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Question 1 of 20
1. Question
1 pointsCategory: Current AffairsWhich country’s Cricketer Rashid Khan created record by becoming the youngest test cricket captain at the age of 20 years and 350 days released by International Cricket Council(ICC) ?
Correct
Answer – 2) Afghanistan
Explanation:
On September 5, 2019 Afghanistan test cricket captain Rashid Khan who led the match against Bangladesh at the Zahur Ahmed Chowdhury Stadium in Chittagong(Bangladesh) created record by becoming the youngest test cricket captain released by International Cricket Council(ICC) at the age of 20 years and 350 days.Incorrect
Answer – 2) Afghanistan
Explanation:
On September 5, 2019 Afghanistan test cricket captain Rashid Khan who led the match against Bangladesh at the Zahur Ahmed Chowdhury Stadium in Chittagong(Bangladesh) created record by becoming the youngest test cricket captain released by International Cricket Council(ICC) at the age of 20 years and 350 days. -
Question 2 of 20
2. Question
1 pointsCategory: Current AffairsWhich country is set to host the World Wrestling Championships 2019 from September 14-22, 2019 ?
Correct
Answer – 3) Nur-Sultan, Kazakhstan
Explanation:
The World Wrestling Championships 2019 are scheduled to be held from September 14-22, 2019 at Barys Arena in Nur-Sultan, Kazakhstan. It will begin with the Greco-Roman wrestling competition. Wrestlers from 101 nations will be fighting for medals across Greco-Roman, freestyle and women’s wrestling categories. It is organized by United World Wrestling (UWW), the Kazakh Ministry of Culture and Sports, the National Olympic Committee (NOC of Kazakhstan), the Kazakh Confederation of Martial Arts and Power Sports and the Kazakh Federation of Greco-Roman, Freestyle and Women’s Wrestling.Incorrect
Answer – 3) Nur-Sultan, Kazakhstan
Explanation:
The World Wrestling Championships 2019 are scheduled to be held from September 14-22, 2019 at Barys Arena in Nur-Sultan, Kazakhstan. It will begin with the Greco-Roman wrestling competition. Wrestlers from 101 nations will be fighting for medals across Greco-Roman, freestyle and women’s wrestling categories. It is organized by United World Wrestling (UWW), the Kazakh Ministry of Culture and Sports, the National Olympic Committee (NOC of Kazakhstan), the Kazakh Confederation of Martial Arts and Power Sports and the Kazakh Federation of Greco-Roman, Freestyle and Women’s Wrestling. -
Question 3 of 20
3. Question
1 pointsCategory: Current AffairsWhich country’s first Prime Minister and 2nd President, Robert Mugabe passed away?
Correct
Answer – 4) Zimbabwe
Explanation:
On September 6, 2019, Former President (2nd) and first prime minister of Zimbabwe, Robert Mugabe passed away at the age of 95 in Singapore due to old age related ailmentsIncorrect
Answer – 4) Zimbabwe
Explanation:
On September 6, 2019, Former President (2nd) and first prime minister of Zimbabwe, Robert Mugabe passed away at the age of 95 in Singapore due to old age related ailments -
Question 4 of 20
4. Question
1 pointsCategory: Current AffairsWho is the author of the book titled “Phoolpur: Indian Flowers, Their Myths, Traditions and Usage” ?
Correct
Answer – 3) Jhelum Biswas Bose
Explanation:
A new book, “Phoolpur: Indian Flowers, Their Myths, Traditions and Usage” written by Jhelum Biswas Bose is set to be released on September 8, 2019. It is published by Penguin India. The book’s foreword is written by actor Lisa Ray. i. The book explains the subtle power and meaning of different Indian flowers. ii. It teaches the ways to use them in living spaces, food, beauty and healing treatments.Incorrect
Answer – 3) Jhelum Biswas Bose
Explanation:
A new book, “Phoolpur: Indian Flowers, Their Myths, Traditions and Usage” written by Jhelum Biswas Bose is set to be released on September 8, 2019. It is published by Penguin India. The book’s foreword is written by actor Lisa Ray. i. The book explains the subtle power and meaning of different Indian flowers. ii. It teaches the ways to use them in living spaces, food, beauty and healing treatments. -
Question 5 of 20
5. Question
1 pointsCategory: Current AffairsWho was conferred with 2019 ‘Lamp of Peace of Saint Francis’ award for promoting peace at the historical Papal Basilica of Assisi,Italy ?
Correct
Answer – 3) Muhammad Yunus
Explanation:
On September 5, 2019 the Vatican city(smallest country in the world) conferred 2006 Noble laureate of Bangladesh, Prof MuhammadYunus with 2019 ‘Lamp of Peace of Saint Francis ‘ award at the historical Papal Basilica of Assisi,Italy.Incorrect
Answer – 3) Muhammad Yunus
Explanation:
On September 5, 2019 the Vatican city(smallest country in the world) conferred 2006 Noble laureate of Bangladesh, Prof MuhammadYunus with 2019 ‘Lamp of Peace of Saint Francis ‘ award at the historical Papal Basilica of Assisi,Italy. -
Question 6 of 20
6. Question
1 pointsCategory: Current AffairsRBI has altered the LCR norms to offer an additional 2% window to lenders.What does C stands for in LCR?
Correct
Answer – 2) C-Coverage – Liquidity Coverage Ratio
Explanation:
RBI has altered the LCR (Liquidity Coverage Ratio) norms to offer an additional 2% window to lenders. The central bank has brought in this alteration in order to improve the cash position of banks by harmonising liquidity requirements and giving away extra money to lenders.The Central Bank has lengthened the deadline for joining the floating interest rates on home, personal, auto and MSEs (Micro and Small Enterprises) loans to external benchmarks.As the growth of credit is taking a faster pace than deposit growth, banks are facing a resource crunch.Currently the investment to deposit ratio in government bonds is 27.5%, while the compulsory requirement is 19.25%.In order to improve the process of undertaking foreign-exchange transactions, the non-banking financial companies and non-deposit holding companies (NBFCs-NDSI) in the category of Investment and Credit Companies (ICCs) will be eligible to apply for Authorised Dealer Category II licence.Incorrect
Answer – 2) C-Coverage – Liquidity Coverage Ratio
Explanation:
RBI has altered the LCR (Liquidity Coverage Ratio) norms to offer an additional 2% window to lenders. The central bank has brought in this alteration in order to improve the cash position of banks by harmonising liquidity requirements and giving away extra money to lenders.The Central Bank has lengthened the deadline for joining the floating interest rates on home, personal, auto and MSEs (Micro and Small Enterprises) loans to external benchmarks.As the growth of credit is taking a faster pace than deposit growth, banks are facing a resource crunch.Currently the investment to deposit ratio in government bonds is 27.5%, while the compulsory requirement is 19.25%.In order to improve the process of undertaking foreign-exchange transactions, the non-banking financial companies and non-deposit holding companies (NBFCs-NDSI) in the category of Investment and Credit Companies (ICCs) will be eligible to apply for Authorised Dealer Category II licence. -
Question 7 of 20
7. Question
1 pointsCategory: Current AffairsWhich is the first Islamic bank in the world to launch chat banking facility for its customer via Whatsapp?
Correct
Answer – 2) Emirates Islamic bank
Explanation:
On 7th April 2019, Emirates Islamic bank launched a chat banking facility for its customer via Whatsapp and become the world’s 1st bank in the Islamic banking sector to give such facility. It was supported by Infobip. ii. This chat banking solution allows customers to check account balances, temporarily blocking or unblocking of an existing card.Incorrect
Answer – 2) Emirates Islamic bank
Explanation:
On 7th April 2019, Emirates Islamic bank launched a chat banking facility for its customer via Whatsapp and become the world’s 1st bank in the Islamic banking sector to give such facility. It was supported by Infobip. ii. This chat banking solution allows customers to check account balances, temporarily blocking or unblocking of an existing card. -
Question 8 of 20
8. Question
1 pointsCategory: Current AffairsSBI has signed its first Co-Origination Loan Agreement with which banking entity for enhancing ‘Agri’, ‘MSME segment’ and small businesses?
Correct
Answer – 2) PAISALO Digital Limited
Explanation:
With the profound vision of empowering the ‘Agri’, ‘MSME segment’ and small businesses, PAISALO Digital Limited signed the first co-origination loan agreement (designed at Rs.10,000 to 2 lakh) with State Bank of India (SBI). The company expects to pay out 200,000 loan applications in FY20. The objective of this framework is to bring the 2 sectors, namely, banks and Micro-Finance Institutions (MFIs)/Non-Banking Finance Companies (NBFCs) together.Incorrect
Answer – 2) PAISALO Digital Limited
Explanation:
With the profound vision of empowering the ‘Agri’, ‘MSME segment’ and small businesses, PAISALO Digital Limited signed the first co-origination loan agreement (designed at Rs.10,000 to 2 lakh) with State Bank of India (SBI). The company expects to pay out 200,000 loan applications in FY20. The objective of this framework is to bring the 2 sectors, namely, banks and Micro-Finance Institutions (MFIs)/Non-Banking Finance Companies (NBFCs) together. -
Question 9 of 20
9. Question
1 pointsCategory: Current AffairsName the digital payment entity that acquired a US-based financial technology, Wibmo for USD 70 million.
Correct
Answer – 1) PayU
Explanation:
On 12th April, 2019, PayU, Digital payments security and payment facilitator has acquired Wibmo, a US-based financial technology for USD 70 million to assist the company scale-up its business. Under the agreement, Wibmo will continue to serve all of its clients as a wholly-owned subsidiary of PayU.The accession integrates PayU’s strong merchant network and Wibmo’s leadership for digital transaction security solutions to offer payments solutions in India for growth markets.Incorrect
Answer – 1) PayU
Explanation:
On 12th April, 2019, PayU, Digital payments security and payment facilitator has acquired Wibmo, a US-based financial technology for USD 70 million to assist the company scale-up its business. Under the agreement, Wibmo will continue to serve all of its clients as a wholly-owned subsidiary of PayU.The accession integrates PayU’s strong merchant network and Wibmo’s leadership for digital transaction security solutions to offer payments solutions in India for growth markets. -
Question 10 of 20
10. Question
1 pointsCategory: Current AffairsReserve Bank of India has permitted Re-insurance and Composite Insurance brokers to open which account for undertaking transactions?
Correct
Answer – 4) Foreign Currency Accounts
Explanation:
On 11th April 2019, The Reserve Bank of India sanctioned reinsurance brokers to initiate non-interest bearing foreign currency accounts with banks for undertaking transactions. The Insurance Regulatory and Development Authority of India (IRDA) had issued notification and following this the RBI declared Foreign Exchange Management (Foreign Currency Accounts by a resident person in India) Regulations, 2015 – Opening of Foreign Currency Accounts by Re-insurance and Composite Insurance brokers. Foreign currency account refers to a bank account operated in a currency other than the currency of India or Bhutan or Nepal.Incorrect
Answer – 4) Foreign Currency Accounts
Explanation:
On 11th April 2019, The Reserve Bank of India sanctioned reinsurance brokers to initiate non-interest bearing foreign currency accounts with banks for undertaking transactions. The Insurance Regulatory and Development Authority of India (IRDA) had issued notification and following this the RBI declared Foreign Exchange Management (Foreign Currency Accounts by a resident person in India) Regulations, 2015 – Opening of Foreign Currency Accounts by Re-insurance and Composite Insurance brokers. Foreign currency account refers to a bank account operated in a currency other than the currency of India or Bhutan or Nepal. -
Question 11 of 20
11. Question
1 pointsCategory: Banking AwarenessA type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off all his previous debts is termed as ________
Correct
Answer – 4) Debt Consolidation
Explanation:
Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.Incorrect
Answer – 4) Debt Consolidation
Explanation:
Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. -
Question 12 of 20
12. Question
1 pointsCategory: Banking AwarenessAn account for which the bank acts as an uninterested third party is termed as _______
Correct
Answer – 4) Escrow Account
Explanation:
An escrow account is a temporary pass through account held by a third party during the process of a transaction between two parties. Definition: An escrow account is a temporary pass through account held by a third party during the process of a transaction between two parties.Incorrect
Answer – 4) Escrow Account
Explanation:
An escrow account is a temporary pass through account held by a third party during the process of a transaction between two parties. Definition: An escrow account is a temporary pass through account held by a third party during the process of a transaction between two parties. -
Question 13 of 20
13. Question
1 pointsCategory: Banking AwarenessThe unpaid principal balance of a loan on property divided by the asset’s appraised value is termed as ______
Correct
Answer – 3) Loan to Value(LTV)
Explanation:
The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly used by banks and building societies to represent the ratio of the first mortgage lien as a percentage of the total appraised value of real property.Incorrect
Answer – 3) Loan to Value(LTV)
Explanation:
The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly used by banks and building societies to represent the ratio of the first mortgage lien as a percentage of the total appraised value of real property. -
Question 14 of 20
14. Question
1 pointsCategory: Banking AwarenessA signed undertaking from one party containing a promise to pay a stated sum to a specified person or a company is known as ________
Correct
Answer – 2) Promissory Note
Explanation:
A promissory note is a legal instrument in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee)Incorrect
Answer – 2) Promissory Note
Explanation:
A promissory note is a legal instrument in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee) -
Question 15 of 20
15. Question
1 pointsCategory: Banking Awareness__________ is a transfer of property to its real owner, once the loan or mortgage is paid off.
Correct
Answer – 1) Reconveyance
Explanation:
The transfer of real property that takes place when a mortgage is fully paid off and the land is returned to the owner free from the former debt.Incorrect
Answer – 1) Reconveyance
Explanation:
The transfer of real property that takes place when a mortgage is fully paid off and the land is returned to the owner free from the former debt. -
Question 16 of 20
16. Question
1 pointsCategory: Static GKMadhav National Park is located in _____
Correct
Answer – 4) Madhya Pradesh
Incorrect
Answer – 4) Madhya Pradesh
-
Question 17 of 20
17. Question
1 pointsCategory: Static GKSemarsot Wildlife Sanctuary is located in ______
Correct
Answer – 4) Chhattisgarh
Incorrect
Answer – 4) Chhattisgarh
-
Question 18 of 20
18. Question
1 pointsCategory: Static GKNako Lake is located in ________
Correct
Answer – 5) Himachal Pradesh
Incorrect
Answer – 5) Himachal Pradesh
-
Question 19 of 20
19. Question
1 pointsCategory: Static GKOctober 4 observed as _____
Correct
Answer – 5) World Animal Day
Incorrect
Answer – 5) World Animal Day
-
Question 20 of 20
20. Question
1 pointsCategory: Static GKWhat is the capital of Belize?
Correct
Answer – 5) Belmopan
Incorrect
Answer – 5) Belmopan
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