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Current Affairs 2 October 2021

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Bhupender Yadav launched ‘DigiSaksham’ in collaboration with Microsoft India to boost Youth EmploymentShri Bhupender Yadav launches DigiSakshami.As a move to further extend the Central Government’s effort of supporting youth from rural and semi-urban areas, on September 30, 2021, Union Minister Bhupender Yadav, Ministry of Labour and Employment launched DigiSaksham in collaboration with Microsoft India.
ii.It aims to enhance youth employment opportunities in these areas by imparting digital skills.
iii.Microsoft India has also roped in Aga Khan Rural Support Programme-India and its knowledge partner TMI e2E Academy for rolling out this initiative.
About Ministry of Labour & Employment (MoL&E):
Bhupender Yadav Constituency– Constituency – Rajasthan
Minister of State– Rameswar Teli (Constituency – Dibrugarh, Assam)
>>Read Full News

Indian & Australian Navies signs ‘Terms of Reference’ to conduct Navy to Navy talksIndia, Australia sign ‘Terms of Reference’ for navy to navy talksOn 29th September 2021, Indian Navy signed the ‘Terms of Reference’ (ToR) with the Royal Australian Navy to conduct Navy to Navy (N2N) talks under the framework of the ‘Joint Guidance for the India – Australia Navy to Navy Relationship’ document signed by the Navies in August. Notably, this is the 1st time the Indian Navy has signed such an agreement with another country.

  • The inaugural Navy-to-Navy Talk between India & Australia was held in 2005.

The signing ceremony was held virtually between Rear Admiral Jaswinder Singh, ACNS (FCI), IN and Rear Admiral Christopher Smith, DCNS, RAN.

Key Points:
i.The document provides guidelines for various mutual cooperations & interoperability between the navies.
ii.N2N talks acts as a principal medium for bilateral commitments between India & Australia to promote peace, security & stability in the Indo-Pacific region.
Note – In 2020, Australia participated in the annual maritime exercise – ‘Malabar’ between India, Japan & USA, for the first time in 13 years.
About Indian Navy:
Chief of Naval Staff (CNS) – Admiral Karambir Singh
Founded – 26 January 1950
About Australia:
Prime Minister – Scott Morrison
Capital – Canberra
‘AUSINDEX’ is an annual bilateral Military Exercise between India & Australia

Govt Extended the Validity of ECLGS till March 31, 2022ECLGS’ scope expanded, scheme extended till March 2022To support the various businesses impacted by the second wave of COVID 19, the government has decided to extend the timeline of the Emergency Credit Line Guarantee Scheme (ECLGS) till March 31, 2022, or till guarantees for an amount of Rs 4.5 lakh crore are issued under the scheme, whichever is earlier.

  • The last date of disbursement under the scheme was also extended to June 30, 2022.
  • Since its launch, ECLGS has extended relief to over 1.15 crore Micro, Small and Medium Enterprises (MSMEs) and businesses for meeting their operational liabilities and restarting their businesses that were affected by COVID-19.
  • As of 24th September 2021, loans sanctioned under ECLGS have crossed Rs. 2.86 lakh crore and out of which, about 95 percent of the loans were issued for MSMEs.

About Ministry of Finance:
Union Minister – Nirmala Sitharaman (Karnataka)
Minister of State (MoS) – Pankaj Chaudhary (Maharajganj, Uttar Pradesh), Bhagwat Kishanrao Karad (Constituency – Maharashtra)
>>Read Full News

IFSCA set up 10-member expert panel to develop sustainable finance hubThe International Financial Services Centres Authority (IFSCA) set up an expert panel headed by former Environment and Forest Secretary C K Mishra to suggest a framework to develop a world-class sustainable finance hub at IFSC.

  •   The committee consists of leaders across the sustainable finance spectrum, including international agencies, standard setting bodies, funds, academia, and consultancies.
  •   IFSCA has constituted a 10-member Expert Committee to recommend approach towards development of Sustainable Finance Hub.

Objective of the panel
To identify existing and emerging opportunities in Sustainable Finance for GIFT-IFSC to act as a gateway to meet India’s requirements and recommend a short, medium, and long-term vision/road map on sustainable finance.

  • GIFT-IFSC is a global hub and helps to create a path for foreign capital flows in India.

Note:The committee will submit its report along with recommendations within three months from the date of holding its first meeting.
i.It stands for International Financial Services Centres Authority.It is to develop a strong global connect and focus on the needs of the Indian economy as well as to serve as an international financial platform.
ii.It is a unified authority for the development and regulation of financial products, financial services and financial institutions in the International Financial Services Centre (IFSC) in India.
Executive Director: Manoj Kumar
Established: April 2020, under the IFSCA Act, 2019.
Headquarters: GIFT City, Gandhinagar, Gujarat.


Indel Money ties up with IndusInd Bank for 1st Gold Loan co-lending PartnershipIndel Money ties up with IndusInd Bank for gold loan co-lending partnershipA first-of-its-kind conventional gold loan co-lending partnership has been generated between a Non-Banking Financial Company (NBFC), Indel Money, and a commercial bank i.e. IndusInd Bank.

  • Under this tie-up, IndusInd Bank will offer gold loans at competitive rates to its customers, which will be processed by Indel Money on mutually formulated credit parameters and eligibility criteria.
  • 80% of gold loans will be funded by IndusInd Bank while the remaining 20% will be funded by Indel Money.

Key Points:
i.Indel Money will provide customer service through the entire lifecycle of the loans including sourcing, documentation, collection and loan servicing.
ii.The partnership will be initiated on a pilot basis before pan-India expansion.
iii.Indel money is known for long-term loans against gold as it is the only gold loan company offering two-year gold loans. Usually, the gold loan tenor is only upto 3 months.
About Indel Money:
Executive Director & CEO– Umesh Mohanan
Headquarter– Mumbai, Maharashtra
About IndusInd Bank:
Managing Director & CEO– Sumant Kathpalia
Headquarter– Pune, Maharashtra
Tagline– We Make You Feel Richer

NTPC REL signs 1st Green Term Loan Pact of Rs 500 cr with Bank of IndiaNTPC REL signs first green term loan pact of Rs 500 crOn September 29, 2021, the NTPC Renewable Energy Ltd. (REL) signed its first Green Term Loan (GTL) agreement of Rs 500 crores with Bank of India (BoI) for a period of 15 years.

  • The loan will be used for the development of 470 MW (Mega Watt) solar project in Rajasthan and 200 MW solar project in Gujarat.
  • A green loan is a type of loan instrument enabling borrowers to finance environmental projects.

It was signed in the presence of NTPC Director (Finance) Anil Kumar Gautam, Chandan Kumar Mondal, Chairman of NTPC REL; and Mohit Bhargava, Chief Executive Officer (CEO), NTPC REL and senior officials from Bank of India.
Key Points:
i.NTPC REL, a 100% subsidiary of NTPC (formerly known as National Thermal Power Corporation Limited) Ltd was incorporated in 2020.

  • It currently has a renewable project portfolio of 3,450 MW of which 820 MW projects are under construction and 2,630 MW projects have been won.
  • Notably it will construct India’s largest single local solar power park of 4.75 GW in Kutch, Gujarat.

ii.NTPC plans to have 60GW capacity through renewable energy sources by 2032 constituting nearly 45% of its overall power generation capacity.
About Bank of India (BoI):
Managing Director & CEO– Atanu Kumar Das
Headquarter– Mumbai, Maharashtra
Tagline– Relationship beyond banking

SBI inks agreement with 3 NBFC-MFIs for co-lending to Joint Liability Groupsjoint liability groupsState Bank of India (SBI) has signed a Master Agreement with three non-banking finance company-microfinance institutions (NBFC-MFIs) for co-lending to Joint Liability Groups (JLGs). The entities are Vedika Credit Capital Ltd (VCCL), Save Microfinance Pvt Ltd (SMPL) and Paisalo Digital Ltd (PDL).

  • JLGs will use these funds to undertake agriculture and allied activities, including other income generation activities.
  • These partnerships will also enable SBI to increase its reach in the rural and semi-urban areas.

The Reserve Bank of India (RBI) had issued guidelines on co-lending schemes for banks and NBFCs / NBFC-MFIs for priority sector lending to make funds available to unserved and underserved sectors at an affordable cost.

  • On these lines SBI is actively looking at co-lending opportunities with multiple NBFCs / NBFC-MFIs for financing farm mechanization in order to double the farmers’ income.

About State Bank of India (SBI):
Established– 1st July 1955
Chairman– Dinesh Kumar Khara
Headquarters– Mumbai, Maharashtra
Tagline– The Banker to Every Indian

BharatPe acquired Payback India launches PAY Feature on its AppPayback India, a  BharaPe company,  has launched the ‘PAY feature’ on its mobile app that provides the integrated facility of QR (Quick Response) code based payment and loyalty points in a single app.This initiative is a 1st of its Kind in Industry that integrates QR-based UPI (Unified Payment Interface) payments and loyalty in a single app.


i.The new feature will enable 100 million members  of  Payback India to make online payments by scanning the UPI QR code at any store by using the Payback app. The customers will also earn loyalty points in each online transaction. 

ii.Member of Payback will earn 50 bonus points on the first UPI transaction via Payback Pay and five Payback points thereafter, on every transaction.

iii.All redemption and earning of points through Payback will occur at BharatPe QRs. The Payback points will be considered as a currency with universal acceptance. 

iv.The customers will earn 2X points on transactions done at BharatPe QRs. The points will be credited in the customer’s account on a real-time basis.
About Payback India
Parent organization– BharatPe
Chief Executive officer (CEO)-Rijish Raghavan
About BharatPe
Headquarters– New Delhi, Delhi
Co-Founder and Managing Director Ashneer Grover

AIIB Grants USD 356.67 mn Loans for Chennai Metro; India Becomes Largest Beneficiary of AIIB

The Asian Infrastructure Investment Bank (AIIB) will provide loan assistance of USD 356.67 million(~Rs.2.65 lakh Crore) for the expansion of Chennai Metro Rail system, Tamil Nadu (TN), India. With this Investment, AIIB has invested a total of USD 6.7 billion making India its largest beneficiary.
Chennai Metro Rail Project:
i.AIIB will invest in the phase 2 of the project that  involves construction of a new corridor in Chennai’s Metro Network.The project is aligned with AIIB’s mandate to support high-quality and sustainable infrastructure.
ii.It will promote integrated economic and transport sector growth in Chennai. It will also reduce greenhouse gas (GHG) emissions which further led to reducing carbon footprint 
iii.The metro project will span from Lighthouse in the east to Poonamallee Bypass in the west to ensure seamless multimodal transport across Chennai by providing integrated access to suburban rail, bus stations and the city’s main airport.
iv.The station will be equipped with rooftop solar panels, which promotes green economic growth in the city. The project also integrates climate change resilience features to reduce its vulnerability to climate-related events.
About Asian Infrastructure Investment Bank (AIIB)
Headquarters- Beijing, China
Member – 103 members ( 2021)
Commenced Operation- 2016
President- Jin Liqun
>>Read Full News

AU SFB, NABARD collaborates to boost rural development in RajasthanAU Small Finance Bank signs pact with NABARD to boost rural development projects in RajasthanPrivate sector AU Small Finance Bank (SFB) signed a pact with the National Bank for Agriculture and Rural Development (NABARD) to boost ongoing rural development initiatives in Rajasthan.
i.The initiatives will benefit farmers, Farmer Producer Organisations (FPOs), Self Help Groups (SHGs), rural artisans, agri-entrepreneurs, and agri-startups in the State.
ii.The partnership helps to improve the rural prosperity of the state by various ongoing initiatives and lending facilities.
iii.This lending facilities would enhance the agriculture and rural development in the state.
It stands for National Bank for Agriculture and Rural Development
Chairman: Dr G R Chintala
Founded In – 1982
Headquarters: Mumbai, Maharashtra
About AU Small Finance Bank
Managing director & CEO: Sanjay Agarwal
Headquarters: Jaipur, Rajasthan


Mukesh Ambani Tops IIFL Wealth Hurun India Rich List 2021Mukesh Ambani tops Hurun India Rich listHurun India and IIFL Wealth had jointly released the ranking report ‘IIFL Wealth Hurun India Rich List 2021’,a 10th annual ranking of the richest individuals in India.64 years old Mukesh Ambani, the chairman of Reliance Industries(RIL) tops the list for 10th consecutive year. Ambani was followed by Gautam Adani, Adani Group, and Shiv Nadar of HCL for the second and third spot of the 2021 list.

  • The Hurun’s 10th year anniversary logo is inspired by the Sanskrit word “Veerya”,meaning energy.

i.Mumbai tops the list with 255 individuals followed by New Delhi (167) and Bengaluru (85).Chennai overtook Ahmedabad at 5th place.
ii.Shashvat Nakrani from New Delhi, 23, of Payment App Bharatpe is the youngest self-made individual.
iii.Smita V Crishna,70, Third-generation inheritor of Godrej is India’s richest woman, whilst ‘Biotech Queen’ Kiran Mazumdar-Shaw, 68, is the richest self-made Indian woman.
iv.Neha Narkhede aged 36, Co-founder of confluent is youngest self-made woman entrepreneur in India.

Rank Name Company
1 Mukesh Ambani & family Reliance Industries
2 Gautam Adani & family Adani
3 Shiv Nadar & family HCL
4 SP Hinduja & family Hinduja
5 LN Mittal & family ArcelorMittal

About Hurun India :-
Launched in – 2012
Managing Director – Anas Rahman Junaid
Five core pillars of Hurun India Reports are: Wealth Creation, Value Creation, Sustainability and Philanthropy, Art and Lifestyle and Luxury
About IIFL Wealth Management Limited
MD & CEO – Karan Bhagat
Founded in – 2008
Headquarters –  Mumbai, India
>>Read Full News


Najla Bouden Romdhane Became First Woman Prime Minister of TunisiaRomdhane named Tunisia’s first female PM by President SaiedOn 29th September, Tunisia’s President Kais Saied has appointed Najla Bouden Romdhane as the first woman Prime Minister of Tunisia. She succeeds Prime Minister Hichem Mechichi who served as the Prime Minister of Tunisia, from 2020 to 2021.
About Najla Bouden Romdhane
i.Romdhane was born in Tunisia’s central Kairouan province in 1958.
ii.She is a geology professor at the National School of Engineers in Tunis.
iii.She was assigned by the Ministry of Higher Education and Scientific Research to implement programmes with the World Bank.
iv.She previously served in the education ministry in 2011.
Political Crisis:-

  • Anti-government protests stemming in part from the COVID-19 pandemic resulted in parliament suspension and dismissed Prime Minister Hichem Mechichi.
  • President Kais also froze the activities of the parliament led by the moderate Islamist Ennahda party due to the emergency act needed in Tunisia.

About Tunisia Parliament: –
i.Assembly of the People’s Representatives is Tunisia’s legislative branch of government. The legislature consists of 217 seats.
ii.Tunisia’s electoral law requires “vertical gender parity”, a male and female candidates must alternate within each party’s regional list of candidates.
About Tunisia
Tunisia, officially the Republic of Tunisia, is the northernmost country in Africa.
Capital – Tunisi
Currency – Tunisian dinar

Padmaja Chunduru appointed as MD & CEO of NSDLIn September 2021, the Securities & Exchange Board of India (SEBI) gave approval for the appointment of Padmaja Chunduru as the new Managing Director (MD) & Chief Executive Officer (CEO) of the National Securities Depository Limited (NSDL). She will succeed GV Nageswara Rao after his superannuation.
i.Padmaja Chunduru served as the MD and CEO of Indian Bank for 3-year before her term ended in August 2021.
Other notable positions held by her,

  • Deputy Managing Director (Digital Banking) of State Bank of India.
  • Director in Life Insurance Corporation of India.
  • She served as the country head of US operations at SBI from 2014 to 2017 in New York.

  • She also served as the non-executive chairperson (nominee director) of Universal Sompo General Insurance Company Ltd.

About National Securities Depository Limited (NSDL):
Established – 1996
Headquarter – Mumbai, Maharashtra

NBA names Ranveer Singh as Brand Ambassador for IndiaActor Ranveer Singh appointed brand ambassador for NBA in IndiaThe National Basketball Association (NBA) named Bollywood superstar Ranveer Singh as the NBA Brand Ambassador for India to help grow the league’s profile in India throughout its landmark 75th Anniversary Season in 2021-22.

  •   With this collaboration, Ranveer Singh will participate in a number of league initiatives that will be featured on NBA India’s and his personal social media accounts.
  •   He will attend NBA All-Star 2022 in Cleveland, where he will meet NBA players and legends.
  • NBA is a global sports and media business built around four professional sports leagues: the National Basketball Association, Women’s National Basketball Association, the NBA G League and the NBA 2K League.
  • Ranveer will also be featured on “NBA Style” (@nbastyle_in), a new lifestyle-focused Instagram account for fans in India.

Piramal Pharma ropes in Kareena Kapoor to endorse baby products
Piramal Pharma Limited’s consumer products division has appointed Kareena Kapoor as brand ambassador for its brand Little’s – Baby Wipes and Little’s Comfy Baby Pants.

  •   As part of the collaboration, she will endorse baby products of the company.

About Piramal Pharma Limited
Headquarters: Mumbai, Maharashtra
Chairman: Ajay Piramal
About National Basketball Association (NBA)
It is a professional basketball league in North America
Commissioner: Adam Silver
Headquarters: New York, United States


International Day of Older Persons 2021 – October 1International Day for Older PersonsThe United Nations(UN)’s International Day of Older Persons(IDOP) is annually observed across the globe on October 1st to create awareness about the challenges and issues faced by the elderlies across the globe.

  • The Theme of the International Day of Older Persons 2021 is “Digital Equity for All Ages”.
  • 1st October 2021 marks the observance of the 31st anniversary of the International Day of Older Persons(IDOP).

i.The United Nations General Assembly(UNGA) adopted the resolution A/RES/45/106 on 14th December 1990 and proclaimed the October 1st of every year as the International Day of Older Persons.
ii.The first ever International Day of Older Persons was observed on 1st October 1991.
IDOP 2021 in India:
On the occasion of the IDOP 2021, the Ministry of Social Justice and Empowerment, Government of India organised VAYO NAMAN Programme, to honour the Senior Citizens, at the Vigyan Bhawan, New Delhi.

  • Venkaiah Naidu, Vice President of India, presided over the programme as Chief Guest and presented the Vayoshreshtha Samman Award 2021(National Award for Senior Citizens).

>>Read Full News


Manipur inks pacts with Tata Technologies to transform technical training, encourage innovationThe Manipur government has entered into a Memorandum of Agreement (MoA) with global engineering and product development digital services firm Tata Technologies Ltd (TTL) to transform technical training and encourage entrepreneurship and innovation in the state.

  •   The total investment involved in the collaboration is Rs 200 crore for the tenure of three years.

i.To establish a Centre for Invention, Innovation, Incubation and Training (CIIIT) on industrial experiential learning and development in Manipur.
ii.To set up and run the centre by Q1 FY 23, with the capacity to train 1,500 students every year.
iii.To bring qualitative improvements in the field of engineering education and to cater to industry requirements of making available job-ready engineers.
iv.To bring investors to invest in Manipur.
Gist about CIIIT
CIIIT will be spread across approximately 20,000 square feet area and it will showcase the latest infrastructure, tools, and technologies around industry 4.0 (digital transformation of manufacturing and production, besides other related sectors and value creation processes), robotics, 3D printing and electric vehicle design.
About Tata Technologies Ltd
Managing Director and CEO: Warren Harris
Headquarters: Pune, Maharashtra
About Manipur
Chief Minister: Nongthombam Biren Singh
Governor : La. Ganesan
Capital: Imphal
Tribes: Nagas and Kuki


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Current Affairs Today (AffairsCloud Today)  Current Affairs 2 October 2021
1 Bhupender Yadav launched DigiSakshamin collaboration with Microsoft India to boost Youth Employment
2 Indian & Australian Navies signs ‘Terms of Reference’ to conduct Navy to Navy talks
3 Govt Extended the Validity of ECLGS till March 31, 2022
4 IFSCA set up 10-member expert panel to develop sustainable finance hub
5 Indel Money ties up with IndusInd Bank for 1st Gold Loan co-lending Partnership
6 NTPC REL signs 1st Green Term Loan Pact of Rs 500 cr with Bank of India
7 SBI inks agreement with 3 NBFC-MFIs for co-lending to Joint Liability Groups
8 Payback India launches Pay feature on its app, powered by BharatPe
9 AIIB grants $356.67 mn loan for Chennai Metro; bank’s total India funding rises to $6.7 bn
10 AU SFB, NABARD collaborates to boost rural development in Rajasthan
11 Mukesh Ambani Tops IIFL Wealth Hurun India Rich List 2021
12 Najla Bouden Romdhane Became First Woman Prime Minister of Tunisia
13 Padmaja Chunduru appointed as MD & CEO of NSDL
14 NBA names Ranveer Singh as Brand Ambassador for India
15 International Day of Older Persons 2021 – October 1
16 Manipur inks pacts with Tata Technologies to transform technical training, encourage innovation