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NATIONAL AFFAIRS

GoI Launches Rs 4,531 Crore ‘Market Access Support’ Scheme for ExportersOn 31 December 2025, the Government of India (GoI) launched the Market Access Support (MAS) Scheme with a total outlay of Rs 4,531 crore for a six-year period from Financial Year 2025-26 (FY26) to FY31, under the Rs 25,060 crore Export Promotion Mission (EPM) which was approved by the Union Cabinet chaired by Prime Minister (PM) Narendra Modi in November 2025.

• The scheme aims to strengthen global market access for Indian exporters, with a strong focus on Micro, Small and Medium Enterprises (MSMEs) and first-time exporters.

About Market Access Support (MAS) Scheme:
Framework: MAS will be implemented under Niryat Disha (Non-Financial Enablers) , sub-scheme of the EPM, provides structured financial and institutional support to improve export competitiveness and global visibility.
Implementers: The scheme is implemented by the Department of Commerce(DoC) under Ministry of Commerce and Industry (MoC&I), Ministry of Micro, Small and Medium Enterprises (MoMSME), and Ministry of Finance (MoF) in coordination with Indian Missions abroad, Export Promotion Councils (EPCs), Commodity Boards, and Industry Associations.
Outlay: The scheme has a total allocation of Rs.4,531 crore for FY26–FY31, with Rs. 500 crore earmarked for FY26. Around Rs. 330 crore of pending arrears from the previous Market Access Initiative (MAI), will be cleared.
Supported Activities: The scheme provides financial support for participation in international trade fairs, exhibitions, Buyer-Seller Meets (BSMs), Mega Reverse BSMs (RBSMs), trade delegations to priority and emerging markets, and Proofs-of-Concept or product demonstrations in technology-intensive and sunrise sectors.
Cap on Financial Assistance: Assistance under the scheme has been capped at Rs 5 crore per event for BSMs, while support for RBSMs can extend up to Rs 10 crore. Trade delegations will be eligible for assistance of up to Rs 5 crore per event.
MSME & Delegations: A minimum of 35% MSME participation is mandatory, with trade delegations sized at 50 or more participants, prioritising new geographies and emerging markets.
>>Read Full News

MeitY Approves 22 New Proposals Worth Rs.41,863 Crores under ECMSOn January 2, 2026, the Ministry of Electronics and Information Technology (MeitY), Government of India (GoI), approved 22 additional proposals worth Rs.41,863 crores under the Electronics Components Manufacturing Scheme (ECMS) as part of the third tranche of clearances under ECMS.

• With this, the cumulative approvals under the ECMS now stand at 46 projects, with a total investment of Rs. 56,567 crore.

About 22 New Proposals under ECMS:
11 Key Products Approved: The 22 approved projects span 11 key electronics product segments that are critical for modern devices and systems, including:

• Bare Components: Printed Circuit Boards(PCBs) & High-Density Interconnects (HDIs), Capacitors, Connectors, Enclosures, Lithium-ion cells.
• Sub-Assemblies: Camera Modules, Display Modules, Optical Transceivers
• Supply Chain Materials: Aluminium Extrusions, Anode Material (for Li-ion cells), Copper Clad Laminates (for PCBs)

22 Companies:The 22 companies approved under the ECMS include India Circuits Private Limited, Vital Electronics Private Limited, Signum Electronics Limited, Epitome Components Private Limited, BPL Limited, AT & S India Private Limited, Ascent‑K Circuit Private Limited, CIPSA TEC India Private Limited, Shogini Technoarts Private Limited, Deki Electronics Limited, TDK India Private Limited, Amphenol High Speed Technology India Private Limited, Yuzhan Technology (India) Private Limited, Motherson Electronics Components Private Limited, Tata Electronics Private Limited, ATLbattery Technology (India) Private Limited, Dixon Electroconnect Private Limited, Kunshan Q Tech Microelectronics (India) Private Limited, Samsung Display Noida Private Limited, NPSPL Advanced Materials Private Limited, Wipro Global Engineering and Electronic Materials Private Limited, and Hindalco Industries Limited.
Geographical Spread: The projects are spread across 8 states such as Andhra Pradesh (AP), Haryana, Karnataka, Madhya Pradesh (MP), Maharashtra, Tamil Nadu (TN), Uttar Pradesh (UP), and Rajasthan.
About Ministry of Electronics and Information Technology (MeitY):
Union Minister – Ashwini Vaishnaw (Rajya Sabha – Odisha)
Minister of State (MoS) – Jitin Prasada (Constituency – Pilibhit, Uttar Pradesh, UP).
>>Read Full News

MoC&I Launches Two Key Interventions to Boost MSME Exports under EPMIn January 2026, the Directorate General of Foreign Trade (DGFT) under the Ministry of Commerce & Industry (MoC&I) launched two key financial interventions worth Rs 7,295 crore as part of the initial rollout of the Export Promotion Mission (EPM), under Niryat Protsahan  sub-scheme.

• Both these new interventions aimed to boost Micro, Small and Medium Enterprises (MSME) exports and enhance access to trade finance.

About Two Key Interventions:
1st Intervention: It relates to interest subvention for pre and post-shipment export credit, aimed to reduce the cost of export credit and ease working-capital constraints faced by MSME exporters.

• The total budget outlay for this newly launched interest subvention scheme is  Rs 5,181 crore, with validity period of 6 years (Financial Year 2025-26(FY26)-FY31).
• Eligible exporters will get base interest subvention of 2.75%, with a provision for additional incentive for exports to notified under-represented or emerging markets, subject to operational readiness.

2nd Intervention: Launched under NIRYAT PROTSAHAN, the 2nd intervention relates to collateral support for export credit, aimed to address collateral constraints faced by MSME exporters and enhance access to bank finance.

• The new intervention scheme valued at Rs 2,114 crore, will be implemented for a period of 6 years (FY26-FY31).
• Under this new intervention, the GoI introduced a collateral guarantee support for export credit, in partnership with the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE).
• It offers maximum guarantee coverage of 85% for Micro and Small exporters and maximum 65% for medium exporters, with outstanding guaranteed exposure of up to Rs 10 crore per exporter in a financial year.

>>Read Full News

Union Minister Jagat Prakash Nadda Releases 10th Edition of Indian Pharmacopoeia in New DelhiOn January 2, 2026, Union Minister Jagat Prakash (J.P) Narayanlal Nadda, Ministry of Health & Family Welfare (MoHFW), Ministry of Chemicals and Fertilizers (MoC&F) released the 10th edition of the Indian Pharmacopoeia (IP 2026), the official compendium of drug standards of India, at Dr. Ambedkar International Centre in New Delhi, Delhi.
Key Features of Indian Pharmacopoeia 2026(IP 2026):
Expanded Drugs: IP 2026 added 121 new monographs, totaling to 3,340, strengthening drug quality standards. It expands coverage of Anti-Tubercular medicines, Anti-Diabetic medicines, Anti-Cancer drugs, and Iron and micronutrient supplements used in national programs.

• Monograph is a standard that specifies identity, purity and strength, tests and analytical methods, limits for impurities, and storage and labelling requirements.

Blood Component Standards: 20 monographs for blood components have been introduced for transfusion medicine in line with the Drugs and Cosmetics (Second Amendment) Rules, 2020, to ensure safe blood transfusions and adherence to national regulatory standards.
About Indian Pharmacopoeia(IP): It is the official compendium of drug standards in India and is legally enforceable under the Drugs and Cosmetics Act, 1940. It is published by the Indian Pharmacopoeia Commission (IPC) under the MoHFW. It was published in 1955 for the first time.

• It is the primary reference for quality, safety, and efficacy of drugs and pharmaceuticals in India, regulatory inspections, drug licensing, and manufacturing standards, and laboratories and hospitals for quality control testing.

About Ministry of Health and Family Welfare (MoHFW):
Union Minister – Jagat Prakash (J.P.) Narayanlal Nadda (Rajya Sabha – Gujarat)
Ministers of State (MoS) – Jadhav Prataprao Ganpatrao (Constituency – Buldhana, Maharashtra); Anupriya Patel (Constituency – Mirzapur, Uttar Pradesh, UP)
>>Read Full News

Indian Army Declares 2026 as ‘Year of Networking & Data Centricity’
In January 2026, the Indian Army (IA) under the leadership of Chief of the Army Staff (COAS) General Upendra Dwivedi, declared 2026 as the ‘Year of Networking & Data Centricity’, as part of the IA’s official 2026 vision, to drive digital integration, enhance connectivity, enable real-time decision-making, and build a future-ready, technologically advanced force.

About Year of Networking & Data Centricity (2026):
Objective: It aims to treat data as a core operational asset to enhance situational awareness, decision speed, and combat effectiveness.
Transformation: The initiative supports the IA’s decade-long transformation driven by reforms, jointness, innovation, and self-reliance.
Networking: Seamless digital connectivity is being established among soldiers, command centres, sensors, weapon platforms, intelligence, and logistics units.
Data-Centricity: Real-time collection, processing, and sharing of battlefield data enable simultaneous and precise actions across platforms.
Indigenisation: Indigenous communication systems, battlefield management platforms, and secure defence networks form the backbone of this initiative.
Previous Theme: The declaration builds on the 2024–25 ‘Year of Technology Absorption’ by operationalising absorbed technologies.

GoI Extends PLI Scheme for Textiles to 31 March 2026
On January 2, 2025, the Ministry of Textiles (MoT) has extended the deadline for submission of fresh applications under the Production Linked Incentive (PLI) Scheme for Textiles to March 31, 2026, from December 31, 2025.

About Textile PLI Scheme:
Launch: The PLI Scheme for Textiles is an initiative launched in September 2021 with the budget outlay of Rs.10,683 crores for a period of 5 years from Financial Year 2021-22 (FY22) to FY26 with an aim to promote manufacturing, global competitiveness, and exports in selected segments of the textile industry.
Focus Areas: The scheme prioritises support for areas such as Man-Made Fibre (MMF) Apparel, MMF Fabrics, and Technical Textiles, including advanced performance fibres and specialised products.
Progress: Under the scheme, 74 applications have been approved so far, with proposed investments amounting to approximately Rs. 28,711 crore.

Indian Army Launches Community Radio Station ‘Radio Sangam’ in Rajouri, J&K
On January 2, 2026, the Indian Army (IA), in collaboration with the civil administration and local residents, launched “Radio Sangam”, a Community Radio Station, at Keri village, Doongi block in Rajouri, Jammu and Kashmir (J&K), located close to the Line of Control (LoC).

• This is the first community radio station along the LoC, established to improve information outreach and communication with border communities.

About Radio Sangam: 
FM Broadcast: It broadcasts on 88.8 Frequency Modulation (FM) from Keri Village.
Information Outreach: Radio Sangam aims to provide reliable information, serve as a trusted source of verified information, promote local culture, music, and entertainment, and strengthen trust and collaboration between IA, civil administration, and villagers.
Broadcasting Programs: Radio Sangam will broadcast a variety of programs, including awareness campaigns, agriculture and livelihood tips, local news and updates, cultural programs, and interactive shows.

Union Minister Dr. S.Jaishankar Launches ‘IITM Global Research Foundation’ at IIT-Madras
In January 2026, Union Minister Dr. S. Jaishankar Subrahmanyam, Ministry of External Affairs (MEA), launched the ‘IITM Global Research Foundation’, a major global initiative, at the Indian Institute of Technology-Madras (IIT-M) campus in Chennai, Tamil Nadu (TN), marking the institute’s ambition to emerge as the world’s 1st multinational university.

About IITM Global:
Framework: This newly launched initiative is designed as a dynamic ‘plug-and-play’ framework enabling deep-tech innovators, researchers, startups, and industry partners to access international markets, capital and research opportunities.
Key Pillars: IITM Global is structured around 4 main pillars such as: technology transfer to international markets, joint global research projects, overseas business opportunities for IIT-M startups, and attracting foreign investment into the innovation ecosystem of the institute.
MoUs Signed: As part of the IITM Global rollout, IIT-M signed several Memorandum of Understandings (MoUs) with global partners including 3 in the United States of America (USA); 01 in the United Kingdom (UK); 3 in Germany; 3 in Dubai, the United Arab Emirates (UAE); 3 in the Asia-Pacific region; and 6 under the ‘India-for-Global’ initiative.
Initial Phase: For the initial phase, IITM Global will be set up in the USA, Dubai (UAE), Malaysia and Germany, with plans to expand further.

BANKING & FINANCE

ADB Approves Rs.4,100 Crore Loan for Musi Riverfront Development in TelanganaOn 2nd January 2026, D. Sridhar Babu, Minister for Industries and Commerce, Government of Telangana, announced that the the Asian Development Bank (ADB) has granted in-principle approval for a Rs. 4,100 crore (USD 500 million) loan to the state government for Phase-I of the Musi Riverfront Development Project, which seeks to rejuvenate the Musi River, enhance ecological health, and develop the riverfront as a vibrant socio-economic corridor.
About Phase-I of Musi River Development Project:
Objective: Enhance ecological, social, and economic aspects of the Musi riverfront in Hyderabad, Telangana.
Coverage: Phase-I covers 21 kilometres (km) of Zone-I, stretching from Osman Sagar (Gandipet) to Bapu Ghat and Himayatsagar to Bapu Ghat, out of the total 55 km project length.

• The overall Musi River development has been segmented into five zones for phased execution.

Implementation: Executed by Musi Riverfront Development Corporation Limited(MRDCL), a Special Purpose Vehicle (SPV) of Telangana government, with Detailed Project Report (DPR) prepared by a consortium led by Singapore-based Meinhardt along with Cushman & Wakefield India and RIOS Design Studio.
Timeline: Phase-I works to begin after cost estimates finalization by 31st March 2026.
Bapu Ghat Redevelopment: Under this project, the Telangana government will redevelop Bapu Ghat and the adjoining Gandhi Sarovar into a major riverfront landmark, with special emphasis on the Mahatma Gandhi memorial.
>>Read Full News

SEBI Gets Phased Capital, Revenue and Compliance Timelines for Merchant BankersIn December 2025, the Securities and Exchange Board of India (SEBI) notified phased rollout of a revised net worth requirement for existing Merchant Bankers (MBs) including higher capital adequacy, liquid net worth, underwriting limits, among others.

• The new framework was introduced by amending the SEBI (Merchant Bankers) Regulations, 1992.
• Following the amendment, the regulations are now called the SEBI (Merchant Bankers) (Amendment) Regulations, 2025.

Key Norms:
Net Worth and Liquid Worth requirement: The Category-I merchant bankers are required to maintain a minimum net worth of Rs 25 crore by January 02, 2027 and double of this amount (Rs 50 crore) by January 02, 2028. 

• In addition to that, they are also required to maintain Liquid Net Worth (LNW) of Rs 6.25 crore (by January 02, 2027) and Rs 12.5 crore (by January 02, 2028).
• Similarly, the Category-II merchant bankers are also required to maintain Rs 7.5 crore and Rs 10 crore in net worth across two phases,

Underwriting Limits: SEBI has mandated that total underwriting obligations should not exceed 20 times  a merchant banker’s liquid net worth, while, it has given two years transition period to the existing bankers to comply with this new rule.
Minimum Revenue Requirement: SEBI has mandated all MBs to generate minimum revenue requirement from permitted activities, for instance: Rs 25 crore for Category-I and Rs 5 crore for Category-II, over a period of 3 years, failing of which could result in the cancellation of registration.
>>Read Full News

ICICI Bank Launches CGAS for Tax-Exempt Deposits from 1 January 2026On January 1, 2026, ICICI Bank Limited launched the Capital Gains Account Scheme (CGAS), 1988, under the Income Tax (IT) Act, 1961, allowing taxpayers to deposit un-invested long-term capital gains from specified assets, earn interest, and avail tax exemptions for up to three years, effective from 1 January 2026.

About Capital Gains Account Scheme (CGAS):
Deposits: Un-invested long-term capital gains or sale proceeds can be deposited before the Income Tax Return (ITR) due date to claim tax exemptions.
Parking: Funds can remain in the account for up to three years while earning interest at rates similar to savings or term deposits.
Reinvestment Options: Proceeds can be invested in property, agricultural land, or new capital assets of industrial undertakings in non-urban areas or Special Economic Zones (SEZs), depending on account type
Withdrawal: Withdrawals require proof of fund usage, with Form C for the first, Form D for subsequent withdrawals, and any unutilized funds after three years become taxable.
Types of Accounts:

• Type A: A savings account (SA) with flexible withdrawals permitted only for approved reinvestment purposes and without cheque book or debit card facilities.
• Type B: A fixed-tenure term deposit (FD) available in cumulative or non-cumulative formats, requiring a minimum deposit of Rs.10,000 and offering interest rates comparable to regular fixed deposits.

Eligibility & Access: The scheme is available to resident individuals and Hindu Undivided Families (HUFs), with plans to extend it to Non-Resident Indians (NRIs) and non-individual entities, and accounts can be opened at ICICI Bank branches across India, excluding rural locations as per CGAS norms.
Note: Several other banks, including HDFC Bank, Axis Bank, Kotak Mahindra Bank, Yes Bank and others, are also authorised to provide similar CGAS services at their non-rural branches.
About ICICI Bank Limited:
Managing Director (MD) & Chief Executive Officer (CEO) – Sandeep Bakhshi
Headquarters -Mumbai, Maharashtra
Incorporated– 1994

APPOINTMENTS & RESIGNATIONS

ESAF SFB Appoints Karthikeyan Manickam as Chairman
In January 2026, ESAF Small Finance Bank (ESAF SFB) has appointed Karthikeyan Manickam, former Executive Director (ED) of Bank of India (BOI), as its new Chairman, effective from January 2, 2026.

• He succeeds Ravimohan Periyakavil Ramakrishnan, Part‑Time Chairman of ESAF SFB, who stepped down on December 20, 2025.

About Karthikeyan Manickam:
Experience: He has extensive experience of more than 36 years in public sector banking.
Expertise: He is widely recognized for his robust domain expertise across various banking verticals such as: operations, risk management, regulatory compliance, human resources, credit monitoring and recovery, financial inclusion, and customer-centric banking.
Leadership Roles: He held various senior leadership roles at Indian Bank; served on the boards of Tamil Nadu Grama Bank(TNGB) and BOI STAR Investment Managers Private Limited.; and served as Chairman of Star Union Dai-ichi Life Insurance Company Limited (SUD Life).

SCIENCE & TECHNOLOGY

SpaceX Launches Italy’s COSMO‑SkyMed Second Generation SatelliteOn January 2, 2026, SpaceX launched the Constellation of Small Satellites for Mediterranean Basin Observation (COSMO-SkyMed) Second Generation-Flight Model 3 (CSG-FM3), the Earth Observation Satellite(EOS) for the Italian Space Agency (ASI) and the Italian Ministry of Defence, aboard a Falcon 9 rocket from Vandenberg Space Force Base in California, the United States of America (USA), marking the third in the Second-Generation series.

• The launch marks the first SpaceX mission of 2026 and first orbital rocket launch globally in 2026.

About Satellite Launch:
Falcon 9: It is a reusable first-stage booster, which can carry satellites to Low Earth Orbit,(LEO) and beyond and supports commercial, scientific, and government missions worldwide.
Satellite Deployment: The Falcon 9 lifted off successfully, and its upper stage deployed the COSMO‑SkyMed Second Generation satellite into a sun-synchronous LEO at around 620 kilometre (km) altitude.
Constellation Role: The satellite belongs to the COSMO‑SkyMed Second Generation constellation, developed by Italy to strengthen global radar imaging capabilities.
About COSMO-SkyMed Second Generation: 
Dual-Use Capability: The system was designed from the start as a dual-use constellation, it supports both civilian and defense applications 24 hours a day, in all weather conditions.
Second-Generation Component: The second generation CSG satellite, ~2,205 kilogram(kg), are upgraded versions of the original COSMO-SkyMed satellites, with more advanced Synthetic Aperture Radar (SAR) sensors and improved imaging capabilities
Environment Monitoring: The satellite tracks natural disasters such as floods, earthquakes, landslides, and wildfires in real-time, monitors glacier movement, and assess forest health, crop conditions, and soil-moisture.

• It provides high-resolution radar maps for cartography, urban planning, land use, and infrastructure monitoring. It supports national security, maritime surveillance, border monitoring, and strategic planning.

About COSMO-SkyMed: 
Overview: COSMO-SkyMed, managed by ASI, Italian Space Agency, and Italy’s Ministry of Defence, is operated by Telespazio . It can capture high-resolution images day and night, in all weather conditions.
First Generation: The first COSMO‑SkyMed constellation, launched with 4 satellites from 2007–2010, offered all-weather, day‑and‑night imaging for disaster monitoring, environment, agriculture, and defense over the Mediterranean.
About SpaceX:
Chief Executive Officer (CEO) – Elon Musk
Headquarters – Texas, United States of America (USA)
Establishment – 2002

IMPORTANT DAYS

World Braille Day 2026 – January 4The United Nations (UN’s) World Braille Day is observed annually across the globe on 4th January to mark the birth anniversary of Louis Braille and underscores the importance of the Braille system for the visually impaired.

• January 4, 2026, marks the observance of the 8th World Braille Day and the 217th birth anniversary of Louis Braille.

Background: 
Establishment: World Braille Day was established by the United Nations General Assembly (UNGA) on December 17, 2018, through the adoption of resolution A/RES/73/161.
Tribute: The day honors the pioneering work of Louis Braille, who created the Braille system at the age of 15 in 1824.
First Observance: The first World Braille Day was observed on January 4, 2019.
About Louis Braille: 
Early Life: Louis Braille was born on January 4, 1809, in Coupvray, France, and lost his eyesight completely by the age of 5 following an eye injury sustained at 3.
Invention: Inspired at age 12 by Charles Barbier’s “night writing,” he developed the Braille system, which he first published in 1829 in his book Method of Writing Words, Music, and Plain Songs by Means of Dots for the blind.
Death: He passed away at the age of 43 on January 6, 1852.
About Braille:
Definition: It is a touch-based writing system that uses six-dot (3×2) cells to help blind and partially sighted people read letters, numbers, and symbols by touch.
History: Before Braille, visually impaired individuals used the Haüy system, which embossed Latin letters on thick paper, but Louis Braille simplified this into an easier-to-use system requiring less training.
UN’s Role in Promoting Braille: 
Convention: The UN Convention on the Rights of Persons with Disabilities (2006) recognizes Braille as essential for communication, education, and freedom of expression for visually impaired individuals.
Standardization: UNESCO initiated efforts in 1949 to standardize Braille and helped universalize the Braille alphabet by 1950.
Recognition: In 2005, the United Nations Educational, Scientific and Cultural Organization (UNESCO) officially declared Braille to be as legitimate a language as any other.
World Blind Union: World Blind Union (WBU) promotes and supports Braille literacy initiatives worldwide.

STATE NEWS

Justice Mahesh Sharadchandra Sonak Appointed as CJ of Jharkhand HC
On 2nd January 2026, the Department of Justice (DoJ), Ministry of Law and Justice (MoL&J), announced that the President of India, Droupadi Murmu, approved the appointment of Justice Mahesh Sharadchandra Sonak, a judge of the Bombay High Court (HC), as the Chief Justice (CJ) of the Jharkhand High Court (HC) under Article 217(1) of the Constitution of India (CoI), in consultation with the Chief Justice of India (CJI).

• He will assume office following the retirement of the incumbent CJ, Justice Tarlok Singh Chauhan, on January 8, 2026.

About Justice Mahesh Sharadchandra Sonak: 
Enrollment: Enrolled as an Advocate with the Bar Council of Maharashtra & Goa in October 1988.
Legal Practice: He practiced at Panaji Bench of the HC of Judicature, Bombay(Mumbai, Maharashtra) in civil & constitutional law, labour & service law, environmental law, commercial & tax laws, company law and public interest litigations.
Government Roles: Served as Additional Standing Counsel for the Central Government and Special Counsel for the State Government.
Judicial Career: Appointed as an Additional Judge of the Bombay HC in June 2013.
Retirement: Scheduled to retire on 27 November 2026.

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