IBPS Clerk 2017 Mains Test: GA Day 33

Answer : 5. Maharashtra

Answer : 5.Jharkhand

Answer : 5. Aanchal Thakur
Explanation :
India’s Aanchal Thakur became the first Indian to win an international medal in skiing, by winning a bronze medal in the Alpine Ejder 3200 Cup.Aanchal Thakur hails from Manali. She won a Bronze medal in the slalom race category at Alpine Ejder 3200 Cup.The Alpine Ejder 3200 Cup was organised by Federation International de Ski (FIS) at the Palandoken Ski Centre, in Erzurum in Turkey.

Answer : 1. Rajasthan

Answer : 3. Ulaanbaatar

Answer : 5. Mongolian togrog

Answer : 5. Shri Ravi Shankar Prasad

Answer : 2.FreeCharge
Explanation :
Flipkart-owned payments platform PhonePe announced a strategic tie-up with leading Wallet player FreeCharge to enable over 45 million users to link their existing FreeCharge Wallets to the PhonePe app. Owing to this tie-up, PhonePe customers will be able to utilise their FreeCharge wallet balance for all online and offline transactions. This will make PhonePe, India’s first open payments platform, through which customers can use any and all payment instruments for executing transactions. PhonePe is currently accepted at more than 60 thousand online and offline merchants.

Answer : 3. Sikkim

Answer : 3.Girna

Answer : 4. World Hepatitis Day

Answer : 2.West Bengal
Explanation :
West Bengal Panchayat and Rural Development and Public Health Engineering minister Subrata Mukherjee announced the launch of water ATM project to ensure bacteria-free drinking water in schools.Water ATMs are being set up in the city and suburbs of West Bengal. The machines are made in Germany. Pilot projects have been launched in some parts of Kolkata already. Nearly 50 water ATMs are to be set up in Kolkata. Mainly, schools and hospitals will be covered under this project. This project is carried out with the help of Japan International Cooperation Agency, the Asian Development Bank and the World Bank.

Answer : 2.Bhopal station
Explanation :
Bhopal station has become the first railway station in the country to have Sanitary napkin Vending Machine.This machine has been named ‘Happy Nari’. It was installed by the Railway Women Welfare Association of Bhopal diviion with help from a local NGO ‘Arushi’. Women passengers can get two napkin for just in Rs. 5 from this machine. The machine has a capacity of storing 75 sanitary napkins at once. It will be refilled by a female staff attendant at the waiting room.Total cost of setting up the machine (including monitoring staff’s compensation and sanitary napkins) was only Rs. 20,000.

Answer : 3.Kharagpur
Explanation :
The Indian Institutes of Technology (IIT) has set up its first food testing lab in IIT Kharagpur campus. The National Accreditation Board for Calibration and Testing Laboratories (NABL) accreditation received by the agricultural and food engineering department’s Analytical Food Testing Laboratory enabled IIT Kharagpur to certify food items based on nutritional value and perform adulteration checks. IIT Kharagpur has already started certification process for few Kolkata-based companies. In-charge of the Analytic Food Testing Lab is Rintu Banerjee, professor of the department of agriculture and food engineering, in IIT Kharagpur.

Answer :4. SFOORTI App
Explanation :
Ministry of Railways has launched Smart Freight Operation Optimisation & Real Time Information (SFOORTI) App for monitoring and managing freight business through Geographic Information System (GIS) Views and Dashboard.The SFOORTI App enables freight managers to monitor and manage freight business through GIS Views and Dashboard. Using this app, both passenger and freight trains can be tracked using Geographic Information System (GIS). This will also help to analyse new traffic captured and traffic lost. It will give a Bird’s eye view of all Freight Assets in a single window. A Freight Operation Information System (FOIS) Map View has been developed as a Geographic Information System (GIS) based monitoring and management tool. The FOIS Map provides layered views of freight trains on Indian Railways network. This will help to plan the traffic flows and optimize freight operations.

Answer : 5.Shanghai
Explanation :
Shanghai has set up the world’s first 3D-printed bus stops in Fengjing, Shanghai. The bus stops have a closed loop design, accommodating two-round stools inside the structure. The outer portion is a grey coloured rectangle frame. The original print marks are still visible for visitors to see how the structure was fabricated layer-by-layer. The grey coloured raw materials are eco-friendly. They are made of recycled materials from demolished buildings.

Answer : 5. India
Explanation :
India has become the top borrower from Asian Infrastructure Investment Bank (AIIB) with USD 1.5 billion worth of loans in 2017. India is the top -borrower from AIIB with USD 1.5 billion worth of loans in 2017. Indonesia is in the second position with USD 600 million worth loans. Also, for 2018, USD 3.5 billion worth loans for Mumbai Metro, Andhra Pradesh’s new capital Amaravati’s development and irrigation network in West Bengal are in line. India is also the second largest shared holder in AIIB. China is the largest shareholder of AIIB. Lot of countries prefer to borrow from AIIB, as it charges only 1 to 1.5 % interest with long term repayment and also a five-year grace period.

Answer : 1. Sanjib Kumar Borkakoti
Explanation :
“Majuli: Resources and Challenges” is a book that appreciates the beauty and challenges of Majuli, in Assam. “Majuli: Resources and Challenges” was edited by Sanjib Kumar Borkakoti. It was published by Authorspress. This book is a collection of essays written by experts. It is filled with photographs, maps, diagrams and charts. Majuli is considered to be the world’s largest freshwater river island and the single island district in India. Sanjib Kumar Borkakoti is an author and academician. He has expressed strong concern in the book to make Majuli a World Heritage Site.

Answer : 4. Kajol
Explanation :
Actress Kajol has become an advocacy ambassador for Swachh Aadat Swachh Bharat initiative. Kajol has been an active supporter of eradicating preventable deaths from hygiene-related issues. She has insisted people to become “swachhta doot” and contribute to Swachh Bharat Abhiyan.

Answer : 1. Indu Malhotra
Explanation :
The Supreme Court collegium recommended Indu Malhotra as the first woman lawyer to be directly appointed as a judge of Supreme Court. Also, K M Joseph, Uttarakhand High Court Chief Justice, has also been recommended to the judge position in Supreme Court. Indu Malhotra became a senior advocate in 2007. She would become the first woman lawyer to be directly appointed as a Supreme Court judge, instead of getting elevated from a high court. She will become the seventh woman judge to serve in the Supreme Court. The first woman judge of Supreme Court was Justice M Fathima Beevi in 1989.

Answer : 4. 20%
Explanation:
TDS (Tax Deducted at Source) rate without dedcutee PAN is the Rate provided in the act (normal TDS rate or 20 % whichever is higher .This clause is applicable to all type of deductee .The Maximum TDS rate is applicable in following case
1)If pan is not provided by the deductee
2)If pan provided by the the deductee is invalid

Answer : 3. Asset Liability Management
Explanation:
Asset Liability Management (ALM) can be defined as a mechanism to address the risk faced by a bank due to a mismatch between assets and liabilities either due to liquidity or changes in interest rates.

Answer : 2. 15 Days
Explanation:
Currency chests are select branches of scheduled banks, which are authorised by the RBI to facilitate distribution of notes and coins. In these branches, notes and coins are stocked on behalf of the RBI. These currency chests are expected to distribute notes and coins to other bank branches in their area of operation. There are 4,211 currency chests and 3,990 small coin depots spread across the country

Answer : 1. Frozen Account
Explanation:
When your bank account is frozen, it’s because you owe money to someone. Any creditor that has a judgment against you can have your bank account frozen. The creditor can actually freeze your account for up to twice the amount you owe.

Answer : 2. Non-Scheduled Bank
Explanation:
Non-scheduled banks are those banks whose total paid up capital is less than Rs 5 lakh and RBI has no specific control over these banks. These banks are not included in the second schedule of RBI Act, 1934.

Answer : 2. Reporting
Explanation:
International Financial Reporting Standards (IFRS) are a set of accounting standards developed by the International Accounting Standards Board (IASB) that is becoming the global standard for the preparation of public company financial statements.

Answer : 2. Hedge Fund
Explanation:
A hedge fund is an investment partnership, where only few high net worth investors can make an investment in the fund. The minimum amount of initial investment in the fund is relatively high. The fund is set free from strict regulations. The risk factor is very high in hedge funds.

Answer : 2.NABARD
Explanation:Subsidiaries of RBI
National Housing Bank (NHB)
Bharatiya Reserve Bank Note Mudran Private Limited (BRBNMPL)
Deposit Insurance and Credit Guarantee Corporation (DICGC)

Answer : 4. Credit Creation
Explanation:
The creation of credit or deposits is one of the most important functions of commercial banks. Like other corporations, banks aim at earning profits. For this purpose, they accept cash in demand deposits and advance loans on credit to customers.

Answer : 3. Punjab National Bank
Explanation:
The main difference between Mobile Banking and Internet Banking is that Mobile banking can be operated from any mobile, even the most basic one (through SMS).
In smartphones mobile banking can be operated through gprs and/or sms. Fund transferred(NEFT) through mobile banking takes less time(as you do not have to register the beneficiary). Where as internet banking needs internet connection. Unlike mobile banking it can be operated through computers also. To transfer funds through net banking you have to register the beneficiary which takes some time ranging 2 to 12 working hrs.