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ABHICL introduced India’s first Health Insurance plan, ‘Activ Health Policy’ with upto 100% Premium returns

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100 percent return on premiumOn 26th February 2021, the Aditya Birla Health Insurance Company Limited (ABHICL),  Health Insurance subsidiary of Aditya Birla Capital Limited, has announced India’s first initiatives of upto 100% health insurance premium returns and other products with upgrades under the new version of its Flagship product ‘Activ Health Policy’. 

  • With this ABHICL became the only insurance company to offer up to 100% premium returns(HealthReturnTM), offers upto 100% reload of sum insured through its upgraded Activ Health Policy.
  • ‘Activ Health’ is Asia’s first plan to offer mental illness counselling coverage and Industries first to cover unlimited homeopathy telemedicine.

Features of Enhanced Activ Health:

i.This also offers coverage for mental illness counselling, unlimited homeopathy telemedicine, modern and advanced treatment methods, Day 1 coverage for chronic illness(Asthma, High Blood Pressure, Cholesterol and Diabetes) for all the customers.

ii.For the customers who have or develop chronic condition gets automatic upgrade at no extra cost.

iii.This also provides access to expert health coaches for medical, Nutritional, Mental and fitness, Mental counselling sessions and Homeopathy teleconsultation.

iv.The Double sum insured in 2 claim free years will earn 50% no claim bonus for every claim free year(up to 100% sum insured).

v.The inbuilt international cashless treatment of the policy covers upto Rs.3 to 6 crore.

Rewards and Benefits:

i.Under this the consumers are rewarded with cash equivalents that can be used for health related expenses like purchase of medicines, cost of diagnostic tests, day care treatment, outpatient expenses(OPD) and alternative treatments, which is traditionally excluded).

ii.This can also be used towards the payment of future premium.

iii.This also provides the wellness ecosystem access to people without exclusivity.

iv.The customers can access the details of their health insurance and access healthcare services through Activ Health App.

Recent Related News:

On December 7, 2020 ICICI Lombard General Insurance Limited partnered with Plum Benefits Private Limited to co-create India’s first technologically backed group health insurance products.

Aim– To offer employers and employees flexibility, transparent pricing, and exceptional healthcare experience.

About  Aditya Birla Health Insurance Company Limited (ABHICL):

ABHICL is a joint venture of Aditya Birla Groups and MMI Holdings of South Africa.
CEO– Mayank Bathwal
Incorporated in 2015