Current Affairs PDF

Descriptive Writing : EMI ON HOUSING LOAN

AffairsCloud YouTube Channel - Click Here

AffairsCloud APP Click Here

Dear Aspirants,

As you all know that SBI PO MAINS exam is near.One of the most important part of these Exams is Descriptive Writing Exam that test Your writing skills, here we are providing you FORMAL LETTERS Which can be asked in the SBI PO Exams.

Write a Letter to bank manager requesting him to allow you to pay your EMI of your housing loan a bit later.

Deepak Jain,
41, Malviya nagar,
New Delhi,

19th July 2016.

Branch Manager,
State bank of india,
22, Indira Gandhi Nagar,
New Delhi.

Sub: Late payment of EMI on housing loan.


This is to inform you that I have taken housing loan from your esteemed bank on July 15, 2012 at the rate 12 percent per annum and since then I have duly been submitting the EMI. Till now I have repaid more than half the loan. But recently, due to acute financial crisis in our family as I am self employed and my business is going down I was unable to pay last month’s EMI. I, therefore, request you to please grant me some time to arrange for the same.

I will be obliged if you could consider the matter and grant me some time to arrange for the same.

Thanking you,

Yours sincerely,
Deepak Jain.