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IBPS PO V Interview Experience shared by Deepak

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Hello Friends! I am Deepak Kumar Das from Odisha sharing my IBPS PO Interview Experience with you. Hope it will be helpful for you in future.


IBPS PO V Interview Experience

  • Date: 22-Jan-2016
  • Time: 1:00 PM
  • CENTER: UCO BANK, Ashok Nagar, Bhubaneswar, Odisha

Me and my Friend PRITAM DASH reached center at 12:45 PM then we moved for 5th Floor for Document Verification. Document Verification and Biometric Over by 1:30 PM and I was in No. 4. At 1:40 PM they call three students and at 1:45PM interview started. As Roll 2 Boy was busy in documentation i was given Roll 3. And My Interview Started at 2:09 PM.

IN PANEL 5 MEMBERS( 4 MALE N 1 FEMALE ) Bell Rang and I entered.

Me: May i come in Sir?

Panel: Yes, Yes Mr. DEEPAK

Me: Yes Sir, I am Deepak Kumar Das. Good Afternoon Madam and Good afternoon Sirs.

Panel: Good Afternoon MR. DAS sit down.

Me: Thank you Madam and Thank you Sirs.

M1: Mr. Deepak Introduce Yourself.

ME: I am Deepak Kumar Das from Baripada, Mayurbhanj, Odisha. Basically I am from Defence family as my father is from Indian Airforce.

M3(Interrupted): Your Father is Retd. or still working?

Me: Sir Now Retd.

M1: Continue

Me: I completed my graduation in Engineering (Electronics and Telecommunication) from Seemanta Engineering College Mayurbhanj.

M3(Interrupted): Seemanta Engineering who is founder of your college?

Me: Late Paresh Chandra Basa

M3: Who is now managing your college?

Me: (I FORGOT THE NAME SO I ANSWERED) Mr. Basa (All laughed and said you left the name.) With a smile.. I said sorry sir.

M1: Continue your introduction

Me: My Hobbies are teaching and Cooking?

M2: Teaching? Whom you teach?

Me: Sir small KIDS of class 1 and 2.

M3: How much you earning from that?

Me: Sir 3000 per month.

M4: 3000 good. Continue.

Me: I have 1 and Half year of experience in working with BSNL

M3: BSNL good. Why BSNL getting loss as compared to other telecom companies?

Me: Sir it’s all SERVICE that matters in every field and being a contractual employee of BSNL, BSNL service is bit slower than private companies.

M2: Good, Deepak In Odisha there is one Govt. Medical college Made by Mayurbhanj King. Can you name?

Me: Yes sir i can its SCB MEDICAL COLLEGE by King Shriram Chandra Bhanjadeo.

M2: Good. So who is the King of Mayurbhanj now?

Me: Sorry Sir

F3: What are your Strengths and Qualities?

Me: Mam i am Hardworking, Sincere with having positive attitude towards my Goal and I am having qualities like Leadership and management qualities.

F1: Justify

Me: Madam I was selected as Best volunteer during my Intermediate and Graduation and Organised the annual function of My college.

F1: Good with a sweet satisfied smile.

M3: Kya padh ke aye ho? Kahin coaching li?

Me: Sir Basic coaching li hai then ghar par khud se set practice and sir Banking related ki padhaai ki hai

M4: What is MSF?

Me: MSF stands for Marginal Standing facility which is at present 7.75%. And it is a rate at which rbi lends to its customer of 2% NDTL for overnight with a denomination of 1 crore and its multiple

M2: What is Call Rate?

Me: Call rate is the interest rate paid by the banks for lending and borrowing for daily fund requirement. Since banks need funds on a daily basis, they lend to and borrow from other banks according to their daily or short-term requirements on a regular basis.

M2: Very Good, What is Bank Rate and Base Rate?

Me: Bank rate is the rate at which RBI lends money to banks for long period which is now 7.75% & Base rate is the minimum rate set by the Reserve Bank of India below which banks are not allowed to lend to its customers. Base rate decided by individual bank.

M2: Good Good. Do you know MCLR?

Me: Yes Sir The Reserve Bank of India has brought a new methodology of setting lending rate by commercial banks under the name Marginal Cost of Funds based Lending Rate (MCLR). It will replace the existing base rate system from April 2016 onwards. ALL LOOKED SATISFIED::::

M3: GOOD What is PSL?

Me: PSL stand Priority Sector Lending it means lending to needy sectors of society. It includes Agriculture, Education, Housing, MSME, Renewable Energy, Social Infrastructure, Export….&

M2(Finally): Banking awareness to poora padh ke aaye ho….Good. Tell me How RBI controls INFLATION?

Me: RBI tries to control inflation by raising the policy rates ( CRR, SLR, repo rate, bank rate)

M1(With a Smile): OK MR DEEPAK All the best.

Me: With a smile Thank you Mam and Thank you Sirs….^

Panel: All wished me with a smile

My Interview Ends at 2:21 PM. Almost 12 minutes. Friends, I feel satisfied…. Hoping for best. All the best readers.

THANK YOU Deepak for sharing your Interview Experience with us.

All the Best :)