Important Insurance Abbreviations PDF

Abbreviations are commonly asked in IBPS and other banking exams.We provided some important abbreviation related to Insurance.We hope,it may help you in Competitive exams!!

AAA	American Academy Of Actuaries.
AACI	American Association Of Crops Insurers.
AADC	American Association Of Dental Consultants.
AAI	Accredited Adviser In Insurance
AAIM	American Academy Of Insurance Medicine.
AAIMC	American Association Of Insurance Management Consultants.
AAIS	American Association Of Insurance Services.
AALTCI	American Association For Long Term Care Insurance.
AALU	Association For Advanced Life Underwriting.
AAM	Associate In Automation Management.
AAMGA	American Association Of Managing General Agents.
AAPL	American Association Of Petroleum Landmen.
AAPMR	American Academy Of Physical Medicine And Rehabilitation.
AASCIF	American Association Of State Compensation Insurance Funds.
ABA	American Bar Association, American Bankers Association.
ABIH	American Board Of Industrial Hygienists.
ABIME	American Board Of Independent Medical Examiners.
ABS	American Bureau Of Shipping.
ACA	Association Of Corporate Counsel.
ACAS	Associate Of The Casualty Actuarial Society.
ACC	Anti-Concurrent Cause.
ACCA	American Corporate Counsel Association.
ACCI	American Corporate Counsel Institute.
ACEC	American Consulting Engineers Council.
ACII	Associateship Of The Chartered Insurance Institute.
ACLA	Automobile Claim Law Associate.
ACLI	American Council Of Life Insurers.
ACLS	Automobile Claim Law Specialist.
ACLU	American College Of Life Underwriters.
ACM	Asbestos-Containing Material.
ACORD	Association For Cooperative Operations Research And Development.
ACSC	Association Of Casualty & Surety Companies.
ACSR	Accredited Customer Service Representative.
ACT	Agents Council For Technology.
ACV	Actual Cash Value.
ACWRRE	American Cargo War Risk Reinsurance Exchange.
ADA	Americans With Disabilities Act Of 1990.
ADAAA	ADA Amendments Act Of 2008.
ADB	Accidental Death Benefit.
AD&D	Accidental Death And Dismemberment.
ADEA	Age Discrimination In Employment Act Of 1967.
ADR	Alternative Dispute Resolution.
AEIA	American Excess Insurance Association.
AFIA	American Foreign Insurance Association.
AFIS	Agribusiness And Farm Insurance Specialist.
AFSB	Associate In Fidelity And Surety Bonding.
AGC	Associated General Contractors Of America.
AGRP	Association Of Governmental Risk Pools.
A&H	Accident And Health (Insurance).
AHAS	Advocates For Highway And Auto Safety.
AHERA	Asbestos Hazard Emergency Response Act Of 1986.
AHIA	Association Of Health Insurance Advisors.
AHIP	America’s Health Insurance Plans.
AHIS	American Hull Insurance Syndicate.
AIA	Aviation Insurance Association.
AIAB	Alliance Of Insurance Agents And Brokers.
AIAF	Associate In Insurance Accounting And Finance.
AIBM	Automobile Insurers Bureau Of Massachusetts.
AIC	Associate In Claims.
AICP	Association Of Insurance Compliance Professionals.
AICPA	American Institute Of Certified Public Accountants.
AICPCU	American Institute For Chartered Property Casualty Underwriters .
AIHA	American Industrial Hygiene Association.
AIM	Associate In Management.
AIMA	As Interest May Appear.
AIME	Average Indexed Monthly Earnings.
AIMU	American Institute Of Marine Underwriters.
AIP	Annual Implementation Plan.
AIPSO	Automobile Insurance Plans Service Office.
AIRAC	All Industry Research Advisory Council.
AIRB	Aviation Insurance Rating Bureau.
AIRMIC	Association Of Insurance And Risk Managers.
AISG	American Insurance Services Group, Inc.
AIT	Associate In Information Technology.
AL	Automobile Liability.
ALAE	Allocated Loss Adjustment Expense.
ALC	American Life Convention.
ALCM	Associate In Loss Control Management.
ALE	Additional Living Expense.
ALHA	Association Of Life And Health Administrators.
ALIMDA	Association Of Life Insurance Medical Directors Of America.
ALM	Association Of Lloyd’s Members.
ALOP	Advance Loss Of Profit .
ALOS	Average Length Of Stay.
ALTA	American Land Title Association.
AMA	American Medical Association.
AMBAC	American Municipal Bond Assurance Corp.
AMEMIC	Association Of Mill & Elevator Mutual Insurance Companies.
AMIC	American Marine Insurance Clearinghouse.
AMIF	American Marine Insurance Forum.
AMIM	Associate In Marine Insurance Management.
AMW	Average Monthly Wage.
ANI	American Nuclear Insurers.
ANL	Above Normal Loss.
ANSI	American National Standards Institute
AOP	All Other Perils.
AP	Additional Premium.
APA	Associate In Premium Auditing.
API	Associate In Personal Insurance.
APIW	Association Of Professional Insurance Women.
AR	Accounts Receivable.
ARCO	Associated Reporting Companies.
ARE	Associate In Reinsurance.
ARIA	American Risk And Insurance Association.
ARM	Associate In Risk Management.
ARM–P	Associate In Risk Management For Public Entities.
ARO	Asset Retirement Obligation.
ARP	Associate In Research And Planning.
ARPI	Australian Risk Policy Institute.
ARS	Auction Rate Security.
ART	Annual Renewable Term.
ASA	Associate In Society Of Actuaries.
ASC	Associated Specialty Contractors.
ASCLU	American Society Of Chartered Life Underwriters.
ASCN	Applied Systems Client Network.
ASHRM	American Society For Healthcare Risk Management.
ASIM	American Society Of Insurance Management.
ASIS	American Society Of Industrial Security.
ASLI	Associate In Surplus Lines Insurance.
ASM	Available Seat Miles.
ASME	American Society Of Mechanical Engineers.
ASO	Administrative Services Only.
ASOP	Actuarial Statement Of Practice.
ASPPA	American Society Of Pension Professionals & Actuaries .
ASSE	American Society Of Safety Engineers.
ASTM	American Society For Testing And Materials
ATA	American Trucking Associations, Inc.
ATIMA	As Their Interests May Appear
ATLA	Association Of Trial Lawyers Of America.
ATRA	American Tort Reform Association.
AU	Associate In Underwriting.
AWCBC	Association Of Workers’ Compensation Boards Of Canada.
AWW	Average Weekly Wage.
BACM	Best Available Control Measures.
BAP	Business Auto Policy.
BAPCPA	Bankruptcy Abuse Prevention And Consumer Protection Act Of 2005.
BBB	Banker’s Blanket Bond.
B&C	Building And Contents.
BCAR	Best’s Capital Adequacy Ratio.
BCBSA	Blue Cross And Blue Shield Association.
BCE	Bermuda Commodities Exchange.
BCEGS	Building Codes Effectiveness Grading Schedule.
BCM	Business Continuity Management.
BCP	Business Continuity Plan.
BCSP	Board Of Certified Safety Professionals.
BDAT	Best Demonstrated Available Technology.
BELRIM	Belgian Risk Management Association.
BERP	Basic Extended Reporting Period.
BFCGL	Broad Form Comprehensive General Liability .
BFPD	Broad Form Property Damage.
BI	Bodily Injury; Business Interruption.
BIC	Business Income Coverage.
BIM	Building Information Modeling.
BM	Boiler And Machinery.
B&M	Boiler And Machinery.
BOP	Businessowners Policy.
BOW	Breach Of Warranty.
BPB	Blanket Position Bond.
BPF	Basic Premium Factor.
BPL	Bankers Professional Liability.
BPLI	Bankers Professional Liability Insurance.
BPT	Branch Profits Tax.
BR	Builders Risk.
BRAC	Base Realignment And Closure Act.
BTR	Below-Target Risk.
BV	Brick Veneer .
CAC	Combined Additional Coverage.
CAE	Chief Audit Executive.
CAGR	Compounded Annual Growth Rate.
CAL	Comprehensive Automobile Liability.
C AND F	Cost And Freight.
CAPA	Certified Automotive Parts Association.
CAPEX	Capital Expenditures.
CAPM	Capital Asset Pricing Model.
CAPP	Conference Of Actuaries In Public Practice.
CAR	Contractors All Risks.
CARE	Concerned Alliance Of Responsible Employers.
CARF	Commission On Accreditation Of Rehabilitation Facilities.
CARFM	Coalition Of Alternative Risk Funding Mechanisms.
CARFRA	Coordinated Advertising, Rate And Form Review Authority.
CAS	Casualty Actuarial Society.
CBMU	Canadian Board Of Marine Underwriters.
CBOT	Chicago Board Of Trade.
CBRA	Coastal Barrier Resources Act Of 1982.
CBRS	Coastal Barrier Resources System.
CCIA	Consumer Credit Insurance Association.
CCIP	Contractor Controlled Insurance Program.
CCIR	Canadian Council Of Insurance Regulators.
CCLA	Casualty Claim Law Associate..
CCLS	Casualty Claim Law Specialist
CD	Certificate Of Deposit.
CDS	Credit Default Swap.
CDW	Collision Damage Waiver.
CEB	Council Of Employer Benefits.
CEBS	Certified Employee Benefits Specialist.
CEL	Contractors Environmental Liability.
CEN	Confiscation, Expropriation, Nationalization .
CEND	Confiscation, Expropriation, Nationalization, And Deprivation.
CEPT	Credit Equivalent Bypass Trust.
CERCLA	Comprehensive Environmental Response, Compensation, And Liability Act Of 1980.
CF	Contract Frustration.
C&F	Cost And Freight.
CFA	Chartered Financial Analyst.
CFC	Chartered Financial Consultant; Controlled Foreign Corporation.
CFMA	Construction Financial Management Association.
CFP	Certified Financial Planner; Coordinated Financial Planning.
CFROI	Cash Flow Return On Investments.
CFTC	Commodities And Futures Trading Commission.
CFU	Customary Freight Unit.
CGL	Commercial General Liability .
CHCM	Certified Hazard Control Manager.
CHIAA	Crop Hail Insurance Actuarial Association.
CIA	Canadian Institute Of Actuaries.
CIAA	Canadian Independent Adjusters Association.
CIAB	Council Of Insurance Agents And Brokers.
CIC	Certified Insurance Counselor.
CICA	Captive Insurance Companies Association.
CIF	Cost, Insurance, And Freight.
CIH	Certified Industrial Hygienist; Compensated Intercorporate Hauling.
CII	Chartered Insurance Institute.
CIM	Commercial Inland Marine.
CIP	Consolidated Insurance Program; Controlled Insurance Program.
CIPO	Controlled Insurance Program For Operations.
CIRB	Crop Insurance Research Bureau.
CISR	Certified Insurance Service Representative.
CIT	Critical Incident Technique.
CL	Claims Leakage.
CLHIA	Canadian Life & Health Insurance Association.
CLIEDIS	Canadian Life Insurance Edi Standards Association.
CLM	Commercial Lines Manual.
CLU	Chartered Life Underwriter.
CM	Construction Management; Construction Manager.
CMAA	Construction Management Association Of America.
CMP	Commercial Multiple Peril; Controlled Master Program.
CMT	Crisis Management Team.
CNHI	Committee For National Health Insurance.
CNP	Cotton Named Perils (Insurance).
C/O	Completed Operations.
COAA	Construction Owners Association Of America.
COB	Coordination Of Benefits.
COBRA	Consolidated Omnibus Budget Reconciliation Act Of 1985.
COC	Course Of Construction.
COGSA	Carriage Of Goods By Sea Act Of 1936.
COGWA	Carriage Of Goods By Water Act Of 1993.
COI	Certificate Of Insurance.
COIL	Conference Of Insurance Legislators.
COLA	Cost Of Living Adjustment.
COO	Chief Operating Officer.
COP	Commercial Output Policy.
COPE	Construction, Occupancy, Protection, Exposure.
COPPA	Children’s Online Privacy Protection Act Of 1998.
COR	Cost Of Risk.
COSO	Committee Of Sponsoring Organizations.
CP	Commercial Property .
CPA	Certified Public Accountant; Consumer Protection Act.
CPCU	Chartered Property Casualty Underwriter.
CPE	Certified Professional Engineer.
CPI	Consumer Price Index.
CPIW	Certified Professional Insurance Woman.
CPL	Comprehensive Personal Liability.
CPM	Critical Path Method
CPP	Certified Protection Professional.
CPPA	Cable Communications Policy Act Of 1984
CPPL	Care Providers Professional Liability.
CPRL	Contractors Professional Liability.
CPSA	Consumer Product Safety Act Of 1972.
CPSC	Consumer Product Safety Commission.
CPSM	Certified Product Safety Manager.
CPU	Central Processing Unit.
CPWR	Center To Protect Workers’ Rights.
CQE	Certified Quality Engineer.
CR	Commercial Crime.
CRA	Cargo Reinsurance Association.
CRE	Certified Reliability Engineer.
CRIS	Construction Risk And Insurance Specialist.
CRM	Canadian Risk Management.
CRO	Chief Risk Officer.
CRS	Community Rating System.
C&S	Capital And Surplus.
CSC	Construction Safety Council.
CSIO	Centre For Study Of Insurance Operations.
CSL	Combined Single Lim.It.
CSO	Claim Services Only
CSO TABLE	Commissioners Standard Ordinary Table.
CSP	Commercial Statistical Plan.
CSR	Customer Service Representative.
CTD	Cumulative Trauma Disorder.
CTG	Control Technique Guidelines.
CURT	Construction Users Roundtable.
CV	Cash Value.
CVA	Captive Value Added.
CVIF	Compound Value Interest Factor.
CWCI	California Workers’ Compensation Institute.
CWR	Countrywide Rate Pages.
DAC	Deferred Acquisition Cost.
DAP	Deposit Administration Plan.
D&B	Dun & Bradstreet.
D/B/A	Doing Business As.
DB&C	Dwelling, Building And Contents.
DBIA	Design- Build Institute Of America
DCC	Domestic Cell Captive.
DCF	Discounted Cash Flow.
DCIP	Developer Controlled Insurance Program.
DDD	Dishonesty, Disappearance, And Destruction.
DDL	Disclosure Dollar Loss.
DDP	Distributed Data Processing.
DEC	Declarations Page.
DED	Deductible.
DEFS	Direct Applied Exterior Finish System.
DEP	Direct Earned Premium.
DFA	Dynamic Financial Analysis.
DFIRM	Digital Flood Insurance Rate Map.
DI	Disability Income; Double Indemnity.
DIC	Difference-In-Conditions.
DICGC	Deposit Insurance and Credit Guarantee Corporation of India.
DIL	Difference-In-Limits.
DITC	Disability Insurance Training Council.
DJIA	Dow Jones Industrial Average.
DMA	Direct Marketing Association.
DMIC	Direct Marketing Insurance Council.
DNI	Distributable Net Income.
D&O	Directors And Officers (Liability Insurance).
DOB	Date Of Birth.
DOC	Drive Other Car Coverage.
DOD	Date Of Death.
DOHSA	Death On The High Seas Act Of 1920.
DOJ	Department Of Justice.
DOL	Department Of Labor.
DOS	Denial Of Service.
DOT	Department Of Transportation.
DPP	Deferred Premium Payment Plan.
DPPA	Driver’s Privacy Protection Act Of 1994.
DQO	Data Quality Objective.
DR	Daily Report.
DRE	Destruction And Removal Efficiency.
DRG	Diagnostic Related Group.
DRI	Defense Research Institute.
DSU	Delay In Start-Up.
DTI	Department Of Trade And Industry.
EA	Enrolled Actuary.
EAB	Experience Account Balance.
EAP	Employee Assistance Program; Estimated Annual Premium.
EAR	Erection All Risks.
EBIDDA	Earnings Before Interest, Dividends, Depreciation, And Amortization.
EBIT	Earnings Before Interest And Taxes.
EBITDA	Earnings Before Interest,Taxes,Depreciation And Amortization.
EBRI	Employee Benefit Research Institute.
EC	Extended Coverage.
ECC	Eastern Claims Conference.
ECF	Extended Care Facility.
ECFC	Employers Council On Flexible Compensation.
ECI	Export Credit Insurance.
ECO	Extra Contractual Obligations.
ECOR	Economic Cost Of  Run.
ECP	Exempt Commercial Policyholder.
ECPA	Electronic Communications Privacy Act Of 1986.
EDD	Enforcement Decision Document.
EDI	Export Development Corporation.
EDP	Extended Discovery Period/Provision.
EEL	Emergency Exposure Limits.
EEOC	Equal Employment Opportunity Commission.
EIFS	Exterior Insulation And Finish Systems.
EIL	Environmental Impairment Liability.
EIS	Environmental Impact Statement.
EJCDC	Engineers Joint Contracts Documents Committee.
EL	Employers Liability; Expected Loss.
ELL	Educators Legal Liability.
ELP	Excess Loss Premium .
ELR	Expected Loss Rate.
EMAP	Environmental Monitoring And Assistance Program.
EMT	Emergency Medical Technician.
ENCP	Erisa Non Compliance Program.
E&O	Errors And Omissions.
EP	Earned Premium.
EPA	Environmental Protection Agency.
EPC	Engineering/Procurement Construction.
EPD	Expected Policyholder Deficit.
EPL	Employment Practices Liability.
EPLI	Employment Practices Liability Insurance.
EPS	Earnings Per Share.
ERD	Expected Reinsurer Deficit.
ERIC	Erisa Industry Committee.
ERISA	Employee Retirement Income Security Act Of 1974.
ERM	Enterprise Risk Management.
ERP	Extended Reporting Period.
ERPL	Employment-Related Practices Liability.
ERSC	Environmental Response Services Contractor.
E&S	Excess And Surplus.
ESA	Employee Spending Account.
ESI	Electronically Stored Information.
ESOP	Employee Stock Ownership Plan.
ESOT	Employee Stock Ownership Trust.
ETB	Engaged In Trade Or Business.
EUO	Examination Under Oath.
EXPRO	Expedited Process
FAA	Federal Arbitration Act.
FAC	Facultative Reinsurance.
FACTA	Fair And Accurate Credit Transactions Act Of 2003.
FAIA	Florida Association Of Insurance Agents.
FAIR	Fair Access To Insurance Requirements.
FALU	Fellow Of The Academy Of Life Underwriting.
FAP	Family Automobile Policy.
FAR	Federal Aviation Regulations.
FAS	Free Along Side.
FASB	Financial Accounting Standards Board.
FATA	Financial Anti-Terrorism Act (Patriot Act) Of 2001.
FATCA	Foreign Account Tax Compliance Act (Fatca).
F&C	Fire And Casualty.
FCAS	Fellow Of The Casualty Actuarial Society.
FCC	Federal Communications Commission.
FCE	Functional Capacity Evaluation.
FCIC	Federal Crop Insurance Corporation.
FCII	Fellowship Of The Chartered Insurance Institute.
FCLA	Fraud Claim Law Associate.
FCLS	Fraud Claim Law Specialist.
FCPA	Federal Corrupt Practices Act Of 1910.
FCPA	Foreign Corrupt Practices Act Of 1977.
FCPL	Farmers Comprehensive Personal Liability.
FCRA	Fair Credit Reporting Act Of 1970.
FC&S	Free Of Capture And Seizure.
FDIC	Federal Deposit Insurance Corporation.
FDPA	Flood Disaster Protection Act Of 1973.
FECA	Federal Employees’ Compensation Act Of 1916.
FEGLI	Federal Employees Group Life Insurance.
FELA	Federal Employers Liability Act Of 1908.
FEMA	Federal Emergency Management Agency.
FERMA	Federation Of European Risk Management Associations.
FET	Federal Excise Tax.
FHBM	Flood Hazard Boundary Map.
FHWA	Federal Highway Administration
FIA	Federal Insurance Administration.
FIC	Fraternal Insurance Counselor.
FICA	Federal Insurance Contribution Act Of 1935.
FICC	Federation Of Insurance And Corporate Counsel
FIIC	Fellow Of The Insurance Institute Of Canada.
FIO	Federal Insurance Office.
FIRM	Flood Insurance Rate Map.
FIRREA	Financial Institutions Reform, Recovery, And Enforcement Act Of 1989.
FLMI	Fellow Of The Life Management Institute.
FLSA	Fair Labor Standards Act Of 1938.
FM	Factory Mutual.
FMCSA	Federal Motor Carrier Safety Administration.
FMCSR	Federal Motor Carrier Safety Regulations.
FMHSA	Federal Mine Health And Safety Act Of 1969.
FMLA	Family And Medical Leave Act Of 1993.
FMV	Fair Market Value.
FNMA	Federal National Mortgage Association.
FOB	Free On Board.
FOC	Fire Office Committee Forms.
FOSFI	Federal Office Of The Superintendent Of Financial Institutions.
FPA	Free Of Particular Average.
FPAAC	Free Of Particular Average.
FPEB	Fire Prevention And Engineering Bureau.
FRM	Fellow In Risk Management
FRV	Fair Rental Value.
FSA	Flexible Spending Account.
FSLIC	Federal Savings And Loan Insurance Corporation
FTC	Federal Trade Commission.
FTCAC	Fire, Theft, And Combined Additional Coverage.
FVD	Full Value Declared.
FVWC	Foreign Voluntary Workers Compensation.
GA	General Agent.
GAAP	Generally Accepted Accounting Principles.
GAAS	Generally Accepted Auditing Standards.
GAB	General Adjustment Bureau.
GAMA	General Agents And Managers Association.
GAMC	General Agents And Managers Conference.
GAO	Government Accountability Office.
GAP	Guaranteed Auto Protection.
GASB	Governmental Accounting Standards Board.
GC	Guaranteed Cost.
GCCI	Guy Carpenter Catastrophe Index.
GCD	Guaranteed Cost Discount.
GCW	Gross Combination Weight.
GDP	Gross Domestic Product.
GFCI	Ground Fault Circuit Interrupter.
GHAA	Group Health Association Of America.
GIC	Guaranteed Investment Contract.
GINA	Genetic Information Nondiscrimination Act Of 2008.
GIO	Guaranteed Insurability Option.
GKLL	Garage Keepers Legal Liability.
GL	General Liability.
GLB	Gramm-Leach-Bliley Act Of 1999.
GNEPI	Gross/Net Earned Premium  Income.
GNMA	Government National Mortgage Association.
GNPI	Gross/Net Premium Income.
GPO	Government Printing Office.
GULP	Group Universal Life Program.
GWP	Gross Written Premium.
HB	House Bill.
HCQIA	Health Care Quality Improvement Act Of 1986.
HFIE	Huebner Foundation For Insurance Education.
HHG	Household Goods.
HI	Health Insurance.
HIAA	Health Insurance Association Of America.
HII	Health Insurance Institute.
HIPAA	Health Insurance Portability And Accountability Act Of 1986.
HLDI	Highway Loss Data Institute.
HLV	Human Life Value.
HMO	Health Maintenance Organization.
HOLUA	Home Office Life Underwriters Association.
HPL	Hospital Professional Liability.
HPR	Highly Protected Risk.
HR	Human Resources.
HRS	Hazardous Ranking System.
HSA	Health System Agency.
HSP	Healthcare Safety Professional.
IAC	Industrial Accident Commission.
IAHU	International Association Of Health Underwriters.
IAIABC	International Association Of Industrial Accident Boards & Commissions.
IAIS	International Association Of Insurance Supervisors.
IAOC	Insurers’ Advisory Organization Of Canada.
IASA	Insurance Accounting And Systems Association, Inc.
IBAC	Insurance Brokers Association Of Canada.
IBANS	Insurance Brokers Association Of Nova Scotia.
IBC	Insurance Bureau Of Canada.
IBNER	Incurred But Not Enough Reserved.
IBNR	Incured But Not Reported.
IBT	Income Before Taxes.
ICA	International Claim Association; Insurance Consortium Of America.
ICAC	Insurance Committee For Arson Control.
ICC	Interstate Commerce Commission.
ICEDS	Insurance Company Education Directors Society.
ICIA	International Credit Insurance Association.
ICISA	International Credit Insurance & Surety Association.
ICP	Insurance Conference Planners.
ICPA	Insurance Conference Planners Association.
ICPI	Insurance Crime Prevention Institute.
ICSID	International Center For The Settlement Of Investment Disputes.
IDBI	Industrial Development Bond Insurance.
IDI	Inherent Defects Insurance.
IDL	Independent Director Liability.
IDLH	Immediately Dangerous To Life And Health.
IDM	Integrated Disability Management.
IDMA	Insurance Data Management Association.
IEA	Insurance Educational Association.
IFC	Insured Fixed-Price Cleanup.
IFCA	Insurance Fair Conduct Act.
IFEBP	International Foundation Of Employee Benefit Plans.
IFSC	International Financial Services Centre.
IFSRA	Irish Financial Services Regulatory Authority.
IFTA	International Fuel Tax Agreement.
IGF	Insurance Guaranteed Financing.
IHOU	Institute Of Home Office Underwriters.
IIA	Insurance Institute Of America, Inc.
IIAA	Independent Insurance Agents Of America, Inc.
IIABA	Independent Insurance Agents And Brokers Of America, Inc.
IIAC	International Insurance Advisory Council.
IIAT	Independent Insurance Agents Of Texas.
IIC	Insurance Institute Of Canada.
IICAE	Insurance Industry Consumer Affairs Exchange.
IIE	Illinois Insurance Exchange.
IIED	Intentional Infliction Of Emotional Distress.
IIHS	Insurance Institute For Highway Safety.
III	Insurance Information Institute.
IILA	International Institute Of Loss Adjusters.
IIMA	Insurance Industry Meetings Association.
IIS	International Insurance Seminars, Inc.
IJA	Interjurisdictional Agreement On Workers Compensation.
IL	Interline .
ILAB	Insurance Library Association Of Boston.
ILCA	Insurance Loss Control Association.
ILF	Increased Limits Factor.
ILOC	Irrevocable Letter Of Credit.
ILU	Institute Of London Underwriters.
IMCA	Insurance Marketing Communications Association.
IMUA	Inland Marine Underwriters Association.
IOS	International Organization For Standardization.
IPA	Independent Practice Association.
IPAC	Insurance Public Affairs Council.
IPD	Integrated Project Delivery.
IPFA	Insurance Premium Finance Association.
IPO	Initial Public Offering.
IPT	Insurance Premium Tax.
IR	Incident Recall.
IRA	Individual Retirement Account.
IRC	Insurance Research Council; Internal Revenue Code.
IRES	Insurance Regulatory Examiners Society.
IRI	Industrial Risk Insurers.
IRIS	Insurance Regulatory Information System.
IRM	Improved Risk Mutuals.
IRMC	Institute For Risk Management Consultants.
IRMI	International Risk Management Institute, Inc.
IRP	International Registration Plan.
IRPM	Individual Risk Premium Modification.
IRR	Internal Rate Of Return.
IRS	Internal Revenue Service.
IRUA	Intermediaries & Reinsurance Underwriters Association.
ISCEBS	International Society Of Certified Employee Benefits Specialists.
ISO	Insurance Services Office, Inc.
ISTEA	Intermodal Surface Transportation Efficiency Act Of 1991.
ITA	Interjurisdictional Trucking Agreement.
ITC	Investment Tax Credit.
ITCIF	International Trade Credit Insurance Facility.
ITES	Information Technology Enabled Services.
ITI	Insurance Testing Institute.
IVANS	Insurance Value Added Network Services.
IWH	Institute For Work & Health.
JCAH	Joint Commission On The Accreditation Of Hospitals.
JCAHO	Joint Commission On Accreditation Of Healthcare Organizations
JHA	Job Hazard Analysis.
JOA	Joint Operating Agreement.
JOBS	Jumpstart Our Business Startups Act.
JSA	Job Safety Analysis.
JUA	Joint Underwriting Authority; Joint Underwriting Association.
JV	Joint Venture.
LAE	Loss Adjustment Expense.
LASH	Lighter Aboard Ship
LCA	Life Communicators Association.
LCF	Loss Conversion Factor.
LDF	Loss Development Factor.
LDW	Limited Damage Waiver.
LEA	Loss Executives Association.
LEED	Leadership In Energy And Environmental Design.
LEPC	Local Emergency Planning Committee.
LHWCA	Longshore And Harbor Workers’ Compensation Act Of 1927.
LIAA	Life Insurance Association Of America.
LIAMA	Life Insurance Agency Management Association.
LIBOR	London Interbank Offered Rate.
LIC	Life Insurance Corporation of India.
LIMRA	Life Insurance Marketing & Research Association.
LIRB	Liability Insurance Research Bureau.
LLC	Limited Liability Company.
LMU	Loss Mitigation Underwriting.
LOC	Letter Of Credit.
LOMA	Life Office Management Association.
LPCS	Legal Principles Claim Specialist.
LPRT	Leading Producers Round Table.
LPSO	Lloyd’s Policy Signing Office.
LPT	Loss Portfolio Transfer.
LRRA	Liability Risk Retention Act Of 1986.
LTA	Lost Time Accident.
LTC	Long Term Care.
LTD	Long-Term Disability.
LTL	Less Than Truckload.
LUMP	Limits Under Multiple Policy Years.
LUTC	Life Underwriter Training Council,
MAAA	Member Of American Academy Of Actuaries.
MAC	Maximum Allowable Concentration.
MAP	Market Assistance Plan.
MAS	Management Advisory Service.
MBIA	Municipal Bond Insurance Association.
M&C	Manufacturers And Contractors (Insurance).
MCA	Motor Carrier Act Of 1980.
MCO	Managed Care Organization.
MCR	Minimum Capital Requirement.
MCS	Monte Carlo Simulation.
M&D	Minimum And Deposit.
MDL	Maximum Dollar Loss.
MDO	Monthly Debit Ordinary Life Insurance.
MDRT	Million Dollar Round Table.
MET	Multiple Employer Trust.
MEWAS	Multiple Employer Welfare Associations.
MEWP	Mobile Elevated Work Platform.
MFL	Maximum Foreseeable Loss.
MGA	Managing General Agent.
MGU	Managing General Underwriter.
MIB	Medical Information Bureau.
MICA	Mortgage Insurance Companies Of America.
MICRA	Medical Injury Compensation Reform Act Of 1975
MIGA	Multilateral Investment Guarantee Agency.
MIS	Management Information System.
MLE	Maximum Loss Expectancy.
MLEA	Multiple Line Exclusive Agent.
MLIS	Management Liability Insurance Specialist.
MLR	Multiple Location Risk.
MMI	Maximum Medical Improvement.
MMII	Mass Marketing Insurance Institute.
MMSEA	Medicare, Medicaid, And SCHIP Extension Act Of 2007.
MOL	Mitigation Of Loss.
MOP	Manufacturers Output Policy.
MORT	Management Oversight And Risk Tree.
MOSB	Mercantile Open Stock Burglary.
MP	Minimum Premium; Multiple Peril.
MPCI	Multi-Peril Crop Insurance.
MPEE	Multi-Period Excess Earnings.
MPL	Maximum Possible Loss.
MPP	Managed Premium Plan.
MPRMA	Missouri Public Risk Management Association.
MSA	Market Service Agreement; Master Service Agreement.
MSAWPA	Migrant And Seasonal Agricultural Worker Protection Act Of 1983.
MSBF	Money And Securities Broad Form.
MSD	Musculoskeletal Disorder.
MSDS	Material Safety Data Sheet.
MSVR	Mandatory Securities Valuation Reserve.
MTC	Motor Truck Cargo.
MVC	Mean/Variance/Covariance.
MVIC	Market Value Of Invested Capital.
MVR	Motor Vehicle Record.
MYSL	Multiyear Single Limit.
NAA	National Association Of Accountants.
NAAQS	National Ambient Air Quality Standard.
NABRTI	National Association Of Bar- Related Title Insurers.
NACA	National Association Of Catastrophe Adjusters.
NACIA	National Association Of Crop Insurance Agents.
NAFI	National Association Of Fire Investigators.
NAFIC	National Association Of Fraternal Insurance Counselors.
NAFTA	North American Free Trade Agreement.
NAHU	National Association Of Health Underwriters.
NAIA	National Association Of Insurance Agents.
NAIC	National Association Of Insurance Commissioners.
NAICS	North American Industry Classification System.
NAIFA	National Association Of Insurance And Financial Advisors.
NAII	National Association Of Independent Insurers.
NAIIA	National Association Of Independent Insurance Adjusters.
NAIIO	Non- Admitted Insurers Information Office.
NAIW	National Association Of Insurance Women.
NALC	National Association Of Life Companies.
NAMIC	National Association Of Mutual Insurance Companies.
NAOHP	National Association Of Occupational Health Professionals.
NAPEO	National Association Of Professional Employer Organizations.
NAPIA	National Association Of Public Insurance Adjusters.
NAPSLO	National Association Of Professional Surplus Lines Offices.
NARAB	National Association Of Registered Agents And Brokers.
NASBA	National Association Of State Boards Of Accountancy.
NASBP	National Association Of Surety Bond Producers.
NASD	National Association Of Securities Dealers.
NASDAQ	National Association Of Securities Dealers Automated Quotations.
NASI	National Academy Of Social Insurance.
NASP	National Association Of Subrogation Professionals.
NATB	National Automobile Theft Bureau.
NAUA	National Auto Underwriters Association.
NBCR	Nuclear, Biological, Chemical Or Radiological Weapons.
NBFU	National Board Of Fire Underwriters.
NCCI	National Council On Compensation Insurance.
NCCMP	National Coordinating Committee For Multi
NCIGF	National Conference Of Insurance Guaranty Funds.
NCIL	National Conference Of Insurance Legislators.
NCOIL	National Conference Of Insurance Legislators.
NCPI	National Committee On Property Insurance.
NCSI	National Council Of Self.
NCUA	National Credit Union Administration.
NDI	National Disaster Insurance Association.
NEAB	Notional Experience Account Balance.
NEFE	National Endowment For Financial Education.
NEISS	National Electronic Injury Surveillance System.
NEPA	National Environmental Policy Act Of 1969.
NFIA	Nonappropriated Fund Instrumentalities Act Of 1952.
NFCA	National Fraternal Congress Of America.
NFFE	Nonfinancial Foreign Entity.
NFIP	National Flood Insurance Program.
NFIRA	National Flood Insurance Reform Act Of 1994.
NFPA	National Fire Protection Association.
NFUCWC	National Foundation For Unemployment Compensation And Workers Compensation.
NHCAA	National Health Care Anti- Fraud Association.
NHI	National Health Insurance.
NHTSA	National Highway Traffic Safety Administration.
NICB	National Insurance Crime Bureau.
NICO	National Insurance Consumer Organization.
NIDC	National Insurance Development Corporation.
NIOSH	National Institute For Occupational Safety And Health.
NIPA	National Institute Of Pension Administrators.
NIRP	National Insurance Risk Profile.
NISS	National Independent Statistical Service.
NLE	Normal Loss Expectancy Of A Risk.
NOA	Naturally Occurring Asbestos.
NOC	Not Otherwise Classified.
NODS	Non-Owned Disposal Sites.
NOL	Not Officially Lapsed.
NOLHIGA	National Organization Of Life And Health Insurance Guaranty Associations.
NP	Named Perils.
NPD	No Payroll Division.
NPDB	National Practitioner Data Bank.
NPL	National Priority List.
NPV	Net Present Value.
NRC	Nuclear Regulatory Commission.
NRMC	Nonprofit Risk Management Center.
NRRA	National Risk Retention Association.
NRT	National Response Team.
NSIPA	National Society Of Insurance Premium Auditors.
NSLI	National Service Life Insurance.
NSP	Net Single Premium.
NSPA	National Society Of Public Accountants.
NSPE	National Society Of Professional Engineers.
NSPS	New Source Performance Standards.
NTSB	National Transportation Safety Board.
NVD	No Value Declared.
OASDHI	Old Age, Survivors, Disability, And Health Insurance (Act) Of 1935.
OCA	Outstanding Claims Account.
OCIP	Owner Controlled Insurance Program.
OCP	Owners And Contractors Protective.
OCSLA	Outer Continental Shelf Lands Act Of 1953.
OECD	Organization For Economic Cooperation And Development.
OEE	Operators Extra Expense.
OFA	Organized Flying Adjusters.
OGP	Original Gross Premium.
OI	Outage Insurance.
OIS	Operating Information System.
OL&T	Owners, Landlords, And Tenants.
O&M	Operations And Maintenance.
OMCS	Office Of Motor Carrier Standards.
OPIC	Overseas Private Investment Corporation.
OPPI	Owners Protective Professional Indemnity.
ORFS	Operational Risk Financing Securities.
ORM	Operational Risk Management.
OSHA	Occupational Safety And Health Administration.
OSLR	Outstanding Loss Reserves.
OTC	Other Than Collision.
PA	Particular Average; Predictive Analytics.
PAAS	Premium Audit Advisory Service.
PAC	Political Action Committee.
PAIU	Professional Association Of Insurance Underwriters.
PAP	Personal Auto Policy.
PARMA	Public Agency Risk Managers Association.
PAS	Premium Allocation System.
PBGC	Pension Benefits Guaranty Corporation.
PC	Professional Corporation.
P&C	Property And Casualty.
PCAOB	Public Company Accounting Oversight Board.
PCC	Protected Cell Captive.
PCI	Property Casualty Insurers Of America.
PCIP	Partner Controlled Insurance Program.
PCLA	Property Claim Law Associate.
PCLS	Property Claim Law Specialist.
PDA	Pregnancy Discrimination Act Of 1978.
PDL	Personal Director Liability.
PEBB	Public Employee Blanket Bond.
PEO	Professional Employer Organization.
PERT	Performance, Evaluation, And Review Technique.
PI	Personal Injury.
P&I	Protection And Indemnity.
PIA	Primary Insurance Account.
PIAA	Physician Insurers Association Of America.
PICA	Professional Insurance Communicators Of America.
PII	Personally Identifiable Information.
PIP	Personal Injury Protection.
PIPEDA	Personal Information Protection And Electronic Documents Act Of 2000.
PIPSO	Property Insurance Plans Service Office.
PL	Professional Liability.
PLE	Primary Loss Expectancy.
PLL	Pollution Legal Liability.
PLR	Primary Loss Retention.
PLRB	Property Loss Research Bureau.
PLUS	Professional Liability Underwriting Society.
PMA	Package Modification Adjustment.
PMF	Package Modification Factor.
PMI	Private Mortgage Insurance.
PML	Probable Maximum Loss.
PMPL	Project Management Protective Liability.
PNOC	Provisional Notice Of Cancellation.
POL	Public Officials Liability.
PORC	Producer-Owned Reinsurance Company.
PPACA	Patient Protection And Affordable Care Act.
PPF	Personal Property Floater.
PPO	Preferred Provider Organization.
PR	Pro Rata.
PRD	Pro Rata Distribution.
PRI	Political Risk Insurance.
PRIMA	Public Risk Management Association.
PRM	Personal Risk Management.
PRO	Peer Review Organization.
PRP	Potentially Responsible Party; Preferred Risk Policy.
PSA	Placement Service Agreement.
PSAC	Policy Signing And Accounting Centre .
PSC	Public State Commission; Public Service Commission.
PSI	Pollutant Standard Index.
PSLRA	Private Securities Legislation Reform Act.
PSRO	Professional Standards Review Organization.
PTE	Prohibited Transaction Exemption.
P3	Public
PUC	Public Utilities Commission.
PURMA	Public Utilities Risk Management Association.
PV	Present Value.
QC	Quality Control.
QIP	Quality Indicator Profile.
QIS	Quantitative Impact Study.
QPC	Qualified Pollution Exclusion.
Q TIP TRUST	Qualified Terminable Interest Property Trust.
RA	Remedial Action.
RAA	Reinsurance Association Of America.
RACM	Regulated Asbestos-Containing Material.
RACT	Reasonably Available Control Technology.
RAROC	Risk-Adjusted Return On Capital.
RARORAC	Risk-Adjusted Return On Risk-Adjusted Capital.
RBC	Risk-Based Capital.
RBNE	Reserved But Not Enough.
RC	Replacement Cost.
RCRA	Resource Conservation And Recovery Act Of 1976.
RDF	Retro Development Factor.
REEL	Real Estate Environmental Liability.
REIT	Real Estate Investment Trust.
REL	Recommended Exposure Limit.
RFIS	Remedial Feasibility Investigation Study.
RFP	Request For Proposal.
RICO	Racketeer Influenced And Corrupt Organizations Act Of 1970.
RIF	Reduction In Force.
RIMAS	Risk & Insurance Management Association Of Singapore.
RIMS	Risk And Insurance Management Society, Inc.
RM	Risk Management.
RMF	Rate Modification Factor.
RMIA	Risk Management Institution Of Australasia Ltd.
RMIS	Risk Management Information System.
RML	Residual Market Load.
ROC	Research And Oversight Council On Workers’ Compensation.
ROCIP	Rolling Owner Controlled Insurance Program.
ROE	Return On Equity.
ROEBI	Return On Employee Benefits Investment.
ROI	Return On Investment.
ROL	Rate On Line.
RORAC	Return On Risk-Adjusted Capital.
RP	Return Premium.
RPG	Risk Purchasing Group.
RPII	Related Party Insurance Income.
RPLU	Registered Professional Liability Underwriter.
RPM	Remedial Project Manager.
RPMP	Risk Premium Modification Plan.
RQ	Reportable Quantity.
RRA	Risk Retention Act Of 1986.
RRE	Responsible Reporting Entity.
RRG	Risk Retention Group.
RRP	Railroad Protective.
RRSP	Registered Retirement Saving Plan.
RSPA	Research And Special Programs Administration.
RTC	Resolution Trust Corporation.
RTW	Return To Work.
SA	Society Of Actuaries.
SAA	Surety Association Of America.
(SAAS)	Software As A Service Model.
SAC	Separate Account Company.
SAP	Statutory Accounting Principles.
SARA	Superfund Amendments And Reauthorization Act Of 1986.
SARBOX	Sarbanes-Oxley Act Of 2002.
SAWCA	Southern Association Of Workers’ Compensation Administrators.
SAWW	Statewide Average Weekly Wage.
SB	Senate Bill.
SBLI	Savings Bank Life Insurance.
SBU	Series Business Unit.
SCAS	Securities Class Action Suits Filings.
SCC	Segregated Cell Captive.
SCCIA	South Carolina Captive Insurance Association.
SCHIP	State Children’s Health Insurance Program.
SCIC	Society Of Certified Insurance Counselors.
SCLA	Senior Claim Law Associate.
SCOH	Statistical Coding Occupancy Hazard.
SCOPE	Supervision, Construction, Occupancy, Protection, Exposure.
SCPCU	Society Of Chartered Property & Casualty Underwriters.
SCR	Solvency Capital Requirement.
SEC	Securities And Exchange Commission.
SEMCI	Single-Entry Multiple Company Interface.
SEP	Simplified Employee Pension.
SERC	State Emergency Response Commission.
SERP	Senior Executive Retirement Plan.
SERP	Supplementary Employee Retirement Plan.
SEUA	Southeastern Underwriters Association.
SF	Standard Fire Forms.
SFAA	Surety & Fidelity Association Of America .
SFHA	Special Flood Hazard Area.
SFIP	Standard Flood Insurance Policy.
SFP	Standard Fire Policy.
SGLI	Servicemen’s Group Life Insurance.
SIA	Society Of Insurance Accountants.
SIC	Standard Industrial Classification.
SIFM	Society Of Insurance Financial Management.
SIG	Self- Insurance Group.
SIIA	Self- Insurance Institute Of America.
SIO	Surety Information Office.
SIP	State Implementation Plans.
SIPC	Securities Investor Protection Corporation.
SIR	Self-Insured Retention; Society Of Insurance Research.
SIRP	Self- Insured Reimbursement Policy.
SITE	Society Of Insurance Trainers And Educators.
SIU	Special Investigative Unit.
SK	Storekeepers.
S&L	Savings And Loan.
SL	Sprinkler Leakage.
SLC	Special Litigation Committee.
SLR	Stop-Loss Reinsurance.
SLUSA	Securities Litigation Uniform Standards Act.
SME	Small And Medium Enterprises.
SMP	Special Multi
SNUR	Significant New Use Rule.
SOA	Society Of Actuaries.
SOX	Sarbanes-Oxley Act Of 2002.
S&P	Standard And Poor’s.
SPAP	Special Personal Auto Policy.
SPBA	Society Of Professional Benefit Administrators.
SPCV	Special Purpose Corporate Vehicle.
SPECS	Specifications.
SR	Short Rate.
SRA	Society For Risk Analysis.
SR&CC	Strikes, Riots, And Civil Commotions.
SRMC	Society Of Risk Management Consultants.
SSA	Social Security Administration.
SSAP 62	Statement Of Statutory Accounting Principles No. 62.
SSRS	Single State Registration System.
STD	Short- Term Disability.
TAM	Technical Advice Memorandum.
TAIL VAR	Tail Value At Risk.
TAMRA	Technical And Miscellaneous Revenue Act Of 1988.
TCD	Treasury Certificate Of Deposit.
TCE	Tail Conditional Expectation.
TCN	Third Country National.
TCPA	Telephone Consumer Protection Act Of 1991.
TDA	Tax Deferred Annuity.
TDB	Temporary Disability Benefits.
TDI	Trade Disruption Insurance.
TECH E&O	Technology Errors And Omissions.
TEFRA	Tax Equity And Financial Responsibility Acts Of 1982 & 1983.
TERI	Targeted Enterprise Risk Insurance.
TEXAS PRIMA	Texas Public Risk Management Association.
TIAA	Teachers Insurance And Annuity Association.
TIF	Tax Incremental Financing.
TIL	Truth In Lending (Act Of 1968).
TIRB	Transportation Insurance Rating Bureau
TIV	Total Insurable Value.
TL	Truckload.
TLO	Total Loss Only.
TLV	Threshold Limit Value.
TM	Tax Multiplier.
TMP	Texas Multi
TOLI	Trust-Owned Life Insurance.
TOR	Technique Of Operations Review.
TPA	Third-Party Administrator.
TPRMA	Tennessee Public Risk Management Association.
TRA	Tax Reform Act Of 1984.
TRIA	Terrorism Risk Insurance Act Of 2002.
TRIEA	Terrorism Risk Insurance Extension Act Of 2005.
TRIP	Terrorism Risk Insurance Program.
TRIPRA	Terrorism Risk Insurance Program Reauthorization Act Of 2007.
TRIREA	Terrorism Risk Insurance Revision And Extension Act Of 2007.
TRS	Total Reduced Sulphur.
TSA	Tax Sheltered Annuity.
TSCA	Toxic Substances Control Act Of 1976.
TSDF	Treatment, Storage, And Disposal Facility.
TSLA	Texas Surplus Lines Association, Inc.
TTD	Temporary Total Disability.
UBIT	Unrelated Business Income Tax.
UBTI	Unrelated Business Taxable Income.
UCC	Uniform Commercial Code.
UCD	Unemployment Compensation Disability.
UCI	Unemployment Compensation Insurance.
UCR	Usual, Customary, Reasonable.
UCRA	Unified Carrier Registration Agreement.
UEL	Upper Explosive Level.
UEP	Unearned Premium.
UEPR	Unearned Premium Reserve.
UFTA	Uniform Fraudulent Transfer Act.
UIM	Under Insurance Motorist.
UIMV	Underinsured Motor Vehicle.
UJF	Unsatisfied Judgment Fund.
UL	Umbrella Liability.
ULAE	Unallocated Loss Adjustment Expense.
ULC	Underwriters Laboratories Of Canada.
UM	Uninsured Motorists.
UMPD	Uninsured Motorist Property Damage.
UMV	Uninsured Motor Vehicle.
UNL	Ultimate Net Loss.
U&O	Use And Occupancy.
UP	Unearned Premium.
UPR	Unearned Premium Reserve.
UPS	Uninterruptible Power System.
URL	Uniform Resource Locator.
URMIA	University Risk Management & Insurance Association.
USDA	U.S. Department Of Agriculture.
USERRA	Uniformed Services Employment And Reemployment Rights Act Of 1994.
USGLI	U.S. Government Life Insurance.
USITC	U.S. International Trade Commission.
USL&HW	United States Longshore And Harbor Workers’ (Compensation Act) Of 1927.
UST	Underground Storage Tank.
UTBMS	Uniform Task Based Management System.
VAR	Value-At-Risk.
VCIA	Vermont Captive Insurance Association.
VEBA	Voluntary Employees’ Beneficiary Association.
VGLI	Veterans Group Life Insurance.
VIE	Variable Interest Entity.
V&MM	Vandalism And Malicious Mischief.
VOC	Volatile Organic Compound.
VOR	Value Of Risk.
VP	Valuable Papers.
VPP	Voluntary Protection Program.
VPPA	Video Privacy Protection Act Of 1988.
VSI	Vendors Single Interest.
WA	With Average.
WACC	Weighted Average Cost Of Capital.
WAEPA	Worldwide Assurance For Employees Of Public Agencies.
WARN	Workers’ Adjustment Retraining Notification (Act Of 1988).
WC	Workers Compensation.
WCLA	Workers’ Compensation Claim Law Associate.
WCLS	Workers’ Compensation Claim Law Specialist.
WCRI	Workers Compensation Research Institute.
WLRT	Women Leaders Round Table.
WMD	Weapon Of Mass Destruction.
WPA	With Particular Average.
WYO	Write-Your-Own.
YRCT	Yearly Renewable Convertible Term.
YRT	Yearly Renewable Term.

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