ą¤²ą„ ą¤¦ą„ą¤øą„ą¤¤ą„ą¤,Ā affairscloud.comĀ ą¤®ą„ą¤ ą¤ą¤Ŗą¤ą¤¾ ą¤øą„ą¤µą¤¾ą¤ą¤¤ ą¤¹ą„ą„¤ ą¤¹ą¤® ą¤Æą¤¹ą¤¾ą¤ ą¤ą¤Ŗą¤ą„ ą¤²ą¤æą¤ 20 ą¤®ą¤ 2023 ą¤ą„ ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„ą¤°ą„ą¤£ ą¤ą¤°ą¤ą¤ ą¤ ą¤«ą„ą¤Æą¤°ą„ą¤ø ą¤ą„ ą¤µą¤æą¤ą¤æą¤Øą„ą¤Ø ą¤ ą¤ą¤¼ą¤¬ą¤¾ą¤°ą„ą¤ ą¤ą„ą¤øą„ ą¤¦ ą¤¹ą¤æą¤ą¤¦ą„, ą¤¦ ą¤ą¤ą„ą¤Øą„ą¤®ą¤æą¤ ą¤ą¤¾ą¤ą¤®ą„ą¤ø, ą¤Ŗą„ą¤ą¤ą¤¬ą„, ą¤ą¤¾ą¤ą¤®ą„ą¤ø ą¤ą¤« ą¤ą¤ą¤”ą¤æą¤Æą¤¾, ą¤ą¤ą¤”ą¤æą¤Æą¤¾ ą¤ą„ą¤”ą„, ą¤ą¤ą¤”ą¤æą¤Æą¤Ø ą¤ą¤ą„ą¤øą¤Ŗą„ą¤°ą„ą¤ø, ą¤¬ą¤æą¤ą¤Øą„ą¤ø ą¤øą„ą¤ą„ą¤ą¤”ą¤°ą„ą¤”,ą¤ą¤¾ą¤ą¤°ą¤£ ą¤øą„ ą¤ą„ą¤Ø ą¤ą¤°ą¤ą„ ą¤ą¤ ą¤ ą¤Øą„ą¤ ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤Ŗą„ą¤¶ ą¤ą¤°ą¤¤ą„ ą¤¹ą„ą¤ą„¤ ą¤¹ą¤®ą¤¾ą¤°ą„Ā Current AffairsĀ ą¤øą„ ą¤ą¤Ŗą¤ą„ ą¤¬ą„ą¤ą¤ą¤æą¤ą¤, ą¤¬ą„ą¤®ą¤¾, ą¤Æą„ą¤Ŗą„ą¤ą¤øą¤øą„, ą¤ą¤øą¤ą¤øą¤øą„, ą¤øą„ą¤ą¤²ą¤ą¤ą„, ą¤°ą„ą¤²ą¤µą„ ą¤ą¤° ą¤ ą¤Øą„ą¤Æ ą¤øą¤ą„ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤Æą„ą¤ą„ ą¤Ŗą¤°ą„ą¤ą„ą¤·ą¤¾ą¤ą¤ ą¤®ą„ą¤ ą¤ ą¤ą„ą¤ą„ ą¤ ą¤ą¤ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤°ą¤Øą„ ą¤®ą„ą¤ ą¤®ą¤¦ą¤¦ ą¤®ą¤æą¤²ą„ą¤ą„
Read Current Affairs inĀ CareersCloud APP, Course Name āĀ Learn Current AffairsĀ āĀ Free CourseĀ āĀ Click Here to Download the APP
Click here for Current Affairs 19 ą¤®ą¤ 2023
NATIONAL AFFAIRS
PM ą¤®ą„ą¤¦ą„ ą¤Øą„ ą¤ą¤”ą¤æą¤¶ą¤¾ ą¤®ą„ą¤ 8000 ą¤ą¤°ą„ą¤”ą¤¼ ą¤°ą„ą¤Ŗą¤Æą„ ą¤øą„ ą¤ ą¤§ą¤æą¤ ą¤ą„ ą¤²ą¤¾ą¤ą¤¤ ą¤µą¤¾ą¤²ą„ ą¤°ą„ą¤²ą¤µą„ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą¤¾ ą¤¶ą¤æą¤²ą¤¾ą¤Øą„ą¤Æą¤¾ą¤ø, ą¤ą¤¦ą„ą¤ą¤¾ą¤ą¤Ø ą¤ą¤æą¤Æą¤¾
18 ą¤®ą¤ 2023 ą¤ą„, ą¤Ŗą„ą¤°ą¤§ą¤¾ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤Øą¤°ą„ą¤ą¤¦ą„ą¤° ą¤®ą„ą¤¦ą„ ą¤Øą„ ą¤µą„ą¤”ą¤æą¤Æą„ ą¤ą„ą¤Øą„ą¤«ą„ą¤°ą„ą¤ą¤øą¤æą¤ą¤ ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤ą¤”ą¤æą¤¶ą¤¾ ą¤®ą„ą¤ 8000 ą¤ą¤°ą„ą¤”ą¤¼ ą¤°ą„ą¤Ŗą¤Æą„ ą¤øą„ ą¤ ą¤§ą¤æą¤ ą¤ą„ ą¤ą¤ ą¤°ą„ą¤² ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤ą¤§ą¤¾ą¤°ą¤¶ą¤æą¤²ą¤¾ ą¤°ą¤ą„ ą¤ą¤° ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤° ą¤ą„ ą¤øą¤®ą¤°ą„ą¤Ŗą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ą„¤
i.ą¤ą¤¾ą¤°ą„ą¤Æą¤ą„ą¤°ą¤® ą¤ą„ ą¤¦ą„ą¤°ą¤¾ą¤Ø, PM ą¤Øą„ ą¤Ŗą„ą¤°ą„ (ą¤ą¤”ą¤æą¤¶ą¤¾) ą¤ą¤° ą¤¹ą¤¾ą¤µą¤”ą¤¼ą¤¾ (ą¤Ŗą¤¶ą„ą¤ą¤æą¤® ą¤¬ą¤ą¤ą¤¾ą¤²) ą¤ą„ ą¤¬ą„ą¤ ą¤µą¤ą¤¦ą„ ą¤ą¤¾ą¤°ą¤¤ ą¤ą¤ą„ą¤øą¤Ŗą„ą¤°ą„ą¤ø ą¤ą„ ą¤¹ą¤°ą„ ą¤ą¤ą¤”ą„ ą¤¦ą¤æą¤ą¤¾ą¤ą„¤
ii.ą¤ą¤Øą„ą¤¹ą„ą¤ą¤Øą„ ą¤Ŗą„ą¤°ą„ ą¤ą¤° ą¤ą¤ą¤ ą¤°ą„ą¤²ą¤µą„ ą¤øą„ą¤ą„ą¤¶ą¤Øą„ą¤ ą¤ą„ ą¤Ŗą„ą¤Øą¤°ą„ą¤µą¤æą¤ą¤¾ą¤ø ą¤ą„ ą¤ą¤§ą¤¾ą¤°ą¤¶ą¤æą¤²ą¤¾ ą¤ą„ ą¤°ą¤ą„ą„¤
iii.ą¤Ŗą„ą¤°ą¤§ą¤¾ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤Øą„ ą¤ą¤”ą¤æą¤¶ą¤¾ ą¤®ą„ą¤ ą¤°ą„ą¤² ą¤Øą„ą¤ą¤µą¤°ą„ą¤ ą¤ą„ 100% ą¤µą¤æą¤¦ą„ą¤Æą„ą¤¤ą„ą¤ą¤°ą¤£ ą¤ą„ ą¤øą¤®ą¤°ą„ą¤Ŗą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą„ ą¤Ŗą¤°ą¤æą¤ą¤¾ą¤²ą¤Ø ą¤ą¤° ą¤°ą¤ą¤°ą¤ą¤¾ą¤µ ą¤²ą¤¾ą¤ą¤¤ ą¤ą„ ą¤ą¤® ą¤ą¤°ą„ą¤ą¤¾ ą¤ą¤° ą¤ą¤Æą¤¾ą¤¤ą¤æą¤¤ ą¤ą¤ą„ą¤ą„ ą¤¤ą„ą¤² ą¤Ŗą¤° ą¤Øą¤æą¤°ą„ą¤ą¤°ą¤¤ą¤¾ ą¤ą¤® ą¤ą¤°ą„ą¤ą¤¾ą„¤
iv.ą¤ą¤Øą„ą¤¹ą„ą¤ą¤Øą„ ą¤ ą¤Øą„ą¤Æ ą¤°ą„ą¤² ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤ą„ ą¤øą¤®ą¤°ą„ą¤Ŗą¤æą¤¤ ą¤ą¤æą¤Æą¤¾, ą¤ą¤æą¤Øą¤®ą„ą¤ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą¤,
- ą¤øą¤ą¤¬ą¤²ą¤Ŗą„ą¤°-ą¤ą¤æą¤ą¤²ą¤¾ą¤ą¤¢ą¤¼ ą¤°ą„ą¤² ą¤²ą¤¾ą¤ą¤Ø ą¤ą¤¾ ą¤¦ą„ą¤¹ą¤°ą„ą¤ą¤°ą¤£ą„¤
- ą¤ ą¤ą¤ą„ą¤²-ą¤øą„ą¤ą¤æą¤ą¤¦ą¤¾ ą¤ą„ ą¤¬ą„ą¤ ą¤Øą¤ ą¤¬ą„ą¤°ą„ą¤” ą¤ą„ą¤ ą¤°ą„ą¤² ą¤²ą¤¾ą¤ą¤Øą„¤
- ą¤®ą¤Øą„ą¤¹ą¤°ą¤Ŗą„ą¤°-ą¤°ą¤¾ą¤ą¤°ą¤ą„ą¤²ą¤¾-ą¤ą¤¾ą¤°ą¤øą„ą¤ą„ą¤”ą¤¼ą¤¾-ą¤ą¤®ą¤ą¤¾ ą¤ą„ ą¤ą„ą¤”ą¤¼ą¤Øą„ ą¤µą¤¾ą¤²ą„ ą¤¤ą„ą¤øą¤°ą„ ą¤²ą¤¾ą¤ą¤Øą„¤
- ą¤¬ą¤æą¤ą„ą¤Ŗą¤¾ą¤²ą„-ą¤ą¤°ą¤¤ą¤°ą¤ą¤¾ ą¤ą„ ą¤¬ą„ą¤ ą¤Øą¤ ą¤¬ą„ą¤°ą„ą¤”ą¤ą„ą¤ ą¤²ą¤¾ą¤ą¤Øą„¤
ą¤ą¤”ą¤æą¤¶ą¤¾ ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
ą¤®ą„ą¤ą„ą¤Æą¤®ą¤ą¤¤ą„ą¤°ą„ā ą¤Øą¤µą„ą¤Ø ą¤Ŗą¤ą¤Øą¤¾ą¤Æą¤
ą¤°ą¤¾ą¤ą„ą¤Æą¤Ŗą¤¾ą¤²ā ą¤ą¤£ą„ą¤¶ą„ ą¤²ą¤¾ą¤²
ą¤¤ą„ą¤Æą„ą¤¹ą¤¾ą¤°ā ą¤°ą¤¾ą¤ą¤¾ ą¤Ŗą¤°ą¤¬ą¤¾; ą¤°ą¤„ ą¤Æą¤¾ą¤¤ą„ą¤°ą¤¾; ą¤Øą„ą¤ą¤ą¤¾ą¤
ą¤øą„ą¤ą„ą¤”ą¤æą¤Æą¤®ā ą¤ą¤µą¤¾ą¤¹ą¤°ą¤²ą¤¾ą¤² ą¤Øą„ą¤¹ą¤°ą„ ą¤ą¤ą¤”ą„ą¤° ą¤øą„ą¤ą„ą¤”ą¤æą¤Æą¤®; ą¤ą¤øą„ą¤ ą¤ą„ą¤øą„ą¤ ą¤°ą„ą¤²ą¤µą„ ą¤øą„ą¤ą„ą¤”ą¤æą¤Æą¤®
ą¤¬ą¤ą¤¦ą¤°ą¤ą¤¾ą¤¹, ą¤Øą„ą¤µą¤¹ą¤Ø & ą¤ą¤²ą¤®ą¤¾ą¤°ą„ą¤ ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ & ą¤ ą¤øą¤® ą¤Øą„ ą¤Øą¤¦ą„ ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤Ŗą¤°ą„ą¤Æą¤ą¤Ø ą¤Ŗą¤°ą¤æą¤Ŗą¤„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤ MoU ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤
19 ą¤®ą¤ 2023 ą¤ą„, ą¤ ą¤øą¤® ą¤øą¤°ą¤ą¤¾ą¤° ą¤ą¤° ą¤¬ą¤ą¤¦ą¤°ą¤ą¤¾ą¤¹, ą¤Øą„ą¤µą¤¹ą¤Ø & ą¤ą¤²ą¤®ą¤¾ą¤°ą„ą¤ ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ (MoPSW) ą¤Øą„ ą¤ ą¤øą¤® ą¤ą„ ą¤ą„ą¤µą¤¾ą¤¹ą¤¾ą¤ą„ ą¤®ą„ą¤ ą¤ ą¤øą¤® ą¤Ŗą„ą¤°ą¤¶ą¤¾ą¤øą¤Øą¤æą¤ ą¤øą„ą¤ą¤¾ą¤« ą¤ą„ą¤²ą„ą¤ ą¤®ą„ą¤ ą¤¬ą„ą¤°ą¤¹ą„ą¤®ą¤Ŗą„ą¤¤ą„ą¤° ą¤Øą¤¦ą„ ą¤Ŗą¤° ą¤µą¤æą¤ą¤øą¤æą¤¤ ą¤ą¤æą¤ ą¤ą¤¾ ą¤°ą¤¹ą„ ą¤ą¤ ‘ą¤Øą¤¦ą„ ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤Ŗą¤°ą„ą¤Æą¤ą¤Ø ą¤Ŗą¤°ą¤æą¤Ŗą¤„’ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤ ą¤øą¤®ą¤ą„ą¤¤ą„ ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ą„¤
- ą¤Æą¤¹ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ ą¤øą¤¾ą¤ą¤°ą¤®ą¤¾ą¤²ą¤¾ ą¤ą¤¾ą¤°ą„ą¤Æą¤ą„ą¤°ą¤® ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤µą¤æą¤ą¤øą¤æą¤¤ ą¤ą„ ą¤ą¤¾ ą¤°ą¤¹ą„ ą¤¹ą„, ą¤ą„ ą¤ ą¤øą¤® ą¤ą„ ą¤ą„ą¤µą¤¾ą¤¹ą¤¾ą¤ą„ ą¤®ą„ą¤ ą¤øą„ą¤„ą¤æą¤¤ ą¤ą¤¾ą¤®ą¤¾ą¤ą„ą¤Æą¤¾ (ą¤ ą¤øą¤®), ą¤Ŗą¤¾ą¤ą¤”ą„ą¤Øą¤¾ą¤„ (ą¤ ą¤øą¤®), ą¤ ą¤¶ą„ą¤µą¤ą¤²ą¤ą¤¤ą¤¾, ą¤”ą„ą¤² ą¤ą„ą¤µą¤æą¤ą¤¦ą¤¾, ą¤ą¤®ą¤¾ą¤Øą¤ą¤¦, ą¤ą¤ą„ą¤°ą„ą¤¶ą„ą¤µą¤° ą¤ą¤° ą¤ą¤Øą¤¤ą„ ą¤øą¤¤ą¤°ą¤¾ ą¤Øą¤¾ą¤®ą¤ ą¤øą¤¾ą¤¤ ą¤ą¤¤ą¤æą¤¹ą¤¾ą¤øą¤æą¤ ą¤øą„ą¤„ą¤²ą„ą¤ ą¤ą„ ą¤ą„ą¤”ą¤¼ą„ą¤ą„ą„¤
ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤°ą¤ą¤°ą„ą¤¤ą¤¾:
MoPSW ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤ ą¤ą¤¤ą¤°ą„ą¤¦ą„ą¤¶ą„ą¤Æ ą¤ą¤²ą¤®ą¤¾ą¤°ą„ą¤ ą¤Ŗą„ą¤°ą¤¾ą¤§ą¤æą¤ą¤°ą¤£ (IWAI); MoPSW ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤øą¤¾ą¤ą¤°ą¤®ą¤¾ą¤²ą¤¾ ą¤µą¤æą¤ą¤¾ą¤ø ą¤Øą¤æą¤ą¤® ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” (SDCL); ą¤ ą¤øą¤® ą¤Ŗą¤°ą„ą¤Æą¤ą¤Ø ą¤µą¤æą¤ą¤¾ą¤ø ą¤Øą¤æą¤ą¤® (ATDC); ą¤ą¤° ą¤ ą¤ą¤¤ą¤°ą„ą¤¦ą„ą¤¶ą„ą¤Æ ą¤ą¤²ą¤®ą¤¾ą¤°ą„ą¤ ą¤Ŗą¤°ą¤æą¤µą¤¹ą¤Ø ą¤µą¤æą¤ą¤¾ą¤ (DIWT); ą¤ ą¤øą¤® ą¤øą¤°ą¤ą¤¾ą¤° ą¤ą„ ą¤¬ą„ą¤ MoU ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ ą¤ą¤ą„¤
- ą¤ ą¤øą¤® (CM) ą¤ą„ ą¤®ą„ą¤ą„ą¤Æą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤¹ą¤æą¤®ą¤ą¤¤ ą¤¬ą¤æą¤øą„ą¤µą¤¾ ą¤øą¤°ą¤®ą¤¾; ą¤øą¤°ą„ą¤¬ą¤¾ą¤Øą¤ą¤¦ ą¤øą„ą¤Øą„ą¤µą¤¾ą¤²- ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤¬ą¤ą¤¦ą¤°ą¤ą¤¾ą¤¹, ą¤Øą„ą¤µą¤¹ą¤Ø ą¤ą¤° ą¤ą¤²ą¤®ą¤¾ą¤°ą„ą¤ ą¤ą¤° ą¤ą¤Æą„ą¤· ą¤®ą¤ą¤¤ą„ą¤°ą„, ą¤ą¤¾ą¤°ą¤¤ ą¤øą¤°ą¤ą¤¾ą¤° ą¤ą„ ą¤ą¤Ŗą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤®ą„ą¤ MoU ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ ą¤ą¤ą„¤
ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ ą¤ą„ ą¤²ą¤¾ą¤ą¤¤:
i.ą¤øą¤¾ą¤ą¤°ą¤®ą¤¾ą¤²ą¤¾ ą¤ą¤¾ą¤°ą„ą¤Æą¤ą„ą¤°ą¤® ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤µą¤æą¤ą¤øą¤æą¤¤ ą¤ą„ ą¤ą¤¾ ą¤°ą¤¹ą„ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ ą¤ą„ ą¤Ŗą„ą¤°ą¤¾ą¤°ą¤ą¤ą¤æą¤ ą¤²ą¤¾ą¤ą¤¤ 40-45 ą¤ą¤°ą„ą¤”ą¤¼ ą¤°ą„ą¤Ŗą¤Æą„ ą¤¹ą„ą„¤
ii.SDCL ą¤ą¤° IWAI ą¤øą¤ą¤Æą„ą¤ą„ą¤¤ ą¤°ą„ą¤Ŗ ą¤øą„ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ ą¤²ą¤¾ą¤ą¤¤ ą¤ą¤¾ 55% ą¤Æą„ą¤ą¤¦ą¤¾ą¤Ø ą¤¦ą„ą¤ą¤ą„ ą¤ą¤¬ą¤ą¤æ ą¤¶ą„ą¤· ATDC ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤ą¤ą¤¾ą„¤
iii.DIWT (ą¤ ą¤ą¤¤ą¤°ą„ą¤¦ą„ą¤¶ą„ą¤Æ ą¤ą¤² ą¤Ŗą¤°ą¤æą¤µą¤¹ą¤Ø ą¤Øą¤æą¤¦ą„ą¤¶ą¤¾ą¤²ą¤Æ, ą¤ ą¤øą¤®) ą¤Øą„ ą¤ą¤¦ą¤¾ą¤°ą¤¤ą¤¾ ą¤øą„ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ ą¤ą„ ą¤²ą¤æą¤ ą¤®ą¤ą¤¦ą¤æą¤°ą„ą¤ ą¤ą„ ą¤Ŗą¤¾ą¤ø ą¤ą¤¾ą¤ą„ą¤ ą¤ą„ ą¤ą¤Ŗą¤Æą„ą¤ ą¤ą„ ą¤Øą¤æ: ą¤¶ą„ą¤²ą„ą¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤Ŗą„ą¤¶ą¤ą¤¶ ą¤ą„ ą¤¹ą„ą„¤
ą¤Øą¤¦ą„ ą¤¤ą¤ ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤Ŗą¤°ą„ą¤Æą¤ą¤Ø ą¤Ŗą¤°ą¤æą¤Ŗą¤„:
i.ą¤Øą¤¦ą„ ą¤¤ą¤ ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤Ŗą¤°ą„ą¤Æą¤ą¤Ø ą¤Ŗą¤°ą¤æą¤Ŗą¤„ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ ą¤ą„ą¤µą¤¾ą¤¹ą¤¾ą¤ą„ ą¤ą„ ą¤ą¤øą¤Ŗą¤¾ą¤ø ą¤ą„ ą¤øą¤¾ą¤¤ ą¤ą¤¤ą¤æą¤¹ą¤¾ą¤øą¤æą¤ ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤ ą¤®ą¤ą¤¦ą¤æą¤°ą„ą¤/ą¤øą„ą¤„ą¤²ą„ą¤ ą¤ą„ ą¤¬ą„ą¤ ‘ą¤¹ą„ą¤Ŗ ą¤ą¤Ø ą¤¹ą„ą¤Ŗ ą¤ą¤«’ ą¤Ŗą¤° ą¤ą¤§ą„ą¤Øą¤æą¤ ą¤«ą„ą¤°ą„ ą¤øą„ą¤µą¤¾ ą¤ą„ ą¤øą„ą¤µą¤æą¤§ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą„ą¤ą„ ą¤ą¤° ą¤«ą„ą¤°ą„ ą¤ą¤°ą„ą¤®ą¤æą¤Øą¤² ą¤Ŗą¤° ą¤Ŗą„ą¤°ą¤¤ą„ą¤ą„ą¤·ą¤¾ą¤²ą¤Æ ą¤Æą¤¾ą¤¤ą„ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤°ą¤¾ą¤®ą¤¦ą¤¾ą¤Æą¤ ą¤®ą¤¾ą¤¹ą„ą¤² ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤Øą„ ą¤µą¤¾ą¤²ą„ ą¤ą¤ ą¤ą¤§ą„ą¤Øą¤æą¤ ą¤øą„ą¤µą¤æą¤§ą¤¾ ą¤¹ą„ą¤ą„ą„¤
ii.ą¤Ŗą¤°ą¤æą¤Ŗą¤„ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤ą¤¾ą¤, ą¤ą¤ą¤¼ą¤¾ą¤Ø ą¤¬ą¤¾ą¤ą¤¾ą¤° (ą¤ ą¤øą¤®) ą¤øą„ ą¤Øą¤æą¤ą¤²ą„ą¤ą¤¾ ą¤ą¤° ą¤ą¤²ą¤®ą¤¾ą¤°ą„ą¤ ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤øą¤ą„ 7 ą¤®ą¤ą¤¦ą¤æą¤°ą„ą¤/ą¤øą„ą¤„ą¤²ą„ą¤ ą¤ą„ ą¤ą¤µą¤° ą¤ą¤°ą¤ą„ ą¤ ą¤Ŗą¤Øą„ ą¤Æą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤Ŗą„ą¤°ą„ ą¤ą¤°ą„ą¤ą¤¾ą„¤
iii.ą¤Æą¤¹ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ ą¤ą¤ ą¤µą¤æą¤¶ą„ą¤· ą¤Ŗą„ą¤°ą¤Æą„ą¤ą¤Ø ą¤µą¤¾ą¤¹ą¤Ø (SPV) ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤ą„ą¤°ą¤æą¤Æą¤¾ą¤Øą„ą¤µą¤æą¤¤ ą¤ą„ ą¤ą¤¾ą¤¤ą„ ą¤¹ą„, ą¤ą¤° 12 ą¤®ą¤¹ą„ą¤Øą„ą¤ ą¤ą„ ą¤ą„ą¤¤ą¤° ą¤Ŗą„ą¤°ą„ ą¤¹ą„ ą¤ą¤¾ą¤ą¤ą„ą„¤
ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤Ŗą„ą¤°ą¤®ą„ą¤ ą¤²ą„ą¤:
ą¤Ŗą¤°ą¤æą¤®ą¤² ą¤¶ą„ą¤ą„ą¤²ą¤µą„ą¤¦ą„ą¤Æ- ą¤Ŗą¤°ą¤æą¤µą¤¹ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą„, ą¤
ą¤øą¤® ą¤øą¤°ą¤ą¤¾ą¤°; ą¤ą¤Æą¤ą¤¤ ą¤®ą¤²ą„ą¤²ą¤¾ ą¤¬ą¤°ą„ą¤- ą¤Ŗą¤°ą„ą¤Æą¤ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą„, ą¤
ą¤øą¤® ą¤øą¤°ą¤ą¤¾ą¤°; ą¤øą¤ą¤ą¤Æ ą¤¬ą¤ą¤¦ą„ą¤Ŗą¤¾ą¤§ą„ą¤Æą¤¾ą¤Æ- ą¤
ą¤§ą„ą¤Æą¤ą„ą¤·, IWAI; ą¤°ą¤æą¤¤ą„ą¤Ŗą¤°ą„ą¤£ą¤¾ ą¤¬ą¤°ą„ą¤- ą¤
ą¤§ą„ą¤Æą¤ą„ą¤·, ATDC; ą¤¦ą¤æą¤²ą„ą¤Ŗ ą¤¦ą¤¾ą¤ø- ą¤ą¤Ŗą¤¾ą¤§ą„ą¤Æą¤ą„ą¤·, ATDC; ą¤¦ą¤æą¤²ą„ą¤Ŗ ą¤ą„ą¤®ą¤¾ą¤° ą¤ą„ą¤Ŗą„ą¤¤ą¤¾- ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ ą¤Øą¤æą¤¦ą„ą¤¶ą¤, SDCL
ą¤
ą¤øą¤® ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
ą¤®ą„ą¤ą„ą¤Æą¤®ą¤ą¤¤ą„ą¤°ą„ā ą¤¹ą¤æą¤®ą¤ą¤¤ ą¤¬ą¤æą¤øą„ą¤µą¤¾ ą¤øą¤°ą¤®ą¤¾
ą¤°ą¤¾ą¤ą„ą¤Æą¤Ŗą¤¾ą¤²ā ą¤ą„ą¤²ą¤¾ą¤¬ ą¤ą¤ą¤¦ ą¤ą¤ą¤¾ą¤°ą¤æą¤Æą¤¾
ą¤øą„ą¤ą„ą¤”ą¤æą¤Æą¤®ā ą¤Øą„ą¤¹ą¤°ą„ ą¤øą„ą¤ą„ą¤”ą¤æą¤Æą¤®, ą¤ą¤ą¤¦ą¤æą¤°ą¤¾ ą¤ą¤¾ą¤ą¤§ą„ ą¤ą¤„ą¤²ą„ą¤ą¤æą¤ ą¤øą„ą¤ą„ą¤”ą¤æą¤Æą¤®
ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤ą¤° ą¤ą¤¾ą¤°ą¤¤ ą¤Øą„ IIT ą¤®ą¤¦ą„ą¤°ą¤¾ą¤ø ą¤®ą„ą¤ ą¤ą¤² ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„ ą¤ą„ą¤ą¤¦ą„ą¤° ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„
ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„ ą¤øą¤ą¤øą„ą¤„ą¤¾ą¤Ø (IIT) ą¤®ą¤¦ą„ą¤°ą¤¾ą¤ø (ą¤ą„ą¤Øą„ą¤Øą¤, ą¤¤ą¤®ą¤æą¤²ą¤Øą¤¾ą¤”ą„) ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤ą¤¾ą¤°ą¤¤ ą¤Øą„ IIT ą¤®ą¤¦ą„ą¤°ą¤¾ą¤ø ą¤®ą„ą¤ ą¤ą¤² ą¤øą¤ą¤øą¤¾ą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤ą¤° ą¤ą¤² ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„ ą¤®ą„ą¤ “ą¤ą¤¾ą¤°ą¤¤-ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤ą¤² ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„ ą¤ą„ą¤ą¤¦ą„ą¤°” (CoWT) ą¤¬ą¤Øą¤¾ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤øą¤°ą¤ą¤¾ą¤° ą¤ą„ ą¤øą¤¾ą¤„ ą¤ą¤ ą¤ą¤¶ą¤Æ ą¤Ŗą¤¤ą„ą¤° (LoI) ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ ą¤¹ą„ą¤ą„¤
- ą¤ą¤µą¤¾ą¤ø ą¤ą¤° ą¤¶ą¤¹ą¤°ą„ ą¤®ą¤¾ą¤®ą¤²ą„ą¤ ą¤ą„ ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ (MoHUA) ą¤ą„ ą¤øą¤ą¤æą¤µ ą¤®ą¤Øą„ą¤ ą¤ą„ą¤¶ą„, IIT ą¤®ą¤¦ą„ą¤°ą¤¾ą¤ø ą¤ą„ ą¤Øą¤æą¤¦ą„ą¤¶ą¤ ą¤Ŗą„ą¤°ą„ą¤«ą„ą¤øą¤° V ą¤ą¤¾ą¤®ą¤ą„ą¤ą„ ą¤ą¤° ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤ ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤ą„ ą¤°ą¤¾ą¤ą¤¦ą„ą¤¤ ą¤Øą„ą¤° ą¤ą¤æą¤²ą„ą¤Ø ą¤Øą„ ą¤µą¤æą¤¦ą„ą¤¶ ą¤®ą¤ą¤¤ą„ą¤°ą¤æą¤Æą„ą¤ S ą¤ą¤Æą¤¶ą¤ą¤ą¤° ą¤ą¤° ą¤ą¤Øą¤ą„ ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤²ą„ ą¤øą¤®ą¤ą¤ą„ą¤· ą¤ą¤²ą„ ą¤ą„ą¤¹ą„ą¤Ø ą¤ą„ ą¤ą¤Ŗą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤®ą„ą¤ 9 ą¤®ą¤ 2023 ą¤ą„ ą¤Øą¤ ą¤¦ą¤æą¤²ą„ą¤²ą„, ą¤¦ą¤æą¤²ą„ą¤²ą„ ą¤®ą„ą¤ LoI ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ą„¤
ą¤Ŗą„ą¤°ą¤®ą„ą¤ ą¤¬ą¤æą¤ą¤¦ą„:
i.CoWT ą¤ą¤¾ ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ ą¤ą¤¾ą¤°ą¤¤ ą¤ą„ ą¤ą¤² ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤øą„ą¤Øą¤æą¤¶ą„ą¤ą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¾ą¤°ą¤¤ ą¤ą„ ą¤ą¤µą¤¶ą„ą¤Æą¤ą¤¤ą¤¾ą¤ą¤ ą¤ą¤° ą¤Ŗą¤¾ą¤Æą¤²ą¤ ą¤ą¤æą¤ą¤¾ą¤ ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą¤æą¤Æą„ą¤ ą¤ą„ ą¤ ą¤Øą„ą¤°ą„ą¤Ŗ ą¤ ą¤Øą„ą¤ą„ą¤²ą¤æą¤¤ ą¤øą¤ą¤¦ą¤°ą„ą¤ ą¤®ą„ą¤ ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤ą„ ą¤øą¤°ą„ą¤µą„ą¤¤ą„ą¤¤ą¤® ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą¤æą¤Æą„ą¤ ą¤ą„ ą¤ą¤¾ą¤°ą„ą¤Æą¤¾ą¤Øą„ą¤µą¤Æą¤Ø ą¤ą„ ą¤øą„ą¤Øą¤æą¤¶ą„ą¤ą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤®ą¤¾ą¤Øą¤µ ą¤ą„ą¤·ą¤®ą¤¤ą¤¾ ą¤ą¤¾ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤ą¤°ą¤Øą¤¾ ą¤¹ą„ą„¤
ii.ą¤Æą¤¹ ą¤ą„ą¤ą¤¦ą„ą¤° MoHUA ą¤ą„ ą¤µą¤æą¤¦ą„ą¤¶ ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ, ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤®ą„ą¤ ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤µą¤æą¤ą¤¾ą¤ø ą¤øą¤¹ą¤Æą„ą¤ ą¤ą¤ą„ą¤ą¤øą„ (MASHAV- ą¤¹ą¤æą¤¬ą„ą¤°ą„ ą¤®ą„ą¤ ą¤øą¤ą¤ą„ą¤·ą¤æą¤Ŗą„ą¤¤ ą¤Øą¤¾ą¤®) ą¤ą„ ą¤øą¤¹ą¤Æą„ą¤ ą¤øą„ ą¤ ą¤Ŗą¤Øą„ ą¤øą¤®ą¤ą„ą¤° ą¤²ą¤ą„ą¤·ą„ą¤Æą„ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ ą¤Ŗą¤Øą„ ą¤ ą¤ą¤² ą¤®ą¤æą¤¶ą¤Ø (AMRUT) ą¤®ą¤æą¤¶ą¤Ø ą¤ą„ ą¤µą¤æą¤ą¤øą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤®ą„ą¤ ą¤®ą¤¦ą¤¦ ą¤ą¤°ą„ą¤ą¤¾ą„¤
ą¤ą¤¾ą¤°ą¤¤-ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤ą¤² ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„ ą¤ą„ą¤ą¤¦ą„ą¤° (CoWT):
i.CoWT ą¤ą„ą¤ą¤¾ą¤Ø ą¤ą„ ą¤ą¤¦ą¤¾ą¤Ø-ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤¾ ą¤ą¤ ą¤Ŗą¤¾ą¤°ą¤øą„ą¤Ŗą¤°ą¤æą¤ ą¤Øą„ą¤ą¤µą¤°ą„ą¤ ą¤¤ą„ą¤Æą¤¾ą¤° ą¤ą¤°ą„ą¤ą¤¾ ą¤ą¤æą¤øą¤®ą„ą¤ ą¤øą„ą¤„ą¤¾ą¤Æą„ ą¤ą¤² ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤„ą¤¾ą¤ą¤ ą¤ą„ ą¤ ą¤²ą¤¾ą¤µą¤¾ ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„, ą¤µą„ą¤ą„ą¤ą¤¾ą¤Øą¤æą¤ ą¤ą¤¾ą¤Øą¤ą¤¾ą¤°ą„ ą¤ą¤° ą¤øą¤¾ą¤¹ą¤æą¤¤ą„ą¤Æ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą¤ą¤ą„ą„¤
ii.ą¤Æą¤¹ ą¤Ŗą„ą¤Æą¤ą¤², ą¤øą„ą¤µą¤°ą„ą¤ ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤ą„ą¤øą„ ą¤®ą„ą¤¦ą„ą¤¦ą„ą¤ ą¤Ŗą¤° ą¤ą¤°ą„ą¤ą¤¾ ą¤ą¤° ą¤Ŗą¤°ą¤¾ą¤®ą¤°ą„ą¤¶ ą¤ą¤Æą„ą¤ą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą¤° ą¤¹ą¤øą„ą¤¤ą¤ą„ą¤·ą„ą¤Ŗ ą¤ą„ ą¤Øą¤ ą¤ą„ą¤·ą„ą¤¤ą„ą¤°ą„ą¤ ą¤ą„ ą¤µą¤æą¤ą¤øą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¾ą¤°ą¤¤ ą¤ą¤° ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤¦ą„ą¤Øą„ą¤ ą¤ą„ ą¤µą¤æą¤¶ą„ą¤·ą¤ą„ą¤ą„ą¤ ą¤ą„ ą¤ą¤ ą¤øą¤¾ą¤„ ą¤²ą¤¾ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤ ą¤®ą¤ą¤ ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤ą„ ą¤ą¤¾ą¤°ą„ą¤Æ ą¤ą¤°ą„ą¤ą¤¾ą„¤
iii.CoWT ą¤øą¤ą„ ą¤øą„ą¤¤ą¤°ą„ą¤ ą¤Ŗą¤° ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤ą¤² ą¤Ŗą„ą¤¶ą„ą¤µą¤°ą„ą¤ ą¤ą„ ą¤µą„ą¤Æą¤¾ą¤Ŗą¤ ą¤ ą¤Øą„ą¤ą¤µ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą„ą¤ą¤¾ ą¤ą„ą¤Æą„ą¤ą¤ą¤æ ą¤µą„ ą¤ą¤Øą„ą¤Øą¤¤ ą¤¤ą¤ą¤Øą„ą¤ ą¤ą¤¾ ą¤ą¤Ŗą¤Æą„ą¤ ą¤ą¤°ą¤ą„ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤°ą„ą¤¶ą¤Ø ą¤ą¤°ą¤¤ą„ ą¤¹ą„ą¤ ą¤ą¤° ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤²ą„ ą¤ą¤² ą¤ą¤ą¤Ŗą¤Øą¤æą¤Æą„ą¤ ą¤ą„ ą¤ą¤ ą¤Ŗą„ą¤°ą¤¦ą¤°ą„ą¤¶ą¤Øą„ ą¤ą„ ą¤®ą„ą¤ą¤¬ą¤¾ą¤Øą„ ą¤ą¤°ą¤¤ą„ ą¤¹ą„ą¤ą„¤
iv.ą¤ą¤¾ą¤°ą¤¤ ą¤ą¤° ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤ą¤ø ą¤µą¤æą¤ą¤¾ą¤ø ą¤ą„ ą¤¶ą„ą¤°ą„ą¤ą¤¤ ą¤®ą„ą¤ ą¤ą¤ą„ą¤ą„ą¤¤ ą¤ą¤² ą¤øą¤ą¤øą¤¾ą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø, ą¤¶ą¤¹ą¤°ą„ ą¤ą¤² ą¤ą¤Ŗą„ą¤°ą„ą¤¤ą¤æ, ą¤ą„ą¤°-ą¤°ą¤¾ą¤ą¤øą„ą¤µ ą¤ą¤² ą¤ą¤° ą¤øą„ą¤µą„ą¤ ą¤°ą„ą¤øą¤¾ą¤ą¤ą„ą¤²ą¤æą¤ą¤ ą¤ą„ ą¤ą„ą¤·ą„ą¤¤ą„ą¤°ą„ą¤ ą¤®ą„ą¤ ą¤øą¤ą¤Æą„ą¤ą„ą¤¤ ą¤°ą„ą¤Ŗ ą¤øą„ ą¤µą¤æą¤¶ą¤æą¤·ą„ą¤ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤Ŗą¤¹ą¤ą¤¾ą¤Ø ą¤ą¤°ą¤Øą¤¾ ą¤ą¤¾ą¤¹ą¤¤ą„ ą¤¹ą„ą¤ą„¤
v.ą¤ą„ą¤·ą„ą¤¤ą„ą¤° ą¤®ą„ą¤ ą¤øą¤¬ą¤øą„ ą¤ą¤Øą„ą¤Øą¤¤ ą¤¤ą¤ą¤Øą„ą¤ą„ą¤ ą¤ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤°ą„ą¤¶ą¤Ø ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ ą¤øą„ ą¤ą¤² ą¤øą¤ą¤ą¤Æą¤Ø ą¤ą¤° ą¤øą„ą¤®ą¤¾ą¤°ą„ą¤ ą¤”ą„ą¤ą¤¾ ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤ą¤ą¤°ą¤Øą„ą¤ ą¤ą¤« ą¤„ą¤æą¤ą¤ą„ą¤ø (IoT) ą¤ą¤° ą¤ą¤°ą„ą¤ą¤æą¤«ą¤æą¤¶ą¤æą¤Æą¤² ą¤ą¤ą¤ą„ą¤²ą¤æą¤ą„ą¤ą¤ø (AI) ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤øą¤®ą¤¾ą¤§ą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤Ŗą¤° ą¤§ą„ą¤Æą¤¾ą¤Ø ą¤ą„ą¤ą¤¦ą„ą¤°ą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤ą¤ą¤¾ą„¤
ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤Ŗą„ą¤°ą„ą¤·ą„ą¤¤ą„ą¤¤ą¤® ą¤°ą„ą¤Ŗą¤¾ą¤²ą¤¾ ą¤Øą„ ‘ą¤øą¤¾ą¤ą¤° ą¤Ŗą¤°ą¤æą¤ą„ą¤°ą¤®ą¤¾ ą¤Æą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤ą¤°ą¤£-V’ ą¤ą¤¾ ą¤¶ą„ą¤ą¤¾ą¤°ą¤ą¤ ą¤ą¤æą¤Æą¤¾
18 ą¤®ą¤ 2023 ą¤ą„, ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤Ŗą„ą¤°ą„ą¤·ą„ą¤¤ą„ą¤¤ą¤® ą¤°ą„ą¤Ŗą¤¾ą¤²ą¤¾, ą¤®ą¤¤ą„ą¤øą„ą¤Æ ą¤Ŗą¤¾ą¤²ą¤Ø, ą¤Ŗą¤¶ą„ą¤Ŗą¤¾ą¤²ą¤Ø ą¤ą¤° ą¤”ą„ą¤Æą¤°ą„ ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ (MoFAHD) ą¤Øą„ ą¤ą¤°ą¤ą¤ą¤¾, ą¤°ą¤¾ą¤Æą¤ą¤¢ą¤¼, ą¤®ą¤¹ą¤¾ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤° ą¤®ą„ą¤ “ą¤øą¤¾ą¤ą¤° ą¤Ŗą¤°ą¤æą¤ą„ą¤°ą¤®ą¤¾ ą¤Æą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤ą¤°ą¤£-V” ą¤¶ą„ą¤°ą„ ą¤ą„ą„¤
ą¤Æą¤¾ą¤¤ą„ą¤°ą¤¾ 17 ą¤®ą¤ 2023 ą¤ą„ ą¤ą„ą¤ą¤µą„ ą¤ą¤« ą¤ą¤ą¤”ą¤æą¤Æą¤¾ ą¤øą„ ą¤¶ą„ą¤°ą„ ą¤¹ą„ą¤, ą¤®ą„ą¤ą¤¬ą¤ 19 ą¤®ą¤ 2023 ą¤ą„ ą¤ą„ą¤µą¤¾ ą¤®ą„ą¤ ą¤øą¤ą¤Ŗą¤Øą„ą¤Ø ą¤¹ą„ą¤ą„¤
- ą¤øą¤¾ą¤ą¤° ą¤Ŗą¤°ą¤æą¤ą„ą¤°ą¤®ą¤¾ ą¤Æą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤ą¤°ą¤£-V ą¤ą„ą¤ą¤µą„ ą¤ą¤« ą¤ą¤ą¤”ą¤æą¤Æą¤¾, ą¤ą¤°ą¤ą¤ą¤¾ (ą¤°ą¤¾ą¤Æą¤ą¤¢ą¤¼ ą¤ą¤æą¤²ą¤¾), ą¤®ą¤æą¤°ą¤ą¤°ą¤µą¤¾ą¤”ą¤¼ą¤¾ (ą¤°ą¤¤ą„ą¤Øą¤¾ą¤ą¤æą¤°ą„ ą¤ą¤æą¤²ą¤¾), ą¤¦ą„ą¤µą¤ą¤” (ą¤øą¤æą¤ą¤§ą„ą¤¦ą„ą¤°ą„ą¤ ą¤ą¤æą¤²ą¤¾), ą¤®ą¤¾ą¤²ą¤µą¤Ø, ą¤µą¤¾ą¤øą„ą¤ą„, ą¤®ą„ą¤°ą¤®ą„ą¤ą¤¾ą¤ą¤µ, ą¤ą¤¾ą¤Øą¤¾ą¤ą„ (ą¤¦ą¤ą„ą¤·ą¤æą¤£ ą¤ą„ą¤µą¤¾) ą¤øą¤¹ą¤æą¤¤ ą¤¤ą¤ą„ą¤Æ ą¤ą„ą¤·ą„ą¤¤ą„ą¤°ą„ą¤ ą¤ą„ ą¤ą¤° ą¤¬ą¤¢ą¤¼ą„ą¤ą„ą„¤
- ą¤ą¤øą¤ą¤¾ ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ ą¤®ą¤ą„ą¤ą¤°ą„ą¤ ą¤ą¤° ą¤¹ą¤æą¤¤ą¤§ą¤¾ą¤°ą¤ą„ą¤ ą¤ą„ ą¤®ą„ą¤¦ą„ą¤¦ą„ą¤ ą¤ą„ ą¤¹ą¤² ą¤ą¤°ą¤Øą¤¾ ą¤ą¤° ą¤ą¤Øą¤ą„ ą¤ą¤°ą„ą¤„ą¤æą¤ ą¤ą¤¤ą„ą¤„ą¤¾ą¤Ø ą¤ą„ ą¤øą„ą¤Øą¤æą¤¶ą„ą¤ą¤æą¤¤ ą¤ą¤°ą¤Øą¤¾ ą¤¹ą„ą„¤
- ą¤ą¤¾ą¤°ą„ą¤Æą¤ą„ą¤°ą¤® ‘ą¤øą¤¾ą¤ą¤° ą¤Ŗą¤°ą¤æą¤ą„ą¤°ą¤®ą¤¾’ ą¤Øą„ ą¤ą„ą¤ą¤°ą¤¾ą¤¤, ą¤¦ą¤®ą¤Ø ą¤ą¤° ą¤¦ą„ą¤µ, ą¤®ą¤¹ą¤¾ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤° ą¤ą¤° ą¤ą¤°ą„ą¤Øą¤¾ą¤ą¤ ą¤®ą„ą¤ 19 ą¤øą„ą¤„ą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤ą¤µą¤° ą¤ą¤°ą¤¤ą„ ą¤¹ą„ą¤ 4 ą¤ą¤°ą¤£ą„ą¤ ą¤ą„ ą¤øą¤«ą¤²ą¤¤ą¤¾ą¤Ŗą„ą¤°ą„ą¤µą¤ ą¤Ŗą„ą¤°ą¤¾ ą¤ą¤° ą¤²ą¤æą¤Æą¤¾ ą¤¹ą„ą„¤
INTERNATIONAL AFFAIRS
UBI ą¤ą„ą¤²ą„ą¤¬ą¤² ą¤Øą„ ą¤ą„ą¤°ą¤² ą¤øą„ą¤ą¤¾ą¤°ą„ą¤ą¤ ą¤Ŗ ą¤®ą¤æą¤¶ą¤Ø ą¤ą„ ą¤µą¤°ą„ą¤²ą„ą¤” ą¤ą„ ą¤Øą¤ą¤¬ą¤° 1 ą¤Ŗą¤¬ą„ą¤²ą¤æą¤ ą¤¬ą¤æą¤ą¤Øą„ą¤ø ą¤ą¤Øą¤ą„ą¤Æą„ą¤¬ą„ą¤ą¤° ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤¦ą¤°ą„ą¤ą¤¾ ą¤¦ą¤æą¤Æą¤¾Ā
i.ą¤ą„ą¤°ą¤² ą¤øą„ą¤ą¤¾ą¤°ą„ą¤ą¤ ą¤Ŗ ą¤®ą¤æą¤¶ą¤Ø (KSUM) ą¤ą„ ą¤¬ą¤æą¤ą¤Øą„ą¤ø ą¤ą¤Øą¤ą„ą¤Æą„ą¤¬ą„ą¤ą¤° ą¤ą¤° ą¤ą¤ą„ą¤øą„ą¤²ą„ą¤°ą„ą¤ą¤° ą¤ą„ UBI ą¤ą„ą¤²ą„ą¤¬ą¤² ą¤µą¤°ą„ą¤²ą„ą¤” ą¤°ą„ą¤ą¤ą¤æą¤ą¤ (ą¤µą¤°ą„ą¤²ą„ą¤” ą¤°ą„ą¤ą¤ą¤æą¤ą¤ ą¤°ą¤æą¤Ŗą„ą¤°ą„ą¤ 21/22) ą¤ą„ ą¤¦ą„ą¤øą¤°ą„ ą¤øą¤ą¤øą„ą¤ą¤°ą¤£ ą¤®ą„ą¤ ą¤µą¤°ą„ą¤²ą„ą¤” ą¤ą„ ą¤¶ą„ą¤°ą„ą¤· ą¤Ŗą¤¬ą„ą¤²ą¤æą¤/ą¤Ŗą„ą¤°ą¤¾ą¤ą¤µą„ą¤ ą¤¬ą¤æą¤ą¤Øą„ą¤ø ą¤ą¤Øą¤ą„ą¤Æą„ą¤¬ą„ą¤ą¤° ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤øą„ą¤„ą¤¾ą¤Ø ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤ ą¤ą„ą¤°ą¤² ą¤ą„ ą¤ą¤ ą¤ą„ą¤µą¤ą¤¤ ą¤øą„ą¤ą¤¾ą¤°ą„ą¤ą¤ ą¤Ŗ ą¤¹ą¤¬ ą¤¬ą¤Øą¤¾ą¤Øą„ ą¤®ą„ą¤ ą¤ ą¤Ŗą¤Øą„ ą¤ą„ą¤®ą¤æą¤ą¤¾ ą¤ą„ ą¤²ą¤æą¤ KSUM ą¤ą„ ą¤øą¤®ą„ą¤®ą¤¾ą¤Øą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ą„¤
ii.ą¤ą¤øą¤ą„ ą¤²ą¤æą¤ ą¤Æą¤¹ ą¤øą¤®ą„ą¤®ą¤¾ą¤Ø ą¤øą¤ą¤Æą„ą¤ą„ą¤¤ ą¤°ą„ą¤Ŗ ą¤øą„ ą¤ą„ą¤°ą¤² ą¤ą„ ą¤øą¤ą¤æą¤µ (ą¤ą¤²ą„ą¤ą„ą¤ą„ą¤°ą„ą¤Øą¤æą¤ą„ą¤ø & IT) ą¤°ą¤„ą¤Ø U ą¤ą„ą¤²ą¤ą¤° ą¤ą¤° KSUM ą¤ą„ ą¤®ą„ą¤ą„ą¤Æ ą¤ą¤¾ą¤°ą„ą¤Æą¤ą¤¾ą¤°ą„ ą¤ ą¤§ą¤æą¤ą¤¾ą¤°ą„ (CEO) ą¤ ą¤Øą„ą¤Ŗ ą¤ ą¤ą¤¬ą¤æą¤ą¤¾ ą¤Øą„ ą¤¬ą„ą¤²ą„ą¤ą¤æą¤Æą¤® ą¤ą„ ą¤ą„ą¤ą¤ ą¤®ą„ą¤ ą¤µą¤°ą„ą¤²ą„ą¤” ą¤ą¤Øą¤ą„ą¤Æą„ą¤¬ą„ą¤¶ą¤Ø ą¤øą¤®ą¤æą¤ 2023 (WIS 2023) ą¤ą„ ą¤¹ą¤æą¤øą„ą¤øą„ ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤ą¤Æą„ą¤ą¤æą¤¤ UBI ą¤ą„ą¤²ą„ą¤¬ą¤² ą¤µą¤°ą„ą¤²ą„ą¤” ą¤°ą„ą¤ą¤ą¤æą¤ą¤ 2021-2022 ą¤ą¤¾ą¤°ą„ą¤Æą¤ą„ą¤°ą¤® ą¤ą„ ą¤¦ą„ą¤°ą¤¾ą¤Ø ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤æą¤Æą¤¾ą„¤
iii.ą¤Æą¤¹ ą¤°ą¤æą¤Ŗą„ą¤°ą„ą¤ ą¤øą„ą¤µą„ą¤”ą¤æą¤¶ ą¤øą„ą¤„ą¤æą¤¤ ą¤ą¤Øą„ą¤µą„ą¤¶ą¤Ø ą¤ą¤ą¤ą„ą¤²ą¤æą¤ą„ą¤ą¤ø ą¤ą¤ą¤Ŗą¤Øą„ ą¤ą¤° ą¤øą¤®ą„ą¤¦ą¤¾ą¤Æ UBI ą¤ą„ą¤²ą„ą¤¬ą¤² ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤ą¤Æą„ą¤ą¤æą¤¤ ą¤µą¤°ą„ą¤²ą„ą¤” ą¤¬ą„ą¤ą¤ą¤®ą¤¾ą¤°ą„ą¤ ą¤øą„ą¤ą¤”ą„ 2021-2022 ą¤øą„ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤°ą„ą¤ą¤ą¤æą¤ą¤ ą¤ą¤° ą¤®ą¤¾ą¤Øą„ą¤Æą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤øą„ą¤¤ą„ą¤¤ ą¤ą¤°ą¤¤ą„ ą¤¹ą„ą„¤ ą¤Æą¤¹ ą¤øą„ą¤ą¤”ą„ ą¤ą¤¾ ą¤ą¤ ą¤¾ ą¤Ŗą„ą¤Øą¤°ą¤¾ą¤µą„ą¤¤ą„ą¤¤ą¤æ ą¤¹ą„ą„¤Ā
UBI ą¤ą„ą¤²ą„ą¤¬ą¤² ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
CEO ą¤ą¤° ą¤øą¤¹-ą¤øą¤ą¤øą„ą¤„ą¤¾ą¤Ŗą¤ā ą¤
ą¤²ą„ ą¤
ą¤®ą„ą¤Ø
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æā ą¤øą„ą¤ą„ą¤ą¤¹ą„ą¤®, ą¤øą„ą¤µą„ą¤”ą¤Ø
ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ā 2013
GoI ą¤ ą¤Øą„ą¤¦ą¤¾ą¤Ø ą¤øą¤¹ą¤¾ą¤Æą¤¤ą¤¾ ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤®ą„ą¤ 2 ą¤øą¤¾ą¤®ą„ą¤¦ą¤¾ą¤Æą¤æą¤ ą¤µą¤æą¤ą¤¾ą¤ø ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤²ą¤æą¤ MoU ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ ą¤ą¤
17 ą¤®ą¤ 2023 ą¤ą„, ą¤ą¤¾ą¤ ą¤®ą¤¾ą¤ą¤”ą„, ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤®ą„ą¤ ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤¦ą„ą¤¤ą¤¾ą¤µą¤¾ą¤ø ą¤ą¤° ą¤øą¤ą¤ą„ą¤Æ ą¤®ą¤¾ą¤®ą¤²ą„ą¤ ą¤ą¤° ą¤øą¤¾ą¤®ą¤¾ą¤Øą„ą¤Æ ą¤Ŗą„ą¤°ą¤¶ą¤¾ą¤øą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ, ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤øą¤°ą¤ą¤¾ą¤° ą¤Øą„ ą¤ą¤¾ą¤°ą¤¤ ą¤øą¤°ą¤ą¤¾ą¤° ą¤ą„ ą¤ ą¤Øą„ą¤¦ą¤¾ą¤Ø ą¤øą¤¹ą¤¾ą¤Æą¤¤ą¤¾ ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤®ą„ą¤ ą¤¦ą„ ą¤ą¤ą„ą¤ ą¤Ŗą„ą¤°ą¤ą¤¾ą¤µ ą¤øą¤¾ą¤®ą„ą¤¦ą¤¾ą¤Æą¤æą¤ ą¤µą¤æą¤ą¤¾ą¤ø ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ (HICDP) ą¤ą„ ą¤¶ą„ą¤°ą„ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤øą¤®ą¤ą„ą¤¤ą¤¾ ą¤ą„ą¤ą¤¾ą¤Ŗą¤Ø (MoU) ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ą„¤
- 2 ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤ą„ ą¤°ą¤¾ą¤®ą„ą¤ą¤Ŗ ą¤ą¤æą¤²ą„ ą¤®ą„ą¤ ą¤®ą¤¾ą¤²ą¤¾ą¤ą¤æą¤°ą„ ą¤¶ą¤¾ą¤ą¤¤ą¤æ ą¤Æą„ą¤ą¤¾ą¤¶ą„ą¤°ą¤® ą¤ą¤° ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤ą„ ą¤¦ą„ą¤¤ą„ ą¤ą¤æą¤²ą„ ą¤®ą„ą¤ ą¤ą„ą¤¦ą¤¾ą¤° ą¤ą„ą¤Æą„ą¤¤ą¤æą¤Ŗą„ą¤ą¤ą¤¾ ą¤®ą¤²ą„ą¤ą„ą¤Ŗą¤² ą¤ą„ą¤ą¤Ŗą¤ø ą¤ą¤¾ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤¹ą„ą¤ą„¤
- ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤¦ą„ą¤ą¤ą¤¾ą¤² ą¤ą¤° ą¤¶ą¤æą¤ą„ą¤·ą¤¾ ą¤ą„ą¤·ą„ą¤¤ą„ą¤°ą„ą¤ ą¤®ą„ą¤ ą¤øą„ ą¤Ŗą„ą¤°ą¤¤ą„ą¤Æą„ą¤ ą¤®ą„ą¤ ą¤¦ą„ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤Øą„ą¤Ŗą¤¾ą¤²ą„ ą¤°ą„ą¤Ŗą¤Æą„ (NR) 80.33 ą¤®ą¤æą¤²ą¤æą¤Æą¤Ø ą¤ą„ ą¤ą„ą¤² ą¤ ą¤Øą„ą¤®ą¤¾ą¤Øą¤æą¤¤ ą¤²ą¤¾ą¤ą¤¤ ą¤Ŗą¤° ą¤µą¤æą¤ą¤øą¤æą¤¤ ą¤ą„ ą¤ą¤¾ą¤ą¤ą¤ą„ą„¤
HICDP ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ:
ą¤ą¤Ø 2 ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤ą¤¾ ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ ą¤øą„ą¤„ą¤¾ą¤Øą„ą¤Æ ą¤øą¤®ą„ą¤¦ą¤¾ą¤Æ ą¤ą„ ą¤²ą¤æą¤ ą¤¬ą„ą¤¹ą¤¤ą¤° ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤¦ą„ą¤ą¤ą¤¾ą¤² ą¤ą¤° ą¤¶ą¤æą¤ą„ą¤·ą¤¾ ą¤øą„ą¤µą¤æą¤§ą¤¾ą¤ą¤ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤Øą¤¾ ą¤ą¤° ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤®ą„ą¤ ą¤²ą„ą¤ą„ą¤ ą¤ą„ ą¤ą„ą¤µą¤Ø ą¤ą„ ą¤ą„ą¤£ą¤µą¤¤ą„ą¤¤ą¤¾ ą¤®ą„ą¤ ą¤øą„ą¤§ą¤¾ą¤° ą¤ą¤°ą¤Øą¤¾ ą¤¹ą„ą„¤
ą¤ą¤¾ą¤°ą„ą¤Æą¤¾ą¤Øą„ą¤µą¤Æą¤Ø:
ą¤°ą¤¾ą¤®ą„ą¤ą¤Ŗ ą¤®ą„ą¤ ą¤®ą¤¾ą¤²ą¤¾ą¤ą¤æą¤°ą„ ą¤¶ą¤¾ą¤ą¤¤ą¤æ ą¤Æą„ą¤ą¤¾ą¤¶ą„ą¤°ą¤® ą¤ą¤¾ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤°ą¤¾ą¤®ą„ą¤ą¤Ŗ ą¤Øą¤ą¤° ą¤Ŗą¤¾ą¤²ą¤æą¤ą¤¾ ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤¤ą¤„ą¤¾ ą¤ą„ą¤¦ą¤¾ą¤° ą¤ą„ą¤Æą„ą¤¤ą¤æą¤Ŗą„ą¤ą¤ą¤¾ ą¤®ą¤²ą„ą¤ą„ą¤Ŗą¤² ą¤ą„ą¤ą¤Ŗą¤ø ą¤”ą„ą¤ą„ ą¤®ą„ą¤ ą¤¬ą¤”ą¤¼ą„ą¤ą„ą¤¦ą¤¾ą¤° ą¤ą„ą¤°ą¤¾ą¤®ą„ą¤£ ą¤Øą¤ą¤° ą¤Ŗą¤¾ą¤²ą¤æą¤ą¤¾ ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤Æą„ą¤ą¤¾ą„¤
ą¤ą¤¾ą¤°ą¤¤-ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤:
2003 ą¤øą„, ą¤ą¤¾ą¤°ą¤¤ ą¤Øą„ ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤®ą„ą¤ 535 ą¤øą„ ą¤
ą¤§ą¤æą¤ ą¤ą¤ą„ą¤ ą¤Ŗą„ą¤°ą¤ą¤¾ą¤µ ą¤µą¤¾ą¤²ą„ ą¤øą¤¾ą¤®ą„ą¤¦ą¤¾ą¤Æą¤æą¤ ą¤µą¤æą¤ą¤¾ą¤ø ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤¹ą¤¾ą¤„ ą¤®ą„ą¤ ą¤²ą¤æą¤Æą¤¾ ą¤¹ą„ ą¤ą¤° 478 ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤¾ ą¤ą¤æą¤Æą¤¾ ą¤¹ą„ą„¤ ą¤ą¤Øą¤®ą„ą¤ ą¤øą„ 81 ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤®ą¤¹ą¤¦ą„ą¤¶ ą¤Ŗą„ą¤°ą¤¦ą„ą¤¶, ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤®ą„ą¤ ą¤¹ą„ą¤, ą¤ą¤æą¤Øą¤®ą„ą¤ ą¤®ą¤¹ą„ą¤¤ą„ą¤¤ą¤°ą„ ą¤ą¤æą¤²ą¤¾, ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤®ą„ą¤ 6 ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą¤ą„¤
ą¤ą¤¾ą¤°ą¤¤ ą¤øą¤°ą¤ą¤¾ą¤° ą¤Øą„ ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤ą„ ą¤®ą¤¹ą„ą¤¤ą„ą¤¤ą¤°ą„ ą¤®ą„ą¤ ą¤µą¤æą¤ą¤æą¤Øą„ą¤Ø ą¤
ą¤øą„ą¤Ŗą¤¤ą¤¾ą¤²ą„ą¤ ą¤ą¤° ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤ą„ą¤ą¤æą¤Æą„ą¤ ą¤ą„ 23 ą¤ą¤ą¤¬ą„ą¤²ą„ą¤ą¤ø ą¤ą„ą¤ą¤ ą¤ą„ ą¤¹ą„ą¤ą„¤
ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą¤Ŗą¤¤ą¤æā ą¤°ą¤¾ą¤® ą¤ą¤ą¤¦ą„ą¤° ą¤Ŗą„ą¤”ą„ą¤²
ą¤Ŗą„ą¤°ą¤§ą¤¾ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą„ā ą¤Ŗą„ą¤·ą„ą¤Ŗ ą¤ą¤®ą¤² ą¤¦ą¤¹ą¤²
ą¤°ą¤¾ą¤ą¤§ą¤¾ą¤Øą„ā ą¤ą¤¾ą¤ ą¤®ą¤¾ą¤ą¤”ą„
ą¤®ą„ą¤¦ą„ą¤°ą¤¾ā ą¤Øą„ą¤Ŗą¤¾ą¤²ą„ ą¤°ą„ą¤Ŗą¤Æą¤¾ (NR)
BANKING & FINANCE
ą¤øą¤°ą¤ą¤¾ą¤° ą¤Øą„ RBI ą¤ą„ LRS ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤ą¤¾ą¤°ą¤¤ ą¤ą„ ą¤¬ą¤¾ą¤¹ą¤° ą¤ą¤°ą„ą¤ ą¤ą¤°ą¤Øą„ ą¤µą¤¾ą¤²ą„ ICC ą¤ą„ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤ą¤æą¤Æą¤¾ ą¤ą¤° 20% TSC ą¤²ą¤ą¤¾ą¤Æą¤¾
16 ą¤®ą¤, 2023 ą¤ą„, ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤°ą¤æą¤ą¤°ą„ą¤µ ą¤¬ą„ą¤ą¤ (RBI) ą¤ą„ ą¤Ŗą¤°ą¤¾ą¤®ą¤°ą„ą¤¶ ą¤øą„, ą¤µą¤æą¤¤ą„ą¤¤ ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ, ą¤ą¤¾ą¤°ą¤¤ ą¤øą¤°ą¤ą¤¾ą¤° (GoI) ą¤Øą„ ą¤µą¤æą¤¦ą„ą¤¶ą„ ą¤®ą„ą¤¦ą„ą¤°ą¤¾ ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤ ą¤§ą¤æą¤Øą¤æą¤Æą¤® (FEMA) ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤µą¤æą¤¦ą„ą¤¶ą„ ą¤®ą„ą¤¦ą„ą¤°ą¤¾ ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø (ą¤ą¤¾ą¤²ą„ ą¤ą¤¾ą¤¤ą¤¾ ą¤²ą„ą¤Øą¤¦ą„ą¤Ø) ą¤Øą¤æą¤Æą¤®, 2000 ą¤ą„ ą¤Øą¤æą¤Æą¤® 7 ą¤ą„ ą¤¹ą¤ą¤¾ ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤° RBI ą¤ą„ ą¤ą¤¦ą¤¾ą¤°ą„ą¤ą„ą¤¤ ą¤Ŗą„ą¤°ą„ą¤·ą¤£ ą¤Æą„ą¤ą¤Øą¤¾ (LRS) ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤ą¤¾ą¤°ą¤¤ ą¤ą„ ą¤¬ą¤¾ą¤¹ą¤° ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” (ICC) ą¤ą¤°ą„ą¤ ą¤ą„ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤ą¤æą¤Æą¤¾ ą¤ą¤° ą¤ą¤øą„ 1 ą¤ą„ą¤²ą¤¾ą¤, 2023 ą¤ą„ ą¤¬ą¤¾ą¤¦ ą¤Ŗą„ą¤°ą¤ą¤¾ą¤µą„ 20% ą¤øą„ą¤°ą„ą¤¤ ą¤Ŗą¤° ą¤ą¤ą¤¤ą„ą¤°ą¤æą¤¤ ą¤ą¤° (TSC) ą¤ą„ ą¤ą¤ą„ą¤ ą¤¦ą¤° ą¤ą„ ą¤ ą¤§ą„ą¤Ø ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤ą¤ą¤¾ą„¤
- ą¤Øą„ą¤: ą¤Øą¤æą¤Æą¤® 7 ICC ą¤ą„ ą¤µą¤æą¤¦ą„ą¤¶ą„ ą¤ą¤Ŗą¤Æą„ą¤ ą¤ą„ ‘ą¤Øą¤æą¤Æą¤® 5’ ą¤øą„ ą¤ą„ą¤ ą¤¦ą„ą¤¤ą¤¾ ą¤¹ą„, ą¤ą„ RBI ą¤øą„ ą¤Ŗą„ą¤°ą„ą¤µ ą¤ ą¤Øą„ą¤®ą„ą¤¦ą¤Ø ą¤ ą¤Øą¤æą¤µą¤¾ą¤°ą„ą¤Æ ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤
- ą¤Ŗą„ą¤°ą¤ą¤²ą¤æą¤¤ ą¤Øą¤æą¤Æą¤®: LRS ą¤øą„ą¤®ą¤¾ ą¤®ą„ą¤ ą¤ą„ą¤µą¤² ą¤”ą„ą¤¬ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤”, ą¤«ą„ą¤°ą„ą¤ą„ą¤ø (ą¤µą¤æą¤¦ą„ą¤¶ą„ ą¤®ą„ą¤¦ą„ą¤°ą¤¾) ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° ą¤¬ą„ą¤ą¤ ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą¤¤ą¤°ą¤£ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤„ą„ ą¤ą¤° ą¤ą¤¾ą¤°ą¤¤ ą¤ą„ ą¤¬ą¤¾ą¤¹ą¤° ą¤Æą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤ą„ ą¤¦ą„ą¤°ą¤¾ą¤Ø ą¤ą¤°ą„ą¤ą„ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤¾ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą„ą¤ą¤¤ą¤¾ą¤Ø ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ICC ą¤ą¤¾ ą¤ą¤Ŗą¤Æą„ą¤ LRS ą¤øą„ą¤®ą¤¾ ą¤®ą„ą¤ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤Øą¤¹ą„ą¤ ą¤„ą¤¾ą„¤
- FEMA ą¤®ą„ą¤ ą¤øą¤ą¤¶ą„ą¤§ą¤Ø ą¤¬ą¤ą¤ 2023-23 ą¤®ą„ą¤ ą¤ą„ ą¤ą¤ ą¤ą„ą¤·ą¤£ą¤¾ ą¤ą„ ą¤ ą¤Øą„ą¤øą¤¾ą¤° ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤„ą¤¾ ą¤ą¤° LRS ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤µą¤æą¤¦ą„ą¤¶ą„ ą¤Ŗą„ą¤°ą„ą¤·ą¤£ ą¤ą„ ą¤²ą¤æą¤ TCS ą¤ą„ ą¤µą¤æą¤¦ą„ą¤¶ą„ ą¤ą„ą¤° ą¤Ŗą„ą¤ą„ą¤ ą¤ą¤° LRS ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤Ŗą„ą¤°ą„ą¤·ą¤æą¤¤ ą¤§ą¤Ø (ą¤¶ą¤æą¤ą„ą¤·ą¤¾ ą¤ą¤° ą¤ą¤æą¤ą¤æą¤¤ą„ą¤øą¤¾ ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æą„ą¤ ą¤ą„ ą¤ ą¤²ą¤¾ą¤µą¤¾) ą¤Ŗą¤° 5% ą¤øą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤ą¤° 20% ą¤ą¤° ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤„ą¤¾ą„¤
ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤°ą¤æą¤ą¤°ą„ą¤µ ą¤¬ą„ą¤ą¤ (RBI) ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
ą¤°ą¤¾ą¤ą„ą¤Æą¤Ŗą¤¾ą¤²ā ą¤¶ą¤ą„ą¤¤ą¤æą¤ą¤¾ą¤ą¤¤ ą¤¦ą¤¾ą¤ø
ą¤ą¤Ŗ ą¤°ą¤¾ą¤ą„ą¤Æą¤Ŗą¤¾ą¤² ā ą¤®ą¤¹ą„ą¤¶ ą¤ą„ą¤®ą¤¾ą¤° ą¤ą„ą¤Ø, ą¤®ą¤¾ą¤ą¤ą¤² ą¤¦ą„ą¤µą¤µą„ą¤°ą¤¤ ą¤Ŗą¤¾ą¤¤ą„ą¤°ą¤¾, M. ą¤°ą¤¾ą¤ą„ą¤¶ą„ą¤µą¤° ą¤°ą¤¾ą¤µ, T. ą¤°ą¤¬ą„ ą¤¶ą¤ą¤ą¤°
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æ ā ą¤®ą„ą¤ą¤¬ą¤, ą¤®ą¤¹ą¤¾ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°
ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ ā 1 ą¤
ą¤Ŗą„ą¤°ą„ą¤² 1935
IRDAI ą¤Øą„ ą¤ą¤øą„ ą¤ą¤¤ą„ą¤Ŗą¤¾ą¤¦ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤¬ą¤¾ą¤ą¤¾ą¤° ą¤ą¤¾ ą¤µą¤æą¤øą„ą¤¤ą¤¾ą¤° ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤Øą„ą¤” ą¤ą„ ą¤²ą¤æą¤ ą¤®ą¤¾ą¤Øą¤¦ą¤ą¤”ą„ą¤ ą¤®ą„ą¤ ą¤¢ą„ą¤² ą¤¦ą„
15 ą¤®ą¤, 2023 ą¤ą„, ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤¬ą„ą¤®ą¤¾ ą¤µą¤æą¤Øą¤æą¤Æą¤¾ą¤®ą¤ ą¤ą¤° ą¤µą¤æą¤ą¤¾ą¤ø ą¤Ŗą„ą¤°ą¤¾ą¤§ą¤æą¤ą¤°ą¤£ (IRDAI) ą¤Øą„ ‘ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤Øą„ą¤”’ ą¤ą„ ą¤²ą¤æą¤ ą¤®ą¤¾ą¤Øą¤¦ą¤ą¤”ą„ą¤ ą¤®ą„ą¤ ą¤¢ą„ą¤² ą¤¦ą„, ą¤ą„ ą¤ ą¤Øą„ą¤¬ą¤ą¤§ ą¤ą„ ą¤ą¤²ą„ą¤²ą¤ą¤ą¤Ø ą¤Æą¤¾ ą¤ ą¤Øą„ą¤Æ ą¤Ŗą„ą¤°ą¤ą¤¾ą¤° ą¤ą„ ą¤ą„ą¤°-ą¤Ŗą„ą¤°ą¤¦ą¤°ą„ą¤¶ą¤Ø ą¤ą„ ą¤ą¤¾ą¤°ą¤£ ą¤²ą„ą¤Ø-ą¤¦ą„ą¤Ø ą¤ą„ ą¤µą¤æą¤¤ą„ą¤¤ą„ą¤Æ ą¤Øą„ą¤ą¤øą¤¾ą¤Ø ą¤®ą„ą¤ ą¤Ŗą¤¾ą¤°ą„ą¤ą¤æą¤Æą„ą¤ ą¤ą„ ą¤°ą¤ą„ą¤·ą¤¾ ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤
- ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤Øą„ą¤” ą¤ą¤ ą¤Ŗą„ą¤°ą¤ą¤¾ą¤° ą¤ą¤¾ ą¤¬ą„ą¤®ą¤¾ ą¤¹ą„ ą¤ą„ ą¤ ą¤Øą„ą¤¬ą¤ą¤§ ą¤Æą¤¾ ą¤øą¤®ą¤ą„ą¤¤ą„ ą¤®ą„ą¤ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤Ŗą¤¾ą¤°ą„ą¤ą¤æą¤Æą„ą¤ ą¤ą„ ą¤µą¤æą¤¤ą„ą¤¤ą„ą¤Æ ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤ą¤° ą¤ą¤¶ą„ą¤µą¤¾ą¤øą¤Ø ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤
- ą¤ą¤ ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤Øą„ą¤” ą¤®ą„ą¤ ą¤¤ą„ą¤Ø ą¤Ŗą¤ą„ą¤·: ą¤Ŗą„ą¤°ą¤æą¤ą¤øą¤æą¤Ŗą¤² (ą¤ ą„ą¤ą„ą¤¦ą¤¾ą¤°), ą¤ą¤Ŗą¤ą„ą¤¤ (ą¤ ą„ą¤ą„ą¤¦ą¤¾ą¤° ą¤ą„ ą¤ą¤¾ą¤® ą¤Ŗą¤° ą¤°ą¤ą¤Øą„ ą¤µą¤¾ą¤²ą¤¾ ą¤µą„ą¤Æą¤ą„ą¤¤ą¤æ), ą¤ą¤° ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤ą¤ą¤Ŗą¤Øą„ (ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą¤°) ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą¤¤ą„ ą¤¹ą„ą¤ą„¤ ą¤Ŗą„ą¤°ą¤æą¤ą¤øą¤æą¤Ŗą¤² ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤ą¤ą¤Ŗą¤Øą„ ą¤øą„ ą¤ą¤ ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤Øą„ą¤” ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„, ą¤ą„ ą¤ą¤Ŗą¤ą„ą¤¤ ą¤ą¤°ą¤Øą„ ą¤µą¤¾ą¤²ą„ ą¤ą„ ą¤ą¤¾ą¤°ą¤ą¤ą„ ą¤¦ą„ą¤¤ą¤¾ ą¤¹ą„ ą¤ą¤æ ą¤Æą¤¦ą¤æ ą¤Ŗą„ą¤°ą¤æą¤ą¤øą¤æą¤Ŗą¤² ą¤ ą¤Ŗą¤Øą„ ą¤¦ą¤¾ą¤Æą¤æą¤¤ą„ą¤µą„ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤¾ ą¤ą¤°ą¤Øą„ ą¤®ą„ą¤ ą¤µą¤æą¤«ą¤² ą¤°ą¤¹ą¤¤ą¤¾ ą¤¹ą„, ą¤¤ą„ ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤ą¤¦ą¤® ą¤ą¤ ą¤¾ą¤ą¤ą¤¾ ą¤ą¤° ą¤®ą„ą¤ą¤µą¤ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą„ą¤ą¤¾ą„¤
ą¤¢ą„ą¤² ą¤ą„ą¤Æą¤¾ ą¤¹ą„ą¤?
i.IRDAI ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤Øą„ą¤” ą¤ą¤¤ą„ą¤Ŗą¤¾ą¤¦ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤¶ą„ą¤§ą¤Ø ą¤ą„ą¤·ą¤®ą¤¤ą¤¾ ą¤ą„ ą¤ą¤µą¤¶ą„ą¤Æą¤ą¤¤ą¤¾ ą¤ą„ ą¤ą¤® ą¤ą¤° ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤ ą¤Ŗą¤¹ą¤²ą„, ą¤¬ą„ą¤®ą¤¾ ą¤ą¤ą¤Ŗą¤Øą¤æą¤Æą„ą¤ ą¤ą„ ą¤ ą¤Ŗą¤Øą„ ą¤¦ą„ą¤Øą¤¦ą¤¾ą¤°ą¤æą¤Æą„ą¤ ą¤ą¤¾ 1.875 ą¤ą„ą¤Øą¤¾ ą¤Ŗą„ą¤ą¤ą„ ą¤°ą¤ą¤Øą„ ą¤Ŗą¤”ą¤¼ą¤¤ą„ ą¤„ą„, ą¤²ą„ą¤ą¤æą¤Ø ą¤ ą¤¬ ą¤ą¤Øą„ą¤¹ą„ą¤ ą¤ą„ą¤µą¤² ą¤ ą¤Ŗą¤Øą„ ą¤¦ą„ą¤Øą¤¦ą¤¾ą¤°ą¤æą¤Æą„ą¤ ą¤ą¤¾ 1.5 ą¤ą„ą¤Øą¤¾ ą¤°ą¤ą¤Øą„ ą¤ą„ ą¤ą¤µą¤¶ą„ą¤Æą¤ą¤¤ą¤¾ ą¤¹ą„ą„¤ ą¤Æą¤¹ ą¤Ŗą¤°ą¤æą¤µą¤°ą„ą¤¤ą¤Ø ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤®ą¤¾ ą¤¬ą¤¾ą¤ą¤¾ą¤° ą¤ą„ ą¤¬ą¤¢ą¤¼ą¤Øą„ ą¤®ą„ą¤ ą¤®ą¤¦ą¤¦ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤¹ą„ą„¤
- ą¤øą„ą¤²ą„ą¤µą„ą¤ą¤øą„ ą¤ą„ ą¤ą¤µą¤¶ą„ą¤Æą¤ą¤¤ą¤¾ ą¤ą¤ø ą¤Ŗą„ą¤ą¤ą„ ą¤ą„ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤ą„ ą¤øą¤ą¤¦ą¤°ą„ą¤ą¤æą¤¤ ą¤ą¤°ą¤¤ą„ ą¤¹ą„ ą¤ą„ ą¤ą¤ ą¤¬ą„ą¤®ą¤¾ ą¤ą¤ą¤Ŗą¤Øą„ ą¤ą„ ą¤ ą¤Ŗą¤Øą„ ą¤¦ą„ą¤Øą¤¦ą¤¾ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤øą¤ą¤¬ą¤ą¤§ ą¤®ą„ą¤ ą¤°ą¤ą¤Øą„ ą¤ą¤¾ą¤¹ą¤æą¤ą„¤ ą¤Æą¤¹ ą¤ą¤µą¤¶ą„ą¤Æą¤ą¤¤ą¤¾ ą¤øą„ą¤Øą¤æą¤¶ą„ą¤ą¤æą¤¤ ą¤ą¤°ą¤¤ą„ ą¤¹ą„ ą¤ą¤æ ą¤¬ą„ą¤®ą¤¾ ą¤ą¤ą¤Ŗą¤Øą„ ą¤ą„ ą¤Ŗą¤¾ą¤ø ą¤ ą¤Ŗą¤Øą„ ą¤µą¤¾ą¤¦ą„ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤¾ ą¤ą¤°ą¤Øą„ ą¤ą¤° ą¤ą¤æą¤øą„ ą¤ą„ ą¤¦ą¤¾ą¤µą„ ą¤Æą¤¾ ą¤¦ą¤¾ą¤Æą¤æą¤¤ą„ą¤µą„ą¤ ą¤ą¤¾ ą¤ą„ą¤ą¤¤ą¤¾ą¤Ø ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤Ŗą¤°ą„ą¤Æą¤¾ą¤Ŗą„ą¤¤ ą¤Ŗą„ą¤øą¤¾ ą¤ ą¤²ą¤ ą¤°ą¤ą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
ii.ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą¤° ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤²ą¤æą¤ą¤æą¤¤ ą¤Ŗą„ą¤°ą¤¤ą„ą¤Æą„ą¤ ą¤ ą¤Øą„ą¤¬ą¤ą¤§ ą¤Ŗą¤° ą¤Ŗą¤æą¤ą¤²ą„ 30% ą¤ą„ą¤ą¤æą¤® ą¤øą„ą¤®ą¤¾ ą¤ą„ ą¤ą„ ą¤¹ą¤ą¤¾ ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤„ą¤¾ą„¤ ą¤ ą¤¬ ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą¤°ą„ą¤ø ą¤ą„ ą¤Ŗą¤¾ą¤ø ą¤ ą¤§ą¤æą¤ ą¤²ą¤ą„ą¤²ą¤¾ą¤Ŗą¤Ø ą¤¹ą„ ą¤ą¤° ą¤µą„ ą¤µą„ą¤Æą¤ą„ą¤¤ą¤æą¤ą¤¤ ą¤ ą¤Øą„ą¤¬ą¤ą¤§ą„ą¤ ą¤Ŗą¤° ą¤ą„ą¤ą¤æą¤® ą¤Æą¤¾ ą¤¦ą„ą¤Æą¤¤ą¤¾ ą¤ą¤¾ ą¤ą¤ą„ą¤ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤¶ą¤¤ ą¤²ą„ ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤ą„¤
- ą¤ą¤ą„ą¤øą¤Ŗą„ą¤ą¤° ą¤øą„ą¤®ą¤¾ ą¤ą¤ ą¤Øą¤æą¤Æą¤® ą¤¹ą„ ą¤ą„ ą¤ą„ą¤ą¤æą¤® ą¤Æą¤¾ ą¤¦ą„ą¤Æą¤¤ą¤¾ ą¤ą¤¾ ą¤ ą¤§ą¤æą¤ą¤¤ą¤® ą¤øą„ą¤¤ą¤° ą¤Øą¤æą¤°ą„ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ ą¤ą„ ą¤ą¤ ą¤¬ą„ą¤®ą¤¾ ą¤ą¤ą¤Ŗą¤Øą„ ą¤Ŗą„ą¤°ą¤¤ą„ą¤Æą„ą¤ ą¤ ą¤Øą„ą¤¬ą¤ą¤§ ą¤ą„ ą¤²ą¤æą¤ ą¤²ą„ ą¤øą¤ą¤¤ą„ ą¤¹ą„ą„¤ ą¤Æą¤¹ ą¤ą¤ ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤ą¤Ŗą¤¾ą¤Æ ą¤ą„ ą¤¤ą¤°ą¤¹ ą¤¹ą„ ą¤ą„ ą¤Ŗą„ą¤°ą¤¤ą„ą¤Æą„ą¤ ą¤µą„ą¤Æą¤ą„ą¤¤ą¤æą¤ą¤¤ ą¤ ą¤Øą„ą¤¬ą¤ą¤§ ą¤ą„ ą¤²ą¤æą¤ ą¤¬ą„ą¤®ą¤¾ ą¤ą¤ą¤Ŗą¤Øą„ ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤øą¤ą¤ą¤¾ą¤²ą„ ą¤ą¤¾ ą¤øą¤ą¤Øą„ ą¤µą¤¾ą¤²ą„ ą¤ą„ą¤ą¤æą¤® ą¤Æą¤¾ ą¤ą¤æą¤®ą„ą¤®ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤Ŗą¤° ą¤ą¤ ą¤øą„ą¤®ą¤¾ ą¤²ą¤ą¤¾ą¤¤ą¤¾ ą¤¹ą„ą„¤
ą¤Ŗą„ą¤°ą¤®ą„ą¤ ą¤¬ą¤æą¤ą¤¦ą„:
i.ą¤Øą¤æą¤Æą¤¾ą¤®ą¤ ą¤Øą„ ą¤ą¤Øą¤µą¤°ą„ 2022 ą¤®ą„ą¤ ‘IRDAI (ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤®ą¤¾ ą¤ ą¤Øą„ą¤¬ą¤ą¤§) ą¤¦ą¤æą¤¶ą¤¾ą¤Øą¤æą¤°ą„ą¤¦ą„ą¤¶ą„ą¤’ ą¤®ą„ą¤ ą¤øą¤ą¤¶ą„ą¤§ą¤Ø ą¤ą¤æą¤Æą¤¾ ą¤¹ą„ą„¤ ą¤ą¤ø ą¤ ą¤§ą¤æą¤øą„ą¤ą¤Øą¤¾ ą¤Øą„ ą¤§ą¤Ø ą¤ą„ ą¤°ą¤¾ą¤¶ą¤æ (ą¤Ŗą„ą¤°ą„ą¤®ą¤æą¤Æą¤®) ą¤Ŗą¤° ą¤Ŗą„ą¤°ą¤¤ą¤æą¤¬ą¤ą¤§ ą¤ą„ ą¤¹ą¤ą¤¾ ą¤¦ą¤æą¤Æą¤¾ ą¤¹ą„, ą¤ą„ ą¤ą¤æ ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤®ą¤¾ ą¤®ą„ą¤ ą¤µą¤æą¤¶ą„ą¤·ą¤ą„ą¤ą¤¤ą¤¾ ą¤µą¤¾ą¤²ą„ ą¤¬ą„ą¤®ą¤¾ ą¤ą¤ą¤Ŗą¤Øą¤æą¤Æą¤¾ą¤ ą¤ą¤ ą¤¹ą„ ą¤µą¤æą¤¤ą„ą¤¤ą„ą¤Æ ą¤µą¤°ą„ą¤· ą¤ą¤µą¤°ą„ą¤ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤° ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤ą„¤ ą¤øą¤ą¤¶ą„ą¤§ą¤Ø ą¤øą„ ą¤Ŗą¤¹ą¤²ą„, ą¤µą„ ą¤Ŗą„ą¤°ą„ą¤®ą¤æą¤Æą¤® ą¤øą„ ą¤ą¤æą¤¤ą¤Øą¤¾ ą¤ą¤®ą¤¾ ą¤øą¤ą¤¤ą„ ą¤„ą„, ą¤ą¤øą¤ą„ ą¤ą¤ ą¤øą„ą¤®ą¤¾ ą¤„ą„, ą¤²ą„ą¤ą¤æą¤Ø ą¤ ą¤¬ ą¤µą¤¹ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤¬ą¤ą¤§ ą¤¹ą¤ą¤¾ ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
ii.ą¤Ŗą„ą¤°ą¤Æą„ą¤ą„ą¤Æą¤¤ą¤¾: ą¤Æą¤¹ ą¤øą¤ą„ ą¤ą¤Øą¤°ą¤² ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą¤°ą„ą¤ø (ECGC ą¤²ą¤æą¤®ą¤æą¤ą„ą¤”, AIC ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” ą¤ą¤° ą¤øą„ą¤ą„ą¤ą¤” ą¤
ą¤²ą„ą¤Ø ą¤¹ą„ą¤²ą„ą¤„ ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą¤°ą„ą¤ø) ą¤Ŗą¤° ą¤²ą¤¾ą¤ą„ ą¤¹ą„ą¤¤ą¤¾ ą¤¹ą„ą„¤
ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤¬ą„ą¤®ą¤¾ ą¤µą¤æą¤Øą¤æą¤Æą¤¾ą¤®ą¤ ą¤ą¤° ą¤µą¤æą¤ą¤¾ą¤ø ą¤Ŗą„ą¤°ą¤¾ą¤§ą¤æą¤ą¤°ą¤£ (IRDAI) ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
ą¤
ą¤§ą„ą¤Æą¤ą„ą¤·ā ą¤¦ą„ą¤¬ą¤¾ą¤¶ą„ą¤· ą¤Ŗą¤¾ą¤ą¤”ą¤¾
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æā ą¤¹ą„ą¤¦ą¤°ą¤¾ą¤¬ą¤¾ą¤¦, ą¤¤ą„ą¤²ą¤ą¤ą¤¾ą¤Øą¤¾
ą¤Ŗą„ą¤ą„ą¤ą¤® ą¤Øą„ SBI ą¤ą¤¾ą¤°ą„ą¤” ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤®ą„ą¤, NPCI ą¤Øą„ ą¤ą„-ą¤¬ą„ą¤°ą¤¾ą¤ą¤”ą„ą¤” ą¤°ą„ą¤Ŗą„ ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤
18 ą¤®ą¤, 2023 ą¤ą„ ą¤Ŗą„ą¤ą„ą¤ą¤® ą¤Øą„ SBI ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° ą¤Øą„ą¤¶ą¤Øą¤² ą¤Ŗą„ą¤®ą„ą¤ą¤ą„ą¤ø ą¤ą„ą¤°ą¤Ŗą„ą¤°ą„ą¤¶ą¤Ø ą¤ą¤« ą¤ą¤ą¤”ą¤æą¤Æą¤¾ (NPCI) ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤®ą„ą¤ ą¤°ą„ą¤Ŗą„ ą¤Øą„ą¤ą¤µą¤°ą„ą¤ ą¤Ŗą¤° ‘ą¤Ŗą„ą¤ą„ą¤ą¤® SBI ą¤ą¤¾ą¤°ą„ą¤”’ ą¤Øą¤¾ą¤® ą¤øą„ ą¤ ą¤ą¤²ą„ ą¤Ŗą„ą¤¢ą¤¼ą„ ą¤ą„ ą¤ą„-ą¤¬ą„ą¤°ą¤¾ą¤ą¤”ą„ą¤” ą¤°ą„ą¤Ŗą„ ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾ą„¤
- ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ: ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤ ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą¤®ą¤¾ą¤µą„ą¤¶ą¤Ø ą¤®ą„ą¤ ą¤ą¤° ą¤øą„ą¤§ą¤¾ą¤° ą¤ą¤°ą¤Øą¤¾ ą¤ą¤° ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” ą¤ą„ ą¤Æą„ą¤µą¤¾ ą¤ą¤° ą¤”ą¤æą¤ą¤æą¤ą¤² ą¤°ą„ą¤Ŗ ą¤øą„ ą¤µą¤æą¤ą¤øą¤æą¤¤ ą¤ą„ą¤°ą¤¾ą¤¹ą¤ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤ ą¤§ą¤æą¤ ą¤øą„ą¤²ą¤ ą¤¬ą¤Øą¤¾ą¤Øą¤¾ą„¤
ą¤µą¤æą¤¶ą„ą¤·ą¤¤ą¤¾ą¤ą¤:
i.ą¤ą¤¾ą¤°ą„ą¤” ą¤ą„ą¤°ą¤¾ą¤¹ą¤ą„ą¤ ą¤ą„ QR ą¤ą„ą¤” ą¤øą„ą¤ą„ą¤Ø ą¤ą¤°ą¤ą„ UPI (ą¤Æą„ą¤Øą¤æą¤«ą¤¾ą¤ą¤” ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤ą¤ą¤ą¤°ą¤«ą„ą¤ø) ą¤Ŗą„ą¤®ą„ą¤ą¤ą„ą¤ø ą¤ą¤°ą¤Øą„ ą¤®ą„ą¤ ą¤øą¤ą„ą¤·ą¤® ą¤¬ą¤Øą¤¾ą¤¤ą¤¾ ą¤¹ą„ą„¤
ii.ą¤ą„-ą¤¬ą„ą¤°ą¤¾ą¤ą¤”ą„ą¤” ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤ ą¤Ŗą„ą¤¶ą¤ą¤¶ą„ą¤ ą¤ą„ ą¤øą¤¾ą¤„ 750 ą¤°ą„ą¤Ŗą¤Æą„ ą¤ą„ ą¤Ŗą„ą¤ą„ą¤ą¤® ą¤«ą¤°ą„ą¤øą„ą¤ ą¤øą¤¦ą¤øą„ą¤Æą¤¤ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤
iii.ą¤ą¤¾ą¤°ą„ą¤”ą¤§ą¤¾ą¤°ą¤ ‘ą¤Ŗą„ą¤²ą„ą¤ą¤æą¤Øą¤®’ ą¤ą¤¾ą¤°ą„ą¤”ą¤§ą¤¾ą¤°ą¤ą„ą¤ ą¤ą„ ą¤®ą¤¾ą¤®ą¤²ą„ ą¤®ą„ą¤ 1% ą¤ą¤ą¤§ą¤Ø ą¤ ą¤§ą¤æą¤ą¤¾ą¤° ą¤ą„ą¤ ą¤ą¤° 1,00,000 ą¤øą¤¾ą¤ą¤¬ą¤° ą¤§ą„ą¤ą¤¾ą¤§ą¤”ą¤¼ą„ ą¤¬ą„ą¤®ą¤¾ ą¤ą¤µą¤°ą„ą¤ ą¤ą¤¾ ą¤ ą¤¤ą¤æą¤°ą¤æą¤ą„ą¤¤ ą¤²ą¤¾ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤° ą¤øą¤ą¤¤ą¤¾ ą¤¹ą„ą„¤
ą¤Øą„ą¤ – ą¤ą¤¾ą¤°ą„ą¤” ą¤ą„ ą¤²ą„ą¤Øą„ą¤ ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ 2020 ą¤®ą„ą¤ ą¤¶ą„ą¤°ą„ ą¤¹ą„ą¤ SBI ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° ą¤Ŗą„ą¤ą„ą¤ą¤® ą¤ą„ ą¤¬ą„ą¤ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą¤¾ ą¤ą¤° ą¤µą¤æą¤øą„ą¤¤ą¤¾ą¤° ą¤¹ą„ą¤ ą¤¹ą„ą„¤
– ą¤ą„ą¤¦ą¤°ą„ą¤ ą¤ą¤ą„ą¤°ą„ą¤µą„ą¤ ą¤Øą„ ą¤ą¤Æą¤² ą¤Ŗą¤¾ą¤® ą¤ą¤æą¤øą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤µą¤æą¤¤ą„ą¤¤ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ SBI ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„
18 ą¤®ą¤, 2023 ą¤ą„, ą¤ą„ą¤¦ą¤°ą„ą¤ ą¤ą¤ą„ą¤°ą„ą¤µą„ą¤ ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” (GAVL) ą¤ą¤Æą¤² ą¤Ŗą¤¾ą¤® ą¤¬ą¤æą¤ą¤Øą„ą¤ø ą¤Øą„ ą¤øą„ą¤ą„ą¤ ą¤¬ą„ą¤ą¤ ą¤ą¤« ą¤ą¤ą¤”ą¤æą¤Æą¤¾ (SBI) ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤®ą„ą¤ ą¤ą¤Æą¤² ą¤Ŗą¤¾ą¤® ą¤ą¤æą¤øą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤ ą¤Ŗą¤Øą„ ą¤¤ą¤°ą¤¹ ą¤ą„ ą¤Ŗą¤¹ą¤²ą„ ą¤µą¤æą¤¤ą„ą¤¤ ą¤Ŗą„ą¤¶ą¤ą¤¶ ą¤¶ą„ą¤°ą„ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤ą„ą¤·ą¤£ą¤¾ ą¤ą„ą„¤
ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ: ą¤Ŗą¤¾ą¤® ą¤ą„ ą¤ą¤æą¤øą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤øą„ą¤ą„ą¤·ą„ą¤® ą¤øą¤æą¤ą¤ą¤¾ą¤ ą¤øą„ą¤µą¤æą¤§ą¤¾ą¤ą¤ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤°ą¤Øą„, ą¤®ą¤µą„ą¤¶ą¤æą¤Æą„ą¤ ą¤ą„ ą¤ą¤°ą¤Øą„ ą¤øą„ ą¤¬ą¤ą¤¾ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤¬ą¤¾ą¤”ą¤¼ ą¤²ą¤ą¤¾ą¤Øą„ ą¤ą„ ą¤µą„ą¤Æą¤µą¤øą„ą¤„ą¤¾ ą¤ą¤°ą¤Øą„ ą¤ą¤° ą¤ą„ą¤¤ą„ą¤ ą¤Ŗą¤° ą¤Øą¤²ą¤ą„ą¤Ŗą„ą¤ ą¤ą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤£ ą¤ą„ ą¤Ŗą„ą¤¶ą¤ą¤¶ ą¤ą¤°ą¤Øą¤¾ą„¤
ą¤Ŗą„ą¤°ą¤®ą„ą¤ ą¤¬ą¤æą¤ą¤¦ą„:
i.ą¤µą¤æą¤¤ą„ą¤¤ą„ą¤Æ ą¤Ŗą„ą¤¶ą¤ą¤¶ ą¤¶ą„ą¤°ą„ ą¤®ą„ą¤ ą¤¤ą„ą¤²ą¤ą¤ą¤¾ą¤Øą¤¾ ą¤ą„ ą¤Ŗą¤¾ą¤® ą¤ą„ ą¤ą¤æą¤øą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤¶ą„ą¤°ą„ ą¤ą„ ą¤ą¤ ą¤„ą„, ą¤ą¤° ą¤ ą¤¬ ą¤Æą¤¹ ą¤¤ą¤®ą¤æą¤²ą¤Øą¤¾ą¤”ą„, ą¤ą¤”ą¤æą¤¶ą¤¾, ą¤ ą¤øą¤®, ą¤®ą¤£ą¤æą¤Ŗą„ą¤° ą¤ą¤° ą¤¤ą„ą¤°ą¤æą¤Ŗą„ą¤°ą¤¾ ą¤°ą¤¾ą¤ą„ą¤Æą„ą¤ ą¤ą„ ą¤ą„ą¤¦ą¤°ą„ą¤ ą¤ą¤ą„ą¤°ą„ą¤µą„ą¤ ą¤ą¤æą¤øą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤ą„ ą¤²ą¤ą¤ą¤ 1 ą¤²ą¤¾ą¤ ą¤°ą„ą¤Ŗą¤Æą„ ą¤øą„ 50 ą¤ą¤°ą„ą¤”ą¤¼ ą¤°ą„ą¤Ŗą¤Æą„ ą¤¤ą¤ ą¤ą¤¾ ą¤ą¤£ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤°ą¤Øą„ ą¤®ą„ą¤ ą¤øą¤ą„ą¤·ą¤® ą¤¬ą¤Øą¤¾ą¤¤ą„ ą¤¹ą„ą„¤ .
- 1.6 ą¤²ą¤¾ą¤ ą¤°ą„ą¤Ŗą¤Æą„ ą¤¤ą¤ ą¤ą¤¾ ą¤ą¤£ ą¤¬ą¤æą¤Øą¤¾ ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤ą„ ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤ą¤ą¤¾, ą¤Æą¤¹ ą¤ą¤Ø ą¤ą¤æą¤øą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¦ą¤°ą„ą¤¶ ą¤¹ą„ą¤ą¤¾ ą¤ą„ ą¤Ŗą¤¹ą¤²ą„ ą¤¬ą¤¾ą¤° ą¤ą¤Æą¤² ą¤Ŗą„ą¤® ą¤ą„ ą¤ą„ą¤¤ą„ ą¤ą¤° ą¤°ą¤¹ą„ ą¤¹ą„ą¤ą„¤
ii.GAVL ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤ ą¤øą¤¬ą¤øą„ ą¤¬ą¤”ą¤¼ą¤¾ ą¤ą¤Æą¤² ą¤Ŗą¤¾ą¤® ą¤Ŗą„ą¤°ą„ą¤øą„ą¤øą¤° ą¤¹ą„ ą¤ą¤° ą¤ą¤æą¤øą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤øą¤¾ą¤„ ą¤ą¤Øą¤ą„ ą¤«ą¤øą¤² ą¤ą„ ą¤Ŗą„ą¤°ą„ ą¤ą„ą¤µą¤Ø ą¤ą¤ą„ą¤° ą¤ą„ ą¤²ą¤æą¤ ą¤øą„ą¤§ą„ ą¤ą¤¾ą¤® ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤ ą¤ą¤øą¤ą„ ą¤Ŗą¤¾ą¤ø ą¤Ŗą„ą¤°ą„ ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤ 65,000 ą¤¹ą„ą¤ą„ą¤ą„ą¤Æą¤° ą¤ą¤Æą¤² ą¤Ŗą„ą¤® ą¤ą„ ą¤ą„ą¤¤ą„ ą¤¹ą„, ą¤ą¤° ą¤
ą¤¬ ą¤ą¤ą¤Ŗą¤Øą„ ą¤ą„ ą¤Æą„ą¤ą¤Øą¤¾ 2027 ą¤¤ą¤ 1 ą¤²ą¤¾ą¤ ą¤¹ą„ą¤ą„ą¤ą„ą¤Æą¤° ą¤ą„ ą¤ą„ą¤¤ą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤Øą„ ą¤ą„ ą¤¹ą„ą„¤
iii.ą¤Æą¤¹ ą¤
ą¤Ŗą¤Øą„ ą¤øą¤®ą¤¾ą¤§ą¤¾ą¤Ø ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤ ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤¤ą„ą¤² ą¤Ŗą¤¾ą¤® ą¤ą„ ą¤ą¤æą¤øą¤¾ą¤Øą„ą¤ ą¤ą„ ą¤ą„ą¤ą¤¾ą¤Ø, ą¤ą¤Ŗą¤ą¤°ą¤£, ą¤øą„ą¤µą¤¾ą¤ą¤ ą¤ą¤° ą¤øą¤®ą¤¾ą¤§ą¤¾ą¤Ø ą¤ą¤¾ ą¤ą¤ ą¤µą„ą¤Æą¤¾ą¤Ŗą¤ ą¤Ŗą„ą¤ą„ą¤ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤
JCB ą¤Øą„ RuPay JCB ą¤ą¤¾ą¤°ą„ą¤”ą¤§ą¤¾ą¤°ą¤ą„ą¤ ą¤ą„ ą¤ą¤Ø-ą¤øą„ą¤ą„ą¤° ą¤ą¤°ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ ą¤²ą¤æą¤ 40% ą¤ą„ą¤¶ą¤¬ą„ą¤ ą¤¦ą„ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ NPCI ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„
JCB ą¤ą¤ą¤ą¤°ą¤Øą„ą¤¶ą¤Øą¤² ą¤ą¤ą¤Ŗą¤Øą„ ą¤²ą¤æą¤®ą¤æą¤ą„ą¤”, ą¤ą¤¾ą¤Ŗą¤¾ą¤Ø ą¤ą¤¾ ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤ą„ą¤ą¤¤ą¤¾ą¤Ø ą¤¬ą„ą¤°ą¤¾ą¤ą¤”, ą¤Øą„ ą¤Øą„ą¤¶ą¤Øą¤² ą¤Ŗą„ą¤®ą„ą¤ą¤ą„ą¤ø ą¤ą„ą¤°ą„ą¤Ŗą„ą¤°ą„ą¤¶ą¤Ø ą¤ą„ ą¤ą¤ą¤”ą¤æą¤Æą¤¾ (NPCI) ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ ą¤¹ą„, ą¤ą„ RuPay JCB ą¤ą¤¾ą¤°ą„ą¤”ą¤§ą¤¾ą¤°ą¤ą„ą¤ ą¤ą„ UAE (ą¤øą¤ą¤Æą„ą¤ą„ą¤¤ ą¤ ą¤°ą¤¬ ą¤ ą¤®ą„ą¤°ą¤¾ą¤¤), ą¤„ą¤¾ą¤ą¤²ą„ą¤ą¤”, ą¤®ą¤²ą„ą¤¶ą¤æą¤Æą¤¾ ą¤ą¤° ą¤øą„ą¤Ŗą„ą¤Ø ą¤®ą„ą¤ ą¤ą¤Ø-ą¤øą„ą¤ą„ą¤° ą¤ą¤°ą„ą¤¦ą¤¾ą¤°ą„ ą¤Ŗą¤° 40% ą¤ą„ą¤¶ą¤¬ą„ą¤ ą¤ą¤«ą¤° ą¤ą¤°ą„ą¤ą¤¾ą„¤Ā
- ą¤Æą¤¹ ą¤ą¤«ą¤° 15 ą¤®ą¤ ą¤øą„ 15 ą¤ ą¤ą¤øą„ą¤¤, 2023 ą¤¤ą¤ ą¤µą„ą¤§ ą¤°ą¤¹ą„ą¤ą¤¾ą„¤
ą¤Æą¤¹ ą¤ą¤«ą¤° ą¤øą¤ą„ RuPay JCB ą¤”ą„ą¤¬ą¤æą¤ ą¤ą¤° ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤”ą¤§ą¤¾ą¤°ą¤ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ RuPay ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤®ą„ą¤ JCB ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤¦ą„ ą¤ą¤ ą¤øą„ą¤®ą¤æą¤¤ ą¤øą¤®ą¤Æ ą¤ą„ ą¤µą¤æą¤¶ą„ą¤· ą¤ą„ą¤¶ą¤¬ą„ą¤ ą¤ą¤«ą¤° ą¤Æą„ą¤ą¤Øą¤¾ ą¤ą¤¾ ą¤¤ą„ą¤øą¤°ą¤¾ ą¤ą¤°ą¤£ ą¤¹ą„ą„¤
ą¤Ŗą„ą¤°ą¤®ą„ą¤ ą¤¬ą¤æą¤ą¤¦ą„:
i.ą¤ą¤«ą¤° ą¤ ą¤µą¤§ą¤æ ą¤ą„ ą¤¦ą„ą¤°ą¤¾ą¤Ø, RuPay JCB ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤¾ ą¤ą¤Ŗą¤Æą„ą¤ ą¤ą¤°ą¤Øą„ ą¤µą¤¾ą¤²ą„ ą¤ą„ą¤°ą¤¾ą¤¹ą¤ą„ą¤ ą¤ą„ UAE (ą¤øą¤ą¤Æą„ą¤ą„ą¤¤ ą¤ ą¤°ą¤¬ ą¤ ą¤®ą„ą¤°ą¤¾ą¤¤), ą¤„ą¤¾ą¤ą¤²ą„ą¤ą¤”, ą¤®ą¤²ą„ą¤¶ą¤æą¤Æą¤¾ ą¤ą¤° ą¤øą„ą¤Ŗą„ą¤Ø ą¤®ą„ą¤ ą¤°ą¤æą¤ą„ą¤² ą¤øą„ą¤ą„ą¤°ą„ą¤ ą¤Ŗą¤° ą¤ą„ ą¤ą¤ ą¤ą¤°ą„ą¤¦ą¤¾ą¤°ą„ ą¤Ŗą¤° 40% ą¤ą„ą¤¶ą¤¬ą„ą¤ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤¹ą„ą¤ą¤¾ą„¤
ii.ą¤ą¤«ą¤° ą¤ ą¤µą¤§ą¤æ ą¤ą„ ą¤¦ą„ą¤°ą¤¾ą¤Ø ą¤Ŗą„ą¤°ą¤¤ą¤æ ą¤ą¤¾ą¤°ą„ą¤” ą¤ ą¤§ą¤æą¤ą¤¤ą¤® 15,000 ą¤°ą„ą¤Ŗą¤Æą„ ą¤ą„ ą¤ ą¤§ą¤æą¤ą¤¤ą¤® ą¤øą„ą¤®ą¤¾ ą¤ą„ ą¤øą¤¾ą¤„ ą¤Ŗą„ą¤°ą¤¤ą¤æ ą¤²ą„ą¤Øą¤¦ą„ą¤Ø ą¤ ą¤§ą¤æą¤ą¤¤ą¤® ą¤ą„ą¤¶ą¤¬ą„ą¤ ą¤°ą¤¾ą¤¶ą¤æ 3,000 ą¤°ą„ą¤Ŗą¤Æą„ ą¤¹ą„ą¤ą„ą„¤
ą¤Øą„ą¤ – ą¤ą¤Ø-ą¤øą„ą¤ą„ą¤° ą¤ą¤°ą„ą¤¦ ą¤ą„ ą¤ą¤ ą¤®ą¤°ą„ą¤ą„ą¤ą¤ ą¤²ą„ą¤ą„ą¤¶ą¤Ø ą¤Ŗą¤° ą¤ą¤æą¤ ą¤ą¤ ą¤«ą„ą¤ø-ą¤ą„-ą¤«ą„ą¤ø ą¤Ŗą„ą¤ą¤ą¤ ą¤ą¤« ą¤øą„ą¤² (PoS) ą¤²ą„ą¤Øą¤¦ą„ą¤Ø ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤Ŗą¤°ą¤æą¤ą¤¾ą¤·ą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
ą¤Øą„ą¤¶ą¤Øą¤² ą¤Ŗą„ą¤®ą„ą¤ą¤ą„ą¤ø ą¤ą„ą¤°ą„ą¤Ŗą„ą¤°ą„ą¤¶ą¤Ø ą¤ą„ ą¤ą¤ą¤”ą¤æą¤Æą¤¾(NPCI) ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
MD & CEO ā ą¤¦ą¤æą¤²ą„ą¤Ŗ ą¤
ą¤øą„ą¤¬ą„
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æ -ą¤®ą„ą¤ą¤¬ą¤, ą¤®ą¤¹ą¤¾ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°
ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ ā 2008
YES ą¤¬ą„ą¤ą¤ ą¤Øą„ ą¤øą„ą¤®ą¤¾ą¤°ą„ą¤ą¤«ą„ą¤Ø ą¤Ŗą¤° ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° ą¤”ą¤æą¤ą¤æą¤ą¤² ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤øą„ą¤µą„ą¤ą¤¾ą¤° ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤µą„ą¤Æą¤¾ą¤Ŗą¤¾ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤øą¤ą„ą¤·ą¤® ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ YES PAY EASY ą¤ą¤Ŗ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾
YES ą¤¬ą„ą¤ą¤ ą¤Øą„ ą¤®ą¤¾ą¤øą„ą¤ą¤°ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° ą¤µą¤°ą„ą¤²ą„ą¤”ą¤²ą¤¾ą¤ą¤Ø ą¤ą¤ą¤”ą¤æą¤Æą¤¾ ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„, ą¤ą¤° ą¤ą„ą¤ą„ ą¤Ŗą„ą¤®ą¤¾ą¤Øą„ ą¤ą„ ą¤µą„ą¤Æą¤¾ą¤Ŗą¤¾ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤ ą¤®ą„ą¤¬ą¤¾ą¤ą¤² ą¤ą¤Ŗ YES PAY EASY ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾, ą¤¤ą¤¾ą¤ą¤æ ą¤µą„ ą¤ ą¤Ŗą¤Øą„ ą¤ą„ą¤°ą¤¾ą¤¹ą¤ą„ą¤ ą¤ą„ ą¤øą„ą¤®ą¤¾ą¤°ą„ą¤ą¤«ą„ą¤Ø ą¤øą„ ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° ą¤”ą¤æą¤ą¤æą¤ą¤² ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤øą„ą¤µą„ą¤ą¤¾ą¤° ą¤ą¤° ą¤øą¤ą„ą¤ą„¤
- YES PAY EASY ą¤ą„ą¤°ą¤¾ą¤¹ą¤ą„ą¤ ą¤ą„ ą¤øą„ą¤®ą¤¾ą¤°ą„ą¤ą¤«ą„ą¤Ø ą¤ą„ ą¤ą¤ ą¤øą„ą¤°ą¤ą„ą¤·ą¤æą¤¤ ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤øą„ą¤µą„ą¤ą„ą¤¤ą¤æ ą¤ą¤Ŗą¤ą¤°ą¤£ ą¤®ą„ą¤ ą¤¬ą¤¦ą¤² ą¤¦ą„ą¤ą¤¾ ą¤ą¤° ą¤µą„ą¤Æą¤¾ą¤Ŗą¤¾ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤ ą¤Ŗą¤Øą„ ą¤®ą„ą¤¬ą¤¾ą¤ą¤² ą¤«ą„ą¤Ø ą¤ą„ ą¤Ŗą„ą¤µą¤¾ą¤ą¤ą¤ ą¤ą¤« ą¤øą„ą¤² (PoS) ą¤ą¤°ą„ą¤®ą¤æą¤Øą¤² ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤ą¤Ŗą¤Æą„ą¤ ą¤ą¤°ą¤Øą„ ą¤ą¤° ą¤¦ą„ą¤°ą¤øą„ą¤„ ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤øą„ą¤µą„ą¤ą¤¾ą¤° ą¤ą¤°ą¤Øą„ ą¤®ą„ą¤ ą¤øą¤ą„ą¤·ą¤® ą¤ą¤°ą„ą¤ą¤¾ą„¤
ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤øą„ą¤µą„ą¤ą„ą¤¤ą¤æ ą¤®ą„ą¤”:
ą¤µą„ą¤Æą¤¾ą¤Ŗą¤¾ą¤°ą„ ą¤ą¤¾ą¤°ą¤¤ QR, ą¤ą„ą¤Ŗ-ą¤ą¤Ø-ą¤«ą„ą¤Ø ą¤ą¤° SMS PAY ą¤ą¤¾ ą¤ą¤Ŗą¤Æą„ą¤ ą¤ą¤°ą¤ą„ ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤øą„ą¤µą„ą¤ą¤¾ą¤° ą¤ą¤° ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤ą„¤
- BHARAT QR (ą¤øą„ą¤ą„ą¤ą¤æą¤ & ą¤”ą¤¾ą¤Æą¤Øą¤¾ą¤®ą¤æą¤): ą¤ą¤ø ą¤®ą„ą¤” ą¤ą„ ą¤¤ą¤¹ą¤¤, ą¤ą¤Ŗ ą¤ą¤¾ą¤°ą¤¤ QR ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤µą„ą¤ą¤¾, ą¤®ą¤¾ą¤øą„ą¤ą¤°ą¤ą¤¾ą¤°ą„ą¤”, ą¤°ą„ą¤Ŗą„ ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° UPI ą¤øą„ ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤øą„ą¤µą„ą¤ą¤¾ą¤° ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤ ą¤ą„ą¤¤ą¤æą¤ ą¤”ą„ą¤¬ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” ą¤ą„ ą¤ą¤µą¤¶ą„ą¤Æą¤ą¤¤ą¤¾ ą¤Øą¤¹ą„ą¤ ą¤¹ą„ą„¤
- SMS PAY: ą¤ą¤ø ą¤®ą„ą¤” ą¤®ą„ą¤, ą¤Ŗą„ą¤®ą„ą¤ą¤ SMS ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤ą¤ ą¤ ą¤¦ą„ą¤µą¤æą¤¤ą„ą¤Æ ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤²ą¤æą¤ą¤ ą¤ą„ą¤ą¤ą¤° ą¤¦ą„ą¤°ą¤øą„ą¤„ ą¤°ą„ą¤Ŗ ą¤øą„ ą¤ą¤ą¤¤ą„ą¤° ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤ą¤ą¤¾ą„¤
- TAP-ON-PHONE: NFC (ą¤Øą¤æą¤Æą¤°-ą¤«ą¤¼ą„ą¤²ą„ą¤” ą¤ą¤®ą„ą¤Æą„ą¤Øą¤æą¤ą„ą¤¶ą¤Ø)-ą¤øą¤ą„ą¤·ą¤® ą¤«ą¤¼ą„ą¤Ø ą¤Ŗą¤° ą¤”ą„ą¤¬ą¤æą¤ ą¤ą¤° ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” ą¤ą„ą¤Ŗ ą¤ą¤°ą¤ą„ ą¤øą¤ą¤Ŗą¤°ą„ą¤ ą¤°ą¤¹ą¤æą¤¤ ą¤Ŗą„ą¤®ą„ą¤ą¤ą„¤ ą¤²ą„ą¤Øą¤¦ą„ą¤Ø ą¤ą„ ą¤øą„ą¤®ą¤¾ 5000/- ą¤°ą„ą¤Ŗą¤Æą„ ą¤Ŗą„ą¤°ą¤¤ą¤æ ą¤²ą„ą¤Øą¤¦ą„ą¤Ø ą¤¤ą¤ ą¤¹ą„ą„¤
YES ą¤Ŗą„ EASY ą¤ą„ ą¤µą¤æą¤¶ą„ą¤·ą¤¤ą¤¾ą¤ą¤:
i.ą¤µą„ą¤Æą¤¾ą¤Ŗą¤¾ą¤°ą„ ą¤”ą¤æą¤ą¤æą¤ą¤² ą¤ą¤¾ą¤°ą„ą¤ ą¤øą„ą¤²ą¤æą¤Ŗ ą¤øą¤¾ą¤ą¤¾ ą¤ą¤° ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤ ą¤ą¤° ą¤ą¤Ŗ ą¤ą¤¾ ą¤ą¤Ŗą¤Æą„ą¤ ą¤ą¤°ą¤ą„ ą¤øą¤®ą¤¾ą¤§ą¤¾ą¤Ø ą¤µą¤æą¤µą¤°ą¤£ ą¤¤ą„ą¤Æą¤¾ą¤° ą¤ą¤° ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤ą„¤
ii.ą¤µą„ą¤Æą¤¾ą¤Ŗą¤¾ą¤°ą„ ą¤²ą¤ą¤¬ą¤æą¤¤ ą¤Ŗą„ą¤®ą„ą¤ą¤ą„ą¤ø ą¤ą„ ą¤ą„ą¤°ą„ą¤ ą¤ą¤° ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤ ą¤ą¤° ą¤ą¤Ŗ ą¤ą„ ą¤ą¤¾ą¤¤ą¤¾ ą¤«ą„ą¤ą¤° ą¤ą¤¾ ą¤ą¤Ŗą¤Æą„ą¤ ą¤ą¤°ą¤ą„ ą¤ ą¤Øą„ą¤øą„ą¤®ą¤¾ą¤°ą¤ ą¤ą„ą¤ ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤, ą¤ą„ ą¤²ą¤ą¤¬ą¤æą¤¤ ą¤Ŗą„ą¤®ą„ą¤ą¤ą„ą¤ø ą¤ą¤° ą¤ ą¤Øą„ą¤øą„ą¤®ą¤¾ą¤°ą¤ą„ą¤ ą¤ą„ ą¤”ą¤æą¤ą¤æą¤ą¤² ą¤°ą¤æą¤ą„ą¤°ą„ą¤”ą¤æą¤ą¤ ą¤ą„ ą¤øą„ą¤µą¤æą¤§ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤
iii.ą¤ą¤Ŗ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤Øą¤¬ą„ą¤°ą„ą¤”ą¤æą¤ą¤ ą¤Ŗą„ą¤°ą¤ą„ą¤°ą¤æą¤Æą¤¾ ą¤øą„ą¤µ-ą¤Øą¤æą¤°ą„ą¤¦ą„ą¤¶ą¤æą¤¤ ą¤¹ą„, ą¤µą„ą¤Æą¤ą„ą¤¤ą¤æą¤Æą„ą¤ ą¤Æą¤¾ ą¤ą¤ą¤®ą¤¾ą¤¤ą„ą¤° ą¤®ą¤¾ą¤²ą¤æą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¾ą¤Øą¤Ŗą¤¾ą¤Ø ą¤¹ą„ ą¤ą„ YES ą¤¬ą„ą¤ą¤ ą¤ą„ ą¤ą„ą¤°ą¤¾ą¤¹ą¤ ą¤¹ą„ą¤ą„¤
iv.ą¤µą¤æą¤ą¤æą¤Øą„ą¤Ø ą¤ą„ą¤·ą„ą¤¤ą„ą¤°ą„ą¤ ą¤®ą„ą¤ ą¤ą„ą¤°ą¤¾ą¤¹ą¤ą„ą¤ ą¤ą„ ą¤ą¤°ą„ą¤°ą¤¤ą„ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤¾ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤, ą¤ą¤Ŗ ą¤ ą¤ą¤ą„ą¤°ą„ą¤ą„, ą¤¹ą¤æą¤ą¤¦ą„, ą¤®ą¤°ą¤¾ą¤ ą„, ą¤ą„ą¤ą¤°ą¤¾ą¤¤ą„, ą¤¤ą¤®ą¤æą¤², ą¤ą¤Øą„ą¤Øą¤”ą¤¼, ą¤¤ą„ą¤²ą„ą¤ą„ ą¤ą¤° ą¤¬ą¤ą¤ą¤¾ą¤²ą„ ą¤øą¤¹ą¤æą¤¤ ą¤ą¤ ą¤ą¤¾ą¤·ą¤¾ą¤ą¤ ą¤®ą„ą¤ ą¤ą¤Ŗą¤²ą¤¬ą„ą¤§ ą¤¹ą„ą„¤
v.ą¤Øą¤æą¤Æą¤®ą¤æą¤¤ POS ą¤ą¤°ą„ą¤®ą¤æą¤Øą¤²ą„ą¤ ą¤ą„ ą¤¤ą„ą¤²ą¤Øą¤¾ ą¤®ą„ą¤ ą¤ą¤Ŗ ą¤ą¤¾ ą¤ą¤æą¤°ą¤¾ą¤Æą¤¾ ą¤ą¤® ą¤¹ą„ą„¤
YES ą¤¬ą„ą¤ą¤ ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
MD & CEO – ą¤Ŗą„ą¤°ą¤¶ą¤¾ą¤ą¤¤ ą¤ą„ą¤®ą¤¾ą¤°
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æ ā ą¤®ą„ą¤ą¤¬ą¤, ą¤®ą¤¹ą¤¾ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°
ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾-2004
ą¤ą„ą¤ą¤²ą¤¾ą¤ą¤Ø – ą¤ą¤ą„ą¤øą¤Ŗą„ą¤°ą¤æą¤Æą¤ą¤ø ą¤ą¤µą¤° ą¤ą¤ą„ą¤øą¤Ŗą„ą¤°ą„ą¤ą„ą„
SME ą¤ą„ ą¤²ą¤æą¤ ą¤ą„ą¤°ą¤¾ą¤ą¤¤ą¤æą¤ą¤¾ą¤°ą„ ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą¤ą¤ø ą¤øą„ą¤²ą„ą¤¶ą¤Øą„ą¤ø ą¤Ŗą„ą¤¶ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ICICI ą¤²ą„ą¤®ą„ą¤¬ą¤¾ą¤°ą„ą¤” ą¤Øą„ actyv.ai ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„
ICICI ą¤²ą„ą¤®ą„ą¤¬ą¤¾ą¤°ą„ą¤” ą¤ą¤Øą¤°ą¤² ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą„ą¤ą¤ø ą¤ą¤ą¤Ŗą¤Øą„ ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” ą¤Øą„ actyv.ai ą¤ą„ ą¤øą¤¾ą¤„, ą¤ą¤ ą¤øą¤æą¤ą¤ą¤¾ą¤Ŗą„ą¤° ą¤øą„ą¤„ą¤æą¤¤ ą¤ą¤¦ą„ą¤Æą¤® SaaS (ą¤øą„ą¤«ą„ą¤ą¤µą„ą¤Æą¤° ą¤ ą¤ ą¤ ą¤øą¤°ą„ą¤µą¤æą¤ø) ą¤®ą¤ą¤ ą¤ą¤®ą„ą¤¬ą„ą¤”ą„ą¤” B2B (ą¤¬ą¤æą¤ą¤Øą„ą¤ø-ą¤ą„-ą¤¬ą¤æą¤ą¤Øą„ą¤ø), BNPL (ą¤¬ą¤¾ą¤ÆĀ ą¤Øą¤¾ą¤µ ą¤Ŗą„ ą¤²ą„ą¤ą¤°) ą¤ą¤° ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą„ą¤ą¤ø ą¤ą„ ą¤øą¤¾ą¤„ ą¤µą¤æą¤¤ą¤°ą¤ą„ą¤, ą¤ą„ą¤¦ą¤°ą¤¾ ą¤µą¤æą¤ą„ą¤°ą„ą¤¤ą¤¾ą¤ą¤ ą¤ą¤° ą¤ą¤Ŗą„ą¤°ą„ą¤¤ą¤æą¤ą¤°ą„ą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤ą¤°ą¤¤ą„ ą¤¹ą„ą¤ ą¤øą¤ą¤Ŗą„ą¤°ą„ą¤£ ą¤ą¤Ŗą„ą¤°ą„ą¤¤ą¤æ ą¤¶ą„ą¤°ą„ą¤ą¤ą¤²ą¤¾ ą¤Ŗą¤¾ą¤°ą¤æą¤øą„ą¤„ą¤æą¤¤ą¤æą¤ą„ ą¤¤ą¤ą¤¤ą„ą¤° ą¤ą„ ą¤²ą¤æą¤ ą¤²ą¤ą„ ą¤ą¤° ą¤®ą¤§ą„ą¤Æą¤® ą¤ą¤ą¤¾ą¤° ą¤ą„ ą¤ą¤¦ą„ą¤Æą¤®ą„ą¤ (SME) ą¤ą„ ą¤²ą¤æą¤ ą¤µą„ą¤Æą¤¾ą¤Ŗą¤ ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą„ą¤ą¤ø ą¤Ŗą„ą¤¶ą¤ą¤¶ą„ą¤ ą¤ą¤¾ ą¤øą¤¹-ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤°ą¤£ą¤Øą„ą¤¤ą¤æą¤ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ ą¤ą„ą¤·ą¤£ą¤¾ ą¤ą„ ą„¤
- ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą¤æą¤ą¤¾ą¤ ą¤µą¤æą¤ą¤¾ą¤ø ą¤ą„ ą¤øą¤¶ą¤ą„ą¤¤ ą¤¬ą¤Øą¤¾ą¤Øą„, ą¤µą„ą¤Æą¤¾ą¤Ŗą¤¾ą¤° ą¤ą„ ą¤ą¤® ą¤ą¤°ą¤Øą„, ą¤µą¤æą¤ą¤¾ą¤ø ą¤ą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤µą¤¾ ą¤¦ą„ą¤Øą„ ą¤ą¤° ą¤¦ą„ą¤¶ ą¤ą„ ą¤øą¤®ą¤ą„ą¤° ą¤ą¤°ą„ą¤„ą¤æą¤ ą¤µą¤æą¤ą¤¾ą¤ø ą¤®ą„ą¤ ą¤Æą„ą¤ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą„ ą¤ą¤ ą¤„ą„ą„¤
ą¤Ŗą„ą¤°ą¤®ą„ą¤ ą¤¬ą¤æą¤ą¤¦ą„:
i.ą¤ą¤Ŗą„ą¤°ą„ą¤¤ą¤æ ą¤¶ą„ą¤°ą„ą¤ą¤ą¤²ą¤¾ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ą¤ ą¤ą„ ą¤ą„ą¤°ą„ą¤Ŗ ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą„ą¤ą¤ø ą¤µą¤æą¤ą¤²ą„ą¤Ŗ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤ą„, ą¤ą¤¦ą„ą¤Æą¤® ą¤Øą¤æą¤°ą¤ą¤¤ą¤° ą¤µą¤æą¤ą¤¾ą¤ø ą¤ą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤µą¤¾ ą¤¦ą„ ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤, ą¤øą¤¾ą¤„ ą¤¹ą„ ą¤øą¤¾ą¤„ ą¤øą¤ą„ ą¤¹ą¤æą¤¤ą¤§ą¤¾ą¤°ą¤ą„ą¤ ą¤ą„ ą¤ą¤²ą¤¾ą¤ ą¤ą¤° ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤øą„ą¤Øą¤æą¤¶ą„ą¤ą¤æą¤¤ ą¤ą¤° ą¤øą¤ą¤¤ą„ ą¤¹ą„ą¤ą„¤
ii.actyv.ai ą¤ą„ ą¤¤ą¤ą¤Øą„ą¤ą„ ą¤ą„ą¤·ą¤®ą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ ą¤¤ą¤¹ą¤¤, ICICI ą¤²ą„ą¤®ą„ą¤¬ą¤¾ą¤°ą„ą¤” ą¤ą„ą¤ą„ ą¤ą¤ą¤¾ą¤° ą¤ą„ ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą„ą¤ą¤ø ą¤ą¤¤ą„ą¤Ŗą¤¾ą¤¦ą„ą¤ ą¤ą„ actyv.ai ą¤Ŗą„ą¤²ą„ą¤ą¤«ą„ą¤°ą„ą¤® ą¤ą„ ą¤ą„ą¤¤ą¤° ą¤ą¤®ą„ą¤¬ą„ą¤” ą¤ą¤°ą„ą¤ą¤¾, ą¤ą¤æą¤øą¤øą„ ą¤ą¤¦ą„ą¤Æą¤®ą„ą¤ ą¤ą¤° ą¤ą„ą¤ą„ ą¤µą„ą¤Æą¤µą¤øą¤¾ą¤Æą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤øą¤®ą¤¾ą¤Ø ą¤°ą„ą¤Ŗ ą¤øą„ ą¤øą¤¹ą¤ ą¤Ŗą¤¹ą„ą¤ą¤ ą¤ą„ ą¤øą¤ą„ą¤·ą¤® ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ ą¤øą¤ą„ą¤ą¤¾ą„¤
iii.ICICI ą¤²ą„ą¤®ą„ą¤¬ą¤¾ą¤°ą„ą¤” ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤ ą¤Ŗą¤¹ą¤²ą¤¾ ą¤ą¤øą¤¾ ą¤”ą¤æą¤ą¤æą¤ą¤² ą¤Ŗą„ą¤²ą„ą¤ą¤«ą„ą¤°ą„ą¤® ą¤¹ą„ ą¤ą„ ą¤µą¤æą¤¶ą„ą¤· ą¤°ą„ą¤Ŗ ą¤øą„ SME ą¤ą„ ą¤²ą¤æą¤ ą¤ą„ą¤ą¤æą¤® ą¤ą¤µą¤°ą„ą¤ ą¤¹ą¤¾ą¤øą¤æą¤² ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤”ą¤æą¤ą¤¼ą¤¾ą¤ą¤Ø ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
ICICI ą¤²ą„ą¤®ą„ą¤¬ą¤¾ą¤°ą„ą¤” ą¤ą¤Øą¤°ą¤² ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą„ą¤ą¤ø ą¤ą¤ą¤Ŗą¤Øą„ ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
MD & CEOā ą¤ą¤¾ą¤°ą„ą¤ą¤µ ą¤¦ą¤¾ą¤øą¤ą„ą¤Ŗą„ą¤¤ą¤¾
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æ ā ą¤®ą„ą¤ą¤¬ą¤, ą¤®ą¤¹ą¤¾ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°
AWARDS & RECOGNITIONSĀ Ā Ā Ā Ā Ā Ā Ā
ą¤¤ą„ą¤°ą¤æą¤ą„ ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą„ ą¤ą„ ą¤Øą¤ ą¤ą¤°ą„ą¤®ą¤æą¤Øą¤² ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ą„ą¤ ą¤ą„ ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤Ŗą„ą¤°ą¤øą„ą¤ą¤¾ą¤° ą¤®ą¤æą¤²ą¤¾: ą¤¬ą„ą¤°ą¤æą¤ą¤æą¤¶ ą¤øą„ą¤«ą„ą¤ą„ ą¤ą¤¾ą¤ą¤Øą„ą¤øą¤æą¤²Ā
ITD ą¤øą„ą¤®ą„ą¤ą¤ą„ą¤¶ą¤Ø ą¤ą¤ą¤”ą¤æą¤Æą¤¾ ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” ą¤ą„ ą¤¤ą¤æą¤°ą„ą¤ą¤æą¤°ą¤¾ą¤Ŗą¤²ą„ą¤²ą„ ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą¤¾ ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ą„ą¤ (ą¤¤ą„ą¤°ą¤æą¤ą„ ą¤ą¤Æą¤°ą¤Ŗą„ą¤°ą„ą¤ ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ą„ą¤) ą¤ą„ ą¤¬ą„ą¤°ą¤æą¤ą¤æą¤¶ ą¤øą„ą¤«ą„ą¤ą„ ą¤ą¤¾ą¤ą¤Øą„ą¤øą¤æą¤² ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤Ŗą„ą¤°ą¤„ą¤® ą¤¶ą„ą¤°ą„ą¤£ą„ ą¤ą„ ą¤Æą„ą¤ą„ą¤Æą¤¤ą¤¾ ą¤¶ą„ą¤°ą„ą¤£ą„ ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤Ŗą„ą¤°ą¤øą„ą¤ą¤¾ą¤° ą¤øą„ ą¤øą¤®ą„ą¤®ą¤¾ą¤Øą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
- ą¤¤ą¤®ą¤æą¤²ą¤Øą¤¾ą¤”ą„ ą¤ą„ ą¤¤ą„ą¤°ą¤æą¤ą„ ą¤®ą„ą¤ ą¤Øą¤ ą¤ą¤°ą„ą¤®ą¤æą¤Øą¤² ą¤ą¤µą¤Ø ą¤ą„ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤®ą„ą¤ ą¤²ą¤ą„ ITD ą¤øą„ą¤®ą„ą¤ą¤ą„ą¤¶ą¤Ø ą¤ą¤ą¤”ą¤æą¤Æą¤¾ ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” ą¤Øą„ 10 ą¤®ą¤ 2023 ą¤ą„ ą¤Ŗą„ą¤°ą¤øą„ą¤ą¤¾ą¤° ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤æą¤Æą¤¾ą„¤
- ITD ą¤øą„ą¤®ą„ą¤ą¤ą„ą¤¶ą¤Ø ą¤ą¤ą¤”ą¤æą¤Æą¤¾ ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” ą¤Øą„ 2022 ą¤®ą„ą¤ ą¤ ą¤ą„ą¤ą„ ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤ą¤° ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤ ą¤®ą¤ą¤¬ą„ą¤¤ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤¬ą¤¦ą„ą¤§ą¤¤ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤°ą„ą¤¶ą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤Ŗą„ą¤°ą¤øą„ą¤ą¤¾ą¤° ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą¤æą¤Æą¤¾ą„¤
ą¤ą¤°ą„ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤¦ą„ ą¤¹ą¤µą¤¾ą¤ą¤ ą¤”ą„ą¤”ą„ą¤ ą¤Øą„ ACI ą¤ą„ ą¤ą„ą¤°ą„ą¤Ø ą¤ą¤Æą¤°ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ø ą¤°ą¤æą¤ą¤ą„ą¤Øą¤æą¤¶ą¤Ø ą¤®ą„ą¤ ą¤Ŗą„ą¤²ą„ą¤ą¤æą¤Øą¤® ą¤°ą„ą¤ą¤æą¤ą¤ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤ą„
ą¤ą¤°ą„ą¤Øą¤¾ą¤ą¤ ą¤ą„ 2 ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą„ą¤ ą¤ą„ą¤®ą„ą¤Ŗą„ą¤ą„ą¤”ą¤¼ą¤¾ ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą„ (KIA) ą¤ą¤° ą¤®ą¤ą¤ą¤²ą„ą¤°ą„ ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą„ (MIA) ą¤Øą„ ą¤ ą¤Ŗą¤Øą„ ą¤øą„ą¤„ą¤æą¤°ą¤¤ą¤¾ ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ą„ą¤ ą¤®ą„ą¤ ą¤ą¤¤ą„ą¤ą„ą¤·ą„ą¤ ą¤ą¤Ŗą¤²ą¤¬ą„ą¤§ą¤æą¤Æą„ą¤ ą¤ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤°ą„ą¤¶ą¤Ø ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤Æą¤°ą¤Ŗą„ą¤°ą„ą¤ ą¤ą¤¾ą¤ą¤ą¤øą¤æą¤² ą¤ą¤ą¤ą¤°ą¤Øą„ą¤¶ą¤Øą¤² (ACI) ą¤ą¤¶ą¤æą¤Æą¤¾-ą¤Ŗą„ą¤øą¤æą¤«ą¤æą¤ ą¤ą„ ą¤ą„ą¤°ą„ą¤Ø ą¤ą¤Æą¤°ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ø ą¤°ą¤æą¤ą„ą¤ą„ą¤Øą¤æą¤¶ą¤Ø 2023 ą¤®ą„ą¤ ą¤Ŗą„ą¤²ą„ą¤ą¤æą¤Øą¤® ą¤¶ą„ą¤°ą„ą¤£ą„ ą¤ą¤¾ ą¤Ŗą„ą¤°ą¤øą„ą¤ą¤¾ą¤° ą¤ą„ą¤¤ą¤¾ ą¤¹ą„ą„¤ ą„¤
- MIA ą¤ą„ ą¤øą¤æą¤ą¤ą¤²-ą¤Æą„ą¤ą¤¼ ą¤Ŗą„ą¤²ą¤¾ą¤øą„ą¤ą¤æą¤ ą¤«ą„ą¤°ą„ ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą¤¾ ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤Ŗą„ą¤°ą¤¤ą¤æ ą¤µą¤°ą„ą¤· 8 ą¤®ą¤æą¤²ą¤æą¤Æą¤Ø ą¤øą„ ą¤ą¤® ą¤Æą¤¾ą¤¤ą„ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą„ą¤ ą¤®ą„ą¤ ą¤øą„ ą¤øą¤®ą„ą¤®ą¤¾ą¤Øą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ą„¤
- KIA ą¤®ą„ą¤ ą¤Ŗą„ą¤²ą¤¾ą¤øą„ą¤ą¤æą¤ ą¤Ŗą¤°ą¤æą¤Ŗą¤¤ą„ą¤° ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤Ŗą„ą¤°ą¤¤ą¤æ ą¤µą¤°ą„ą¤· 15-35 ą¤®ą¤æą¤²ą¤æą¤Æą¤Ø ą¤Æą¤¾ą¤¤ą„ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤¬ą„ą¤ ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą„ą¤ ą¤ą„ ą¤øą¤ą¤ą¤¾ą¤²ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ KIA ą¤ą„ ą¤Ŗą„ą¤²ą„ą¤ą¤æą¤Øą¤® ą¤Ŗą„ą¤°ą¤øą„ą¤ą¤¾ą¤° ą¤®ą¤æą¤²ą¤¾ą„¤
ą¤¬ą„ą¤°ą¤æą¤ą¤æą¤¶ ą¤øą„ą¤«ą„ą¤ą„ ą¤ą¤¾ą¤ą¤Øą„ą¤øą¤æą¤² ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
ą¤®ą„ą¤ą„ą¤Æ ą¤ą¤¾ą¤°ą„ą¤Æą¤ą¤¾ą¤°ą„ ą¤
ą¤§ą¤æą¤ą¤¾ą¤°ą„ (CEO)– ą¤®ą¤¾ą¤ą¤ą¤² ą¤°ą„ą¤¬ą¤æą¤Øą„ą¤øą¤Ø
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æā ą¤²ą¤ą¤¦ą¤Ø, ą¤Æą„ą¤Øą¤¾ą¤ą¤ą„ą¤” ą¤ą¤æą¤ą¤ą¤”ą¤® (UK)
ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾- 1957
ą¤ą¤Æą¤°ą¤Ŗą„ą¤°ą„ą¤ ą¤ą¤¾ą¤ą¤ą¤øą¤æą¤² ą¤ą¤ą¤ą¤°ą¤Øą„ą¤¶ą¤Øą¤² (ACI) ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
ą¤®ą¤¹ą¤¾ą¤Øą¤æą¤¦ą„ą¤¶ą¤ā ą¤²ą„ą¤ą¤ø ą¤«ą„ą¤²ą¤æą¤Ŗ ą¤”ą„ ą¤ą¤²ą¤æą¤µą„ą¤°ą¤¾
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æā ą¤®ą„ą¤Øą„ą¤ą„ą¤°ą¤æą¤Æą¤², ą¤ą„ą¤Æą„ą¤¬ą„ą¤, ą¤ą¤Øą¤¾ą¤”ą¤¾ą„¤
ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾– 1970
SAFFMontrĆ©al 2023: ą¤ą¤µą¤æą¤¤ą¤¾ ą¤²ą¤ą¤ą„ą¤¶ ą¤ą„ āą¤ą„ą¤°ą„ā ą¤ą„ āą¤¬ą„ą¤øą„ą¤ ą¤²ą„ą¤Øą„ą¤ ą¤”ą„ą¤ą„ą¤Æą„ą¤®ą„ą¤ą¤ą„ą¤°ą„ ą¤ ą¤µą¤¾ą¤°ą„ą¤”ā ą¤®ą¤æą¤²ą¤¾
ą¤ą¤µą¤æą¤¤ą¤¾ ą¤²ą¤ą¤ą„ą¤¶ ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤Øą¤æą¤°ą„ą¤¦ą„ą¤¶ą¤æą¤¤ ą¤Ŗą¤¤ą„ą¤°ą¤ą¤¾ą¤° ą¤ą¤° ą¤ą¤ą„ą¤ą¤æą¤µą¤æą¤øą„ą¤ ą¤ą„ą¤°ą„ ą¤²ą¤ą¤ą„ą¤¶ ą¤Ŗą¤° ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤ą¤ ą¤”ą„ą¤ą„ą¤Æą„ą¤®ą„ą¤ą¤ą„ą¤°ą„ “ą¤ą„ą¤°ą„” ą¤Øą„ ą¤®ą„ą¤Øą„ą¤ą„ą¤°ą¤æą¤Æą¤², ą¤ą¤Øą¤¾ą¤”ą¤¾ ą¤®ą„ą¤ ą¤øą¤¾ą¤ą¤„ ą¤ą¤¶ą¤æą¤Æą¤Ø ą¤«ą¤æą¤²ą„ą¤® ą¤«ą„ą¤øą„ą¤ą¤æą¤µą¤² ą¤ą¤« ą¤®ą„ą¤Øą„ą¤ą„ą¤°ą¤æą¤Æą¤² (SAFFMontrĆ©al 2023) ą¤ą„ 12ą¤µą„ą¤ ą¤øą¤ą¤øą„ą¤ą¤°ą¤£ ą¤®ą„ą¤ “ą¤¬ą„ą¤øą„ą¤ ą¤²ą„ą¤Øą„ą¤ ą¤”ą„ą¤ą„ą¤Æą„ą¤®ą„ą¤ą¤ą„ą¤°ą„ ą¤ ą¤µą¤¾ą¤°ą„ą¤”” ą¤ą„ą¤¤ą¤¾ ą¤¹ą„ą„¤
- ą¤Æą¤¹ ą¤«ą¤æą¤²ą„ą¤® ą¤ą„ą¤°ą„ ą¤²ą¤ą¤ą„ą¤¶ ą¤ą„ ą¤ą„ą¤µą¤Ø ą¤ą„ ą¤ą¤æą¤¤ą„ą¤°ą¤æą¤¤ ą¤ą¤°ą¤¤ą„ ą¤¹ą„, ą¤ą¤æą¤Øą¤ą„ ą¤¦ą¤ą„ą¤·ą¤æą¤£ą¤Ŗą¤ą¤„ą„ ą¤¹ą¤æą¤ą¤¦ą„ą¤¤ą„ą¤µ ą¤°ą¤¾ą¤ą¤Øą„ą¤¤ą¤æ ą¤ą„ ą¤ą¤²ą„ą¤ą¤Øą¤¾ ą¤ą„ ą¤ą¤¾ą¤°ą¤£ 2017 ą¤®ą„ą¤ ą¤¹ą¤¤ą„ą¤Æą¤¾ ą¤ą¤° ą¤¦ą„ ą¤ą¤ ą¤„ą„ą„¤
- ą¤”ą„ą¤ą„ą¤Æą„ą¤®ą„ą¤ą¤ą„ą¤°ą„ ą¤«ą¤æą¤²ą„ą¤® “ą¤ą„ą¤°ą„” ą¤ą„ ą¤«ą„ą¤°ą„ ą¤Ŗą„ą¤°ą„ą¤ø ą¤ ą¤Øą¤²ą¤æą¤®ą¤æą¤ą„ą¤”, ą¤ą¤®ą„ą¤øą„ą¤ą¤°ą„ą¤”ą¤®, ą¤Øą„ą¤¦ą¤°ą¤²ą„ą¤ą¤”ą„ą¤ø ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤ą¤®ą„ą¤¶ą¤Ø ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
- 2022 ą¤®ą„ą¤, “ą¤ą„ą¤°ą„” ą¤Øą„ ą¤ą„ą¤°ą¤ą¤ą„, ą¤ą¤ą¤ą¤¾ą¤°ą¤æą¤Æą„, ą¤ą¤Øą¤¾ą¤”ą¤¾ ą¤®ą„ą¤ ą¤ą„ą¤°ą¤ą¤ą„ ą¤µą¤æą¤®ą„ą¤ą¤ø ą¤«ą¤æą¤²ą„ą¤® ą¤«ą„ą¤øą„ą¤ą¤æą¤µą¤² ą¤®ą„ą¤ “ą¤¬ą„ą¤øą„ą¤ ą¤¹ą„ą¤Æą„ą¤®ą¤Ø ą¤°ą¤¾ą¤ą¤ą„ą¤øĀ ą¤«ą¤æą¤²ą„ą¤®” ą¤ą¤¾ ą¤ ą¤µą¤¾ą¤°ą„ą¤” ą¤ą„ą¤¤ą¤¾ą„¤
SAFFMontrĆ©al (SAFFM) ą¤ą¤¬ą„ą¤° ą¤øą„ą¤ą¤ą¤° ą¤«ą„ą¤° ą¤ą¤°ą„ą¤ą„ą¤ø ą¤ą¤ą¤” ą¤ą¤²ą„ą¤ą¤° ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤Ŗą„ą¤°ą¤øą„ą¤¤ą„ą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„, ą¤ą„ ą¤ą¤ ą¤ą„ą¤°-ą¤²ą¤¾ą¤ą¤ą¤¾ą¤°ą„ ą¤øą¤ą¤ą¤ ą¤Ø ą¤¹ą„ ą¤ą„ ą¤øą¤ą¤ą„ą¤¤, ą¤Øą„ą¤¤ą„ą¤Æ, ą¤øą¤æą¤Øą„ą¤®ą¤¾, ą¤øą¤¾ą¤¹ą¤æą¤¤ą„ą¤Æ ą¤ą¤° ą¤ą¤µą¤æą¤¤ą¤¾ ą¤ą„ą¤øą„ ą¤µą¤æą¤ą¤æą¤Øą„ą¤Ø ą¤ą¤²ą¤¾ ą¤°ą„ą¤Ŗą„ą¤ ą¤ą¤° ą¤ą¤¤ą¤æą¤µą¤æą¤§ą¤æą¤Æą„ą¤ ą¤ą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤µą¤¾ ą¤¦ą„ą¤¤ą¤¾ ą¤¹ą„ą„¤
SAFFM ą¤ą„ 28 ą¤ ą¤Ŗą„ą¤°ą„ą¤² ą¤øą„ 7 ą¤®ą¤ 2023 ą¤¤ą¤ ą¤¹ą¤¾ą¤ą¤¬ą„ą¤°ą¤æą¤” ą¤®ą„ą¤” ą¤ą¤Ø-ą¤øą¤¾ą¤ą¤ ą¤ą¤° 1 ą¤øą„ 10 ą¤®ą¤ 2023 ą¤¤ą¤ ą¤ą¤Øą¤²ą¤¾ą¤ą¤Ø ą¤ą¤Æą„ą¤ą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤„ą¤¾ą„¤
APPOINTMENTS & RESIGNATIONSĀ Ā Ā Ā Ā Ā
ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą¤æą¤®ą¤ą¤”ą¤² ą¤®ą„ą¤ ą¤«ą„ą¤°ą¤¬ą¤¦ą¤²: ą¤ą¤æą¤°ą„ą¤Ø ą¤°ą¤æą¤ą¤æą¤ą„ ą¤ą„ ą¤ą¤ą¤¹ ą¤ ą¤°ą„ą¤ą„ą¤Ø ą¤°ą¤¾ą¤® ą¤®ą„ą¤ą¤µą¤¾ą¤² ą¤ą¤¾ą¤Øą„ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤¬ą¤Øą„; ą¤ą¤æą¤°ą„ą¤Ø ą¤°ą¤æą¤ą¤æą¤ą„ ą¤ą„ ą¤Ŗą„ą¤„ą„ą¤µą„ ą¤µą¤æą¤ą„ą¤ą¤¾ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ ą¤øą„ą¤ą¤Ŗą¤¾ ą¤ą¤Æą¤¾
ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą¤æą¤®ą¤ą¤”ą¤² ą¤®ą„ą¤ ą¤«ą„ą¤°ą¤¬ą¤¦ą¤² ą¤ą„ ą¤øą¤ą¤¬ą¤ą¤§ ą¤®ą„ą¤ ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą¤Ŗą¤¤ą¤æ ą¤ą¤µą¤Ø ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤ą¤¾ą¤°ą„ ą¤¬ą¤Æą¤¾ą¤Ø ą¤ą„ ą¤ ą¤Øą„ą¤øą¤¾ą¤°,ą¤ ą¤°ą„ą¤ą„ą¤Ø ą¤°ą¤¾ą¤® ą¤®ą„ą¤ą¤µą¤¾ą¤² ą¤Øą„ ą¤ą¤æą¤°ą„ą¤Ø ą¤°ą¤æą¤ą¤æą¤ą„ ą¤ą„ ą¤ą¤ą¤¹ ą¤ą¤Øą¤ą„ ą¤øą¤ą¤øą¤¦ą„ą¤Æ ą¤®ą¤¾ą¤®ą¤²ą„ą¤ ą¤ą„ ą¤°ą¤¾ą¤ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤ą¤° ą¤øą¤ą¤øą„ą¤ą„ą¤¤ą¤æ ą¤°ą¤¾ą¤ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤ą„ ą¤®ą„ą¤ą„ą¤¦ą¤¾ ą¤µą¤æą¤ą¤¾ą¤ą„ą¤ ą¤ą„ ą¤ ą¤²ą¤¾ą¤µą¤¾ ą¤ą¤¾ą¤Øą„ą¤Ø ą¤ą¤° ą¤Øą„ą¤Æą¤¾ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ ą¤®ą„ą¤ ą¤°ą¤¾ą¤ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤øą„ą¤µą¤¤ą¤ą¤¤ą„ą¤° ą¤Ŗą„ą¤°ą¤ą¤¾ą¤° ą¤øą¤ą¤ą¤¾ą¤²ą¤¾ ą¤¹ą„ą„¤
- ą¤ą¤æą¤°ą„ą¤Ø ą¤°ą¤æą¤ą¤æą¤ą„ ą¤ą„ ą¤Ŗą„ą¤„ą„ą¤µą„ ą¤µą¤æą¤ą„ą¤ą¤¾ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ ą¤ą¤¾ ą¤Ŗą„ą¤°ą„ą¤ą¤«ą„ą¤²ą¤æą¤Æą„ ą¤øą„ą¤ą¤Ŗą¤¾ ą¤ą¤Æą¤¾ ą¤„ą¤¾ ą¤ą¤æą¤øą„ ą¤Ŗą¤¹ą¤²ą„ ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤ą¤æą¤¤ą„ą¤ą¤¦ą„ą¤° ą¤øą¤æą¤ą¤¹ ą¤øą¤ą¤ą¤¾ą¤²ą¤¤ą„ ą¤„ą„ą„¤ ą¤ą¤Øą„ą¤¹ą„ą¤ą¤Øą„ 8 ą¤ą„ą¤²ą¤¾ą¤ 2021 ą¤ą„ ą¤ą¤¾ą¤Øą„ą¤Ø ą¤ą¤° ą¤Øą„ą¤Æą¤¾ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤ą¤¾ ą¤Ŗą¤¦ą¤ą¤¾ą¤° ą¤øą¤ą¤ą¤¾ą¤²ą¤¾ ą¤„ą¤¾ ą„¤
- ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą¤æą¤Ŗą¤°ą¤æą¤·ą¤¦ ą¤®ą„ą¤ ą¤Øą¤æą¤®ą„ą¤Øą¤²ą¤æą¤ą¤æą¤¤ ą¤¦ą„ ą¤®ą¤ą¤¤ą„ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤µą¤æą¤ą¤¾ą¤ą„ą¤ ą¤ą¤¾ ą¤Ŗą„ą¤Øą¤°ą„ą¤ą¤µą¤ą¤ą¤Ø ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą¤Ŗą¤¤ą¤æ ą¤¦ą„ą¤°ą„ą¤Ŗą¤¦ą„ ą¤®ą„ą¤°ą„ą¤®ą„ ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤„ą¤¾, ą¤ą„ą¤øą¤¾ ą¤ą¤æ ą¤Ŗą„ą¤°ą¤§ą¤¾ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤Øą¤°ą„ą¤ą¤¦ą„ą¤° ą¤®ą„ą¤¦ą„ ą¤Øą„ ą¤øą¤²ą¤¾ą¤¹ ą¤¦ą„ ą¤„ą„ą„¤
DSCI ą¤Øą„ ą¤Ŗą„ą¤°ą¤®ą„ą¤¦ ą¤ą¤øą„ą¤Ø ą¤ą„ ą¤ ą¤Ŗą¤Øą¤¾ ą¤Øą¤Æą¤¾ ą¤ ą¤§ą„ą¤Æą¤ą„ą¤· ą¤Øą¤æą¤Æą„ą¤ą„ą¤¤ ą¤ą¤æą¤Æą¤¾
ą¤”ą„ą¤ą¤¾ ą¤øą¤æą¤ą„ą¤Æą„ą¤°ą¤æą¤ą„ ą¤ą¤¾ą¤ą¤ą¤øą¤æą¤² ą¤ą¤« ą¤ą¤ą¤”ą¤æą¤Æą¤¾ (DSCI) ą¤Øą„ 1 ą¤ ą¤Ŗą„ą¤°ą„ą¤² 2023 ą¤øą„ ą¤Ŗą„ą¤°ą¤®ą„ą¤¦ ą¤ą¤øą„ą¤Ø ą¤ą„ ą¤ ą¤Ŗą¤Øą¤¾ ą¤Øą¤Æą¤¾ ą¤ ą¤§ą„ą¤Æą¤ą„ą¤· ą¤Øą¤æą¤Æą„ą¤ą„ą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤¹ą„ą„¤ ą¤µą¤¹ NIIT ą¤ą„ą¤°ą„ą¤Ŗ ą¤ą„ ą¤ ą¤§ą„ą¤Æą¤ą„ą¤· ą¤ą¤° ą¤øą¤¹-ą¤øą¤ą¤øą„ą¤„ą¤¾ą¤Ŗą¤ ą¤°ą¤¾ą¤ą„ą¤ą¤¦ą„ą¤° S ą¤Ŗą¤µą¤¾ą¤° ą¤ą„ ą¤ą¤ą¤¹ ą¤²ą„ą¤ą¤ą„, ą¤ą¤æą¤Øą„ą¤¹ą„ą¤ą¤Øą„ 3 ą¤øą¤¾ą¤² ą¤ą„ ą¤ ą¤µą¤§ą¤æ ą¤ą„ ą¤²ą¤æą¤ DSCI ą¤ą„ ą¤ ą¤§ą„ą¤Æą¤ą„ą¤· ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤ą¤¾ą¤°ą„ą¤Æ ą¤ą¤æą¤Æą¤¾ ą¤„ą¤¾ą„¤
- ą¤Ŗą„ą¤°ą¤®ą„ą¤¦ ą¤ą¤øą„ą¤Ø ą¤µą¤°ą„ą¤¤ą¤®ą¤¾ą¤Ø ą¤®ą„ą¤ ą¤ą¤ą¤”ą¤æą¤Æą¤Ø ą¤ą¤¾ą¤ą¤Øą„ą¤øą¤æą¤² ą¤«ą„ą¤° ą¤°ą¤æą¤øą¤°ą„ą¤ ą¤ą¤Ø ą¤ą¤ą¤ą¤°ą¤Øą„ą¤¶ą¤Øą¤² ą¤ą¤ą¤Øą„ą¤®ą¤æą¤ ą¤°ą¤æą¤²ą„ą¤¶ą¤Øą„ą¤ø (ICRIER) ą¤ą„ ą¤ ą¤§ą„ą¤Æą¤ą„ą¤· ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤ą¤¾ą¤°ą„ą¤Æą¤°ą¤¤ ą¤¹ą„ą¤ą„¤
- ą¤ą¤Øą„ą¤¹ą„ą¤ą¤Øą„ 1996 ą¤®ą„ą¤ ą¤ą„ą¤Øą¤Ŗą„ą¤ą„ą¤ ą¤ą„ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ ą¤ą„ ą¤ą¤° 2011 ą¤¤ą¤ ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤ ą¤¬ą¤æą¤ą¤Øą„ą¤ø ą¤Ŗą„ą¤°ą„ą¤øą„ą¤ø ą¤ą¤¦ą„ą¤Æą„ą¤ ą¤ą„ ą¤ą¤ą¤¾ą¤° ą¤¦ą„ą¤¤ą„ ą¤¹ą„ą¤ ą¤ą¤øą¤ą¤¾ ą¤Øą„ą¤¤ą„ą¤¤ą„ą¤µ ą¤ą¤æą¤Æą¤¾ą„¤
- ą¤Øą¤µą¤Øą¤æą¤Æą„ą¤ą„ą¤¤ ą¤Øą„ą¤¤ą„ą¤¤ą„ą¤µ ą¤ą¤¾ ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ DSCI ą¤ą„ ą¤®ą„ą¤ą„ą¤Æ ą¤ą¤¾ą¤°ą„ą¤Æą¤ą¤¾ą¤°ą„ ą¤ ą¤§ą¤æą¤ą¤¾ą¤°ą„ (CEO) ą¤µą¤æą¤Øą¤¾ą¤Æą¤ ą¤ą„ą¤”ą¤øą„ ą¤ą„ ą¤øą¤¾ą¤„ ą¤”ą¤æą¤ą¤æą¤ą¤²ą„ą¤ą¤°ą¤£ ą¤ą„ ą¤Øą¤ ą¤Æą„ą¤ ą¤ą„ ą¤ą¤§ą¤¾ą¤°ą¤¶ą¤æą¤²ą¤¾ ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤øą¤¾ą¤ą¤¬ą¤° ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤°ą¤Øą¤¾ ą¤¹ą„ą„¤
ą¤Øą„ą¤: DSCI, ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤ ą¤”ą„ą¤ą¤¾ ą¤øą¤ą¤°ą¤ą„ą¤·ą¤£ ą¤Ŗą¤° ą¤ą¤ ą¤ą„ą¤°-ą¤²ą¤¾ą¤ą¤ą¤¾ą¤°ą„ ą¤ą¤¦ą„ą¤Æą„ą¤ ą¤Øą¤æą¤ą¤¾ą¤Æ, NASSCOM (ą¤Øą„ą¤¶ą¤Øą¤² ą¤ą¤øą„ą¤øą¤æą¤ą¤¶ą¤Ø ą¤ą¤« ą¤øą„ą¤«ą„ą¤ą¤µą„ą¤Æą¤° ą¤ą¤ą¤” ą¤øą¤°ą„ą¤µą¤æą¤ø ą¤ą¤ą¤Ŗą¤Øą„ą¤) ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤øą¤¾ą¤ą¤¬ą¤° ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤ą¤° ą¤ą„ą¤Ŗą¤Øą„ą¤Æą¤¤ą¤¾ ą¤®ą„ą¤ ą¤øą¤°ą„ą¤µą„ą¤¤ą„ą¤¤ą¤® ą¤Ŗą„ą¤°ą¤„ą¤¾ą¤ą¤, ą¤®ą¤¾ą¤Øą¤ą„ą¤ ą¤ą¤° ą¤Ŗą¤¹ą¤²ą„ą¤ ą¤ą„ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ ą¤ą¤°ą¤ą„ ą¤øą¤¾ą¤ą¤¬ą¤°ą¤øą„ą¤Ŗą„ą¤ø ą¤ą„ ą¤øą„ą¤°ą¤ą„ą¤·ą¤æą¤¤, ą¤ą¤° ą¤µą¤æą¤¶ą„ą¤µą¤øą¤Øą„ą¤Æ ą¤¬ą¤Øą¤¾ą¤Øą„ ą¤ą„ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤¬ą¤¦ą„ą¤§ą¤¤ą¤¾ ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤„ą¤¾ą„¤
ACQUISITIONS & MERGERSĀ Ā Ā Ā Ā Ā
CCI ą¤Øą„ UBS ą¤ą„ą¤°ą„ą¤Ŗ ą¤ą„ ą¤øą¤¾ą¤„ ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø ą¤ą„ą¤°ą„ą¤Ŗ ą¤ą„ ą¤µą¤æą¤²ą¤Æ ą¤ą„ ą¤®ą¤ą¤ą„ą¤°ą„ ą¤¦ą„
18 ą¤®ą¤ 2023 ą¤ą„, ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤øą„ą¤Ŗą¤°ą„ą¤§ą¤¾ ą¤ą¤Æą„ą¤ (CCI) ą¤Øą„ UBS ą¤ą„ą¤°ą„ą¤Ŗ AG (Aktiengesellschaft) (UBS) ą¤ą„ ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø ą¤ą„ą¤°ą„ą¤Ŗ AG (ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø) ą¤ą„ ą¤Ŗą„ą¤°ą¤øą„ą¤¤ą¤¾ą¤µą¤æą¤¤ ą¤ ą¤§ą¤æą¤ą„ą¤°ą¤¹ą¤£ ą¤ą„ UBS ą¤ą„ ą¤øą¤¾ą¤„ ą¤ą¤ ą¤ ą¤µą¤¶ą„ą¤·ą¤£ ą¤µą¤æą¤²ą¤Æ ą¤ą„ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„ ą¤ą„ą¤µą¤æą¤¤ ą¤ą¤¾ą¤Øą„ą¤Øą„ ą¤ą¤ą¤¾ą¤ ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤®ą¤ą¤ą„ą¤°ą„ ą¤¦ą„ ą¤¦ą„ą„¤Ā
- ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø ą¤ą„ ą¤µą¤æą¤¤ą„ą¤¤ą„ą¤Æ ą¤ą¤ ą¤æą¤Øą¤¾ą¤ą¤Æą„ą¤ ą¤ą„ ą¤ą¤¾ą¤°ą¤£ ą¤µą¤æą¤²ą¤Æ ą¤ą¤µą¤¶ą„ą¤Æą¤ ą¤¹ą„ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
- ą¤²ą„ą¤Ø-ą¤¦ą„ą¤Ø ą¤ą„ ą¤¬ą¤¾ą¤¦, ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø ą¤ą„ ą¤øą¤ą„ ą¤øą¤ą¤Ŗą¤¤ą„ą¤¤ą¤æą¤Æą¤¾ą¤, ą¤¦ą„ą¤Øą¤¦ą¤¾ą¤°ą¤æą¤Æą¤¾ą¤ ą¤ą¤° ą¤ ą¤Øą„ą¤¬ą¤ą¤§ ą¤ą¤Øą¤ą„ ą¤øą¤®ą¤ą„ą¤°ą¤¤ą¤¾ ą¤®ą„ą¤ UBS ą¤ą„ ą¤øą„ą¤„ą¤¾ą¤Øą¤¾ą¤ą¤¤ą¤°ą¤æą¤¤ ą¤ą¤° ą¤¦ą¤æą¤ ą¤ą¤¾ą¤ą¤ą¤ą„ą„¤
ą¤Ŗą„ą¤°ą¤¤ą¤æą¤øą„ą¤Ŗą¤°ą„ą¤§ą¤¾ ą¤ ą¤§ą¤æą¤Øą¤æą¤Æą¤®, 2002 ą¤ą„ ą¤§ą¤¾ą¤°ą¤¾ 5(c)(i)(a) ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤Ŗą„ą¤°ą¤øą„ą¤¤ą¤¾ą¤µą¤æą¤¤ ą¤²ą„ą¤Øą¤¦ą„ą¤Ø CCI ą¤ą„ ą¤ ą¤§ą¤æą¤øą„ą¤ą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ ą¤øą¤ą¤¤ą¤¾ ą¤¹ą„ą„¤
ą¤Ŗą„ą¤°ą¤®ą„ą¤ ą¤¬ą¤æą¤ą¤¦ą„:
i.UBS ą¤øą„ą¤µą¤æą¤ą„ą¤ą¤°ą¤²ą„ą¤ą¤” ą¤®ą„ą¤ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤° ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤ą¤ ą¤¬ą¤¹ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤Øą¤æą¤µą„ą¤¶ ą¤¬ą„ą¤ą¤ ą¤ą¤° ą¤µą¤æą¤¤ą„ą¤¤ą„ą¤Æ ą¤øą„ą¤µą¤¾ ą¤ą¤ą¤Ŗą¤Øą„ ą¤¹ą„ą„¤
- UBS ą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø, ą¤øą¤ą¤Ŗą¤¤ą„ą¤¤ą¤æ ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø, ą¤Øą¤æą¤µą„ą¤¶ ą¤¬ą„ą¤ą¤ą¤æą¤ą¤ ą¤øą„ą¤µą¤¾ą¤ą¤ ą¤ą¤° ą¤ą„ą¤¦ą¤°ą¤¾ ą¤ą¤° ą¤ą„ą¤°ą„ą¤Ŗą„ą¤°ą„ą¤ ą¤¬ą„ą¤ą¤ą¤æą¤ą¤ ą¤®ą„ą¤ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą„¤
- ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤, UBS ą¤ą¤¾ ą¤ą¤¾ą¤°ą„ą¤¬ą¤¾ą¤° ą¤®ą„ą¤ą„ą¤Æ ą¤°ą„ą¤Ŗ ą¤øą„ ą¤¬ą„ą¤°ą„ą¤ą¤°ą„ą¤ ą¤øą„ą¤µą¤¾ą¤ą¤ ą¤Ŗą¤° ą¤ą„ą¤ą¤¦ą„ą¤°ą¤æą¤¤ ą¤¹ą„ą„¤
ii.ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø ą¤øą„ą¤µą¤æą¤ą„ą¤ą¤°ą¤²ą„ą¤ą¤” ą¤®ą„ą¤ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤° ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤ą¤ ą¤¬ą¤¹ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤Øą¤æą¤µą„ą¤¶ ą¤¬ą„ą¤ą¤ ą¤ą¤° ą¤µą¤æą¤¤ą„ą¤¤ą„ą¤Æ ą¤øą„ą¤µą¤¾ ą¤ą¤ą¤Ŗą¤Øą„ ą¤¹ą„ą„¤
- ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø ą¤ą„ ą¤µą„ą¤Æą¤µą¤øą¤¾ą¤Æą„ą¤ ą¤®ą„ą¤ ą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø, ą¤øą¤ą¤Ŗą¤¤ą„ą¤¤ą¤æ ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø, ą¤Øą¤æą¤µą„ą¤¶ ą¤¬ą„ą¤ą¤ą¤æą¤ą¤ ą¤øą„ą¤µą¤¾ą¤ą¤ ą¤ą¤° ą¤ą„ą¤¦ą¤°ą¤¾ ą¤ą¤° ą¤ą„ą¤°ą„ą¤Ŗą„ą¤°ą„ą¤ ą¤¬ą„ą¤ą¤ą¤æą¤ą¤ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą¤ą„¤
- ą¤ą¤¾ą¤°ą¤¤ ą¤®ą„ą¤, ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø ą¤ą„ ą¤µą„ą¤Æą¤µą¤øą¤¾ą¤Æą„ą¤ ą¤®ą„ą¤ ą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤ą¤° ą¤Øą¤æą¤µą„ą¤¶ ą¤¬ą„ą¤ą¤ą¤æą¤ą¤ ą¤øą„ą¤µą¤¾ą¤ą¤ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą¤ą„¤
ą¤Øą„ą¤: UBS ą¤ą„ ą¤ ą¤§ą„ą¤Æą¤ą„ą¤· ą¤ą„ą¤²ą„ą¤® ą¤ą„ą¤²ą„ą¤¹ą¤° ą¤ą¤° UBS ą¤ą„ą¤°ą„ą¤Ŗ ą¤ą„ ą¤®ą„ą¤ą„ą¤Æ ą¤ą¤¾ą¤°ą„ą¤Æą¤ą¤¾ą¤°ą„ ą¤ą¤¾ą¤°ą„ą¤Æą¤¾ą¤²ą¤Æ (CEO) ą¤°ą¤¾ą¤²ą„ą¤« ą¤¹ą„ą¤®ą¤°ą„ą¤ø ą¤Øą¤ ą¤øą¤ą¤Æą„ą¤ą„ą¤¤ ą¤ą¤ą¤¾ą¤ ą¤ą„ ą¤ ą¤§ą„ą¤Æą¤ą„ą¤· ą¤ą¤° ą¤ą„ą¤°ą„ą¤Ŗ ą¤ą„ CEO ą¤¹ą„ą¤ą¤ą„ą„¤
ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤øą„ą¤Ŗą¤°ą„ą¤§ą¤¾ ą¤ą¤Æą„ą¤ (CCI) ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤:
CCI ą¤ą„ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤Æą„ą¤ą¤æą¤¤ą¤¾ ą¤ ą¤§ą¤æą¤Øą¤æą¤Æą¤®, 2002 ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤ ą¤§ą¤æą¤Øą¤æą¤Æą¤® ą¤ą„ ą¤Ŗą„ą¤°ą¤¶ą¤¾ą¤øą¤Ø, ą¤ą¤¾ą¤°ą„ą¤Æą¤¾ą¤Øą„ą¤µą¤Æą¤Ø ą¤ą¤° ą¤Ŗą„ą¤°ą¤µą¤°ą„ą¤¤ą¤Ø ą¤ą„ ą¤²ą¤æą¤ ą¤ą„ ą¤ą¤ ą¤„ą„ ą¤ą¤° ą¤®ą¤¾ą¤°ą„ą¤ 2009 ą¤®ą„ą¤ ą¤ą¤øą¤ą¤¾ ą¤ą¤ ą¤Ø ą¤ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤„ą¤¾ą„¤
ą¤ ą¤§ą„ą¤Æą¤ą„ą¤·ā ą¤°ą¤µą¤Øą„ą¤¤ ą¤ą„ą¤°
ą¤®ą„ą¤ą„ą¤Æą¤¾ą¤²ą¤Æā ą¤Øą¤ ą¤¦ą¤æą¤²ą„ą¤²ą„, ą¤¦ą¤æą¤²ą„ą¤²ą„
SCIENCE & TECHNOLOGY
ą¤ą¤ą¤¦ą„ą¤° ą¤Øą„ ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤µą¤æą¤§ą„ą¤µą¤ą¤øą¤ ą¤Ŗą¤° ą¤²ą„ą¤ą¤ą¤¼ą¤¾ 3D ą¤°ą¤”ą¤¾ą¤° ą¤ą¤¾ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤øą¤ą¤øą„ą¤ą¤°ą¤£ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤æą¤Æą¤¾Ā
ą¤ą¤ą¤¦ą„ą¤° ą¤øą¤æą¤øą„ą¤¤ą„ą¤®ą¤¾ą¤ø, S.A. (ą¤ą¤ą¤¦ą„ą¤°ą¤¾), ą¤®ą„ą¤”ą„ą¤°ą¤æą¤” (ą¤øą„ą¤Ŗą„ą¤Ø) ą¤øą„ą¤„ą¤æą¤¤ ą¤øą„ą¤ą¤Øą¤¾ ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„ ą¤ą¤° ą¤”ą¤æą¤«ą„ą¤ą¤ø ą¤øą¤æą¤øą„ą¤ą¤® ą¤ą¤ą¤Ŗą¤Øą„, ą¤ą¤° TATA ą¤ą¤”ą¤µą¤¾ą¤ą¤øą„ą¤” ą¤øą¤æą¤øą„ą¤ą¤®ą„ą¤ø ą¤²ą¤æą¤®ą¤æą¤ą„ą¤” (TASL) ą¤Øą„ ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤µą¤æą¤§ą„ą¤µą¤ą¤øą¤ ą¤ą¤¹ą¤¾ą¤ą„ą¤ ą¤®ą„ą¤ ą¤øą„ ą¤ą¤ ą¤Ŗą¤° ą¤²ą„ą¤ą¤ą¤¾-N 3D ą¤ą„ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤øą¤ą¤øą„ą¤ą¤°ą¤£ ą¤ą„ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤¹ą„ą„¤
- ą¤Æą¤¹ ą¤ą¤Ø 23 ą¤°ą¤”ą¤¾ą¤°ą„ą¤ ą¤®ą„ą¤ ą¤øą„ ą¤Ŗą¤¹ą¤²ą¤¾ ą¤¹ą„ ą¤ą„ ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤ą¤¹ą¤¾ą¤ą„ą¤ ą¤øą„ ą¤²ą„ą¤ø ą¤¹ą„ą¤ą¤ą„ą„¤ ą¤ą¤ą¤¦ą„ą¤° ą¤ ą¤ą¤²ą„ ą¤ą¤ ą¤¦ą¤¶ą¤ ą¤¤ą¤ ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤°ą¤”ą¤¾ą¤°Ā ą¤®ą„ą¤¹ą„ą¤Æą¤¾ ą¤ą¤°ą¤¾ą¤ą¤ą„ą„¤
- ą¤²ą„ą¤ą¤ą¤¼ą¤¾ ą¤°ą¤”ą¤¾ą¤° ą¤ą¤¾ą¤°ą¤¤ ą¤ą„ ą¤µą¤æą¤§ą„ą¤µą¤ą¤øą¤: ą¤ą„ą¤²ą¤ą¤¾ą¤¤ą¤¾-ą¤¶ą„ą¤°ą„ą¤£ą„ ą¤ą¤° ą¤µą¤æą¤¶ą¤¾ą¤ą¤¾ą¤Ŗą¤¤ą„ą¤¤ą¤Øą¤®-ą¤¶ą„ą¤°ą„ą¤£ą„ ą¤ą„ ELM-2248 MF-STAR ą¤ą¤° RAWL-02/LW-08 ą¤°ą¤”ą¤¾ą¤°Ā ą¤ą„ ą¤ą¤Øą¤ą„ ą¤Øą¤æą¤°ą„ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤®ą¤°ą¤®ą„ą¤®ą¤¤ ą¤Æą¤¾ ą¤®ą¤§ą„ą¤Æ-ą¤ą„ą¤µą¤Ø ą¤ą¤§ą„ą¤Øą¤æą¤ą„ą¤ą¤°ą¤£ ą¤ą¤¾ą¤°ą„ą¤Æą¤ą„ą¤°ą¤® ą¤ą„ ą¤¦ą„ą¤°ą¤¾ą¤Ø ą¤Ŗą„ą¤°ą¤¤ą¤æą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤°ą„ą¤ą¤ą„ą„¤
ą¤ą¤¦ą„ą¤¦ą„ą¤¶ą„ą¤Æ:
- ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą¤¾ ą¤²ą¤ą„ą¤·ą„ą¤Æ ą¤²ą„ą¤ą¤ą¤¼ą¤¾-N 3D ą¤°ą¤”ą¤¾ą¤°Ā ą¤ą„ ą¤¤ą„ą¤Øą¤¾ą¤¤ą„ ą¤ą„ ą¤øą¤¾ą¤„ ą¤ ą¤Ŗą¤Øą„ ą¤øą¤®ą„ą¤¦ą„ą¤°ą„ ą¤øą„ą¤”ą¤æą¤«ą„ą¤ą¤ø ą¤Ŗą„ą¤°ą¤Æą¤¾ą¤øą„ą¤ ą¤ą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤Øą¤¾ ą¤¹ą„ą„¤
- ą¤Æą„ ą¤ ą¤¤ą„ą¤Æą¤¾ą¤§ą„ą¤Øą¤æą¤ ą¤°ą¤”ą¤¾ą¤° ą¤øą¤æą¤øą„ą¤ą¤® ą¤ą¤Øą„ą¤Øą¤¤ ą¤Øą¤æą¤ą¤°ą¤¾ą¤Øą„ ą¤ą„ą¤·ą¤®ą¤¤ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą„ ą¤¹ą„ą¤, ą¤ą¤æą¤øą¤øą„ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤ą¤¹ą¤¾ą¤ą„ą¤ ą¤ą„ ą¤µą¤¾ą¤øą„ą¤¤ą¤µą¤æą¤ ą¤øą¤®ą¤Æ ą¤®ą„ą¤ ą¤øą¤°ą¤«ą„ą¤ø ą¤ą¤° ą¤ą¤Æą¤° ą¤¦ą„ą¤Øą„ą¤ ą¤ą¤¤ą¤°ą„ą¤ ą¤ą¤¾ ą¤Ŗą„ą¤°ą¤ą¤¾ą¤µą„ ą¤¢ą¤ą¤ ą¤øą„ ą¤Ŗą¤¤ą¤¾ ą¤²ą¤ą¤¾ą¤Øą„ ą¤ą¤° ą¤ą¤Øą„ą¤¹ą„ą¤ ą¤ą„ą¤°ą„ą¤ ą¤ą¤°ą¤Øą„ ą¤®ą„ą¤ ą¤®ą¤¦ą¤¦ ą¤®ą¤æą¤²ą¤¤ą„ ą¤¹ą„ą„¤
ą¤Ŗą„ą¤·ą„ą¤ ą¤ą„ą¤®ą¤æ:
i.ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ ą¤ą¤ ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„ ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą¤¤ą¤°ą¤£ ą¤ą¤¾ą¤°ą„ą¤Æą¤ą„ą¤°ą¤® ą¤ą„ ą¤¢ą¤¾ą¤ą¤ą„ ą¤ą„ ą¤ą„ą¤¤ą¤° TASL ą¤ą„ ą¤øą¤¾ą¤„ 2020 ą¤®ą„ą¤ ą¤ą¤ą¤¦ą„ą¤° ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤°ą¤æą¤¤ ą¤ ą¤Øą„ą¤¬ą¤ą¤§ ą¤ą¤¾ ą¤¹ą¤æą¤øą„ą¤øą¤¾ ą¤¹ą„ą„¤ ą¤Æą¤¹ ą¤ą¤ą¤¦ą„ą¤° ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤ą„ą¤² ą¤¤ą„ą¤Ø ą¤Ŗą„ą¤°ą„ą¤£ ą¤°ą¤”ą¤¾ą¤°Ā ą¤ą„ ą¤”ą¤æą¤²ą„ą¤µą¤°ą„ ą¤ą„ ą¤²ą¤æą¤ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„, ą¤ą¤° ą¤ ą¤Øą„ą¤Æ 20 ą¤°ą¤”ą¤¾ą¤°Ā ą¤ą„ ą¤²ą¤æą¤ ą¤ą„ą¤° ą¤øą¤æą¤øą„ą¤ą¤® ą¤¤ą¤¤ą„ą¤µ, ą¤ą„ ą¤ą¤¹ą¤¾ą¤ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤Øą¤æą¤Æą¤¤ ą¤¹ą„ą¤, ą¤ą¤æą¤Øą„ą¤¹ą„ą¤ ą¤øą„ą¤„ą¤¾ą¤Øą„ą¤Æ ą¤°ą„ą¤Ŗ ą¤øą„ ą¤ą¤ą¤ą„ą¤ ą¤¾ ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤ą¤ą¤¾ ą¤ą¤° TASL ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤ą¤ą„ą¤ą„ą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤ą¤ą¤¾ą„¤
ii.ą¤Øą¤µą¤ą¤¬ą¤° 2022 ą¤®ą„ą¤, ą¤®ą„ą¤”ą„ą¤°ą¤æą¤”, ą¤øą„ą¤Ŗą„ą¤Ø ą¤®ą„ą¤ ą¤ą¤ą¤¦ą„ą¤° ą¤ą„ ą¤øą„ą¤µą¤æą¤§ą¤¾ą¤ą¤ ą¤®ą„ą¤ ą¤Ŗą¤¹ą¤²ą„ ą¤°ą¤”ą¤¾ą¤° ą¤ą„ ą¤”ą¤æą¤ą¤¾ą¤ą¤Ø ą¤ą¤° ą¤Øą¤æą¤°ą„ą¤®ą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤¬ą¤¾ą¤¦, ą¤øą¤æą¤øą„ą¤ą¤® ą¤Øą„ ą¤ą¤Æą¤°ą„ą¤øą„ą¤Ŗą„ą¤ø ą¤ą„ą¤ą„ą¤Øą„ą¤²ą„ą¤ą„ ą¤øą¤ą¤øą„ą¤„ą¤¾ą¤Ø (INTA) ą¤ą„ CEAR (ą¤°ą„ą¤”ą¤æą¤Æą„-ą¤ą¤²ą„ą¤ą„ą¤ą„ą¤°ą¤æą¤ ą¤ą¤Øą¤¾ą¤²ą¤æą¤øą¤æą¤ø ą¤øą„ą¤ą¤ą¤°) ą¤®ą„ą¤ ą¤«ą¤¼ą„ą¤ą„ą¤ą¤°ą„ ą¤ą¤ą„ą¤øą„ą¤Ŗą„ą¤ą„ą¤Øą„ą¤ø ą¤ą„ą¤øą„ą¤ą„ą¤ø (FAT) ą¤Ŗą¤¾ą¤ø ą¤ą¤° ą¤²ą¤æą¤Æą¤¾ą„¤
iii.ą¤²ą„ą¤ą¤ą¤¼ą¤¾-N ą¤°ą¤”ą¤¾ą¤° ą¤ą„ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ ą¤°ą¤¹ą¤¾ ą¤¹ą„, ą¤µą¤¹ ą¤øą„ą¤Ŗą„ą¤Øą¤æą¤¶ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤ą„ą¤ą¤Ø ą¤ą¤¾ą¤°ą„ą¤²ą„ą¤ø I ą¤ą¤¹ą¤¾ą¤ ą¤Ŗą¤° ą¤²ą¤ą„ ą¤°ą¤”ą¤¾ą¤°Ā ą¤Ŗą¤° ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤¹ą„, ą¤²ą„ą¤ą¤æą¤Ø ą¤øą¤æą¤øą„ą¤ą¤® ą¤ą„ ą¤ą¤ą„ą¤ ą¤ą¤°ą„ą¤¦ą„ą¤°ą¤¤ą¤¾ ą¤ą¤° ą¤ ą¤¤ą„ą¤Æą¤§ą¤æą¤ ą¤ą¤°ą„ą¤®ą„ ą¤ą„ ą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤®ą„ą¤ ą¤ą„ ą¤ą¤øą¤ą„ ą¤ą¤·ą„ą¤ą¤¤ą¤® ą¤øą¤ą¤ą¤¾ą¤²ą¤Ø ą¤ą„ ą¤ą¤¾ą¤°ą¤ą¤ą„ ą¤¦ą„ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¾ą¤°ą¤¤ ą¤ą„ ą¤Øą¤æą¤Æą¤¾ą¤®ą¤ ą¤ą¤µą¤¶ą„ą¤Æą¤ą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤ ą¤Øą„ą¤ą„ą¤² ą¤¬ą¤Øą¤¾ą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
ą¤²ą„ą¤ą¤ą¤¼ą¤¾-N ą¤°ą¤”ą¤¾ą¤° ą¤ą¤° ą¤ą¤øą¤ą„ ą¤µą¤æą¤¶ą„ą¤·ą¤¤ą¤¾ą¤ą¤:
i.ą¤²ą„ą¤ą¤ą¤¼ą¤¾-N 3D ą¤°ą¤”ą¤¾ą¤°, ą¤ą¤øą¤ą„ ą¤ą¤Øą„ą¤Øą¤¤ ą¤Øą¤æą¤ą¤°ą¤¾ą¤Øą„ ą¤øą¤æą¤øą„ą¤ą¤® ą¤ą¤¾ ą¤Øą„ą¤øą„ą¤Øą¤æą¤ ą¤øą¤ą¤øą„ą¤ą¤°ą¤£, ą¤ ą¤ą¤²ą„ ą¤¦ą¤¶ą¤ ą¤®ą„ą¤ ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤Øą¤æą¤ą¤°ą¤¾ą¤Øą„ ą¤ą¤° ą¤ą¤Æą¤° ą¤”ą¤æą¤«ą„ą¤ą¤ø ą¤ą„ą¤·ą¤®ą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤¤ą„ą¤Øą¤¾ą¤¤ ą¤ą¤æą¤Æą¤¾ ą¤ą¤¾ą¤ą¤ą¤¾ą„¤
ii.ą¤²ą„ą¤ą¤ą¤¼ą¤¾-N ą¤ą¤ 3D ą¤Ŗą„ą¤°ą¤¾ą¤„ą¤®ą¤æą¤ ą¤Øą¤æą¤ą¤°ą¤¾ą¤Øą„ ą¤°ą¤”ą¤¾ą¤° ą¤ą„ ą¤ą¤ą„ą¤ą„ą¤¤ ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ ą¤ą„ 254 ą¤øą¤®ą„ą¤¦ą„ą¤°ą„ ą¤®ą„ą¤² ą¤¤ą¤ ą¤®ą¤§ą„ą¤Æą¤® ą¤ą¤° ą¤²ą¤ą¤¬ą„ ą¤¦ą„ą¤°ą„ ą¤ą„ ą¤ą¤µą¤°ą„ą¤ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą¤¾ ą¤¹ą„ą„¤ ą¤ą¤øą¤®ą„ą¤ ą¤ą¤ ą¤®ą¤¾ą¤§ą„ą¤Æą¤®ą¤æą¤ ą¤Øą¤æą¤ą¤°ą¤¾ą¤Øą„ ą¤°ą¤”ą¤¾ą¤° (SSR)/IFF (ą¤Ŗą¤¹ą¤ą¤¾ą¤Ø ą¤¦ą„ą¤øą„ą¤¤ ą¤Æą¤¾ ą¤¦ą„ą¤¶ą„ą¤®ą¤Ø) ą¤ą¤¾ ą¤ą¤ą„ą¤ą¤°ą¤£ ą¤ą„ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą„¤
iii.ą¤²ą„ą¤ą¤ą¤¼ą¤¾-N ą¤®ą„ą¤ ą¤ą¤ą¤¦ą„ą¤° ą¤ą„ ą¤²ą„ą¤ą¤ą¤¼ą¤¾ ą¤°ą¤”ą¤¾ą¤° ą¤Ŗą¤°ą¤æą¤µą¤¾ą¤° ą¤øą„ ą¤Øą¤µą„ą¤Øą¤¤ą¤® ą¤¤ą¤ą¤Øą„ą¤ą„ ą¤ą¤° ą¤Ŗą¤°ą¤æą¤ą¤¾ą¤²ą¤Ø ą¤ ą¤Ŗą¤”ą„ą¤ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą¤, ą¤øą¤¾ą¤„ ą¤¹ą„ ą¤²ą¤ą¤¬ą„ ą¤¦ą„ą¤°ą„ ą¤ą„ ą¤ą„ą¤·ą¤®ą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤¬ą¤¢ą¤¼ą„ ą¤¹ą„ą¤ ą¤¶ą¤ą„ą¤¤ą¤æ ą¤ą¤° ą¤¦ą¤¬ą¤¾ą¤µ ą¤øą¤æą¤øą„ą¤ą¤® ą¤ą„ ą¤¦ą„ą¤°ą¤øą„ą¤„ ą¤Øą¤æą¤ą¤°ą¤¾ą¤Øą„ ą¤ą„ą¤øą„ ą¤øą„ą¤§ą¤¾ą¤° ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ą¤ą„¤
- iv. ą¤²ą„ą¤ą¤ą¤¼ą¤¾-N ą¤°ą¤”ą¤¾ą¤° ą¤øą¤æą¤øą„ą¤ą¤® ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤ą¤®ą¤¾ą¤ą¤”ą¤°ą„ą¤ ą¤ą„ ą¤ą¤ ą¤µą„ą¤Æą¤¾ą¤Ŗą¤ ą¤øą„ą¤„ą¤æą¤¤ą¤æą¤ą¤Øą„ą¤Æ ą¤ą¤æą¤¤ą„ą¤° ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą„ ą¤¹ą„, ą¤ą¤æą¤øą¤øą„ ą¤µą„ ą¤¤ą„ą¤ą„ ą¤øą„ ą¤øą„ą¤ą¤æą¤¤ ą¤Øą¤æą¤°ą„ą¤£ą¤Æ ą¤²ą„ą¤Øą„ ą¤®ą„ą¤ ą¤øą¤ą„ą¤·ą¤® ą¤¹ą„ą¤¤ą„ ą¤¹ą„ą¤ą„¤
v.ą¤Æą„ ą¤°ą¤”ą¤¾ą¤° ą¤ą¤Øą„ą¤Øą¤¤ ą¤Ŗą¤¹ą¤ą¤¾ą¤Ø ą¤øą„ą¤®ą¤¾, ą¤øą¤ą„ą¤ą¤¤ą¤¾ ą¤ą¤° ą¤µą¤æą¤¶ą„ą¤µą¤øą¤Øą„ą¤Æą¤¤ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤ą¤°ą¤¤ą„ ą¤¹ą„ą¤, ą¤ą¤æą¤øą¤øą„ ą¤ą¤Ø ą¤ą¤ą„ą¤-ą¤°ą¤æą¤ą¤¼ą„ą¤²ą„ą¤Æą„ą¤¶ą¤Ø ą¤ą„ą¤°ą„ą¤ą¤æą¤ą¤ ą¤ą¤° ą¤²ą¤ą„ą¤·ą„ą¤Æ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ą¤æ ą¤ą„ą¤·ą¤®ą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤ą¤ą¤¾ą¤²ą¤Ø ą¤ą„ ą¤¦ą„ą¤°ą¤¾ą¤Ø ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤øą¤®ą¤ą„ą¤° ą¤øą„ą¤„ą¤æą¤¤ą¤æą¤ą¤Øą„ą¤Æ ą¤ą¤¾ą¤ą¤°ą„ą¤ą¤¤ą¤¾ ą¤®ą„ą¤ ą¤øą„ą¤§ą¤¾ą¤° ą¤¹ą„ą¤¤ą¤¾ ą¤¹ą„ą„¤
SpaceXĀ ą¤Øą„ ą¤¦ą„ą¤øą¤°ą„ ą¤Ŗą„ą¤¢ą¤¼ą„ ą¤ą„ 22 ą¤øą„ą¤ą¤¾ą¤°ą¤²ą¤æą¤ą¤ ą¤ą¤Ŗą¤ą„ą¤°ą¤¹ą„ą¤ ą¤ą„ ą¤ą¤°ą„ą¤¬ą¤æą¤ ą¤®ą„ą¤ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾
19 ą¤®ą¤ 2023 ą¤ą„, SpaceXĀ ą¤Øą„ ą¤ą¤ ą¤«ą¤¾ą¤²ą„ą¤ą¤Ø 9 ą¤°ą„ą¤ą„ą¤ ą¤ą„ 22 ą¤¦ą„ą¤øą¤°ą„ ą¤Ŗą„ą¤¢ą¤¼ą„ ą¤ą„ “V2 ą¤®ą¤æą¤Øą„” ą¤øą„ą¤ą¤¾ą¤°ą¤²ą¤æą¤ą¤ ą¤ą¤Ŗą¤ą„ą¤°ą¤¹ą„ą¤ ą¤ą„ ą¤øą¤¾ą¤„ ą¤ą¤°ą„ą¤¬ą¤æą¤ ą¤®ą„ą¤ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾, ą¤ą¤æą¤øą„ ą¤«ą„ą¤²ą„ą¤°ą¤æą¤”ą¤¾, ą¤øą¤ą¤Æą„ą¤ą„ą¤¤ ą¤°ą¤¾ą¤ą„ą¤Æ ą¤ ą¤®ą„ą¤°ą¤æą¤ą¤¾ (USA) ą¤®ą„ą¤ ą¤ą„ą¤Ŗ ą¤ą„ą¤Øą¤¾ą¤µą„ą¤°ą¤² ą¤øą„ą¤Ŗą„ą¤ø ą¤«ą„ą¤°ą„ą¤ø ą¤øą„ą¤ą„ą¤¶ą¤Ø ą¤øą„ ą¤¹ą¤ą¤¾ ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤ą¤° ą¤²ą„ą¤ą¤¤ą„ ą¤¹ą„ą¤ ą¤°ą„ą¤ą„ą¤ ą¤ą„ ą¤øą¤®ą„ą¤¦ą„ą¤° ą¤®ą„ą¤ ą¤ą¤¤ą¤¾ą¤°ą¤¾ą„¤
- “V2 ą¤®ą¤æą¤Øą„” ą¤øą„ą¤ą¤¾ą¤°ą¤²ą¤æą¤ą¤ ą¤ą¤Ŗą¤ą„ą¤°ą¤¹ ą¤Ŗą¤¹ą¤²ą„ ą¤Ŗą„ą¤¢ą¤¼ą„ ą¤ą„ ą¤øą„ą¤ą¤¾ą¤°ą¤²ą¤æą¤ą¤ ą¤¶ą¤æą¤²ą„ą¤Ŗ ą¤ą„ ą¤¤ą„ą¤²ą¤Øą¤¾ ą¤®ą„ą¤ ą¤¬ą¤”ą¤¼ą„ ą¤ą¤° ą¤ ą¤§ą¤æą¤ ą¤øą¤ą„ą¤·ą¤® ą¤¹ą„ą¤ ą¤ą„ ą¤®ą„ą¤ą¤¾ ą¤¤ą¤¾ą¤°ą¤¾ą¤®ą¤ą¤”ą¤² ą¤ą„ ą¤µą¤æą¤¶ą¤¾ą¤² ą¤¬ą¤¹ą„ą¤®ą¤¤ ą¤ą„ ą¤¬ą¤Øą¤¾ą¤¤ą„ ą¤¹ą„ą¤ą„¤
- ą¤Æą¤¹ ą¤²ą„ą¤Øą„ą¤ ą¤µą¤°ą„ą¤· ą¤ą„ 30ą¤µą„ą¤ ą¤«ą¤¾ą¤²ą„ą¤ą¤Ø 9 ą¤ą¤”ą¤¼ą¤¾ą¤Ø ą¤„ą„ ą¤ą¤° 2023 ą¤®ą„ą¤ SpaceXĀ ą¤ą„ ą¤²ą¤æą¤ ą¤øą¤®ą¤ą„ą¤° ą¤°ą„ą¤Ŗ ą¤øą„ 32ą¤µą¤¾ą¤ ą¤ą¤°ą„ą¤¬ą¤æą¤ą¤² ą¤®ą¤æą¤¶ą¤Ø ą¤„ą¤¾ą„¤
- ą¤Æą¤¹ ą¤ą¤ø ą¤µą¤æą¤¶ą„ą¤· ą¤¬ą„ą¤øą„ą¤ą¤°, SpaceXĀ ą¤ą¤¾ 5ą¤µą¤¾ą¤ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤° ą¤²ą„ą¤ą¤”ą¤æą¤ą¤ ą¤„ą¤¾ą„¤ ą¤ą¤øą¤Øą„ ą¤Ŗą¤¹ą¤²ą„ CRS-26, ą¤µą¤Øą¤µą„ą¤¬ ą¤²ą„ą¤Øą„ą¤ 16, ą¤ą¤ą¤ą„ą¤²ą¤øą„ą¤ IS-40e ą¤ą¤° ą¤ą¤ ą¤øą„ą¤ą¤¾ą¤°ą¤²ą¤æą¤ą¤ ą¤®ą¤æą¤¶ą¤Ø ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾ ą¤¹ą„ą„¤
STATE NEWS
ą¤Ŗą„ą¤ ą¤°ą¤æą¤Ŗą„ą¤°ą„ą¤ą¤æą¤ą¤ ą¤ą¤Ŗ: ą¤ą¤¤ą„ą¤¤ą¤°ą¤¾ą¤ą¤ą¤” ą¤ą„ CM ą¤Øą„ ą¤ą¤”ą„ą¤¢ą„ą¤ ą¤ą„ ą¤°ą¤æą¤Ŗą„ą¤°ą„ą¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤®ą„ą¤¬ą¤¾ą¤ą¤² ą¤ą¤Ŗ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾
15 ą¤®ą¤, 2023 ą¤ą„ ą¤ą¤¤ą„ą¤¤ą¤°ą¤¾ą¤ą¤ą¤” ą¤ą„ ą¤®ą„ą¤ą„ą¤Æą¤®ą¤ą¤¤ą„ą¤°ą„ (CM), ą¤Ŗą„ą¤·ą„ą¤ą¤° ą¤øą¤æą¤ą¤¹ ą¤§ą¤¾ą¤®ą„ ą¤Øą„ ą¤ą¤”ą„ą¤¢ą„ą¤ ą¤ą„ ą¤°ą¤æą¤Ŗą„ą¤°ą„ą¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ‘ą¤Ŗą„ą¤ ą¤°ą¤æą¤Ŗą„ą¤°ą„ą¤ą¤æą¤ą¤ ą¤ą¤Ŗ’ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾ą„¤ ą¤Æą¤¹ ą¤ą¤¤ą„ą¤¤ą¤°ą¤¾ą¤ą¤ą¤” ą¤ą„ ą¤øą¤”ą¤¼ą¤ą„ą¤ ą¤ą„ ą¤ą¤”ą„ą¤¢ą¤¾ ą¤®ą„ą¤ą„ą¤¤ ą¤¬ą¤Øą¤¾ą¤Øą„ ą¤®ą„ą¤ ą¤®ą¤¦ą¤¦ ą¤ą¤°ą„ą¤ą¤¾ą„¤
- ą¤Æą¤¹ ą¤ą¤Ŗ ą¤®ą„ą¤¬ą¤¾ą¤ą¤² ą¤«ą„ą¤Ø ą¤ą¤Ŗą¤Æą„ą¤ą¤ą¤°ą„ą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤ą¤”ą„ą¤¢ą„ą¤ ą¤ą„ ą¤¤ą¤øą„ą¤µą„ą¤°ą„ą¤ ą¤°ą¤æą¤ą„ą¤°ą„ą¤” ą¤ą¤°ą¤Øą„ ą¤ą¤° ą¤øą¤ą¤¬ą¤ą¤§ą¤æą¤¤ ą¤µą¤æą¤µą¤°ą¤£ ą¤¦ą„ą¤ą¤° ą¤®ą¤°ą¤®ą„ą¤®ą¤¤ ą¤ą„ ą¤®ą¤¾ą¤ą¤ ą¤ą¤°ą¤Øą„ ą¤µą¤¾ą¤²ą„ ą¤²ą„ą¤ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤µą¤æą¤ą¤¾ą¤ (PWD) ą¤ą„ ą¤ ą¤§ą¤æą¤ą¤¾ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤Ŗą¤¾ą¤ø ą¤ ą¤Ŗą¤Øą„ ą¤¶ą¤æą¤ą¤¾ą¤Æą¤¤ ą¤¦ą¤°ą„ą¤ ą¤ą¤°ą¤Øą„ ą¤®ą„ą¤ ą¤øą¤ą„ą¤·ą¤® ą¤ą¤°ą„ą¤ą¤¾ą„¤
- ą¤¶ą¤æą¤ą¤¾ą¤Æą¤¤ą¤ą¤°ą„ą¤¤ą¤¾ą¤ą¤ ą¤ą„ ą¤ą¤Øą¤ą„ ą¤¶ą¤æą¤ą¤¾ą¤Æą¤¤ą„ą¤ ą¤ą„ ą¤Øą¤æą¤µą¤¾ą¤°ą¤£ ą¤ą„ ą¤²ą¤æą¤ ą¤ą„ ą¤ą¤ ą¤ą¤¾ą¤°ą„ą¤°ą¤µą¤¾ą¤ ą¤ą„ ą¤¬ą¤¾ą¤°ą„ ą¤®ą„ą¤ ą¤ ą¤¦ą„ą¤Æą¤¤ą¤Ø ą¤ą¤¾ą¤Øą¤ą¤¾ą¤°ą„ ą¤¦ą„ ą¤ą¤¾ą¤ą¤ą„ą„¤
ą¤¹ą¤æą¤®ą¤¾ą¤ą¤² ą¤Ŗą„ą¤°ą¤¦ą„ą¤¶ ą¤ą„ ą¤ ą¤Øą„ą¤ ą„ ą¤ą¤¾ą¤ą¤ą¤”ą¤¼ą¤¾ ą¤ą¤¾ą¤Æ ą¤Æą„ą¤°ą„ą¤Ŗą„ą¤Æ ą¤øą¤ą¤ ą¤ą„ ą¤øą¤¾ą¤„ GI ą¤ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤Ŗą¤ą¤ą„ą¤ą„ą¤¤ ą¤¹ą„ą¤
18 ą¤®ą¤, 2023 ą¤ą„, ą¤¹ą¤æą¤®ą¤¾ą¤ą¤² ą¤Ŗą„ą¤°ą¤¦ą„ą¤¶ ą¤ą„ ą¤ą¤¾ą¤ą¤ą¤”ą¤¼ą¤¾ ą¤ą¤¾ą¤Æ ą¤ą„ ą¤Æą„ą¤°ą„ą¤Ŗą„ą¤Æ ą¤øą¤ą¤ (EU) ą¤ą„ ą¤øą¤¾ą¤„ ą¤ą¤ ą¤øą¤ą¤°ą¤ą„ą¤·ą¤æą¤¤ ą¤ą„ą¤ą„ą¤²ą¤æą¤ ą¤øą¤ą¤ą„ą¤¤ (GI) ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤¹ą„ą¤ą„¤ ą¤ą¤øą¤ą¤¾ ą¤®ą¤¤ą¤²ą¤¬ ą¤¹ą„ ą¤ą¤æ ą¤ą¤¾ą¤Æ ą¤ ą¤¬ ą¤Æą„ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤¬ą„ą¤ą„ ą¤ą¤¾ ą¤øą¤ą¤¤ą„ ą¤¹ą„, ą¤ą„ą¤Æą„ą¤ą¤ą¤æ ą¤Ŗą¤ą¤ą„ą¤ą¤°ą¤£ ą¤Æą„ą¤°ą„ą¤Ŗą„ą¤Æ ą¤¬ą¤¾ą¤ą¤¾ą¤° ą¤®ą„ą¤ ą¤ą¤¤ą„ą¤Ŗą¤¾ą¤¦ ą¤ą„ ą¤ą„ą¤£ą¤µą¤¤ą„ą¤¤ą¤¾, ą¤µą¤¾ą¤øą„ą¤¤ą¤µą¤æą¤ą¤¤ą¤¾ ą¤ą¤° ą¤Ŗą„ą¤°ą¤¤ą¤æą¤·ą„ą¤ ą¤¾ ą¤ą„ ą¤®ą¤¾ą¤Øą„ą¤Æą¤¤ą¤¾ ą¤¦ą„ą¤ą¤¾ą„¤
- ą¤ą¤¾ą¤ą¤ą¤”ą¤¼ą¤¾ ą¤ą¤¾ą¤Æ ą¤ą„ą¤£ą¤µą¤¤ą„ą¤¤ą¤¾, ą¤ ą¤Øą„ą¤ ą„ ą¤øą„ą¤ą¤ą¤§ ą¤ą¤° ą¤«ą¤²ą„ą¤ ą¤ą„ ą¤øą„ą¤µą¤¾ą¤¦ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¾ą¤Øą„ ą¤ą¤¾ą¤¤ą„ ą¤¹ą„ą„¤
- ą¤ą¤ø ą¤®ą¤¾ą¤Øą„ą¤Æą¤¤ą¤¾ ą¤øą„ ą¤ą¤¾ą¤ą¤ą¤”ą¤¼ą¤¾ ą¤ą¤æą¤²ą„ ą¤ą„ ą¤Ŗą¤¾ą¤²ą¤®ą¤Ŗą„ą¤°, ą¤¬ą„ą¤ą¤Øą¤¾ą¤„, ą¤ą¤¾ą¤ą¤ą¤”ą¤¼ą¤¾ ą¤ą¤° ą¤§ą¤°ą„ą¤®ą¤¶ą¤¾ą¤²ą¤¾, ą¤®ą¤ą¤”ą„ ą¤ą¤æą¤²ą„ ą¤ą„ ą¤ą„ą¤ą¤æą¤ą¤¦ą¤°ą¤Øą¤ą¤° ą¤ą¤° ą¤ą¤ą¤¬ą¤¾ ą¤ą¤æą¤²ą„ ą¤ą„ ą¤ą¤ą„ą¤ą¤æą¤Æą¤¾ą¤¤ ą¤ą„ą¤·ą„ą¤¤ą„ą¤° ą¤ą„ ą¤ą¤¤ą„ą¤Ŗą¤¾ą¤¦ą¤ą„ą¤ ą¤ą„ ą¤²ą¤¾ą¤ ą¤¹ą„ą¤ą¤¾ą„¤
- 2005 ą¤®ą„ą¤ ą¤ą„ą¤ą„ą¤²ą¤æą¤ ą¤øą¤ą¤ą„ą¤¤ą¤ ą¤°ą¤ą¤æą¤øą„ą¤ą„ą¤°ą¤¾ą¤°, ą¤ą„ą¤Øą„ą¤Øą¤ (ą¤¤ą¤®ą¤æą¤²ą¤Øą¤¾ą¤”ą„) ą¤øą„ ą¤ą¤¾ą¤ą¤ą¤”ą¤¼ą¤¾ ą¤ą¤¾ą¤Æ ą¤ą„ GI ą¤ą¤¾ ą¤¦ą¤°ą„ą¤ą¤¾ ą¤®ą¤æą¤²ą¤¾ą„¤
- ą¤ą„ą¤²ą„ą¤²ą„ ą¤¶ą¤¾ą¤², ą¤ą¤ą¤¬ą¤¾ ą¤°ą„ą¤®ą¤¾ą¤², ą¤ą¤æą¤Øą„ą¤Øą„ą¤° ą¤¶ą¤¾ą¤², ą¤ą¤¾ą¤ą¤ą¤”ą¤¼ą¤¾ ą¤Ŗą„ą¤ą¤ą¤æą¤ą¤, ą¤²ą¤¾ą¤¹ą„ą¤² ą¤ą¤Øą„ ą¤®ą„ą¤ą„ ą¤ą¤° ą¤¦ą¤øą„ą¤¤ą¤¾ą¤Øą„ ą¤ą¤¦ą¤æ ą¤øą¤¹ą¤æą¤¤ ą¤°ą¤¾ą¤ą„ą¤Æ ą¤ą„ 400 ą¤øą„ ą¤ ą¤§ą¤æą¤ ą¤Ŗą¤¾ą¤°ą¤ą¤Ŗą¤°ą¤æą¤ ą¤ą¤¤ą„ą¤Ŗą¤¾ą¤¦ą„ą¤ ą¤ą„ GI ą¤ą¤¾ ą¤¦ą¤°ą„ą¤ą¤¾ ą¤¦ą¤æą¤Æą¤¾ ą¤ą¤Æą¤¾ ą¤¹ą„ą„¤
ą¤ą¤”ą¤æą¤¶ą¤¾ ą¤ą„ ą¤®ą„ą¤ą„ą¤Æą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤Øą¤µą„ą¤Ø ą¤Ŗą¤ą¤Øą¤¾ą¤Æą¤ ą¤Øą„ ą¤øą„ą¤ą„ą¤ ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤” & CMĀ ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤” ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾
18 ą¤®ą¤ 2023 ą¤ą„, ą¤ą¤”ą¤æą¤¶ą¤¾ ą¤ą„ ą¤®ą„ą¤ą„ą¤Æą¤®ą¤ą¤¤ą„ą¤°ą„ (CM) ą¤Øą¤µą„ą¤Ø ą¤Ŗą¤ą¤Øą¤¾ą¤Æą¤ ą¤Øą„ ą¤ą¤ ą¤”ą„ą¤ą¤¾ ą¤ą¤° ą¤ą¤Øą¤¾ą¤²ą¤æą¤ą¤æą¤ą„ą¤ø-ą¤øą¤ą¤ą¤¾ą¤²ą¤æą¤¤ ą¤Ŗą„ą¤²ą„ą¤ą¤«ą¤¼ą„ą¤°ą„ą¤® āą¤øą„ą¤ą„ą¤ ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤”ā ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾, ą¤ą„ ą¤”ą„ą¤ą¤¾-ą¤øą¤ą¤ą¤¾ą¤²ą¤æą¤¤ ą¤Øą¤æą¤°ą„ą¤£ą¤Æ ą¤²ą„ą¤Øą„ ą¤®ą„ą¤ ą¤øą¤¹ą¤¾ą¤Æą¤¤ą¤¾ ą¤ą¤°ą¤ą„ ą¤øą¤°ą¤ą¤¾ą¤°ą„ ą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤Ŗą„ą¤°ą¤¦ą¤°ą„ą¤¶ą¤Ø ą¤ą„ ą¤Øą¤æą¤ą¤°ą¤¾ą¤Øą„ ą¤ą„ ą¤øą„ą¤µą„ą¤Æą¤µą¤øą„ą¤„ą¤æą¤¤ ą¤ą¤°ą„ą¤ą¤¾ą„¤
- ą¤øą„ą¤ą„ą¤ ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤” ą¤®ą„ą¤ 3 ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„ą¤°ą„ą¤£ ą¤ą¤ą¤: CM ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤”, ą¤”ą¤æą¤Ŗą¤¾ą¤°ą„ą¤ą¤®ą„ą¤ą¤ ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤” ą¤ą¤° ą¤Ŗą„ą¤°ą¤¶ą¤¾ą¤øą¤Øą¤æą¤ ą¤Ŗą„ą¤°ą„ą¤ą¤²Ā ą¤¹ą„ą¤¤ą„ ą¤¹ą„ą¤ą„¤
- ą¤ą¤ą„ą¤ą„ą¤¤ ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤” ą¤ą¤¾ ą¤¶ą„ą¤ą¤¾ą¤°ą¤ą¤ 5T ą¤¶ą¤¾ą¤øą¤Ø ą¤®ą„ą¤”ą¤² (ą¤ą„ą¤°ą¤¾ą¤ą¤øą¤Ŗą„ą¤°ą„ą¤ą¤øą„, ą¤ą„ą¤®ą¤µą¤°ą„ą¤, ą¤ą„ą¤ą„ą¤Øą„ą¤²ą„ą¤ą„, ą¤ą¤¾ą¤ą¤®ą¤²ą¤æą¤Øą„ą¤øą„ą¤ø ą¤ą¤ą¤” ą¤ą„ą¤°ą¤¾ą¤ą¤øą¤«ą„ą¤°ą„ą¤®ą„ą¤¶ą¤Ø) ą¤ą„ ą¤ą¤ą„ ą¤¬ą¤¢ą¤¼ą¤¾ą¤ą¤ą¤¾ą„¤
ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤” ą¤Øą¤¾ą¤ą¤°ą¤æą¤ą„ą¤ ą¤ą„ ą¤Øą„ą¤¤ą¤æą¤Æą„ą¤, ą¤¬ą¤ą¤ ą¤ą¤µą¤ą¤ą¤Ø ą¤ą¤° ą¤øą¤¾ą¤°ą„ą¤µą¤ą¤Øą¤æą¤ ą¤µą„ą¤Æą¤Æ ą¤Ŗą¤° ą¤øą¤¾ą¤°ą„ą¤µą¤ą¤Øą¤æą¤ ą¤øą„ą¤ą¤Øą¤¾ ą¤¤ą¤ ą¤ą¤øą¤¾ą¤Øą„ ą¤øą„ ą¤Ŗą¤¹ą„ą¤ą¤ą¤Øą„ ą¤®ą„ą¤ ą¤øą¤ą„ą¤·ą¤® ą¤ą¤°ą„ą¤ą¤¾ą„¤
*******
ą¤ą¤ ą¤ą„ ą¤µą¤°ą„ą¤¤ą¤®ą¤¾ą¤Ø ą¤®ą¤¾ą¤®ą¤²ą„ (ą¤ ą¤«ą„ą¤Æą¤°ą„ą¤øą¤ą„ą¤²ą¤¾ą¤ą¤” ą¤ą„ą¤”ą„)
ą¤ą„ą¤°.ą¤øą¤ | ą¤ą¤°ą¤ą¤ ą¤ ą¤«ą„ą¤Æą¤°ą„ą¤ø 20 ą¤®ą¤ 2023 |
---|---|
1 | PM ą¤®ą„ą¤¦ą„ ą¤Øą„ ą¤ą¤”ą¤æą¤¶ą¤¾ ą¤®ą„ą¤ 8000 ą¤ą¤°ą„ą¤”ą¤¼ ą¤°ą„ą¤Ŗą¤Æą„ ą¤øą„ ą¤ ą¤§ą¤æą¤ ą¤ą„ ą¤²ą¤¾ą¤ą¤¤ ą¤µą¤¾ą¤²ą„ ą¤°ą„ą¤²ą¤µą„ ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą¤¾ ą¤¶ą¤æą¤²ą¤¾ą¤Øą„ą¤Æą¤¾ą¤ø, ą¤ą¤¦ą„ą¤ą¤¾ą¤ą¤Ø ą¤ą¤æą¤Æą¤¾ |
2 | ą¤¬ą¤ą¤¦ą¤°ą¤ą¤¾ą¤¹, ą¤Øą„ą¤µą¤¹ą¤Ø & ą¤ą¤²ą¤®ą¤¾ą¤°ą„ą¤ ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ & ą¤ ą¤øą¤® ą¤Øą„ ą¤Øą¤¦ą„ ą¤ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤Ŗą¤°ą„ą¤Æą¤ą¤Ø ą¤Ŗą¤°ą¤æą¤Ŗą¤„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤ MoU ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ |
3 | ą¤ą¤ą¤¼ą¤°ą¤¾ą¤ą¤² ą¤ą¤° ą¤ą¤¾ą¤°ą¤¤ ą¤Øą„ IIT ą¤®ą¤¦ą„ą¤°ą¤¾ą¤ø ą¤®ą„ą¤ ą¤ą¤² ą¤Ŗą„ą¤°ą„ą¤¦ą„ą¤Æą„ą¤ą¤æą¤ą„ ą¤ą„ą¤ą¤¦ą„ą¤° ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ |
4 | ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤Ŗą„ą¤°ą„ą¤·ą„ą¤¤ą„ą¤¤ą¤® ą¤°ą„ą¤Ŗą¤¾ą¤²ą¤¾ ą¤Øą„ āą¤øą¤¾ą¤ą¤° ą¤Ŗą¤°ą¤æą¤ą„ą¤°ą¤®ą¤¾ ą¤Æą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤ą¤°ą¤£-Vā ą¤ą¤¾ ą¤¶ą„ą¤ą¤¾ą¤°ą¤ą¤ ą¤ą¤æą¤Æą¤¾ |
5 | UBI ą¤ą„ą¤²ą„ą¤¬ą¤² ą¤Øą„ ą¤ą„ą¤°ą¤² ą¤øą„ą¤ą¤¾ą¤°ą„ą¤ą¤ ą¤Ŗ ą¤®ą¤æą¤¶ą¤Ø ą¤ą„ ą¤µą¤°ą„ą¤²ą„ą¤” ą¤ą„ ą¤Øą¤ą¤¬ą¤° 1 ą¤Ŗą¤¬ą„ą¤²ą¤æą¤ ą¤¬ą¤æą¤ą¤Øą„ą¤ø ą¤ą¤Øą¤ą„ą¤Æą„ą¤¬ą„ą¤ą¤° ą¤ą„ ą¤°ą„ą¤Ŗ ą¤®ą„ą¤ ą¤¦ą¤°ą„ą¤ą¤¾ ą¤¦ą¤æą¤Æą¤¾ |
6 | GoI ą¤ ą¤Øą„ą¤¦ą¤¾ą¤Ø ą¤øą¤¹ą¤¾ą¤Æą¤¤ą¤¾ ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤Øą„ą¤Ŗą¤¾ą¤² ą¤®ą„ą¤ 2 ą¤øą¤¾ą¤®ą„ą¤¦ą¤¾ą¤Æą¤æą¤ ą¤µą¤æą¤ą¤¾ą¤ø ą¤Ŗą¤°ą¤æą¤Æą„ą¤ą¤Øą¤¾ą¤ą¤ ą¤ą„ ą¤²ą¤æą¤ MoU ą¤Ŗą¤° ą¤¹ą¤øą„ą¤¤ą¤¾ą¤ą„ą¤·ą¤° ą¤ą¤æą¤ ą¤ą¤ |
7 | ą¤øą¤°ą¤ą¤¾ą¤° ą¤Øą„ RBI ą¤ą„ LRS ą¤ą„ ą¤¤ą¤¹ą¤¤ ą¤ą¤¾ą¤°ą¤¤ ą¤ą„ ą¤¬ą¤¾ą¤¹ą¤° ą¤ą¤°ą„ą¤ ą¤ą¤°ą¤Øą„ ą¤µą¤¾ą¤²ą„ ICC ą¤ą„ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤ą¤æą¤Æą¤¾ ą¤ą¤° 20% TSC ą¤²ą¤ą¤¾ą¤Æą¤¾ |
8 | IRDAI ą¤Øą„ ą¤ą¤øą„ ą¤ą¤¤ą„ą¤Ŗą¤¾ą¤¦ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤¬ą¤¾ą¤ą¤¾ą¤° ą¤ą¤¾ ą¤µą¤æą¤øą„ą¤¤ą¤¾ą¤° ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤ą¤¼ą¤®ą¤¾ą¤Øą¤¤ ą¤¬ą„ą¤Øą„ą¤” ą¤ą„ ą¤²ą¤æą¤ ą¤®ą¤¾ą¤Øą¤¦ą¤ą¤”ą„ą¤ ą¤®ą„ą¤ ą¤¢ą„ą¤² ą¤¦ą„ |
9 | ą¤Ŗą„ą¤ą„ą¤ą¤® ą¤Øą„ SBI ą¤ą¤¾ą¤°ą„ą¤” ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤®ą„ą¤, NPCI ą¤Øą„ ą¤ą„-ą¤¬ą„ą¤°ą¤¾ą¤ą¤”ą„ą¤” ą¤°ą„ą¤Ŗą„ ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤” ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤ |
10 | JCB ą¤Øą„ RuPay JCB ą¤ą¤¾ą¤°ą„ą¤”ą¤§ą¤¾ą¤°ą¤ą„ą¤ ą¤ą„ ą¤ą¤Ø-ą¤øą„ą¤ą„ą¤° ą¤ą¤°ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ ą¤²ą¤æą¤ 40% ą¤ą„ą¤¶ą¤¬ą„ą¤ ą¤¦ą„ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ NPCI ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ |
11 | YES ą¤¬ą„ą¤ą¤ ą¤Øą„ ą¤øą„ą¤®ą¤¾ą¤°ą„ą¤ą¤«ą„ą¤Ø ą¤Ŗą¤° ą¤ą¤¾ą¤°ą„ą¤” ą¤ą¤° ą¤”ą¤æą¤ą¤æą¤ą¤² ą¤Ŗą„ą¤®ą„ą¤ą¤ ą¤øą„ą¤µą„ą¤ą¤¾ą¤° ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤µą„ą¤Æą¤¾ą¤Ŗą¤¾ą¤°ą¤æą¤Æą„ą¤ ą¤ą„ ą¤øą¤ą„ą¤·ą¤® ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ YES PAY EASY ą¤ą¤Ŗ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾ |
12 | SME ą¤ą„ ą¤²ą¤æą¤ ą¤ą„ą¤°ą¤¾ą¤ą¤¤ą¤æą¤ą¤¾ą¤°ą„ ą¤ą¤ą¤¶ą„ą¤Æą„ą¤°ą¤ą¤ø ą¤øą„ą¤²ą„ą¤¶ą¤Øą„ą¤ø ą¤Ŗą„ą¤¶ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ICICI ą¤²ą„ą¤®ą„ą¤¬ą¤¾ą¤°ą„ą¤” ą¤Øą„ actyv.ai ą¤ą„ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤ą„ą¤¦ą¤¾ą¤°ą„ ą¤ą„ |
13 | ą¤¤ą„ą¤°ą¤æą¤ą„ ą¤¹ą¤µą¤¾ą¤ ą¤ ą¤”ą„ą¤”ą„ ą¤ą„ ą¤Øą¤ ą¤ą¤°ą„ą¤®ą¤æą¤Øą¤² ą¤Ŗą„ą¤°ą„ą¤ą„ą¤ą„ą¤ ą¤ą„ ą¤ ą¤ą¤¤ą¤°ą„ą¤°ą¤¾ą¤·ą„ą¤ą„ą¤°ą„ą¤Æ ą¤øą„ą¤°ą¤ą„ą¤·ą¤¾ ą¤Ŗą„ą¤°ą¤øą„ą¤ą¤¾ą¤° ą¤®ą¤æą¤²ą¤¾: ą¤¬ą„ą¤°ą¤æą¤ą¤æą¤¶ ą¤øą„ą¤«ą„ą¤ą„ ą¤ą¤¾ą¤ą¤Øą„ą¤øą¤æą¤² |
14 | SAFFMontrĆ©al 2023: ą¤ą¤µą¤æą¤¤ą¤¾ ą¤²ą¤ą¤ą„ą¤¶ ą¤ą„ āą¤ą„ą¤°ą„ā ą¤ą„ āą¤¬ą„ą¤øą„ą¤ ą¤²ą„ą¤Øą„ą¤ ą¤”ą„ą¤ą„ą¤Æą„ą¤®ą„ą¤ą¤ą„ą¤°ą„ ą¤ ą¤µą¤¾ą¤°ą„ą¤”ā ą¤®ą¤æą¤²ą¤¾ |
15 | ą¤ą„ą¤ą¤¦ą„ą¤°ą„ą¤Æ ą¤®ą¤ą¤¤ą„ą¤°ą¤æą¤®ą¤ą¤”ą¤² ą¤®ą„ą¤ ą¤«ą„ą¤°ą¤¬ą¤¦ą¤²: ą¤ą¤æą¤°ą„ą¤Ø ą¤°ą¤æą¤ą¤æą¤ą„ ą¤ą„ ą¤ą¤ą¤¹ ą¤ ą¤°ą„ą¤ą„ą¤Ø ą¤°ą¤¾ą¤® ą¤®ą„ą¤ą¤µą¤¾ą¤² ą¤ą¤¾ą¤Øą„ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤¬ą¤Øą„; ą¤ą¤æą¤°ą„ą¤Ø ą¤°ą¤æą¤ą¤æą¤ą„ ą¤ą„ ą¤Ŗą„ą¤„ą„ą¤µą„ ą¤µą¤æą¤ą„ą¤ą¤¾ą¤Ø ą¤®ą¤ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ ą¤øą„ą¤ą¤Ŗą¤¾ ą¤ą¤Æą¤¾ |
16 | DSCI ą¤Øą„ ą¤Ŗą„ą¤°ą¤®ą„ą¤¦ ą¤ą¤øą„ą¤Ø ą¤ą„ ą¤ ą¤Ŗą¤Øą¤¾ ą¤Øą¤Æą¤¾ ą¤ ą¤§ą„ą¤Æą¤ą„ą¤· ą¤Øą¤æą¤Æą„ą¤ą„ą¤¤ ą¤ą¤æą¤Æą¤¾ |
17 | CCI ą¤Øą„ UBS ą¤ą„ą¤°ą„ą¤Ŗ ą¤ą„ ą¤øą¤¾ą¤„ ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤øą„ą¤ą¤ø ą¤ą„ą¤°ą„ą¤Ŗ ą¤ą„ ą¤µą¤æą¤²ą¤Æ ą¤ą„ ą¤®ą¤ą¤ą„ą¤°ą„ ą¤¦ą„ |
18 | ą¤ą¤ą¤¦ą„ą¤° ą¤Øą„ ą¤ą¤¾ą¤°ą¤¤ą„ą¤Æ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤ą„ ą¤µą¤æą¤§ą„ą¤µą¤ą¤øą¤ ą¤Ŗą¤° ą¤²ą„ą¤ą¤ą¤¼ą¤¾ 3D ą¤°ą¤”ą¤¾ą¤° ą¤ą¤¾ ą¤Øą„ą¤øą„ą¤Øą¤¾ ą¤øą¤ą¤øą„ą¤ą¤°ą¤£ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤æą¤¤ ą¤ą¤æą¤Æą¤¾ |
19 | SpaceXĀ ą¤Øą„ ą¤¦ą„ą¤øą¤°ą„ ą¤Ŗą„ą¤¢ą¤¼ą„ ą¤ą„ 22 ą¤øą„ą¤ą¤¾ą¤°ą¤²ą¤æą¤ą¤ ą¤ą¤Ŗą¤ą„ą¤°ą¤¹ą„ą¤ ą¤ą„ ą¤ą¤°ą„ą¤¬ą¤æą¤ ą¤®ą„ą¤ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾ |
20 | ą¤Ŗą„ą¤ ą¤°ą¤æą¤Ŗą„ą¤°ą„ą¤ą¤æą¤ą¤ ą¤ą¤Ŗ: ą¤ą¤¤ą„ą¤¤ą¤°ą¤¾ą¤ą¤ą¤” ą¤ą„ CM ą¤Øą„ ą¤ą¤”ą„ą¤¢ą„ą¤ ą¤ą„ ą¤°ą¤æą¤Ŗą„ą¤°ą„ą¤ ą¤ą¤°ą¤Øą„ ą¤ą„ ą¤²ą¤æą¤ ą¤®ą„ą¤¬ą¤¾ą¤ą¤² ą¤ą¤Ŗ ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾ |
21 | ą¤¹ą¤æą¤®ą¤¾ą¤ą¤² ą¤Ŗą„ą¤°ą¤¦ą„ą¤¶ ą¤ą„ ą¤ ą¤Øą„ą¤ ą„ ą¤ą¤¾ą¤ą¤ą¤”ą¤¼ą¤¾ ą¤ą¤¾ą¤Æ ą¤Æą„ą¤°ą„ą¤Ŗą„ą¤Æ ą¤øą¤ą¤ ą¤ą„ ą¤øą¤¾ą¤„ GI ą¤ą„ą¤ ą¤ą„ ą¤²ą¤æą¤ ą¤Ŗą¤ą¤ą„ą¤ą„ą¤¤ ą¤¹ą„ą¤ |
22 | ą¤ą¤”ą¤æą¤¶ą¤¾ ą¤ą„ ą¤®ą„ą¤ą„ą¤Æą¤®ą¤ą¤¤ą„ą¤°ą„ ą¤Øą¤µą„ą¤Ø ą¤Ŗą¤ą¤Øą¤¾ą¤Æą¤ ą¤Øą„ ą¤øą„ą¤ą„ą¤ ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤” & CMĀ ą¤”ą„ą¤¶ą¤¬ą„ą¤°ą„ą¤” ą¤²ą„ą¤Øą„ą¤ ą¤ą¤æą¤Æą¤¾ |