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- In which city, the Indian Navy has recently (in April ‘23) conducted the offshore security exercise ‘Prasthan’?
1) Chandipur, Odisha
2) Visakhapatnam, Andhra Pradesh
3) Mumbai, Maharashtra
4) Panaji, Goa
5) Chennai, Tamil NaduAnswer-3) Mumbai, Maharashtra
Explanation:
Indian Navy conducted the offshore security exercise Prasthan, a bi-annual co-ordinated exercise along with other defence, state and civilian agencies on the Greatdrill Chaaya platform about 30 nautical miles(nm) South West of Mumbai harbour, Maharashtra.
• The exercise is held every six months, to verify the policies and methods for handling potential emergencies on oil production platforms.
• It ensures offshore security and aims to integrate the efforts of all maritime stakeholders involved in offshore defence.
i. A number of ships and helicopters from the Indian Navy, Indian Air Force, Indian Coast Guard, ONGC (Oil and Natural Gas Corporation) and Directorate General of Shipping were deployed for the exercise. - The Union Minister of Law and Justice Kiren Rijiju has recently (in April ‘23) released the 1st edition of the ________ (language) version of the Constitution of India.
1) Santhali
2) Kashmiri
3) Dogri
4) Bodo
5) KonkaniAnswer-3) Dogri
Explanation:
Union Minister Kiren Rijiju, Ministry of Law and Justice (MoL&J), released the 1st edition of the Dogri version of the Constitution of India at the University of Jammu, Jammu and Kashmir (J&K).
i. Kiren Rijiju described the translated document as very important in providing justice to the common people.
ii. Dogri is an Indo-Aryan language spoken in the Jammu region of J&K and is one of the 22 official languages recognized by the Indian Constitution. - Which of the following points is/are “correct” with respect to the ‘India Digital Payments Annual Report 2022’ released by Worldline India in April 2023?
A) According to the report, Unified Payments Interface (UPI) remains to be the most preferred medium for digital payments in 2022 in India.
B) As of 2022, The top UPI Apps in terms of volume is PhonePe and the Top UPI Remitter Banks is State Bank of India (SBI).
C) New Delhi (Delhi) tops the list of Indian cities with Rs 6,500 crore in digital transactions in 2022 followed by Bengaluru (Karnataka).
1) All A, B & C
2) Only A & B
3) Only B & C
4) Only A & C
5) Only AAnswer-2) Only A & B
Explanation:
According to the report by Worldline India titled ‘India Digital Payments Annual Report 2022’ Unified Payments Interface (UPI) continued to be the most preferred medium for digital payments in 2022 in India with a 70% increase in the number of transactions to 74 billion and a 54% increase in the value of transactions to Rs 126 trillion.
• A total of 8,792 crore digital payments were undertaken in 2022 worth Rs 149.5 lakh crore.
i. As of 2022, The 5 top UPI Apps in terms of volume were PhonePe, Google Pay, Paytm Payments Bank App, Amazon Pay, Axis banks App & the Top 5 UPI Remitter Banks were State Bank of India (SBI), HDFC Bank, Bank of Baroda, Union Bank of India (UBI) & ICICI Bank.
ii. Credit card issuance increased 18% to 81.1 million, while debit cards increased slightly by 0.2% to 939.4 million from 938 million.
iii. As per the data by Worldline Report, Bengaluru (Karnataka) tops the list of Indian cities with recorded 29 million transactions valued at Rs 6,500 crore in digital transactions in 2022.
• It is followed by New Delhi (Delhi) at 2nd with 19.6 million transactions amounting to Rs 5,000 crore. - In April 2023, ___________ became India’s 1st commercial bank to connect with the Bharat Bill Payment System (BBPS) for delivering bill payment services through video banking.
1) Equitas Small Finance Bank
2) Capital Small Finance Bank
3) Ujjivan Small Finance Bank
4) Utkarsh Small Finance Bank
5) AU Small Finance BankAnswer-5) AU Small Finance Bank
Explanation:
AU Small Finance Bank (AU SFB), has become India’s 1st commercial bank to connect with the Bharat Bill Payment System (BBPS) and deliver bill payment services through video banking. This initiative’s primary goal is to promote digital accessibility and improve economic capability leading to greater financial inclusion.
i. Customers can use this platform to pay their bills without having to go to a branch, which is especially useful for senior citizens and others with mobility challenges who live in remote areas. - Name the bank that has recently (in April ‘23) launched a special campaign for home loans to mark its 100th year of establishment.
1) State Bank of India
2) Karnataka Bank
3) HDFC Bank
4) Axis Bank
5) ICICI BankAnswer-2) Karnataka Bank
Explanation:
Karnataka Bank Limited (KBL) launched a special campaign “KBL Centenary Mahotsav ” for home loans from 17 April 2023 to 17 July 2023 to mark its 100th year of establishment. KBL was incorporated on 18th February 1924 at Mangaluru, Karnataka.
i. Customers can utilize the benefits of digital banking and offers of the special campaign across all its 901 branches.
ii. Customers can obtain a home loan under the KBL Centenary Mahotsav campaign with a reduction in the upfront fee, an attractive rate of interest starting at 8.75%, Nil processing charge for a home loan and other benefits. - Who has been recently (in April ‘23) selected for the Malcolm Adiseshiah Award 2023 by the Malcolm & Elizabeth Adiseshiah Trust (MEAT)?
1) Reetika Khera
2) Jayati Ghosh
3) Prabhat Patnaik
4) Abhijit Sen
5) Utsa PatnaikAnswer-5) Utsa Patnaik
Explanation:
Utsa Patnaik, a renowned economist of national and international repute, has been selected for the Malcolm Adiseshiah Award 2023 by the Malcolm & Elizabeth Adiseshiah Trust (MEAT) based in Chennai, Tamil Nadu (TN).
i. The award will be given with a citation and a prize money of Rs. 2 lakh at a function which will be held in Chennai, TN.
ii. She had won the V.V. Giri Memorial Award 2011 for her outstanding contribution to labour studies, instituted by the V.V Giri National Labour Institute, Noida in Uttar Pradesh.
iii. The MalcolmAdiseshiah Award is annually presented by the MEAT to honour the contributions of outstanding social scientists in the field of development studies. - Name the personality from the United States of America (USA) who has recently (in April ‘23) received the Pravasi Bharatiya Samman Award 2023 in the Business category.
1) Rajesh Subramaniam
2) Archana Sharma
3) Ramjee Prasad
4) Chandrakant Babubhai Patel
5) Sanjeev MehtaAnswer-1) Rajesh Subramaniam
Explanation:
An Indian-American Rajesh Subramaniam, President and Chief Executive Officer (CEO) of FedEx Corporation, the world’s largest express transportation company, has been awarded the Pravasi Bharatiya Samman Award 2023, by Taranjit Singh Sandhu, India’s Ambassador to the US, for his contribution to Business.
i. The award was conferred by Droupadi Murmu, President of India, on 10 January 2023, as a part of the celebration of the 17th Pravasi Bharatiya Divas (PBD) 2023 at Indore, Madhya Pradesh.
ii. 27 Indians living abroad received the Pravasi Bharatiya Samman Award in 2023.
Note- Pravasi Bharatiya Samman Award is the highest civilian award given by the Government of India to persons of Indian origin and the Indian diaspora. - Who was recently (in April ‘23) appointed as the interim Managing Director (MD) and Chief Executive Officer (CEO) of Karnataka Bank?
1) Ananthakrishna
2) Mahabaleshwara M S
3) Sekhar Rao
4) M S Krishna Bhat
5) P RaghuramAnswer-3) Sekhar Rao
Explanation:
Karnataka Bank had appointed Sekhar Rao as the interim Managing Director (MD) and Chief Executive Officer (CEO), following the completion of Mahabaleshwara M S ’s term as the incumbent CEO.
i. Mahabaleshwara M S, who served as the bank’s managing director and CEO, completed his second three-year term and demitted office on April 14.
ii. Sekhar Rao, the bank’s executive director, assumed the role of interim managing director and CEO on April 15, 2023, after receiving approval from the Reserve Bank of India on April 12, 2023. - Name the union minister who has recently (in April ‘23) launched the “YUVA Portal” and One Week- One Programme to help in connecting and identifying potential young Start-Ups.
1) Bhupender Yadav (Union Minister of Labour and Employment)
2) Dharmendra Pradhan (Union Minister of Skill Development and Entrepreneurship)
3) Narayan Tatu Rane (Union Minister of Micro, Small and Medium Enterprises)
4) Jitendra Singh (Minister of State of Science & Technology)
5) Ashwini Vaishnaw (Union Minister of Electronics and IT)Answer-4) Jitendra Singh (Minister of State of Science & Technology)
Explanation:
Dr Jitendra Singh, Union Minister of State (Independent Charge) Science & Technology, launched the “YUVA Portal” and One Week- One Programme at National Physical Laboratory (NPL) in New Delhi, Delhi, to help in connecting and identifying potential young Start-Ups.
• YUVA- Young, Upcoming and Versatile Authors.
i. Dr Jitendra Singh highlighted the 37 Council of Scientific & Industrial Research (CSIR) Labs spread across India as examples of India’s excellence in technology, innovation, and start-ups.
ii. The One Week – One Lab programme will offer the opportunity for the CSIR labs to showcase the work being done by them so that others can avail of it.
• CSIR-National Physical Laboratory (NPL) is going to organise the One Week- One Lab program from 17 to 21 April 2023. - What was the theme of International Day for Monuments and Sites/ World Heritage Day 2023 that was observed across the globe on 18th April 2023?
1) Complex Pasts: Diverse Futures
2) Heritage Changes
3) Shared Cultures, Shared Heritage, Shared Responsibility
4) Cultural Heritage & Sustainable Tourism
5) Heritage for GenerationsAnswer-2) Heritage Changes
Explanation:
International Day for Monuments and Sites, also known as World Heritage Day is annually observed across the globe on April 18 to create global awareness about the significance of historical, heritage, and cultural monuments, and measures to protect them so that future generations can also witness them and embrace the rich heritage of the world.
i. International Day for Monuments and Sites 2023 was observed on 18th April 2023 under the theme “Heritage Changes”.
• The theme for World Heritage Day is annually proposed by the International Council on Monuments and Sites (ICOMOS)
ii. The day was 1st observed in 1983 by the United Nations Educational, Scientific and Cultural Organization (UNESCO).
- In which city, the Indian Navy has recently (in April ‘23) conducted the offshore security exercise ‘Prasthan’?
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