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PMGKP for Health Workers Fighting COVID-19 Extended as 6 Months Insurance Scheme

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PMGKP-Insurance-Scheme-for-health-workers-fighting-COVID-19The Pradhan Mantri Garib Kalyan Package(PMGKP) Insurance Scheme for Health Workers who are fighting against COVID-19 has been extended as 6 months scheme, i.e., 180 days. The central sector scheme was announced on March 30, 2020 for a period of 90 days, it was extended for further 90 days i.e. up to Sept, 2020.

The Rs 50 lakh insurance scheme is a part of the Rs 1.70 lakh Pradhan Mantri Garib Kalyan Package announced in March 2020.

Note– Under the scheme till now, 61 claims are processed and paid, 156 claims are under examination by New India Assurance (NIA) Company Limited, and 67 cases claims forms are yet to be submitted by the States.

About Pradhan Mantri Garib Kalyan Package Insurance Scheme

General Info

It is implemented by NIA Company Limited.  It is operated by the Ministry of Health and Family Welfare(MoHFW),  Government of India  and  is funded through the National Disaster Response Fund (NDRF).


  • Loss of life due to COVID-19, and
  • Accidental death on account of COVID-19 related duty.

Persons Covered

The scheme covers the following, namely:

i.Healthcare providers, including community health workers, who are in direct contact and care of COVID-19 patients.

ii.Private hospital staff/ retired/ volunteer/ local urban bodies/contract/daily wage/ ad-hoc/outsourced staff, requested by States/ Central hospitals/autonomous hospitals of Central/States/Union Territories(UTs), All India Institute of Medical Sciences(AIIMS) & INIs/ hospitals of Central Ministries drafted for COVID-19 related responsibilities.

Age limit & Individual enrolment– No age limit is required for this scheme and individual enrolment is not required. 

MoHFW bornes the entire amount of premium

The Ministry of Health and Family Welfare(MoHFW)  bornes the entire amount of premium for this scheme.

MoHFW Collaborated with NIA to Provide Insurance amount

In order to provide insurance amount based on the guidelines prepared for the scheme, MoHFW has collaborated with the New India Assurance (NIA) Company Limited 


The insurance that is provided under the scheme is more than any other insurance plan received by the beneficiary.

The benefit, claim under the policy is in addition to the amount payable under any other policies.

Recent Related News:

On May 20, 2020, Union Cabinet headed by Prime Minister Narendra Modi has given its approval to the following among others:

Relaxed the norms of the Partial Credit Guarantee Scheme (PCGS) worth Rs 45000 crore and extended its time period from June 30, 2020 to March 31, 2021 for purchase of pooled assets of the distressed entities.

Approved the extension of the Pradhan Mantri Vaya Vandana Yojana (PMVVY) for further 3 years till March 31, 2023 from March 31, 2020. The assured rate of return for fiscal 2020-21 has been pegged at 7.4% per annum. Earlier, the scheme offered an assured return of 8%.

About Ministry of Health and Family Welfare(MoHFW):
Union Minister–  Harsh Vardhan(Constituency- Chandni Chowk, New Delhi)
Minister of State– Ashwini Kumar Choubey