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Top 10 Questions Based on Current Affairs 17 & 18 April 2022
- The Union Health Minister, Mansukh Mandaviya, recently (in April’22) organised a week-long celebration to mark the ______ anniversary of Ayushman Bharat-Health and Wellness Centres (AB-HWCs).
1) 4th
2) 5th
3) 7th
4) 3rd
5) 6thAnswer-1) 4th
Explanation:
The Union Health Minister Mansukh Mandaviya, organised a week-long celebration under the “Azadi Ka Amrit Mahotsav”, marking the fourth anniversary of Ayushman Bharat- Health and Wellness Centres (AB-HWCs) from April 16 to April 22.
i. The AB-HWCs scheme was launched in February 2018 by the Ministry of Health and Family Welfare (MOHFW) in order to achieve Universal Health coverage as realised under National Health Policy 2017.
ii. Mansukh Mandaviya, the Union Health Minister addressed the fourth anniversary celebration of AB-HWCs in a meeting organised virtually and the Government of India is committed to establish 1,50,000 AB-HWCs by December 2022. - Which company recently (in April’22) became India’s first fintech led NBFC factor to receive the Certificate of Registration (CoR) under Registration of Factors (Reserve Bank) Regulations 2022?
1) Opel Finance
2) Bajaj Finance
3) 121 Finance
4) NeelGagan Finance
5) Mahindra & Mahindra FinanceAnswer-3) 121 Finance
Explanation:
Jaipur (Rajasthan)-based 121 Finance becomes India’s first fintech led NBFC (non-banking financial company)-Factor to receive the Certificate of Registration (CoR) under Registration of Factors (Reserve Bank) Regulations 2022. i. e , it is the first NBFC to convert from an Investment and Credit Company (ICC) to an NBFC-Factor.
i. Under this registration, MSME can sell a receivable invoice to 121 Finance, without any collateral. With this the business can convert these invoices into cash instantly and be free from the management of the receivables. - Which of the following companies recently (in April’22) launched the world’s first crypto-backed payment card named ‘Nexo Card’ along with Nexo company?
1) Mastercard
2) American Express
3) DiPocket
4) Only 1 & 2
5) Only 1 & 3Answer-5) Only 1 & 3
Explanation:
A partnership of London (United Kingdom)-based Nexo with Mastercard, and DiPocket launched the world’s first crypto-backed payment card namely ‘Nexo Card’ in selected European countries.
i. Available both in virtual and physical form, this card allows users to spend without having to sell their digital assets such as bitcoin, which are used as collateral to back the credit granted.
ii. Interest remains at 0% for customers who maintain a loan-to-value ratio of 20% or below.
iii. Every Nexo Card transaction will get instant crypto cashback up to 2%, paid out in Bitcoin or in Nexo’s native NEXO Token. - In April 2022, the central govt. amended Foreign Exchange Management (Non-debt Instruments) Rules, 2019 to allow ______ of Foreign Direct Investment (FDI) in the Life Insurance Corporation of India (LIC).
1) 20%
2) 10%
3) 15%
4) 30%
5) 40%Answer-1) 20%
Explanation:
In exercise of the powers conferred by clauses (aa) and (ab) of sub-section (2) of section 46 of the Foreign Exchange Management Act, 1999 (42 of 1999), the Central Government has amended Foreign Exchange Management (Non-debt Instruments) Rules, 2019 with Foreign Exchange Management (Non-debt Instruments) (Amendment) Rules, 2022 allowing Foreign Direct Investment (FDI) in the Life Insurance Corporation of India (LIC) upto 20%, and to align with the modified FDI policy.
i. The amendment also allows start-ups to issue convertible notes for a maximum period of 10 years from earlier 5 years. - Which organisation recently (in April’22) created a Resilience and Sustainability Trust (RST) to help Vulnerable Countries?
1) Asian Infrastructure Investment Bank
2) World Trade Organization
3) International Monetary Fund
4) Asian Development Bank
5) World BankAnswer-3) International Monetary Fund
Explanation:
The Executive Board of the International Monetary Fund (IMF) has decided to create a new facility named the Resilience and Sustainability Trust (RST), which will come into effect on May 01, 2022.
i. Objective: To guide low-income and vulnerable middle-income countries in addressing longer-term structural concerns that pose macroeconomic risks, including climate change and pandemics.
ii. The aim is to establish a trust with at least USD 45.8 billion in resources in order to balance the demands of potential contributors and borrowers. - In April 2022, UDAN Scheme was selected for the Prime Minister’s Award for Excellence in Public Administration 2020 in the category “Innovation (General) – Central”.
The UDAN Scheme was under which ministry?
1) Ministry of MSME
2) Ministry of Jal Shakti
3) Ministry of Commerce and Industry
4) Ministry of Civil Aviation
5) Ministry of Housing and Urban AffairsAnswer-4) Ministry of Civil Aviation
Explanation:
UDAN (Ude Desh ka Aam Nagrik), a flagship Regional Connectivity Scheme (RCS) of the Ministry of Civil Aviation (MoCA) has been chosen for the Prime Minister’s Award for Excellence in Public Administration 2020 in the category “Innovation (General) – Central”.
The award will be presented to the Ministry of Civil Aviation on April 21 – Civil Service Day.
About Prime Minister’s Award for Excellence in Public Administration:
i. The Government of India established this award in 2006 to honour, recognise, and reward remarkable and innovative work done by Districts and Organizations of State/Government.
ii. In 2021, the Scheme was revamped with a new approach to encourage Constructive Competition, Innovation, Replication and Institutionalisation of Best Practices. - Which bank recently (in April’22) won the global ‘Celent Model Bank’ award under the ‘Payments System Transformation’ category?
1) YES Bank
2) IndusInd Bank
3) HDFC Bank
4) Axis Bank
5) ICICI BankAnswer-2) IndusInd Bank
Explanation:
The Celent, leading research and advisory firm on Banking Technology, has awarded the global ‘Celent Model Bank’ award for IndusInd Bank for its best-in-class Enterprise Payments Hub (EPH) under the ‘Payments System Transformation’ category.
The award acknowledges the bank’s efforts in creating a cloud-based central payments hub which is capable of processing high transaction loads originating from all forms of payment instructions and client touchpoints.
About Celent Model Bank award:-
i. The award is given by Celent, a leading research and advisory firm focused on technology for financial institutions globally.
ii. The award recognises best practices of using technology in different areas that are critical for banking. - In April 2022, the Appointment Committee of the Cabinet (ACC) extended the service of Kamlesh Nilkanth Vyas, Chairman of the Atomic Energy Commission (AEC), until ________.
1) June 2024
2) May 2023
3) April 2025
4) June 2023
5) August 2025Answer-2) May 2023
Explanation:
The Appointment Committee of the Cabinet (ACC) has approved the extension of service to Kamlesh Nilkanth Vyas, Chairman of Atomic Energy Commission (AEC), for a period of 1 year beyond 3rd May 2022, i.e., upto 3rd May 2023.
i. This is the 2nd extension for Kamlesh Nilkanth Vyas, who has been serving as the Chairman of Atomic Energy Commission since September 2018.
ii. In May 2021 his term was extended for a period of 1 year, i.e., upto 3rd May 2022. - Name the Indian GrandMaster (GM) who won the 48th La Roda International Open Chess Tournament in Castilla La Mancha, Spain in April 2022.
1) Raunak Sadhwani
2) Dommaraju Gukesh
3) Anwesh Upadhyaya
4) Rameshbabu Praggnanandhaa
5) Arjun VishnuvardhanAnswer-2) Dommaraju Gukesh
Explanation:
The Indian GrandMaster (GM) Dommaraju Gukesh, won the 48th La Roda International Open Chess tournament held at Castilla La Mancha, Spain by defeating Israel GM Victor Mikhalevski in the final round and scoring 8 points from nine rounds.
i. The third place was secured by Indian GM Rameshbabu Praggnanandhaa who scored seven points followed by Indian GM Raunak Sadhwani (4th place). - Who authored the book, “Hear Yourself: How to Find Peace in a Noisy World” for India?
1) Aravind Adiga
2) Jhumpa Lahiri
3) Salman Rushdie
4) Ashwin Sanghi
5) Prem RawatAnswer- 5) Prem Rawat
Explanation:
Renowned Author Prem Rawat has released his book titled “Hear Yourself: How to Find Peace in a Noisy World” for India in Mumbai, Maharashtra. The book is published by HarperOne, an imprint of HarperCollins Publishers.
i. The book is available in 5 languages such as English, French, Spanish, Italian, and Portuguese and it aims to help the readers to develop better self understanding and understand their own potential.
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