sir, RRBs were established in 1975 on the recommendation of Narsimhan committee and created primarily for the rural areas of India and farmers with basic banking and financial services.

M3: So you are from Hoshiarpur. Tell me something about Hybrid Maize.

Replied: Sorry sir, I don’t know about.

M1: Hmm. Navjot how many Mega bytes are there in 1 GB.

Replied: Sir, 1024 Mega Bytes.

M1: Okay Good. (Smiled)

Lady: Is there any account in which if we deposit some amount of money and can withdraw more than that?

Me: (I was confused). Then one member said overdraft something you know about that?

Me: Yes… Yes…. Yes… sir overdraft facility in which one can withdraw more money.

All penal members laughed yes.. yes.. Navjot we were asking about that.

Me: Yes sir in PMJDY  overdraft facility  provided. Account holders who have linked their Aadhar number with this account can use this.

M2: Good. Aam admi ka ahdikar Aadhar (Smiled)

So you read newspaper daily. Tell me about INDRA.

Me: Sir it is a joint army exercise between INDIA and RUSSIA.

M3: Very Good.

M1: So Navjot what is the interest charged for current account?

Me: (There’s no interest for Current accounts)

So I said sir current account?

M1: Yes Yes

Me: Sir there’s no interest charged on current account they are for industrialists and firms etc.

M1: (smiled) Yes you are right. Good.

M2: Do you know about cards?

Me: Yes sir Debit card, Credit card, Pre-paid card

M3: What are Debit and Credit cards?

Me: Sir, credit card is issued by a financial company giving the holder an option to borrow funds. Credit cards charge interest and are used for short-term financing and on the other side in a debit card transaction, the amount of a purchase is withdrawn from the available balance in the cardholder’s account. If the available funds are insufficient, the transaction is not completed.

M3: Yes. Mam now you ask.

Lady: Do you know about CC?

Me: Mam CC?

Lady: Yes Cash credit.

Me: Sorry I don’t know about that..(I was not sure)

M1: Do you know about Giani Zail Singh?

Me: Yes sir he’s the 7th President of India and was also chief minister of Punjab and inaugurated a highway named after Guru Gobind Singh.

M1: Good.

All members: Thank you Navjot

Me: Thank you sir.

Overall it was good. They were looking satisfied.


  1. Read about your local MLA, MP and noted people of your area.
  2. Make your answers clear and crisp.
  3. Don’t appear desperate.
  4. Dress for success.
  5. Be authentic and candid.

All the best!!.. :)