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Descriptive Writing : Sample formal Letter BOB Manipal and SBI PO

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Dear Aspirants,

As you all know that BOB MANIPAL and SBI PO Both exams are near.One of the most important part of these Exams is Descriptive Writing Exam that test Your writing skills, here we are providing you SAMPLE FORMAL LETTERS Which are asked in the SBI & BOB Manipal Exams.


Recently you applied for the education loan for your higher studies and though you fulfilled all the eligibility criteria, you were denied to loan. Write a letter to the bank manager seeking his clarification on this.

15, Indira Gandhi Road
Pratap Nagar, New Delhi – 10

May 12, 2017

Branch Manager
SBI, Paratap Nagar
New Delhi – 1013405

Undeserved Denial of eduction loan


This letter intends to bring to your notice that last week my application for educational loan to finance my higher studies was rejected without any tangible ground.
Sir, my father has had a savings account holder with our branch for the last ten years. Further, the amount that was sought was just nominally above the permissible amount approved under educational loan head. For this, my father was willing to provide collateral too case the bank needed. Further, on demand of the bank official I have submitted my original certificates and credentials.
Sir, despite fulfilling all the requirements, the rejection of my loan application is totally beyond comprehension. This rejection will certainly amount to ruining all fruits of my labour and mar my claim to a brighter future. I, therefore, seek a plausible cause of this rejection and would request you to explore the possibility of granting me the loan. This will be a future saving act on your part.

Thanking you for going through my letter!

your Sincerely

Rahul Sharma.