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Current Affairs Quiz:25 April 2024

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AffairsCloud brings you the complete and important daily Current Affairs Quiz 25 April 2024 to achieve more marks in Banking, Insurance, UPSC, SSC, CLAT, Railways and all other competitive Exams. We have prepared the current affairs quiz question from our daily current affairs 2024 updates.

Our Current Affairs April 2024 events will help you to get more marks in Banking, Insurance, SSC, Railways, UPSC, CLAT and all State Government Exams. Also, try our Current Affairs Quiz.

  1. In April 2024, The Department of Administrative Reforms and Public Grievances (DARPG) signed a MoU with the Ministry of Civil Service of  ________  (country) for cooperation in Human Resource Development (HRD) in Civil Service over the next 5 years.
    1) Vietnam
    2) Bangladesh
    3) Myanmar
    4) Cambodia
    5) France
    Answer-4) Cambodia
    Explanation:
    The Department of Administrative Reforms and Public Grievances (DARPG) under the Ministry of Personnel, Public Administration, and Pensions (MoPPGP) signed a Memorandum of Understanding (MoU) with the Ministry of Civil Service, Cambodia to strengthen bilateral exchange and cooperation in the field of Human Resource Development (HRD) in Civil Service over the next 5 years.
     The MoU will facilitate a dialogue between India’s Personnel Administration agencies and the agencies of the Ministry of Civil Service of the Kingdom of Cambodia.
     It aims for “Digitally Empowered Citizen and a Digitally Transformed Institution”.

  2. Which organisation has recently (in April ’24) released its Climate Strategy 2030 document to promote green financing?
    1) Small industries Development Bank of India
    2) National Bank for Agriculture and Rural Development
    3) Securities and Exchange Board of India
    4) Centre of Science and Technology for Rural Development
    5) National Housing Bank
    Answer-2) National Bank for Agriculture and Rural Development
    Explanation:
    National Bank for Agriculture and Rural Development (NABARD) released its Climate Strategy 2030 document.
     The document was released by Shaji K.V., Chairman, NABARD on the occasion of World Earth Day (22nd April, 2023).
    Key Pillars of Climate Strategy 2030:
    i.Accelerating green lending across sectors
    ii.Playing a broader market-making role
    iii.Internal  green transformation of NABARD
    iv.Strategic Resource Mobilisation

  3. Which bank has recently (in April’ 24) introduced a suite of financial products  including Banking Industry’s first ATM Insurance?
    1) Capital Small Finance Bank Limited
    2) Suryoday Small Finance Bank Limited
    3) Equitas Small Finance Bank
    4) Au Small Finance Bank Limited
    5) Ujjivan Small Finance Bank Limited.
    Answer-4) Au Small Finance Bank Limited
    Explanation:
    On 23rd April 2024, AU Small Finance Bank (AU SFB)Limited introduced a suite of financial products aimed at enhancing customer satisfaction.
     This included two new credit cards, the AU SPONT Rupay Credit Card and the Secured Credit Card – NOMO (No Missing Out) and ATM (Automated teller machine) Insurance.
     The NOMO Credit Card is AU SFB’s first secured credit card, backed by a Fixed Deposit (FD). It was developed in collaboration with VISA.
     The AU SPONT Rupay Credit Card was developed in collaboration with NPCI (National Payments Corporation of India) .
     ATM Insurance allows its customers to purchase insurance through ATMs using their debit cards.

  4. Name the bank that has recently (in April’ 24) become the first bank to execute the Reserve Bank of India’s (RBI) programmable Central Bank Digital Currency (CBDC) pilot to compensate farmers for carbon credits.
    1) IndusInd Bank  Limited
    2) HDFC Bank Limited
    3) Bank of Baroda
    4) Punjab National Bank
    5) Kotak Mahindra Bank Limited
    Answer-1) IndusInd Bank  Limited
    Explanation:
    IndusInd Bank Limited became the 1st bank to successfully execute the Reserve Bank of India’s (RBI) programmable Central Bank Digital Currency (CBDC) pilot, to compensate farmers for carbon credits.
     This pilot project is executed in collaboration with Circularity Innovation Hub India Private Limited (CIH), as an alternate form of CBDC.
     As part of this pilot, IndusInd Bank initiated the programmable CBDC disbursement to 50 farmers in Ratnagiri district, Maharashtra, and plans to cover 1000 farmers.

  5. Which company has recently (in April’ 24) launched “UPI Switch” in partnership with Airtel Payments Bank?
    1) PayPal
    2) GooglePay
    3) Paytm
    4) PhonePe
    5) RazorPay
    Answer-5) RazorPay
    Explanation:
    On 23rd April 2024, Razorpay Software Private Limited (Razorpay), online instant payment company launched its own Unified Payments Interface (UPI) infrastructure with “UPI Switch”, a  next-generation cloud based innovation, in partnership with Airtel Payments Bank.
     UPI Switch is powered by Technology Service Providers (TSPs) for banks.
     It is designed to handle up to 10,000 Transactions per Second (TPS) at any given time.
     It will also enable 5 times faster access to UPI innovations for businesses, compared to the industry standards of 10 months.
    Note: In March 2024, total UPI transactions in India increased by 55% to 13.44 billion.

  6. In April 2024, Macquarie Asset Management launched an electric vehicle (EV) financing and end-to-end solution platform ________ in India.
    1) LenDenClub
    2) Wayflyer
    3) Vertelo
    4) NeoGrowth
    5) GoFundMe
    Answer-3) Vertelo
    Explanation:
    Macquarie Asset Management, part of Australia’s diversified financial giant Macquarie Group has launched an electric vehicle (EV) financing and end-to-end solution platform ‘Vertelo’.
     Vertelo pledges a substantial USD 1.5 billion investment aimed at electrifying fleets of buses and cars in India.
     Vertelo offers a range of solutions including financing, fleet management, and charging infrastructure.

  7. Which company/organisation has recently (in April’ 24) developed the Lightest Bulletproof Jacket in India for protection against  highest threat Level?
    1) Ashok Leyland Limited
    2) Department of Defence Production
    3) The Department of Military Affairs
    4) Hindustan Aeronautics Limited
    5) Defence Research and Development Organisation
    Answer-5) Defence Research and Development Organisation
    Explanation:
    The Defence Research and Development Organisation(DRDO) has developed India’s lightest Bulletproof Jacket for protection against 7.62 x 54 R API(Armour Piercing Incendiary) ammunition, highest threat Level 6 of Bureau of Indian Standards(BIS) 17051.
     The bulletproof jacket was developed by Defence Materials and Stores Research and Development Establishment(DMSRDE), DRDO lab based in Kanpur, Uttar Pradesh(UP).
     It was successfully tested at Terminal Ballistics Research Laboratory(TBRL), Chandigarh as per BIS 17051:2018.

  8. Name the missile that has been recently (in April 2024) test-fired from a Su-30 MKI fighter jet in the Andaman and Nicobar Islands by the  Indian Air Force (IAF).
    1) Kh-47M2 Kinzhal
    2) Crystal Maze-2
    3) Python 5
    4) Shafrir 1&2
    5) Sky Spear
    Answer- 2) Crystal Maze-2
    Explanation:
    Indian Air Force (IAF) successfully test fired the new version of an air-launched medium-range ballistic missile known as ROCKS or Crystal Maze-2 from a Su-30 MKI fighter jet in the Andaman and Nicobar Islands.
     The test was conducted in the area under the tri-services Andaman and Nicobar Command, led by an Air Force officer.
     Crystal Maze-2 is capable of hitting targets at a distance of around 250 km.

  9. When was the National Panchayati Raj Day (NPRD) 2024 observed across India?
    1) 19th April 2024
    2) 23rd April 2024
    3) 24th April 2024
    4) 21st April 2024
    5) 20th April 2024
    Answer-3) 24th April 2024
    Explanation:
    National Panchayati Raj Day (NPRD) 2024, (also known as National Local Self-Government Day) was observed across India on 24 April 2024 to recognise and honour the establishment of the Panchayati Raj System and its pivotal role in decentralised governance at the grassroots.
     The day commemorates the institutionalisation of the Panchayati Raj in India through the Constitution (73rd Amendment) Act, 1992, which came into force on 24 April 1993.
     24 April 2024 marks the observance of the 15th National Panchayati Raj Day.
    National Panchayat Awards: The awards are given on National Panchayati Raj Day celebrated on the 24th of April every year. Click here to read more

  10. Who has been recently (in April’ 24) awarded the Kalinga Institute of Social Sciences (KISS) Humanitarian Award for 2021?
    1) Rachel Ruto
    2) Bill Gates
    3) Ratan Tata
    4) Gianni Infantino
    5) Dansa Kourouma
    Answer-3) Ratan Tata
    Explanation:
    On April 22, 2024, Ratan Tata, Chairman Emeritus of the Tata Group, received the esteemed Kalinga Institute of Social Sciences (KISS) Humanitarian Award for 2021 at his residence in Mumbai, Maharashtra. This recognition underscores his dedication to social progress and exemplary corporate leadership.
    Other Awardees:
    The 2022 award was presented to Rachel Ruto, the First Lady of the Republic of Kenya and the 2023 award was presented to Bill Gates, Former Chief Executive Officer (CEO) of Microsoft.





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