Syndicate/Canara Bank PO (PGDBF) 2018 Exam: GA Test Day 4

Answer : 5. Maharashtra

Answer : 2. AR Rahman
Explanation :
AR Rahman has been made the brand ambassador of Sikkim. AR Rahman’s role as brand ambassador will be conducting campaigns for Sikkim to draw tourists and businesses. He will also brand Sikkim on international platforms. His appointment as brand ambassador was made at the inauguration ceremony of Red Panda Winter Festival at Paljor Stadium in Gangtok, Sikkim.

Answer : 1. Rajasthan

Answer : 5. Skopje

Answer : 5. Shri Nitin Jairam Gadkari

Answer : 3. Matunga suburban station, Mumbai
Explanation :
The Matunga suburban station of Mumbai on the Central Railway (CR) appeared in the Limca Book of Records for comprising all-woman staff. Matunga suburban station became the first railway station in India to be operated by an all-woman staff in July 2017. The Matunga suburban station is operated exclusively by women staff from July 2017. A total of 41 women staff are working at the station. This includes personnel from the RPF, commercial and operating departments. Station manager of Matunga suburban station is Mamta Kulkarni.

Answer : 3. Sikkim

Answer : 5.Sasanda

Answer : 5. Jharkhand

Answer : 5. Macedonian Denar

Answer : 5. International Tiger Day

Answer : 3.Soumitra Chatterjee
Explanation :
The French government will present the “Legion of Honour” award to actor Soumitra Chatterjee, at the 42nd International Kolkata Book Fair. “Legion of Honour” award is considered as the highest order of merit in France. The award will be presented by French culture minister Francoise Nyssen. Theme country for the International Kolkata Book Fair 2018 is France. Also, the Hindi version of the famous Asterix comic books will be launched at the fair. Several countries are expected to participate in the International Kolkata Book Fair 2018. This is considered as the largest book fair in the world in terms of participants.

Answer : 1.Gujarat
Explanation :
Gujarat has topped Logistics Ease Across Different States (LEADS) index. Report related to this index was released by Union Commerce and Industry Minister, Suresh Prabhu at the third meeting of Council for Trade Development and Promotion on January 8, 2018.LEADS Index is a perception-based index of mobility of goods and efficiency of logistics chain. It has been jointly developed by Union Commerce and Industry Ministry along with Deloitte. The index is based on various indicators such as infrastructure, safety of cargo, timeliness and service quality in the sector. On LEADS Index rankings, Gujarat is closely followed by Punjab and Andhra Pradesh. Among Union Territories, Daman & Diu occupied topped the index followed by Delhi and Chandigarh.

Answer : 2. Kozhikode
Explanation :
As per a survey by travel app ‘ixigo’, Kozhikode railway station in Kerala was ranked the best railway station in India by travellers in terms of cleanliness. ixigo, which has 7 million users, works closely with Indian Railway Catering and Tourism Corporation (IRCTC) to facilitate train ticket bookings on its app. The findings are based on aggregated data of ixigo users. While Kozhikode railway station has attained highest rating, Hazrat Nizamuddin (one of the five main stations in Delhi) was given the lowest ratings. The survey outlined that out of all the cleanest station, 40% are located in south India followed by 20 per cent in central India and 20% in the west. Among trains, Swarna Jayanti Rajdhani has been rated as the cleanest train while Karnataka Express was given lowest ratings.

Answer : 5. South Australia
Explanation :
Government of South Australia (a state in the southern central part of Australia) has given approval to build a major solar thermal plant in the state which, on completion would be the largest of its kind ever built. The plant will be developed by a US company, Solar Reserve at an estimated cost of Australian Dollar 650 million. Construction of this plant will begin during 2018. Solar Reserve has claimed that this plant will be able to power around 35 per cent of all of the households in South Australia. In context of this news, it is important to note that, Solar Thermal is different from Solar photovoltaic (PV). In solar PV, solar energy is converted into electricity while in solar thermal, solar energy is converted in to heat energy, which in turn is used to spin turbines for generating electricity

Answer : 4. Politician
Explanation :
R Margabandu, former Rajya Sabha member passed away. R Margabandu was 83 years old. He was an advocate by profession. He represented Tamil Nadu in Rajya Sabha from July 1995 to July 2001. He lead AIADMK party in Rajya Sabha

Answer : 1. Gujarat
Explanation :
Gujarat Animal Husbandry department has banned all voluntary animal care and NGOs working under ‘Karuna Abhiyan’ to function in residential areas during the 2018 Uttarayan festival. Usage of abrasive thread for flying kites during Uttarayan festival injures a lot of birds. To prevent such injuries around 40 organisations have been working to treat birds, mainly at time of this festival. These organisations function under the Ahmedabad forest department. Now, the Gujarat government has banned these organisations to function in residential areas during Uttarayan, because of high bird flu outbreak in January 2017 and a Gujarat High Court order issued in 2017. Two animal shelters – Asha Foundation and Jeev Daya Charitable Trust have been permitted to carry out follow-up of injured birds after treatment at seven care centres in Ahmedabad.

Answer : 2. Saudi Arabia and United Arab Emirates (UAE)
Explanation :
Saudi Arabia and United Arab Emirates (UAE) introduced Value Added Tax (VAT) for the first time. The VAT is levied on food, clothes, electronics, gasoline, phone, water, electricity bills, hotel reservations, etc. Most of the goods and services are levied5% tax. Medical treatment, financial services and public transport also excluded from VAT. This is done in a move to boost income in Saudi Arabia and UAE apart from their oil field earnings. In Saudi Arabia, tobacco and soft drinks have been levied tax. In UAE, road tolls have been increased and a tourism tax has been introduced.

Answer : 3. Shiv Kapur
Explanation :
India’s Shiv Kapur won the title of the Royal Cup golf tournament at the Phoenix Gold Golf and Country Club in Pattaya, Thailand. Shiv Kapur shot four-under 67 and finished at 14-under. His rival Prom Meesawat of Thailand finished at 13-under. He was handed a trophy and cheque of $90,000. This is his third Asian Tour title of 2017.

Answer : 2. Exchange Rate
Explanation:
An exchange rate represents the relative price of two currencies. For example, the dollar–euro exchange rate implies the relative price of the euro in terms of dollars. If the dollar–euro exchange rate is $0.95, it means that you need $0.95 to buy €1. Therefore, the exchange rate states how many units of one currency you need to buy one unit of another currency

Answer : 4. Arunachal Pradesh
Explanation :
Arunachal Pradesh was declared as the second state in the Northeast (after Sikkim), to be declared Open Defecation Free (ODF). Arunachal has attained ODF status much before the national deadline of October 2, 2019. This was made possible as under Swachh Bharat Mission (Gramin) – SBM (G), Arunachal Pradesh State government offered an incentive of Rs 8000 per toilet. This amount is in addition to the Central Government’s support of Rs 12000 per toilet, thereby raising the total grant for constructing a toilet to Rs 20000. On October 2, 2017, Arunachal Pradesh State Government had also launched Swachh Arunachal Mission which envisaged Swachh Protocol (Cleanliness Protocol), aimed at ensuring sustainability of assets created under SBM (G).

Answer : 1. Priority Sector
Explanation:
Categories under priority sector are Agriculture, Export Credit, Education, Housing but recently,Reserve Bank of India (RBI) has revamped priority sector lending (PSL) norms. Now, loans to sectors such as social infrastructure, renewable energy and medium enterprises will also be treated as PSL.

Answer : 1. SLR
Explanation:
Statutory Liquidity Ratio is amount that a commercial bank should have before giving credits to its customers which should be either in the form of gold, money or bonds.

Answer : Both (1) & (2)
Explanation:
RRB’s were established by the Government of India in the year 1975. Their establishment was followed by the 1976 Regional Rural Banks Act. These have had the main agenda to develop the economy of the rural areas, and to enlarge credit amount of these areas as well as the agricultural sectors.

Answer : Gross NPAs
Explanation:
The term NPA or Non-Performing Asset is usually used in Indian banking to define a loan which is not getting repaid. Such loans also have to be provided for, by reducing the profit by a certain predetermined formula. So assuming that a bank gave a loan of Rs.100/- of which maybe Rs.3/- was repaid, then Gross NPA is Rs.97/-. Then the bank makes a provision of Rs.2/-, so the Net NPA becomes Rs.95/-. In this highly simplified example, interest charged on the loan has been subsumed into the original Rs.100/-

Answer : 2. 90 Days
Explanation:
If there are no customer-induced credits in the account to provide for the bank’s claims in terms of interest and other charges for a period of at least 90 days.

Answer : 2. NAV
Explanation:
NAV is often associated with mutual funds, and helps an investor determine if the fund is overvalued or undervalued. When we talk of open-end funds, NAV is crucial. NAV gives the fund’s value that an investor will be entitled to at the time of withdrawal of investment. In case of a close-end fund, which is a mutual fund with fixed number of units, price per unit is determined by market and is either below or above the NAV.

Answer : 3. Application Tracking System
Explanation:
It is hosted on the public website of the Reserve Bank of India (RBI), which has been developed for members of the public to submit any individual application to RBI and keep track of the status of its disposal thereafter. An application can be any application, addressed to any department of RBI, through which members of the public can apply.

Answer : 1. Consortium finance
Explanation:
Consortium financing occurs for transactions that might not take place with a single lender. Several banks may agree to jointly supervise a single borrower with a common appraisal, documentation and follow-up. Consortiums are not built to handle international transactions such as a syndication loan; instead, a consortium may arise because the size of the project at hand is simply too large or too risky for any single lender to assume.

Answer : 1. Issuer Bank
Explanation:In case of cash withdrawal at other bank’s ATM, there is a limit of Rs 10,000/- per transaction. Cash withdrawal at POS has also been enabled by certain banks wherein, a maximum of Rs.1000/- can be withdrawn daily by using debit cards