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Karnataka Bank Launches its 1st Contactless, RuPay Debit Card, ‘National Common Mobility Debit Card’

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Karnataka Bank launches National Common Mobility Debit cardOn November 9, 2020 In accordance with the vision of the Ministry of Housing and Urban Affairs (MoHUA),Karnataka Bank Limited launched a new indigenous RuPay debit card- National Common Mobility Card(NCMC). This card is the bank’s 1st ever contactless debit Card.

The card is an international Contact-less, debit cum prepaid and interoperable transport card, a ‘One Nation One Card i.e., a card with many benefits’.

Salient features of Rupay NCMC

Contact-less Payment

Payments can be made without the need to insert the card at PoS(Point of Sale) terminals, i.e., a contactless payment(Tap & Go).

With the card, payments can be made at Toll plazas, Metro transits, Parking lots, Retail outlets, Smart cities etc.

Small-ticket size offline payments

The wallet of the card supports the small-ticket size offline payments through the value stored in the card.

Enables Domestic and International Transactions

Through ATM(Automated Teller Machine), PoS and e-Commerce the card enables Domestic and International transactions.

Key Info

The card is likely to drastically change the banking paradigm, particularly in retail payments by its unique features of ‘Tap & Go’ and ‘Offline wallet’ payments.

It will also transform the digital payment ecosystem in a large way.

Gist about the National Common Mobility Card:

i.On March 4, 2019  Prime Minister Narendra Modi launched 1st indigenously developed National Common Mobility Card (NCMC) with the tagline of ‘One Nation One Card’ in Ahmedabad, Gujarat.

ii.It is an inter-operable transport card, conceived by MoHUA.

iii.The card is enabled through the RuPay card mechanism.

iv.The card can be issued as a prepaid, debit, or credit RuPay card from partnered banks such as the State Bank of India(SBI), Bank of India, Punjab National Bank(PNB), and others.


The India’s First Indigenously Developed Payment Ecosystem for transport consists of NCMC Card, SWEEKAR (Swachalit Kiraya: Automatic Fare Collection System) and SWAGAT (Swachalit Gate) is based on NCMC Standards.

Recent Related News:

On September 23, 2020 IDFC First Bank announced that it will launch SafePay, a digital facility. It enables contactless debit card payments by waving a smartphone against a Near Field Communication (NFC)-enabled Point of Sale(POS) terminal. It is the 1st such facility which is made available in an integrated mobile banking app. The SafePay feature has been successfully tested and certified by Visa.

About Karnataka Bank Limited:
Headquarters– Mangaluru(Mangalore), Karnataka
Managing Director(MD) & Chief Executive Officer(CEO)– Mahabaleshwara M.S.
Incorporated– February 18th, 1924
Tagline– ‘Your Family Bank Across India’