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- Question 1 of 20
1. Question
1 pointsCategory: Current AffairsWho won the Bahrain Grand Prix 2019?
CorrectAnswer – 4) Lewis Hamilton
Explanation:
Five times world champion Lewis Hamilton of Mercedes captured Bahrain Grand Prix 2019 title by beating Mercedes Valtteri Bottas of Finland who secured second position. Charles Leclerc was finished with third position and became Ferrari’s youngest ever race winner at the age of 21. It was Hamilton’s 74th win of his career and 1st of this season.The Bahrain Grand Prix is a Formula One Championship race in Bahrain which is sponsored by Gulf Air.IncorrectAnswer – 4) Lewis Hamilton
Explanation:
Five times world champion Lewis Hamilton of Mercedes captured Bahrain Grand Prix 2019 title by beating Mercedes Valtteri Bottas of Finland who secured second position. Charles Leclerc was finished with third position and became Ferrari’s youngest ever race winner at the age of 21. It was Hamilton’s 74th win of his career and 1st of this season.The Bahrain Grand Prix is a Formula One Championship race in Bahrain which is sponsored by Gulf Air. - Question 2 of 20
2. Question
1 pointsCategory: Current AffairsName the person,who won the women’s singles title in the 35th edition of Miami Open and become the first ever Australian winner of the tournament in Women’s Singles category.
CorrectAnswer – 2) Ashleigh Barty
Explanation:
2019 Miami Open which was the 35th edition of Miami Open, held at Miami Gardens in Florida, USA from 18th March to 31st March 2019. It was a part of Masters 1000 category of 2019 ATP (Association of Tennis Professionals) Tour and Premier mandatory Category of 2019 WTA (Women Tennis Association) Tour. For the first time the tournament took place on the hard Rock Stadium.Roger Federer won his 4th ATP Miami title in Men’s Single Category.Former Australian Cricketer, Ashleigh Barty became the first ever Australian winner of the tournament in Women’s Singles category.IncorrectAnswer – 2) Ashleigh Barty
Explanation:
2019 Miami Open which was the 35th edition of Miami Open, held at Miami Gardens in Florida, USA from 18th March to 31st March 2019. It was a part of Masters 1000 category of 2019 ATP (Association of Tennis Professionals) Tour and Premier mandatory Category of 2019 WTA (Women Tennis Association) Tour. For the first time the tournament took place on the hard Rock Stadium.Roger Federer won his 4th ATP Miami title in Men’s Single Category.Former Australian Cricketer, Ashleigh Barty became the first ever Australian winner of the tournament in Women’s Singles category. - Question 3 of 20
3. Question
1 pointsCategory: Current AffairsWho is the author of the book “Saffron Swords: Centuries of Indic Resistance to Invaders”?
CorrectAnswer – 4) Manoshi Sinha Rawal
Explanation:
The Indian Publishing company, Garuda Prakashan Private Limited, launched its two books “#Modi Again” and “Saffron Swords – Centuries of Indic Resistance to Invaders”.“#Modi Again: Why Modi is right for India, An Ex-Communist’s Manifesto” authored by Aabhas Maldahiyar, states the reasons about how Narendra Modi is right for India.“Saffron Swords: Centuries of Indic Resistance to Invaders” written by Manoshi Sinha Rawal is a book on 52 unsung warriors of India from last 1300 years.IncorrectAnswer – 4) Manoshi Sinha Rawal
Explanation:
The Indian Publishing company, Garuda Prakashan Private Limited, launched its two books “#Modi Again” and “Saffron Swords – Centuries of Indic Resistance to Invaders”.“#Modi Again: Why Modi is right for India, An Ex-Communist’s Manifesto” authored by Aabhas Maldahiyar, states the reasons about how Narendra Modi is right for India.“Saffron Swords: Centuries of Indic Resistance to Invaders” written by Manoshi Sinha Rawal is a book on 52 unsung warriors of India from last 1300 years. - Question 4 of 20
4. Question
1 pointsCategory: Current AffairsWhat was the theme of the World Autism Awareness Day (WAAD) 2019?
CorrectAnswer – 2) Theme – “Assistive Technologies, Active Participation”
Explanation:
World Autism Awareness Day (WAAD) is observed annually on April 2 to raise awareness about people with Autism Spectrum Disorder (ASD), globally. The theme for 2019 was “Assistive Technologies, Active Participation”.The day was first observed in 2008. ii. Autism is a variable developmental disorder that appears by age three and is characterized by lack of the ability to communicate with others and to form normal social relationships.IncorrectAnswer – 2) Theme – “Assistive Technologies, Active Participation”
Explanation:
World Autism Awareness Day (WAAD) is observed annually on April 2 to raise awareness about people with Autism Spectrum Disorder (ASD), globally. The theme for 2019 was “Assistive Technologies, Active Participation”.The day was first observed in 2008. ii. Autism is a variable developmental disorder that appears by age three and is characterized by lack of the ability to communicate with others and to form normal social relationships. - Question 5 of 20
5. Question
1 pointsCategory: Current AffairsName the third edition of bilateral maritime exercise between Australia and India that held in Visakhapatnam.
CorrectAnswer – 3) AUSINDEX 19
Explanation:
The Third edition of India-Australia bilateral exercise, AUSINDEX 19 will be held from 2nd April to 16th April 2019 at Visakhapatnam. The bilateral exercise will deepen defence and strategic relationship between the two countries.The Focus of the exercise will be on anti-Submarine warfare.More than 1000 Australian defence personnel from Navy, Army and Air Force will visit India making this the largest defence force deployment of Australia in India.Australian Navy ships HMAS Success and HMAS Parramatta arrived in Chennai on 28th March and these ships will participate in military exercise with Indian Navy in Visakhapatnam.IncorrectAnswer – 3) AUSINDEX 19
Explanation:
The Third edition of India-Australia bilateral exercise, AUSINDEX 19 will be held from 2nd April to 16th April 2019 at Visakhapatnam. The bilateral exercise will deepen defence and strategic relationship between the two countries.The Focus of the exercise will be on anti-Submarine warfare.More than 1000 Australian defence personnel from Navy, Army and Air Force will visit India making this the largest defence force deployment of Australia in India.Australian Navy ships HMAS Success and HMAS Parramatta arrived in Chennai on 28th March and these ships will participate in military exercise with Indian Navy in Visakhapatnam. - Question 6 of 20
6. Question
1 pointsCategory: Current AffairsWhich first Indian Asset Management company tied up with google to launch voice-based financial transactions?
CorrectAnswer – 3) Reliance Nippon Life Asset Management (RNAM)
Explanation:
Reliance Nippon Life Asset Management (RNAM) has joined hands with Google to enable the customers of Reliance Mutual Fund to carry out voice-based financial transactions. With this, RNAM becomes the first company in India, to provide conversational interface that would help customers regarding funds transactions.In the first phase, the functionality would be launched in Reliance Simply Save app for the customers.IncorrectAnswer – 3) Reliance Nippon Life Asset Management (RNAM)
Explanation:
Reliance Nippon Life Asset Management (RNAM) has joined hands with Google to enable the customers of Reliance Mutual Fund to carry out voice-based financial transactions. With this, RNAM becomes the first company in India, to provide conversational interface that would help customers regarding funds transactions.In the first phase, the functionality would be launched in Reliance Simply Save app for the customers. - Question 7 of 20
7. Question
1 pointsCategory: Current AffairsWhich of the following bank becomes the 3rd largest bank after it merged with Dena Bank & Vijaya Bank?
CorrectAnswer – 4) Bank of Baroda
Explanation:
On April 1, 2019, the merger of Dena Bank and Vijaya Bank into Bank of Baroda has come into effect. With this amalgamation, Bank of Baroda becomes India’s second largest public sector bank and third largest commercial bank after the State Bank of India (SBI) and HDFC Bank. India’s first ever three-way merger of banks has started its operation over Rs 15 lakh cr as of balance sheet, with deposits and advances of 8.75 lakh crore and 6.25 lakh crore rupees, respectively.Government has also infused Rs 5,042 crore into Bank of Baroda by way of preferential allotment of equity shares.Centre’s shareholding in the merged entity is 65.7%.BoB now has over 9,500 branches, 13,400 ATMs and 85,000 employees.IncorrectAnswer – 4) Bank of Baroda
Explanation:
On April 1, 2019, the merger of Dena Bank and Vijaya Bank into Bank of Baroda has come into effect. With this amalgamation, Bank of Baroda becomes India’s second largest public sector bank and third largest commercial bank after the State Bank of India (SBI) and HDFC Bank. India’s first ever three-way merger of banks has started its operation over Rs 15 lakh cr as of balance sheet, with deposits and advances of 8.75 lakh crore and 6.25 lakh crore rupees, respectively.Government has also infused Rs 5,042 crore into Bank of Baroda by way of preferential allotment of equity shares.Centre’s shareholding in the merged entity is 65.7%.BoB now has over 9,500 branches, 13,400 ATMs and 85,000 employees. - Question 8 of 20
8. Question
1 pointsCategory: Current AffairsHow many Public Sector Banks (PSBs) are in India after Bank of Baroda merged with Vijaya Bank and Dena Bank?
CorrectAnswer – 1) 18
Explanation:
Dena Bank and Vijaya Bank merged with Bank of Baroda.Now the number of public sector banks (PSBs) has reduced to 18.The merger also reduced the number of banks kept under the Prompt Corrective Action (PCA) framework by RBI to four as Dena Bank was among the five PSU banks kept under PCA.IncorrectAnswer – 1) 18
Explanation:
Dena Bank and Vijaya Bank merged with Bank of Baroda.Now the number of public sector banks (PSBs) has reduced to 18.The merger also reduced the number of banks kept under the Prompt Corrective Action (PCA) framework by RBI to four as Dena Bank was among the five PSU banks kept under PCA. - Question 9 of 20
9. Question
1 pointsCategory: Current AffairsWhich bank becomes the first lender to impose charges On UPI transactions, namely, Paytm, Google Pay, PhonePe?
CorrectAnswer – 3) Kotak Mahindra Bank
Explanation:
Starting from 1st May, 2019, India’s private sector bank, Kotak Mahindra Bank would become the first lender to levy charges on peer-to-peer (P2P) UPI transactions available across all platforms, namely, Paytm, Google Pay, PhonePe, Truecaller Pay among others. For Kotak Mahindra Bank’s account holders, the first 30 peer-to-peer UPI fund transfer would be free of cost. Once a person exceeds 30 UPI transactions, he will be charged Rs. 2.50 per transaction for of Rs. 1000 or less. For transfers exceeding Rs. 1000, the bank will charge Rs. 5 plus 18% GST. No additional charges have been imposed upon reception of money via UPI for merchant transactions or bill payments. Since more than 90% of Kotak Mahindra Bank’s customers do an average of 5-10 transactions every month, and the charges would be levied only when a customer exceeds 30 transactions, this step has been taken to curb abuse of the UPI system. There has been a reduction in charges on merchant transactions through UPI . Instead of the 25 paise charge on transactions up to Rs. 1000 and 50 paise charge on exceeding Rs. 1000, NPCI (National Payments Corporation of India) has brought it down to a flat rate of 10 paise for all transactions (along with an ad valorem charge of 0.04% divided between the issuing bank and the acquiring bank).IncorrectAnswer – 3) Kotak Mahindra Bank
Explanation:
Starting from 1st May, 2019, India’s private sector bank, Kotak Mahindra Bank would become the first lender to levy charges on peer-to-peer (P2P) UPI transactions available across all platforms, namely, Paytm, Google Pay, PhonePe, Truecaller Pay among others. For Kotak Mahindra Bank’s account holders, the first 30 peer-to-peer UPI fund transfer would be free of cost. Once a person exceeds 30 UPI transactions, he will be charged Rs. 2.50 per transaction for of Rs. 1000 or less. For transfers exceeding Rs. 1000, the bank will charge Rs. 5 plus 18% GST. No additional charges have been imposed upon reception of money via UPI for merchant transactions or bill payments. Since more than 90% of Kotak Mahindra Bank’s customers do an average of 5-10 transactions every month, and the charges would be levied only when a customer exceeds 30 transactions, this step has been taken to curb abuse of the UPI system. There has been a reduction in charges on merchant transactions through UPI . Instead of the 25 paise charge on transactions up to Rs. 1000 and 50 paise charge on exceeding Rs. 1000, NPCI (National Payments Corporation of India) has brought it down to a flat rate of 10 paise for all transactions (along with an ad valorem charge of 0.04% divided between the issuing bank and the acquiring bank). - Question 10 of 20
10. Question
1 pointsCategory: Current AffairsName the investment and wealth management platform of the mobile payments company, which received SEBI approval for Stock Broking recently.
CorrectAnswer – 1) Paytm Money
Explanation:
On 2nd April 2019, One97 Communications-owned Paytm Money, the wealth management arm of Paytm, has got approval from the Securities and Exchange Board of India (SEBI) to start offering a stock broking service such as the ability to trade in equities and cash segments, derivatives, and exchange-traded funds (ETFs) among other exchange-traded products Apart from this approval from SEBI, Paytm Money also got approval for its membership from Bombay Stock Exchange (BSE) & National Stock Exchange (NSE) to buy share through the Paytm Money app.IncorrectAnswer – 1) Paytm Money
Explanation:
On 2nd April 2019, One97 Communications-owned Paytm Money, the wealth management arm of Paytm, has got approval from the Securities and Exchange Board of India (SEBI) to start offering a stock broking service such as the ability to trade in equities and cash segments, derivatives, and exchange-traded funds (ETFs) among other exchange-traded products Apart from this approval from SEBI, Paytm Money also got approval for its membership from Bombay Stock Exchange (BSE) & National Stock Exchange (NSE) to buy share through the Paytm Money app. - Question 11 of 20
11. Question
1 pointsCategory: Static GKMarch 27 observed as _____
CorrectAnswer – 5) World Theatre Day
IncorrectAnswer – 5) World Theatre Day
- Question 12 of 20
12. Question
1 pointsCategory: Static GKEravikulam National Park located in _____
CorrectAnswer – 4) Kerala
IncorrectAnswer – 4) Kerala
- Question 13 of 20
13. Question
1 pointsCategory: Static GKWhat is the capital of Kyrgyzstan?
CorrectAnswer – 5) Bishkek
IncorrectAnswer – 5) Bishkek
- Question 14 of 20
14. Question
1 pointsCategory: Static GKPurna Wildlife Sanctuary located in ______
CorrectAnswer – 3) Gujarat
IncorrectAnswer – 3) Gujarat
- Question 15 of 20
15. Question
1 pointsCategory: Static GKThe Headquarters of World Intellectual Property Organization is ______
CorrectAnswer – 2) Geneva
IncorrectAnswer – 2) Geneva
- Question 16 of 20
16. Question
1 pointsCategory: Banking AwarenessHFCs can accept public deposits for a period of __________
CorrectAnswer – 4) 1 to 7 years
Explanation:
In terms of the Housing Finance Companies (NHB) Directions, 2001, HFCs can accept public deposits for periods of one year and above and upto seven years only.IncorrectAnswer – 4) 1 to 7 years
Explanation:
In terms of the Housing Finance Companies (NHB) Directions, 2001, HFCs can accept public deposits for periods of one year and above and upto seven years only. - Question 17 of 20
17. Question
1 pointsCategory: Banking AwarenessSystemically Important Core Investment Company(CIC-ND-SI)/ CICs can not accept ________
CorrectAnswer – 4) Both (2) and (3)
Explanation:
CICs/CIC-ND-SI can not accept deposit. Also It can’t accept public deposit which is included by Public Fund.IncorrectAnswer – 4) Both (2) and (3)
Explanation:
CICs/CIC-ND-SI can not accept deposit. Also It can’t accept public deposit which is included by Public Fund. - Question 18 of 20
18. Question
1 pointsCategory: Banking AwarenessMortgage Guarantee Company(MGC) has a minimum Net Owned Funds of _______
CorrectAnswer 1) 100 Crore
Explanation:
Mortgage Guarantee Companies(MGC) are financial institutions for which at least 90% of the business turnover is mortgage guarantee business. It has a minimum Net Owned Funds of Rs.100 Crore.IncorrectAnswer 1) 100 Crore
Explanation:
Mortgage Guarantee Companies(MGC) are financial institutions for which at least 90% of the business turnover is mortgage guarantee business. It has a minimum Net Owned Funds of Rs.100 Crore. - Question 19 of 20
19. Question
1 pointsCategory: Banking AwarenessWhat is the full form of CERSAI?
CorrectAnswer – 4) Central Registry of Securitisation Asset Reconstruction and Security Interest
Explanation:
Central Registry of Securitisation Asset Reconstruction and Security Interest(CERSAI) is a central online security interest registry of India. It was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different banks.IncorrectAnswer – 4) Central Registry of Securitisation Asset Reconstruction and Security Interest
Explanation:
Central Registry of Securitisation Asset Reconstruction and Security Interest(CERSAI) is a central online security interest registry of India. It was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different banks. - Question 20 of 20
20. Question
1 pointsCategory: Banking AwarenessUnder Section 17 of Reserve Bank of India Act, 1934 the central bank involves in _______
CorrectAnswer – 1) Selling of Government Securities
Explanation:
According to section 17 of RBI Act 1934, RBI can accept deposits from the central
and state governments without interest. It can purchase and discount bills of exchange from commercial banks. It can buy or sell government securities.IncorrectAnswer – 1) Selling of Government Securities
Explanation:
According to section 17 of RBI Act 1934, RBI can accept deposits from the central
and state governments without interest. It can purchase and discount bills of exchange from commercial banks. It can buy or sell government securities.
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